34772 Homes under $350,000

34772 Homes under $350,000

Welcome to the charming community of St. Cloud, nestled in the heart of Osceola County, Florida, where the zip code 34772 serves as a gateway to a vibrant lifestyle. Known for its picturesque landscapes and friendly atmosphere, St. Cloud is an ideal place for families, retirees, and anyone looking to embrace the warm Florida sunshine.

One of the standout features of this area is its affordability, with a variety of homes available for under $350,000. This makes St. Cloud an attractive option for first-time homebuyers and those looking to invest in a growing community without breaking the bank. You’ll find a delightful selection of properties, from cozy single-family homes to charming townhouses, all designed to suit diverse lifestyles and preferences.

The neighborhood is rich with amenities, including parks, schools, and shopping centers, making daily life both convenient and enjoyable. Outdoor enthusiasts will appreciate the proximity to beautiful lakes and recreational areas, perfect for fishing, boating, or simply soaking up the sun. The vibrant local culture is reflected in the community events and festivals held throughout the year, fostering a strong sense of belonging among residents.

With easy access to major highways, commuting to nearby cities like Orlando is a breeze, allowing you to enjoy the excitement of city life while returning to the tranquility of your St. Cloud home. Whether you're looking for your first home or a place to retire, the 34772 zip code offers a welcoming community filled with opportunities. Come and discover your dream home in this enchanting corner of Florida!

Newest 34772 Homes under $350,000

2327 Datura Loop, St Cloud
$340,000
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 2 SubDv. ⋅ 34772 Zip Code
Set within the gated 55+ community of Twin Lakes in Saint Cloud, this 2-bedroom, 2-bathroom home offers a beautifully finished interior, a flexible bonus space, and a peaceful setting with no rear neighbors. Built in 2024, the home pairs a clean, modern design with an open layout that makes everyday living and entertaining feel effortless. The heart of the home brings the kitchen and main living area together, with large sliding glass doors drawing in natural light and opening the space toward the lanai. The kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, a tile backsplash, gas range, and an oversized island with seating. Recessed and track lighting add to the bright feel, while the abundance of cabinetry provides plenty of storage. A separate flex room near the front of the home provides valuable additional space for a home office, den, hobby room, or sitting area. The primary suite is privately positioned and features a tray ceiling, generous natural light, and an en-suite bathroom with a long dual-sink vanity and an oversized walk-in shower surrounded by floor-to-ceiling tile and frameless glass. A second bedroom and full bathroom provide comfortable accommodations for guests. The dedicated laundry room adds even more functionality with cabinetry, counter space, a utility sink, and room for additional storage. An attached 2-car garage and paver driveway complete the front of the home. Out back, sliding glass doors lead to a covered, screened lanai with brick pavers and a ceiling fan. With no rear neighbors, the outdoor space looks across an open green area bordered by mature landscaping, creating a relaxing setting for morning coffee, outdoor dining, or simply enjoying the Florida weather. Twin Lakes provides an active 55+ lifestyle within a gated setting, with community amenities that include a clubhouse, resort-style pool, fitness center, tennis courts, and additional recreational spaces. With its modern interior, flexible floor plan, private lanai, no rear neighbors, and access to an amenity-filled community, this Saint Cloud home brings together comfort, convenience, and low-maintenance Florida living.

2327 Datura Loop, St Cloud
3747 Moon Dancer Place, St Cloud
$299,900
4 Beds ⋅ 2 Baths ⋅ Esprit Ph 1 SubDv. ⋅ 34772 Zip Code
Short Sale. Opportunity in Saint Cloud! This spacious 4-bedroom, 2-bath home offers approximately 2,130 sq. ft. of living space with an attached garage and sits on approximately 0.21 acres. Located at 3747 Moon Dancer Pl, this property offers a functional layout with plenty of potential for buyers looking to personalize a home or investors searching for their next opportunity. Property is being sold AS-IS. Sale and terms are subject to third-party/lender approval. Short sale process may require additional time for lender review and approval. Buyer and buyer’s agent are responsible for verifying all property information, measurements, HOA information, and other details deemed important. Bring your vision and take advantage of this opportunity in Saint Cloud!

