34772 Homes with Waterfront

34772 Homes with Waterfront

Welcome to the picturesque zip code 34772, nestled in the heart of St Cloud, FL. This charming area, located in Osceola County, is a hidden gem for those seeking a tranquil yet convenient place to call home. With Narcoossee Road running through the city, residents enjoy easy access to local amenities, schools, and entertainment options.

One of the standout features of homes in the 34772 zip code is their waterfront locations. Imagine waking up to stunning views of the water every morning, enjoying peaceful sunsets from your backyard, or even taking a relaxing boat ride just steps from your front door. Whether you're a nature enthusiast, an avid fisherman, or simply appreciate the serenity that waterfront living provides, this area has something for everyone.

In addition to the natural beauty that surrounds the homes in 34772, residents also benefit from a strong sense of community, top-rated schools, and a variety of dining and shopping options nearby. Whether you're looking for a cozy cottage by the lake or a spacious waterfront estate, you're sure to find your dream home in this idyllic zip code.

Come and explore all that 34772 has to offer - from the peaceful waterfront properties to the welcoming community atmosphere, there's something here for everyone. Experience the best of Florida living in this hidden oasis in St Cloud.

Newest 34772 Homes with Waterfront

$659,000
5 Beds ⋅ 4 Baths ⋅ Hanover Lakes Ph 5 SubDv. ⋅ 34772 Zip Code
Vacant home ready for move in! Upgraded Exbury Premier Model. Experience the best of lakeside living in this stunning 2023-built home located in the sought-after Hanover Lakes community. With 5 spacious bedrooms, 3.5 bathrooms, and a flexible first-floor office or den, this beautifully designed residence features a modern open-concept layout perfect for both everyday comfort and effortless entertaining. Step inside to an expansive main living area highlighted by upgraded herringbone wood tile flooring, a large kitchen island, and generous cabinet space. The natural medium oak cabinetry, granite countertops, and gold-finish hardware add a modern touch, while smart light fixtures throughout the home provide both convenience and style. With over $66,000 in owner upgrades, this home blends high-end finishes with thoughtful enhancements throughout. The dining area flows seamlessly into a covered, tiled lanai—now upgraded with a screened door—creating an ideal space for indoor- outdoor living year-round. Upstairs, a spacious second living area provides flexibility for media, work, or play. Four generously sized bedrooms and two full bathrooms provide ample room for family or guests, while the first-floor primary suite serves as a private retreat complete with a spa-inspired bath, deluxe soaking tub, and separate shower. Additional highlights include a 3-car garage with protective epoxy flooring, offering a polished, non-slip finish, and plenty of storage space. Though barely lived in, this home presents like brand new—ready for its next chapter. Residents of Hanover Lakes enjoy exclusive access to a private boat dock with direct access to Alligator Lake, perfect for enjoying Florida's natural beauty. The community also features a resort-style pool, splash pad, and a spacious sundeck with breathtaking views. Located in Osceola County, you're just minutes from Orlando’s top attractions, beaches, and major expressways. Don’t miss this incredible opportunity to own a nearly new home in a vibrant waterfront community—schedule your private tour today!

5019 Down Court, St Cloud
$435,000
4 Beds ⋅ 3 Baths ⋅ Doe Run At Deer Creek SubDv. ⋅ 34772 Zip Code
WOW! 4 Bedrooms, 3 Full Baths, “3” CAR GARAGE”, and WOW what a back yard, NO CDD’s and Low HOA, Go fishing out your back door, enjoy the deer very close by, and an assortment of wild life. Elementary children can walk to school just steps away-12 homesites away. His and Her Closets. If a 3-car garage isn’t enough how about adding a 10 x 16 shed. Kitchen has undercounter lighting, pantry plus a little nook for coffee, tea or wine. Two major grocery stores within a mile of subd, drive near to the theme parks, and hospitals. Newer Bosch AC 18 Seer 4-5 tn 2020. Apx. 3 miles to Turnpike Entrance. A nice office right by the from the front door. Master BR has an door that exits to the lanai. Mature trees. The backyard appears to be larger because of a few easements. Bathrooms: Master has Garden Tub and Shower, Separate Counters w/sinks 10x20, Guest: has two sinks with a shower-tub combo and pool bath door, Other Guest has Full Size Shower. Already in place is Home Warranty with $75. deductible for each service call. Don't want to miss this one.

