34772 Homes with Lake Front Water Frontage

34772 Homes with Lake Front Water Frontage

Welcome to the vibrant zip code 34772 in St. Cloud, Florida, located in the beautiful Osceola County. Known for its picturesque surroundings and charming community, this area offers a perfect blend of suburban tranquility and urban convenience.

One of the standout features of this zip code is its abundance of homes with lakefront and waterfront access. Imagine waking up to stunning views of the water every morning and enjoying serene sunsets right from your own backyard. Whether you're a water sports enthusiast or simply love the calming presence of the water, homes with lakefront and waterfront frontage in 34772 offer a unique and desirable lifestyle.

Living in a home with lakefront or waterfront access not only provides a peaceful retreat from the hustle and bustle of everyday life but also presents a great opportunity for outdoor activities and relaxation. From fishing and boating to simply unwinding by the water's edge, the possibilities are endless.

If you're seeking a home that combines natural beauty with modern comforts, explore the real estate options in 34772. With its desirable location, friendly community, and homes offering lakefront and waterfront frontage, this zip code is sure to capture your heart and provide you with a truly special place to call home.

Newest 34772 Homes with Lake Front Water Frontage

$579,900
4 Beds ⋅ 4 Baths ⋅ Twin Lakes Ph 2a-2b SubDv. ⋅ 34772 Zip Code
Beautiful Turnkey ready 4-bedroom, 4-bathroom home in the highly sought after Del Webb Twin Lakes 55+ Active lifestyle community. The Marco 2 is a two-story beautiful home with a versatile floor plan. When you step inside, you will be greeted with 10-foot ceilings and upgraded ceramic tile throughout the home. As you enter the kitchen you will be greeted with an upgraded kitchen with stainless steel appliances, convection oven, gas stove, 42" upgraded cabinets, quartz countertops, glass tile backsplash, walk-in pantry and a 10-foot island with upgraded pendant lights that easily seats 6. The Living Room/Dining Room combo has upgraded light fixtures and recess lighting. The sliding glass doors that lead out to the screened porch, open all the way for the ultimate indoor/outdoor Florida living. Out on the screened porch you can sit and enjoy the view of the pond in the back while drinking your morning coffee. The master bedroom has a large walk-in shower with glass doors and a large walk-in closet with a newly installed closet organizing system. There are two more bedrooms on the first floor. Bedroom 2 includes a full bath and a walk-in closet. The 3rd full bath is in the hallway to also be used as a guest bathroom. Bedroom 3 is just down the hall with a nice size closet. Off Bedroom 3 you'll find the office area that is already piped for water if you would like to add a wet bar. The stairs lead up to the second floor where you will find the 4th bedroom and 4th bathroom. This flexible room is currently being used as the owner's media room and office. Amenities include a resort style pool and lap pool, 20,000 square foot Clubhouse, fitness center, tennis courts, putting green, walking trails, pickle ball court, fishing and pontoon boats to use on Live Oak Lake. The community has many active and socializing activities for residents to connect with each other. This versatile home could be a wonderful space for multiple family members or friends who wish to live together. Close to Lake Nona Medical City, Orlando International airport, Theme parks, beaches and downtown Orlando. Call today for your private tour!

2709 Greenlands Street, St Cloud
$1,050,000
5 Beds ⋅ 4 Baths ⋅ S L & I C SubDv. ⋅ 34772 Zip Code
A ONE OF A KIND CUSTOM ESTATE, BUILT LIKE NO OTHER. Sitting on 2.72 PRIVATE ACRES w/ NO HOA, this custom Colonial was built by a now retired developer for HIS OWN FAMILY, exceeding many modern building codes w/ a level of craftsmanship you simply cannot find anymore. MASSIVE Doric columns & timeless Chicago Brick create a BREATHTAKING entrance. Step inside to a 2 STORY FOYER w/ a radius staircase, SOLID walnut, oak, & mahogany trim, CUSTOM crown molding throughout, pocket sliding doors, 2 fireplaces, granite & marble counters, & IMMENSE closets. The main home offers 4 beds/3.5 baths, w/ all bdrms & laundry (w/ sink) upstairs, plus a private office/den w/ its own fireplace. Outside, enjoy a covered lanai w/ summer kitchen overlooking a screened pool & spa. BRAND NEW SINCE LAST ON MARKET... a stunning IN LAW SUITE w/ its own private entrance, private pool access, walk in closet, full bath, & kitchenette, bringing this home to 5 BEDROOMS TOTAL. Peace of mind included... ROOF & AC BOTH UPDATED/NEW IN 2022, keeping major systems young. Fully TILED garage. Washer, dryer, fixed cameras, in law suite fridge & microwave, ALL STAY w/ the home, plus a private well already equipped w/ water filtration. Homes of this caliber and character do not come around twice. Schedule your showing today.