3747 Moon Dancer Place, St Cloud
4311 Bull Street, St Cloud
$329,900
3 Beds ⋅ 2 Baths ⋅ Old Hickory Ph 1 & 2 SubDv. ⋅ 34772 Zip Code
Welcome to this 3-bedroom, 2-bathroom home located in the Old Hickory Phases 1 & 2 neighborhood. This home features an open floor plan that seamlessly connects the main living spaces, creating a welcoming and highly functional flow. The kitchen is well-appointed, boasting durable granite countertops and stainless-steel appliances. The primary bedroom serves as a comfortable retreat, offering a large walk-in closet and an en-suite bathroom complete with a double sink vanity. Conveniently located in St. Cloud, this property offers easy access to local shopping, dining, schools, and major commuting routes. Schedule your private showing today! One or more photos in this listing have been virtually staged.

4311 Bull Street, St Cloud
2891 Midsweet Avenue, St Cloud
$345,390
2 Beds ⋅ 2 Baths ⋅ Del Webb Twin Lakes SubDv. ⋅ 34772 Zip Code
Under Construction. The stunning Colton Villa blends luxury and convenience, featuring 2 bedrooms and 2 bathrooms in a thoughtfully designed layout that maximizes both comfort and style. The open-concept kitchen, café, and gathering room are filled with natural light, creating an inviting and spacious atmosphere. The sliding glass door opens to a covered lanai, seamlessly extending the living space and creating a perfect flow between indoor and outdoor areas. The kitchen is a true centerpiece, designed for both elegance and functionality. It features stainless steel Whirlpool appliances – including the refrigerator, 42” soft-close cabinetry, quartz countertops, an upgraded faucet, and a stainless-steel single-bowl sink. Whether you're preparing a gourmet meal or entertaining guests, this kitchen has everything you need. Tucked at the rear of the home for maximum privacy, the owner’s suite offers a luxurious retreat. The spa-like en suite bathroom features a frameless glass-enclosed shower with a built-in bench, an enclosed toilet, a quartz-topped dual vanity, and a linen closet—creating the perfect environment for relaxation. The secluded secondary bedroom and bathroom provide an additional layer of privacy, offering a tranquil space when you need it most. Designer-curated finishes elevate every corner of this home, including pendant light pre-wiring, oil rubbed bronze lighting and hardware, and 2” faux wood blinds. Luxury touches like 8’ interior doors, comfort-height toilets, Whirlpool washer and dryer, Sherwin Williams City Loft interior wall paint, and wood-look luxury vinyl plank enhance the home's style and comfort. Tile flooring graces the bathrooms and laundry room, enhancing the overall aesthetic. For those who appreciate modern technology, this home comes equipped with a smart thermostat, video doorbell, and LED downlights, ensuring your home is as connected as it is beautiful. This home offers the perfect combination of luxury, convenience, and modern design—an ideal place to live and relax.