3638 Doe Run Drive, St Cloud
$350,000
S L & I C SubDv. ⋅ 34772 Zip Code
This 9.45 acre vacant residential parcel on Hickory Tree Road in Saint Cloud offers key potential in a growing Osceola County corridor. The property features a Future Land Use designation of Low Density Residential (LDR), offering strong potential to seek a variance or rezoning approval for 3 to 8 units per acre, subject to Osceola County planning and zoning approval. Conveniently located near local services, major regional routes, and zoned schools. This site presents an exceptional opportunity for custom home developers or long-term land investors. Buyers and buyer agents are advised to independently verify all zoning, future land use, wetland boundaries, soil suitability, and potential unit densities with Osceola County authorities.

Hickory Tree Road, St Cloud
$1,499,999
4 Beds ⋅ 3 Baths ⋅ S L & I C SubDv. ⋅ 34772 Zip Code
PRIVATE COUNTRY LIVING ON ALMOST 5 ACRES! Discover the space, privacy, and freedom that come with this beautiful 4 bedroom, 3 bath single-family home situated on approximately 4.78 acres in St. Cloud. With nearly 3504 square feet of living space and a spacious 3 car plus workshop garage, this property offers plenty of room for family, hobbies, vehicles, toys, and all the extras that come with an acreage lifestyle. Enjoy the peace and tranquility of your own private property while still being conveniently located in the growing St. Cloud area. The expansive acreage provides endless possibilities for outdoor enjoyment, gardening, recreational activities, animals, additional structures, or simply enjoying the space and privacy that are becoming increasingly hard to find. A rare opportunity to own a spacious home with nearly 5 acres in St. Cloud! Minutes to Downtown St Cloud with shopping area featuring over 10 antique and collectible shops, craft stores, local diners, American Legion Hall, VFW Hall, movie theatre, two historical hotels and local Lynx bus transportation. Enjoy living in St. Cloud with the Lakefront Park. Take a bike ride or a stroll in the evening by the lake! Awesome views with wild life to enjoy! This award winning recreational area offers walking trails, playground, splash pad, sandy beach, boating marina and restaurant for everyone to enjoy. St. Cloud is a family oriented community offering small town living in a location near to Downtown Orlando, The Orlando International Airport, and the newly created Medical City at Lake Nona. Nearby to the Florida Turnpike makes easy access to area attractions. As always, we recommend verifying all room measurements to ensure accuracy.

4594 Hickory Tree Rd, St Cloud
$325,000
3 Beds ⋅ 3 Baths ⋅ Gramercy Farms Ph 6 SubDv. ⋅ 34772 Zip Code
Welcome home to this beautifully maintained townhome in the desirable Gramercy Farms community of St. Cloud! Freshly painted throughout and move-in ready, this home features stylish LVP flooring along with brand-new carpet, creating a fresh and inviting feel from the moment you step inside. The kitchen features stainless steel appliances, ample cabinet and counter space, and all appliances are included for added convenience. The home also features automatic blinds on all windows, plus a remote-controlled blind on the sliding glass door, adding a modern touch to everyday living. Step outside to the screened-in patio and enjoy peaceful pond views—the perfect setting for morning coffee, relaxing after a long day, or entertaining family and friends. Location is another major advantage! Gramercy Farms offers convenient access to the highly sought-after Lake Nona area, including Medical City, while still providing the relaxed atmosphere of St. Cloud. Enjoy easy access to shopping, dining, schools, major roadways, Orlando International Airport, and the growing amenities throughout the Lake Nona and St. Cloud areas. With fresh interior paint, brand-new carpet, LVP flooring, stainless steel appliances, automatic blinds, a screened patio, and a tranquil pond view, this home offers an excellent combination of comfort, convenience, and low-maintenance Florida living. Schedule your private showing today and discover all this Gramercy Farms home has to offer!

2956 Fieldwood Circle, St Cloud
$449,900
4 Beds ⋅ 4 Baths ⋅ Whaleys Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome to 3949 Baja Drive, a spacious single-family home situated in the desirable Whaley's Creek community. Built in 2017, this multi-level home boasts modern finishes, generous living spaces, and convenient location. The home offers a spacious layout with 4 Bedrooms and 3.5 Bathrooms. The primary bedroom offers a private retreat with a double vanity, walk-in closet, and modern fixtures. All 3 bedrooms upstairs have walk-in closets and one even has its own private full bathroom. There is another office space on the main floor and a giant loft/living area upstairs. The gourmet kitchen is fully equipped with stainless steel appliances, granite countertops, and an island setup that is designed for entertaining. The screened in lanai overlooks the beautiful backyard with a pond view which means no rear neighbors! The yard is equipped with an irrigation system on its own reclaimed meter. 2 car garage with epoxy floors. Whaley's Creek offers a low HOA with access to community facilities, including a neighborhood pool and playground. No CDD. Located under 3 miles from Florida's Turnpike, offering seamless travel to Lake Nona's Medical City, Orlando International Airport (MCO), and Central Florida attractions.