4657 Hickory Tree Road, St Cloud
$529,900
3 Beds ⋅ 3 Baths ⋅ Twin Lakes Ph 2a-2b SubDv. ⋅ 34772 Zip Code
NEW 4-TON A/C | WHOLE-HOUSE GENERAC GENERATOR | WATER SOFTENER SYSTEM | FRESH EXTERIOR PAINT | PREMIUM 70-FOOT LOT Why wait to build when this exceptional Marco model is already loaded with tens of thousands of dollars in upgrades? Situated on a premium 70-foot lot in the highly sought-after Twin Lakes by Del Webb, this move-in-ready home offers 3 bedrooms, including 2 private primary suites, 3 full bathrooms, and a dedicated office/flex room. Designed for both comfort and entertaining, the open-concept floor plan features soaring ceilings, 8-foot doors, abundant natural light, designer lighting, and upgraded quartz countertops throughout. The gourmet Bistro kitchen boasts white cabinetry with crown molding, a gas cooktop, upgraded stainless steel appliances, newer refrigerator, oversized island with seating for six, and a spacious pantry. The primary suite offers a relaxing retreat with a sitting area, large walk-in closet, and an updated bath featuring a new frameless glass shower enclosure. Additional upgrades include a new high-efficiency 4-ton A/C system, whole-house Generac generator, water softener system, fresh interior and exterior paint, ultra-quiet garage door opener, plantation shutters throughout, widened paver driveway, expansive screened lanai with extended paver patio, tankless gas water heater, professional landscaping with fresh mulch, and a spacious laundry room with cabinetry and utility sink. The low HOA includes lawn care, shrub maintenance, mulch, sod, and irrigation. Residents enjoy resort-style amenities including a beach-entry pool, lap pool, hot tub, 20,000-square-foot clubhouse, 24-hour fitness center with sauna, coffee bar, craft room, chef's kitchen, tennis, pickleball, putting green, walking trails, fishing, and resident-use pontoon and Jon boats. Exciting community enhancements are underway, including additional pickleball courts (expanding to seven total), a pool bar and plaza, event lawn and stage, food truck area, bocce ball, and cornhole. Conveniently located near Lake Nona Medical City, Orlando International Airport, world-famous attractions, beaches, and the Space Coast, this beautifully upgraded home is one of the best values currently available in Twin Lakes. Schedule your private showing today.

