34772 Homes under $400,000

34772 Homes under $400,000

Welcome to the charming community of St. Cloud, nestled in the heart of Osceola County, Florida, where the zip code 34772 invites you to discover a world of opportunity. This vibrant area, particularly along Narcoossee Road, is a hidden gem that combines the tranquility of suburban living with the convenience of urban amenities.

St. Cloud boasts a rich history and a welcoming atmosphere, making it an ideal place for families, retirees, and first-time homebuyers alike. The scenic landscapes and lush greenery provide a picturesque backdrop for your new home. With an array of parks, lakes, and recreational activities, residents can enjoy the great outdoors year-round, whether it's fishing at East Lake Tohopekaliga or taking a leisurely stroll through the local parks.

For those seeking affordable housing options, St. Cloud offers an impressive selection of homes priced under $400,000. From cozy single-family residences to modern townhouses, there’s a perfect fit for every lifestyle. These homes often feature spacious layouts, contemporary designs, and easy access to local schools, shopping, and dining.

Living in the 34772 zip code means you’re just a short drive away from the excitement of Orlando, with its world-class attractions, entertainment, and dining options. Plus, with the nearby Florida Turnpike, commuting is a breeze, allowing you to enjoy the best of both worlds—peaceful suburban living and vibrant city life.

Explore the possibilities that await you in St. Cloud, where your dream home is just around the corner!

Newest 34772 Homes under $400,000

2537 Longpine Lane, St Cloud
$164,900
2 Beds ⋅ 2 Baths ⋅ Teka Village Ph 1 SubDv. ⋅ 34772 Zip Code
Some homes are ready for your furniture. Others are ready for your imagination. Welcome to 2537 Longpine Ln, a 2-bedroom, 2-bath manufactured home in a gated 55+ community in St. Cloud. Each bedroom features its own private bathroom, while the covered carport and peaceful pond view add to the home’s everyday appeal. It’s an opportunity to create a space that reflects your own style from the very beginning. Beyond the front door, you’ll enjoy a community that fits the relaxed lifestyle of 55+ living. Downtown St. Cloud’s lakefront, shopping, and local restaurants are also just minutes away. A little vision can go a long way - and this one has plenty of it.

2537 Longpine Lane, St Cloud
3343 Kaleigh Court, St Cloud
$339,000
3 Beds ⋅ 3 Baths ⋅ Cross Creek Estates Ph 2 & 3 SubDv. ⋅ 34772 Zip Code
Welcome to 3343 Kaleigh Ct, a move-in ready beautifully renovated three bedroom and two and a half bath home featuring over $40K in RENOVATIONS and UPGRADES(2024)!!!! Upon entering you'll be greeted by an abundance of natural light and luxury vinyl flooring throughout. Thoughtfully updated with modern finishes, the home features a renovated kitchen, bathrooms (including sinks/faucets), updated light fixtures, remote controlled ceiling fans, and new smoke detectors. Additional improvements include all windows replaced in 2024, all interior paint redone in 2024. NEW AC/ceiling vents replaced in 2024. NEW water heater in early 2026. Roof was installed 2017. The primary bedroom is located on the first floor as well as a beautiful half bath off the living room and kitchen. The open backyard features a storage shed and plenty of entertaining space. Community pool re-done and is close by. Located in the desirable Saint Cloud area, the home is close to restaurants, supermarkets, and just minutes from the Turnpike, offering a great combination of both value and location. Schedule your showing today to experience and see firsthand this welcoming and beautifully renovated two-story home!

3343 Kaleigh Court, St Cloud
3550 Bristol Cove Lane, St Cloud
$394,499
4 Beds ⋅ 2 Baths ⋅ Deer Creek West SubDv. ⋅ 34772 Zip Code
Welcome Home to This Move-In Ready Gem! * The entire interior has been freshly painted, giving the home a clean, bright, move-in-ready feel. Beautifully maintained 4-bedroom, 2-bathroom home featuring a spacious 3-car garage and oversized driveway. The open-concept layout offers 8-foot doors, abundant natural light, tile flooring throughout the main living areas, and laminate flooring in all bedrooms. The chef-inspired kitchen features a large center island, stainless steel appliances, and generous counter space, seamlessly connecting to the living and dining areas—perfect for entertaining. Step through the large sliding glass doors onto the open private porch overlooking a peaceful pond, creating the perfect spot to relax and enjoy the view. Additional features include a convenient in-home laundry room near the garage and a quiet, established community just minutes from the Florida Turnpike, restaurants, grocery stores, and everything Central Florida has to offer. Pristine, like-new condition—nothing to fix or update. Just move in and enjoy! Opportunities like this don't last. Make this home yours! * Information recorded in the MLS is intended to be accurate, but NOT GUARANTEED. HOA fees and regulations, home square footage, room sizes, and lot size should be independently verified.