3949 Baja Drive, St Cloud
$639,000
5 Beds ⋅ 4 Baths ⋅ Hanover Lakes Ph 5 SubDv. ⋅ 34772 Zip Code
Virtually Staged. WELCOME TO YOUR WATERFRONT FLORIDA LIFESTYLE! This stunning 2023-built, 5-bedroom, 3-bath home offering 3,846 square feet of living space in the highly desirable Hanover Lakes community. If you're looking for the perfect combination of boating, resort-style amenities, modern living, and plenty of space, this home checks all the boxes! Situated along a peaceful canal with dock rights and access to the Alligator Chain of Lakes, this property offers an incredible opportunity to embrace the Florida boating lifestyle right from your own backyard. From the moment you arrive, the welcoming front porch invites you to slow down and enjoy the neighborhood. Sip your morning coffee while watching neighbors walk, jog, and bike through this beautiful community. Step inside to a spacious, thoughtfully designed floor plan perfect for both everyday living and entertaining. The main level features a private bedroom and full bathroom with soaker tub, making it ideal for relaxing from a long day. This large home is perfect for multigenerational living, or anyone wanting a comfortable first-floor retreat. A dedicated office provides the perfect space for working from home, running a business, or managing household needs. The heart of the home is the impressive open kitchen, featuring stainless steel appliances, a large center island, stylish backsplash, and adjoining dining area. The open-concept design makes entertaining effortless while keeping everyone connected. The entire downstairs is already tiled, offering both style and easy maintenance. Upstairs, you'll find four additional bedrooms, including a spacious suite designed for relaxation. The bathroom features a large walk-in shower, huge soaker tub while the generous walk-in closet provides plenty of storage. And the space doesn't stop there! A versatile loft and separate flex space give you endless possibilities. Create a media room, playroom, home gym, study, hobby area, or additional living space—the choice is yours. Step outside onto the beautiful and large paved rear lanai and take in the tranquil canal views. Professionally installed turf grass for maintenance free yard leaving you extra time to enjoy living the Florida lifestyle. Whether you're enjoying your morning coffee, hosting friends, or relaxing at the end of the day, the peaceful waterfront setting creates the perfect backdrop. For boating enthusiasts, the canal provides dock rights and access to the Alligator Chain of Lakes, opening the door to days spent fishing, cruising, exploring, and enjoying the water. The community also features a boat lift that provides access from the canal system to the lake, making it even easier to enjoy the boating lifestyle. And when you're ready to stay closer to home, Hanover Lakes offers fantastic resort-style amenities, including a community pool with splash area and playground—providing plenty of options for fun and relaxation for the entire family. With nearly new construction, 5 bedrooms, 3 full baths, a dedicated office, loft, flex space, canal frontage, dock rights, lake-chain access, and resort-style community amenities, this home offers much more than a beautiful home—it offers the Florida lifestyle you've been dreaming about. Bring your boat, bring your family, and get ready to enjoy life on the water! Virtually staged in one or more photos

5035 Down Court, St Cloud
$367,990
4 Beds ⋅ 2 Baths ⋅ Southern Pines Ph 4 SubDv. ⋅ 34772 Zip Code
** Virtually Staged ** Nearly New with Premium Pond-View Residence in Sought-After St. Cloud Community — No CDD Fees Experience the ideal balance of contemporary luxury and peaceful living in this exceptional four-year-old home. Virtually new yet offered at a significant advantage over current new-construction pricing, this residence is situated in one of St. Cloud’s most desirable neighborhoods and features striking premium pond views that foster a sense of calm and privacy. An inviting open-concept floor plan seamlessly connects the gathering room, dining area, and gourmet kitchen, creating an expansive atmosphere well suited to both entertaining and everyday living. The kitchen is appointed with a substantial center island, stainless-steel appliances, elegant granite countertops, and generous workspace for culinary pursuits. Recent updates ensure move-in readiness, including brand-new carpeting in all bedrooms and fresh interior paint throughout. Durable tile flooring extends through the foyer, great room, kitchen, and wet areas, combining practicality with timeless appeal. The thoughtfully designed layout provides four spacious bedrooms and two full bathrooms. The private primary suite, positioned at the rear of the home, overlooks the tranquil pond and includes an en-suite bath with dual-sink vanity, walk-in closet, and luxurious shower. Three additional bedrooms near the foyer offer flexibility for family, guests, or a home office. Outdoor living is enhanced by a covered lanai, ideal for enjoying morning coffee or evening gatherings while taking in the picturesque pond vistas. Structural upgrades, including the lanai, complement the refined finishes of the Canvas Signature Collection – Overture, characterized by its modern aesthetic of crisp whites and deep grays. This rare opportunity to acquire a nearly new home in a prime St. Cloud location places you near parks, lakes, and the many amenities of Central Florida—without the burden of CDD fees. Contact us today to schedule your private tour—your dream home with pond-view tranquility awaits!