2891 Midsweet Avenue, St Cloud
2774 Buckeye Lane, St Cloud
$335,910
2 Beds ⋅ 2 Baths ⋅ Del Webb Twin Lakes SubDv. ⋅ 34772 Zip Code
Under Construction. The stunning Colton Villa blends luxury and convenience, featuring 2 bedrooms and 2 bathrooms in a thoughtfully designed layout that maximizes both comfort and style. The open-concept kitchen, café, and gathering room are filled with natural light, creating an inviting and spacious atmosphere. The sliding glass door opens to a covered lanai, seamlessly extending the living space and creating a perfect flow between indoor and outdoor areas. The kitchen is a true centerpiece, designed for both elegance and functionality. It features stainless steel Whirlpool appliances – including the refrigerator, 42” soft-close cabinetry, quartz countertops, an upgraded faucet, and a stainless-steel single-bowl sink. Whether you're preparing a gourmet meal or entertaining guests, this kitchen has everything you need. Tucked at the rear of the home for maximum privacy, the owner’s suite offers a luxurious retreat. The spa-like en suite bathroom features a frameless glass-enclosed shower with a built-in bench, an enclosed toilet, a quartz-topped dual vanity, and a linen closet—creating the perfect environment for relaxation. The secluded secondary bedroom and bathroom provide an additional layer of privacy, offering a tranquil space when you need it most. Designer-curated finishes elevate every corner of this home, including pendant light pre-wiring, oil rubbed bronze lighting and hardware, and 2” faux wood blinds. Luxury touches like 8’ interior doors, comfort-height toilets, Whirlpool washer and dryer, Sherwin Williams Drift of Mist interior wall paint, and wood-look luxury vinyl plank enhance the home's style and comfort. Tile flooring graces the bathrooms and laundry room, enhancing the overall aesthetic. For those who appreciate modern technology, this home comes equipped with a smart thermostat, video doorbell, and LED downlights, ensuring your home is as connected as it is beautiful. This home offers the perfect combination of luxury, convenience, and modern design—an ideal place to live and relax.

2774 Buckeye Lane, St Cloud
3523 Rhapsody Street, St Cloud
$300,000
4 Beds ⋅ 3 Baths ⋅ Esprit Ph 2 SubDv. ⋅ 34772 Zip Code
Short Sale. Great location. Spacious Home. Incredible Opportunity Welcome to 3523 Rhapsody St in St Cloud FL 34772. This spacious home offers a great opportunity to enjoy the St Cloud lifestyle with plenty of room to live, work, and entertain. Located in a desirable Central Florida area, you'll be conveniently close to shopping, dining, schools, parks, major highways and everything St. Cloud has to provide Set on an oversized 0.26-acre corner lot in St. Cloud’s Esprit community, this 4-bedroom, 2.5-bath home offers 2,226 square feet with the flexible living space today’s buyers are looking for. Step inside to a separate front living area that can easily adapt as a formal dining room, home office, playroom, or additional gathering space. Farther inside, the kitchen opens to the main living and dining areas, creating a comfortable everyday layout with plenty of room to gather. Sliding doors extend the living space outdoors to the large fenced backyard, where the generous corner lot provides room for pets, play, entertaining, or simply enjoying more outdoor space. Upstairs, all four bedrooms are conveniently located together along with the laundry room and an additional loft-style living area—perfect for a game room, homework space, media area, or second family room. The primary suite features a walk-in closet and private bath, while three additional bedrooms provide flexibility for family, guests, or working from home. Additional features include a 2-car garage, solar panels, irrigation system, tile flooring throughout the main level, and a welcoming front porch. Esprit offers a community pool, playground, and sidewalks, adding even more ways to enjoy the neighborhood. With easy access to everyday shopping, dining, major roadways, and everything growing St. Cloud has to offer, this home delivers the space, lot size, and versatile floor plan that can be difficult to find. Whether you're a first-time buyer, a growing household, or an investor looking for a Central FL opportunity this home is worth a closer look. Schedule your showing today and discover the opportunity this home presents.

3523 Rhapsody Street, St Cloud
2202 Seven Oaks Drive, St Cloud
$259,000
3 Beds ⋅ 3 Baths ⋅ Oak Ridge SubDv. ⋅ 34772 Zip Code
Welcome to this charming turn-key townhome located in the highly desirable gated community of Oak Ridge Townhomes in Saint Cloud, Florida. Perfectly designed for both comfortable living and savvy investing, this bright and airy property features 3 spacious bedrooms, 2.5 bathrooms, and a fully equipped modern kitchen. Practical conveniences abound with stylish ceramic tile in all wet areas, an attached 1-car garage, and an indoor laundry room, while the private, covered, and screened porch provides the ultimate bug-free retreat to enjoy Florida’s beautiful weather. Steps from your front door, you will enjoy premium community amenities including a sparkling resort-style pool and a playground, all while benefiting from a prime location that offers seamless access to the Florida Turnpike, local schools, shopping, and dining. Don't let this incredible opportunity pass you by—schedule your private viewing today!