3550 Bristol Cove Lane, St Cloud
5031 Dancy Lane, St Cloud
$399,000
2 Beds ⋅ 2 Baths ⋅ Twin Lakes Ph 2c SubDv. ⋅ 34772 Zip Code
Welcome to this stunning 2-bedroom, 2-bathroom Denton 11 floor plan home in the heart of Del Webb Twin Lakes, Central Florida's Active Adult Lifestyle Community. The open concept floor plan is flooded with natural light, creating a warm and inviting atmosphere throughout. Gourmet Kitchen for those chiefs of the family to enjoy the gas cook top and hood fan, custom herringbone backsplash, quartz counter tops, large kitchen island with custom Pendant lights, that is perfect for entertaining, meal prep, or casual dining. Primary Bedroom features en-suite primary bathroom with dual Sinks and vanity, Large walk-in shower with frameless glass doors, built-in bench, and Walk-in closet. With modern finishes and plenty of storage, this home is designed for both comfort and functionality. The home also comes with blinds for added privacy and convenience. In addition to this beautiful home, Twin Lakes offers an extraordinary lifestyle with world-class amenities. From the community clubhouse and lakefront resort-style pool to the state-of-the-art fitness center, there’s always something to enjoy. Whether you prefer swimming in one of the heated pools, playing tennis or pickleball, or enjoying a game of bocce ball, this community has it all. Outdoor enthusiasts can take advantage of the community’s putting green, boat dock, and opportunities for kayaking, canoeing, and fishing on Live Oak Lake. With a full-time activity's director, there’s always an exciting event or activity to participate in. Live the luxurious adult lifestyle you deserve—schedule a tour today and make this bright, beautiful home yours!

5031 Dancy Lane, St Cloud
2457 Dream Home Court, St Cloud
$380,000
2 Beds ⋅ 2 Baths ⋅ Twin Lakes Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome home to this Absolutely Beautiful Amelia Elevation C with the Brick/Stone Trim floor plan located in the well sought after Del Webb Gated 55+ Active Twin Lakes community. Walking distance to the club house and resort pool. Walk into the breathtaking property featuring stunning custom staggered ceramic tile flooring throughout. Professionally painted. Great Décor. Upgraded kitchen 42" Cabinets with custom molding, subway tile backsplash, walk-in pantry, custom granite edged countertops, pendant lights, and chandelier. The living room features custom Hardie plank wood wall, custom blinds, transit window for extra natural lightning, sliding glass doors lead to Screened Lanai with custom light to enjoy your morning coffee. Master bedroom with custom feature wall, custom blinds, trey ceiling, and Hunters ceiling fan with light. The master bedroom bathroom features custom glass doors, diamond shaped flooring in the shower, and custom tiling. Double vanity granite countertops. Large, carpeted walk-in closet. Laundry room tailored with upgraded upper cabinets as well as lower cabinets for great storage, tile flooring, and beautiful granite countertops. Guest bedroom ceiling fan with light and custom blinds. Amenities include a Resort style pool, Lap Pool and 3rd pool on the carriage house side, 20,000 square foot Gorgeous Clubhouse, State of the art Fitness Center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities. View today!

2457 Dream Home Court, St Cloud
3606 Charmed Lane, St Cloud
$380,000
4 Beds ⋅ 2 Baths ⋅ Esprit Ph 3c SubDv. ⋅ 34772 Zip Code
Beautiful home with 4 beds and 2 baths in a beautiful community with an awesome community pool. This home has an open floor plans where the kitchen and living room interact with each other. The property's dining area opens up to the back porch. Back Porch is enclosed and property is fenced, giving the property a bit of privacy and security. Back porch/yard has a view of the pond. The home has its own laundry room with washer and dryer included. . Don't miss out and send your offers!!!!

3606 Charmed Lane, St Cloud
4554 Forge Road, St Cloud
$380,499
4 Beds ⋅ 3 Baths ⋅ Waterlin 45'S SubDv. ⋅ 34772 Zip Code
Under Construction. Perfect for any lifestyle, this new Bora, four-bedroom home features a low-maintenance single-story classic and cottage inspired design. Upon entry there are three secondary bedrooms, while a spacious owner’s suite at the back of the home provides access to a full bathroom and walk-in closet. A modern kitchen shares an open plan with an elegant dining room and inviting family room—with a nearby covered patio for year-round outdoor fun. Every home comes with Lennar’s Everything’s Included® promise, which includes new appliances as well as quartz countertops, and more in the price of your home. Waterlin is one of the most anticipated new communities. Residents will enjoy access to a sparkling swimming pool and state-of-the-art community center with plenty of gathering spaces, playground and trail. Situated at the center of Florida, Saint Cloud offers a small-town feel with excellent schools, endless recreation and an array of shopping, dining and entertainment options. Easy access to the Orlando Turnpike makes commutes to downtown Orlando a breeze.