486 Pine Tree Bridge Trail, St Cloud
$550,000
5 Beds ⋅ 4 Baths ⋅ Hanover Lakes Ph 4 SubDv. ⋅ 34772 Zip Code
Welcome home! This waterfront property boasts 5 bedrooms and 3.5 bathrooms - the perfect large family or multigenerational home - with direct connection to the Alligator Chain of Lakes through the community boat lift for a luxurious lakefront lifestyle that places relaxing, boating, and fishing fun right at your doorstep. Modern finishes, smart home features, and a prime location on a quiet dead-end street position it as an ideal retreat for those seeking the lakefront lifestyle. The open family room and chef's kitchen anchor the home's interior, with a large island, breakfast bar seating, quartz waterfall countertop, stainless steel appliances, self-cleaning double wall oven, farm sink, pantry closet, and 42-inch upper cabinets providing serious cooking capabilities for all occasions, with a quaint canal view. Smart features add a layer of 21st-century functionality to this home, with the garage door, thermostats, Eufy security system, and double wall oven being Wi-Fi connected and controllable whether you are home or away. Although these seem like small things, the little things make such a difference when life never seems to slow down. The app for the oven is the seller’s personal favorite because you can set the temperature ahead of time, so it is ready as soon as you walk in. The features don’t stop there. Recessed lighting illuminates the main areas, where cohesive and durable tile creates visual continuity from the entry foyer to the family room. The cohesiveness continues throughout the home, with all bedrooms featuring plush carpet, offering warmth and comfort in the private quarters, while all bathrooms include matching quartz countertops that perfectly complement the kitchen. Whether it is a morning coffee, a lazy Sunday, or quality time, the relaxing canal view can be enjoyed from the screened patio, family room, or even your bed in the primary suite. Air-conditioned storage is another plus of this home, with several large closets throughout, including some that are hidden away. Beyond the property itself, the community of Hanover Lakes features an array of thoughtful amenities. First off, there is a community boat ramp and lift to the Alligator Chain of Lakes, making the need for a private dock optional. Secondly, there is a community pool with a small waterpark that has two slides, a covered patio with plenty of tables and chairs, a shaded playground, and a multipurpose field adjacent to the pool, perfect for all kinds of fun under the sun. The pool, playground, and patio sit behind a security gate that can be opened via an app, keeping the area secure and making it the perfect setting for the whole family to enjoy. Next to the boat lift, there is also a covered fishing dock that provides both a relaxing place to fish and view the calming waters of Alligator Lake. For daily needs, Publix and Winn-Dixie are minutes away, while Royal St. Cloud Golf Links is just around the corner for golf enthusiasts. Lakefront Park is also nearby with waterfront dining and outdoor recreation, including a beach area, walking/riding trails, splash pad, playground, and a public boat ramp providing access to additional boating, fishing, and water recreation on the East Lake Toho Chain of Lakes. St. Cloud Medical Center is conveniently located for medical needs, and proximity to the FL Turnpike ensures smooth regional connectivity. Do not miss your chance to experience this waterfront lifestyle firsthand. Schedule your private showing today!

5012 Bessie Court, St Cloud
$600,000
Mccools Add To Kissimmee Park SubDv. ⋅ 34772 Zip Code
WATERFRONT INVESTMENT & DEVELOPMENT OPPORTUNITY ON WEST LAKE TOHO! Approximately 1.89 acres with freshwater canal access to Lake Tohopekaliga, offering water views, lake privileges and a unique opportunity in the rapidly growing St. Cloud market. An adjoining approximately 1.83-acre waterfront parcel may also be available, creating the potential to assemble approximately 3.72 waterfront acres. With utilities available and commercial or mixed-use possibilities subject to county approval, this property offers exciting potential for an investor, developer or owner-user. Conveniently located near major roadways, shopping, dining and the continued growth of the St. Cloud area. Buyer to independently verify zoning, land use, development potential and permitted uses with the appropriate county authorities.