2202 Seven Oaks Drive, St Cloud
2506 Datura Loop, St Cloud
$262,500
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Grvs Ph 2 SubDv. ⋅ 34772 Zip Code
Easy, low-maintenance Florida living in gated Twin Lakes—the 55+ active adult community featuring the amenities you expect from Del Webb. This 2022-built Destin is all one level with 2 bedrooms, 2 full baths, high ceilings, 42" maple cabinets, and a 2-car garage. Beautifully landscaped curb appeal and a backyard you can actually use. Split-bedroom layout keeps guests private; open living is simple to furnish and easy to keep. Residents enjoy a heated resort-style pool, tennis and pickleball, a well-equipped gym, walking trails, and a lively clubhouse calendar—plus lake access for fishing and community boats on Live Oak Lake. Close to Lake Nona, Medical City, and 417. Peace of mind and lock-and-leave convenience. Priced to sell—schedule your showing today.

2506 Datura Loop, St Cloud
2491 Yellow Brick Road, St Cloud
$269,900
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome home to this GORGEOUS Newly painted exterior Daytona floor plan located in the well sought after Gated 55+ Active Del Webb Twin Lakes community. Walk into the breathtaking property featuring stunning wood plank flooring with crown molding throughout. Stunning 42" Cabinets with custom molding, stainless steel refrigerator, Pantry, custom granite countertops throughout, pendant lights, and chandelier. Living room features Sliding glass doors lead to the Lanai with custom ceiling fan to enjoy your morning coffee. Master bedroom with blinds, trey ceiling, crown molding and ceiling fan. Master bedroom bathroom features crown molding, custom frameless glass doors, diamond shaped tile flooring in the shower, large shower head, and custom tiling. Double vanity granite countertops, brush Nickel hardware and lots of cabinets and a linen closet, carpeted walk- in closet. Laundry room tailored with lower cabinets for great storage, tile flooring, and beautiful granite countertops. Quiet Study/Den features crown molding, blinds, and ceiling fan, very spacious could be a 3rd bedroom. Guest bedroom features ceiling fan with light and faux wood blinds. Amenities include a Resort style pool, Lap Pool and 3rd pool on the carriage house side, 20,000 square foot Gorgeous Clubhouse, State of the art Fitness Center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities. View today!!

2491 Yellow Brick Road, St Cloud
4967 Loyalty Drive, St Cloud
$344,000
3 Beds ⋅ 3 Baths ⋅ Whaley Grove SubDv. ⋅ 34772 Zip Code
Under Construction. New townhome Avalon plan by RockWell Homes lot #53 in St. Cloud, Florida thoughtfully designed for modern living with style, comfort, and functionality. This beautifully crafted home features 3 bedrooms, 2.5 bathrooms, and a 2-car garage, offering the perfect balance of space and convenience. Step inside to an inviting open concept kitchen, living, and dining area, ideal for entertaining and everyday living. The designer kitchen is equipped with 42-inch cabinets, solid surface countertops, stainless steel appliances including a dishwasher, range, refrigerator and microwave, plus a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry for added storage and organization. Upgraded tile flooring flows throughout the main living areas, enhancing both durability and style. A convenient powder bathroom is also located on the main level. Additionally, this new townhome includes 2-inch window blinds. Upstairs, retreat to the primary bedroom with an en suite primary bathroom, featuring a ceramic tile shower with glass enclosure, porcelain tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet creating a spa-like atmosphere. Additional bedrooms include ample closet space. The utility area includes tile flooring, washer, dryer and an additional storage closet add everyday practicality. The exterior of the Avalon townhome is equally impressive, showcasing a professionally designed landscaping package, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance and curb appeal. Experience elevated townhome living in St. Cloud with the Avalon plan where quality finishes, smart design, and modern features come together seamlessly.