2606 Meadowedge Loop, St Cloud
$460,000
3 Beds ⋅ 3 Baths ⋅ Twin Lakes Ph 2a-2b SubDv. ⋅ 34772 Zip Code
Virtually Staged. Why wait to build when you can own the lowest-priced "Cocoa" floor plan in one of Central Florida's premier 55+ active adult communities! This beautifully upgraded home is move-in ready and offers BRAND NEW PLANK CERAMIC TILE and UPGRADED LIGHTING. From the moment you arrive, you'll appreciate the lush tropical landscaping, paver drive and walkway, a welcoming covered front porch, and desirable PREMIUM CORNER LOT enhanced by a decorative wrought-iron fence. An elegant entry with tray ceiling, soaring 10-foot ceilings, warm designer colors, and natural wood-look plank tile flooring create a beautiful backdrop that flows throughout the entire home. The thoughtfully designed floor plan begins with two spacious guest bedrooms and a shared full bath. As you continue, you'll find a powder room for guests, while a versatile flex room provides the perfect space for a home office, reading room, hobby area, or additional storage. The heart of the home is truly spectacular. Designed for both everyday living and entertaining, the chef's kitchen showcases 42-inch cabinetry with crown molding and hardware, an abundance of granite countertop space, stainless steel appliances, a natural gas cooktop with a stylish vent hood, built-in oven and microwave. An oversized pantry, a spacious laundry room with storage cabinets is conveniently located just off the kitchen and leads to the garage, complete with epoxy flooring. A large curved island with elegant pendant fixtures provide generous seating, making it the perfect gathering place for casual meals, conversations, and entertaining family and friends. The incredible open-concept kitchen flows effortlessly into the dining and living areas, featuring recessed lighting, and an entertainment niche creates an inviting space where everyone can stay connected. Privately tucked away, the spacious primary suite offers a beautiful tray ceiling, abundant windows that fill the room with natural light, and a peaceful atmosphere designed for relaxation. The luxurious ensuite bath feels like your own private spa, complete with an extended comfort-height granite vanity, an oversized walk-in shower featuring frameless glass, upgraded shower tile, multiple shower heads, built-in bench, shampoo niche, linen closet, private water closet, and an expansive walk-in closet. One of the home's most impressive features is the wall of pocket sliding glass doors with remote controlled blinds, that completely opens the living area to the screened, covered lanai. Finished with pavers and already plumbed for a future outdoor kitchen, this is the perfect place to unwind year-round while overlooking your peaceful backyard retreat. Living in Twin Lakes means every day feels like a vacation. This vibrant, resort-style community offers an exceptional lifestyle with outstanding amenities designed for both relaxation and recreation. Residents enjoy a stunning clubhouse with a ballroom, state-of-the-art fitness center, game room, card room, and numerous social activities. Outdoors, you'll find resort-style swimming pools, tennis, pickleball, bocce ball, basketball courts, scenic walking and biking trails, plus access to Live Oak Lake where residents can enjoy boating/kayaking. Even better is the low maintenance of having HOA maintain your lawn/landscape and exterior pest control, giving you more time to enjoy the incredible Florida lifestyle. Located near shopping, restaurants, Lake Nona Medical Center, VA hospital, and Orlando Int'l airport.

2757 Southland Street, St Cloud
$439,900
5 Beds ⋅ 3 Baths ⋅ Stevens Plantation SubDv. ⋅ 34772 Zip Code
Waterfront Pool Home in Desirable Stevens Plantation! Welcome to this 5-bedroom, 3-bath waterfront pool home located in the highly sought-after Stevens Plantation community in Saint Cloud. Designed with both comfort and functionality in mind, this spacious home is full of potential and needs a little TLC. Step inside to find a formal living room and dining room, ideal for entertaining or hosting family gatherings. The heart of the home is the open-concept kitchen, featuring a large center island, abundant cabinetry, and a seamless view of the family room and sparkling pool, all overlooking the tranquil water. The first floor includes a private bedroom and full bathroom, making it an excellent space for guests, extended family, or a home office. Relax in your screened pool while enjoying peaceful water views, creating your own private backyard retreat. Conveniently located just minutes from Florida's Turnpike, this home is within walking distance to Walmart, restaurants, shopping, and everyday conveniences. Plus, you're only 23 miles from Orlando International Airport and the Lake Nona Medical City, offering easy access to world-class healthcare, dining, and entertainment. Don't miss this incredible opportunity to own a waterfront pool home in one of Saint Cloud's most desirable communities. Schedule your private showing today!

3767 Cedar Hammock Trail, St Cloud
$405,000
4 Beds ⋅ 2 Baths ⋅ Whaleys Creek Ph 2 SubDv. ⋅ 34772 Zip Code
This elegant residence seamlessly combines luxury, comfort, and impeccable design. Upon entering, you'll be welcomed by soaring ceilings, upscale finishes, and exceptional attention to detail throughout. The contemporary kitchen features quartz countertops, stylish cabinetry, and designer light fixtures that enhance its modern appeal. The living room showcases a custom-designed feature wall, creating a stunning focal point for the entertainment area. The home offers four spacious bedrooms and two beautifully appointed bathrooms, each featuring quartz countertops and upgraded vanities. Step outside to the screened lanai, the perfect setting for relaxing evenings or entertaining family and friends while enjoying breathtaking lake views and spectacular sunsets. Additional highlights include premium window blinds throughout the home and a prime location within a desirable community offering a swimming pool and park. This exceptional property presents a rare opportunity to enjoy elegant living, modern comfort, and picturesque waterfront views.