Seaman Avenue, St Cloud
$330,000
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 1 SubDv. ⋅ 34772 Zip Code
One of Twin Lakes' most beautifully upgraded carriage homes, this exceptional Daytona model is perfectly positioned on a PREMIUM POND-FRONT HOMESITE, offering peaceful water views, outstanding indoor-outdoor living, and an impressive collection of builder and owner upgrades that set it apart from other Daytona carriage homes. From the moment you step inside, you'll appreciate the attention to detail, including crown molding throughout the main living areas, upgraded lighting, a stained-glass accent window, a retractable front screen door, and an open, light-filled floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room is enhanced by a BUILT-IN SURROUND SOUND HOME THEATER SYSTEM, creating the perfect setting for movie nights or gathering with friends. The beautifully appointed kitchen is the heart of the home, featuring quartz countertops, a stainless farmhouse sink, upgraded appliances, under-cabinet lighting and upper-cabinet lighting, abundant cabinetry, and a large island that flows seamlessly into the dining and living areas. The primary suite offers a peaceful retreat with tranquil pond views, a custom-designed walk-in closet, and a beautifully upgraded ensuite bath featuring illuminated touch mirrors, including an integrated media mirror that adds a touch of everyday luxury. Step outside to what may become your favorite room of the house. The EXTENDED SCREENED LANAI was designed for true Florida living, complete with a SUMMER KITCHEN, outdoor television, motorized shades, and plenty of space to relax, dine, and entertain while overlooking the peaceful pond. Additional features include a whole-house attic fan, ceiling fans throughout, an oversized laundry room with utility sink and upper and lower cabinetry, and added peace of mind with a 7,000-WATT GENERATOR INCLUDED and a professionally installed generator connection already in place. Located within the gated 55+ Twin Lakes community, residents enjoy exceptional amenities including multiple pools including a resort lagoon pool, lakefront clubhouse, fitness center - men/women steam room and sauna, pickleball, basketball and tennis courts, walking trails, fishing, lake access - pontoon boat, john boat and kayak rentals, pavillion with kitchen and lounge area with a TV and fireplace, and a vibrant calendar of social activities—all while enjoying a low-maintenance lifestyle. Every detail has been thoughtfully selected to create a home that's as functional as it is beautiful. If you've been waiting for an exceptional carriage home with premium pond views and upgrades that truly stand apart, you've just found it.

2495 Datura Loop, St Cloud
$599,000
3 Beds ⋅ 3 Baths ⋅ Twin Lakes Ph 2c SubDv. ⋅ 34772 Zip Code
Discover Your Oasis of Comfort in Twin Lakes. This charming 3-bedroom/3-bath HOME offers the perfect blend of tranquility and convenience. Featuring three spacious bedrooms and three well-appointed bathrooms. Designed with modern upgrades. Step inside to find an inviting ambiance enhanced by 7-inch crown molding and tray ceilings. And Plantation Shutters throughout! As you enter the spacious hallway leading to the open kitchen, living room, and breakfast nook. You are greeted with a screened lanai with a relaxing water view. The gourmet kitchen boasts upgraded light wood cabinetry with crown molding, a custom backsplash, quartz countertops with a generously sized island, an extra-large sink, gas cooktop, double ovens, and a custom hood. A spacious walk-in pantry and an upgraded laundry room. The open-concept living area flows seamlessly to a lanai with cornerless sliding doors. The oversized first-floor primary bedroom comes with a view: elegant Tray ceilings/dual fans, and Sunburst Plantation Shutters. The primary has an ensuite bathroom and walk-in closet. The primary bathroom has dual sinks and quartz countertops, a seamless glass shower with a high-end faucet, dual shower heads, including a rain shower, and a custom tile bench. Amenities include a resort-style pool, a lap pool and a 3rd pool on the villa side. There is also a 20,000 square foot Gorgeous Clubhouse, state-of-the-art fitness center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities to keep you VERY busy!! All of this in a GREAT gated community located in Central Florida close to Lake Nona Medical City, Orlando, Orlando International Airport, Theme Parks, and Brevard Beaches! Don’t miss the chance to own this exceptional property that beautifully blends luxury, security, and functionality. Experience the vibrant lifestyle that Twin Lakes will give you Owner Upgrades: Sunburst Plantation Shutters throughout home. $9,000 Indoor Motorized Roller Shade w/rechargable Motor. $2000. Outdoor Motorized Roller Light Filtering Shade $2300 Epoxy Garage Floor - Lifetime Warranty $4200 Spring Well Water Filtering System $2500 Subwoofer for Surround Sound $300 Screening for Lanai $3400 Mounted TV for Lanai $500

2680 Redblush Terrace, St Cloud
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