4967 Loyalty Drive, St Cloud
4965 Loyalty Drive, St Cloud
$324,000
3 Beds ⋅ 3 Baths ⋅ Whaley Grove SubDv. ⋅ 34772 Zip Code
Under Construction. New townhome St. Andrews planby RockWell Homes lot # 54 in St. Cloud, Florida where modern design meets everyday functionality in a beautifully crafted home. This thoughtfully designed residence features 3 bedrooms, 2.5 bathrooms, and a 2-car garage, offering the perfect combination of comfort, style, and convenience. Step into a bright and spacious open concept kitchen, living, and dining area, ideal for both entertaining and daily living. The chef-inspired kitchen includes 42-inch cabinets, solid surface countertops, and stainless-steel appliances, including a dishwasher, range, refrigerator, and microwave. Stylish details such as a ceramic tile backsplash, undermount sink, Delta faucet, and a walk-in pantry provide both elegance and practicality. Upgraded flooring throughout the main living areas enhances the home’s modern appeal, while a convenient powder bathroom is located on the first floor. In addition, this new home includes 2-inch window blinds. Upstairs, the primary bedroom with in-suite primary bathroom offers a private retreat. The spa-like bathroom features a ceramic tile shower with glass enclosure, tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added comfort. Two additional bedrooms with closets provide ample space for family, guests, or a home office. A dedicated utility area with tile flooring, washer, dryer and an additional storage closet adds everyday convenience and organization. The exterior of the St. Andrews townhome is designed for lasting curb appeal, featuring a professionally designed landscaping package, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you’re looking for a new townhome in St. Cloud, Florida with 3 bedrooms, 2.5 bathrooms, open concept living, and designer finishes, the St. Andrews plan delivers exceptional value and a lifestyle you’ll love coming home to.

4965 Loyalty Drive, St Cloud
1808 Cayman Cove Cir, St Cloud
$339,900
3 Beds ⋅ 2 Baths ⋅ Eagle Meadow SubDv. ⋅ 34772 Zip Code
Welcome to this beautifully maintained 2020-built home in one of St. Cloud's quietest, most convenient neighborhoods — where energy savings, open living, and a private backyard come together in one turnkey package. - Fully Paid-Off Solar = Real Savings From Day One The standout feature: the solar panel system is fully paid off at closing — no lease, no loan balance, no transfer headaches. You inherit full electric efficiency and dramatically lower monthly utility costs from your very first bill. In a market where rising power bills are a real concern, this home offers immediate, permanent savings. - Low HOA, No CDD Enjoy the benefits of a well-kept community without the financial drag. No CDD fees, and a low HOA — keeping your monthly carrying costs refreshingly low compared to many newer Florida neighborhoods. - Interior Highlights Open floor plan designed for easy everyday living and effortless entertaining Kitchen with stainless steel appliances and granite countertops Bright, functional layout that lives larger than its square footage Built in 2020 — modern construction, modern efficiency, no dated systems to worry about Outdoor Living The fully fenced backyard offers privacy, security, and a safe space for kids, pets, and weekend gatherings — a rare find that adds genuine lifestyle value. -Location, Location, Location Centrally located and close to everything — shopping, dining, schools, major roadways, and the everyday conveniences that make life easy. Yet the neighborhood itself is quiet and peaceful, giving you the best of both worlds: quick access to it all, and a calm retreat when you come home. -The Bottom Line A 2020-built home with paid-off solar, low carrying costs, no CDD, a fully fenced yard, and a location that puts you near everything — this is the combination buyers are searching for.

1808 Cayman Cove Cir, St Cloud
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