3517 Vega Creek Drive, St Cloud
$600,000
Mccools Add To Kissimmee Park SubDv. ⋅ 34772 Zip Code
WATERFRONT INVESTMENT & DEVELOPMENT OPPORTUNITY ON WEST LAKE TOHO! Approximately 1.89 acres with freshwater canal access to Lake Tohopekaliga, offering water views, lake privileges and a unique opportunity in the rapidly growing St. Cloud market. An adjoining approximately 1.83-acre waterfront parcel may also be available, creating the potential to assemble approximately 3.72 waterfront acres. With utilities available and commercial or mixed-use possibilities subject to county approval, this property offers exciting potential for an investor, developer or owner-user. Conveniently located near major roadways, shopping, dining and the continued growth of the St. Cloud area. Buyer to independently verify zoning, land use, development potential and permitted uses with the appropriate county authorities.

Seaman Avenue, St Cloud
$330,000
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 1 SubDv. ⋅ 34772 Zip Code
One of Twin Lakes' most beautifully upgraded carriage homes, this exceptional Daytona model is perfectly positioned on a PREMIUM POND-FRONT HOMESITE, offering peaceful water views, outstanding indoor-outdoor living, and an impressive collection of builder and owner upgrades that set it apart from other Daytona carriage homes. From the moment you step inside, you'll appreciate the attention to detail, including crown molding throughout the main living areas, upgraded lighting, a stained-glass accent window, a retractable front screen door, and an open, light-filled floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room is enhanced by a BUILT-IN SURROUND SOUND HOME THEATER SYSTEM, creating the perfect setting for movie nights or gathering with friends. The beautifully appointed kitchen is the heart of the home, featuring quartz countertops, a stainless farmhouse sink, upgraded appliances, under-cabinet lighting and upper-cabinet lighting, abundant cabinetry, and a large island that flows seamlessly into the dining and living areas. The primary suite offers a peaceful retreat with tranquil pond views, a custom-designed walk-in closet, and a beautifully upgraded ensuite bath featuring illuminated touch mirrors, including an integrated media mirror that adds a touch of everyday luxury. Step outside to what may become your favorite room of the house. The EXTENDED SCREENED LANAI was designed for true Florida living, complete with a SUMMER KITCHEN, outdoor television, motorized shades, and plenty of space to relax, dine, and entertain while overlooking the peaceful pond. Additional features include a whole-house attic fan, ceiling fans throughout, an oversized laundry room with utility sink and upper and lower cabinetry, and added peace of mind with a 7,000-WATT GENERATOR INCLUDED and a professionally installed generator connection already in place. Located within the gated 55+ Twin Lakes community, residents enjoy exceptional amenities including multiple pools including a resort lagoon pool, lakefront clubhouse, fitness center - men/women steam room and sauna, pickleball, basketball and tennis courts, walking trails, fishing, lake access - pontoon boat, john boat and kayak rentals, pavillion with kitchen and lounge area with a TV and fireplace, and a vibrant calendar of social activities—all while enjoying a low-maintenance lifestyle. Every detail has been thoughtfully selected to create a home that's as functional as it is beautiful. If you've been waiting for an exceptional carriage home with premium pond views and upgrades that truly stand apart, you've just found it.

2495 Datura Loop, St Cloud
$399,000
4 Beds ⋅ 2 Baths ⋅ Hanover Lakes Ph 4 SubDv. ⋅ 34772 Zip Code
Virtually Staged. Welcome home to this four bedroom two bathroom waterfront home in the desirable community of Hanover Lakes. Designed with an open floor plan, the living spaces flow effortlessly together while large windows fill the home with natural light. The kitchen overlooks the main living area and features an island with breakfast bar seating, tile backsplash, stainless steel appliances, and a casual dining space. The private primary suite offers a spacious walk-in closet and an en suite bathroom with dual sinks and a large walk-in shower. Three additional bedrooms share a full bathroom, providing plenty of room for family or guests. Enjoy waterfront living with access to the community's private boat dock leading to Alligator Lake and the Alligator Chain of Lakes, offering approximately 5,500 acres for boating, fishing, and exploring. Residents also enjoy a community pool and playground. Conveniently located in the growing city of St. Cloud, you'll appreciate the peaceful setting while being just minutes from shopping, dining, and everyday conveniences.

5059 Tibet Court, St Cloud
$370,000
4 Beds ⋅ 2 Baths ⋅ Esprit Ph 3b SubDv. ⋅ 34772 Zip Code
STUNNING WATERFRONT HOME IN ESPRIT! Don't miss this beautifully maintained, 2017-built single-family home offering 4 spacious bedrooms, 2 full baths, and an attached 2-car garage. This home features the popular Boca Raton open-concept floor plan. The Great Room is a massive, seamless open-concept space that combines the family living room and dining room areas for a perfect family or entertaining area. The chef-inspired kitchen boasts gleaming granite countertops, stainless steel appliances, a huge breakfast bar island, and a walk-in closet pantry. Step through the sliding doors out to your private covered rear porch and take in the relaxing, uninterrupted pond view. The private primary suite functions as a true retreat, offering a tiled glass shower stall, double sinks, and a large walk-in closet. Three additional rooms share a second hall bath equipped with a double-sink vanity. Located in the amenity-rich Esprit neighborhood with a community pool and playground, you are minutes away from local schools, shopping centers, and the Florida Turnpike. Schedule your private tour today and start living the Florida dream!

3906 Eternity Circle, St Cloud
$285,000
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 2 SubDv. ⋅ 34772 Zip Code
Virtually Staged. WHY WAIT TO BUILD when you can MOVE RIGHT IN to this beautifully upgraded 2022 BUILT home in the sought-after, GATED ~ 55+ COMMUNITY of Twin Lakes? Perfectly positioned with peaceful POND VIEWS out front and green space behind, this nearly new home offers the ideal blend of style and LOW MAINTENANCE LIVING. A 1.5-car garage (bring your GOLF CART!) adds extra flexibility, while the USDA-eligible location provides even more value. Inside, you will absolutely love the light-filled OPEN CONCEPT floor plan featuring 10-foot ceilings, 8-foot doors, tall baseboards, knockdown ceilings and custom Miami-style blinds throughout, including a motorized blind in the living room. An oversized sliding glass door creates seamless INDOOR/OUTDOOR LIVING, opening to the SCREENED LANAI where you can relax and enjoy the outdoor space. The thoughtfully designed kitchen showcases a timeless neutral color palette, Samsung STAINLESS STEEL APPLIANCES, including a GAS RANGE, pendant lighting, QUARTZ COUNTERTOPS, a large ISLAND with power and a generous WALK-IN PANTRY. Your PRIMARY SUITE is a true retreat with abundant natural light, a tray ceiling, generous WALK-IN CLOSET and a well-appointed private en-suite bath. The ideal SPLIT BEDROOM layout places the guest bedroom and second full bath at the front of the home - perfect for overnight guests or a home office. The smart design continues with an oversized laundry room featuring built-in cabinetry, folding counters, a utility sink and Samsung washer and dryer. Beyond your front door, Twin Lakes delivers an exceptional resident experience centered around LIVE OAK LAKE, with MULTIPLE HEATED POOLS, a spectacular clubhouse, state-of-the-art FITNESS CENTER, pickleball, tennis, bocce, a putting green, and so much more – plus a full calendar of activities and social events led by a dedicated lifestyle director. Located just off Hickory Tree Road with convenient access to US-192/US-441 and everything St. Cloud has to offer, this MOVE-IN READY home combines modern comfort with one of Central Florida's premier active adult communities. Schedule your tour today and let us say WELCOME HOME!

2516 Datura Loop, St Cloud
$449,000
3 Beds ⋅ 2 Baths ⋅ Twin Lakes Ph 2a-2b SubDv. ⋅ 34772 Zip Code
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage located in a gated 55+ active adult community in Central Florida. This well-appointed home offers an open, split-bedroom floor plan designed for both comfort and functionality. Inside, you’ll find vaulted ceilings, porcelain tile flooring throughout the main living areas, new carpet in the bedrooms, and an upgraded kitchen featuring granite countertops, a gas range, upgraded appliances, and ample cabinet space. The kitchen overlooks the spacious living and dining areas, while sliding glass doors lead to a covered, screened lanai—perfect for relaxing or entertaining. The oversized 2-car garage provides plenty of storage. Residents enjoy exceptional resort-style amenities, including a 20,000-square-foot clubhouse, three community pools (including a lap pool), fitness center, tennis courts, pickleball courts, bocce ball, putting green, walking trails, dog park, fishing, and access to pontoon boats and Jon boats on Live Oak Lake. A full calendar of clubs, events, and social activities makes it easy to enjoy an active lifestyle. Conveniently located near Lake Nona Medical City, Orlando International Airport, major highways, shopping, dining, world-famous attractions, and Florida’s beautiful beaches. Schedule your private showing today!

2720 Greenlands Street, St Cloud
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