4554 Forge Road, St Cloud
2327 Datura Loop, St Cloud
$340,000
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 2 SubDv. ⋅ 34772 Zip Code
Set within the gated 55+ community of Twin Lakes in Saint Cloud, this 2-bedroom, 2-bathroom home offers a beautifully finished interior, a flexible bonus space, and a peaceful setting with no rear neighbors. Built in 2024, the home pairs a clean, modern design with an open layout that makes everyday living and entertaining feel effortless. The heart of the home brings the kitchen and main living area together, with large sliding glass doors drawing in natural light and opening the space toward the lanai. The kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, a tile backsplash, gas range, and an oversized island with seating. Recessed and track lighting add to the bright feel, while the abundance of cabinetry provides plenty of storage. A separate flex room near the front of the home provides valuable additional space for a home office, den, hobby room, or sitting area. The primary suite is privately positioned and features a tray ceiling, generous natural light, and an en-suite bathroom with a long dual-sink vanity and an oversized walk-in shower surrounded by floor-to-ceiling tile and frameless glass. A second bedroom and full bathroom provide comfortable accommodations for guests. The dedicated laundry room adds even more functionality with cabinetry, counter space, a utility sink, and room for additional storage. An attached 2-car garage and paver driveway complete the front of the home. Out back, sliding glass doors lead to a covered, screened lanai with brick pavers and a ceiling fan. With no rear neighbors, the outdoor space looks across an open green area bordered by mature landscaping, creating a relaxing setting for morning coffee, outdoor dining, or simply enjoying the Florida weather. Twin Lakes provides an active 55+ lifestyle within a gated setting, with community amenities that include a clubhouse, resort-style pool, fitness center, tennis courts, and additional recreational spaces. With its modern interior, flexible floor plan, private lanai, no rear neighbors, and access to an amenity-filled community, this Saint Cloud home brings together comfort, convenience, and low-maintenance Florida living.

2327 Datura Loop, St Cloud
3747 Moon Dancer Place, St Cloud
$299,900
4 Beds ⋅ 2 Baths ⋅ Esprit Ph 1 SubDv. ⋅ 34772 Zip Code
Short Sale. Opportunity in Saint Cloud! This spacious 4-bedroom, 2-bath home offers approximately 2,130 sq. ft. of living space with an attached garage and sits on approximately 0.21 acres. Located at 3747 Moon Dancer Pl, this property offers a functional layout with plenty of potential for buyers looking to personalize a home or investors searching for their next opportunity. Property is being sold AS-IS. Sale and terms are subject to third-party/lender approval. Short sale process may require additional time for lender review and approval. Buyer and buyer’s agent are responsible for verifying all property information, measurements, HOA information, and other details deemed important. Bring your vision and take advantage of this opportunity in Saint Cloud!

3747 Moon Dancer Place, St Cloud
5719 Sweetheart Court, St Cloud
$389,000
3 Beds ⋅ 2 Baths ⋅ Sweetwater Creek Unit 1 SubDv. ⋅ 34772 Zip Code
Virtually Staged. MOTIVATED SELLER! You'll fall in love with a sweet life on Sweetheart Ct! This beautiful move-in-ready home offers the perfect blend of modern updates, functional space, and major big-ticket peace of mind. Stepping inside, you'll immediately notice the freshly painted interior in a light, modern gray palette, paired with updated light switches featuring smart control in the main living areas and primary bedroom. The heart of the home boasts a stylish kitchen equipped with a modern sink and a smart Samsung dishwasher. High-value mechanical and structural updates mean worry-free living: Roof replaced in 2020 A/C system updated with a brand-new motor in 2021 Spacious 2-car garage with a brand-new garage door opener The primary suite features a generous walk-in closet, while the oversized laundry room provides plenty of extra space for storage, organization, and includes its own utility sink. Outdoors, escape to your expansive, deep backyard-ideal for entertaining, play, or gardening-complete with an outdoor sink setup for ultimate convenience. Location Perks: Enjoy quiet suburban living with easy access to Historic Downtown St. Cloud, scenic Lake Tohopekaliga, local parks, and top-rated schools. Plus, convenient access to major highways puts Lake Nona Medical City, Orlando International Airport (MCO), and Orlando's premier attractions just a short drive away! Schedule your private showing today and see how life is living in the clouds! NOTE: Only furnished and twilight pictures are virtually staged.

5719 Sweetheart Court, St Cloud
301 Pineywoods Street, St Cloud
$380,000
4 Beds ⋅ 2 Baths ⋅ Old Hickory Ph 3 SubDv. ⋅ 34772 Zip Code
Welcome home to this beautiful four-year-old property offering a spacious and versatile layout. As you enter, three secondary bedrooms and a full bathroom are located toward the front of the home, giving you plenty of options for bedrooms, a home office, studio, or additional personal space. Continue down the hallway and the home opens into a bright, open-concept living area where the kitchen, dining, and living spaces flow naturally together. Just off the main living area, the private primary suite features an en suite bathroom with a walk-in shower, separate water closet, and spacious walk-in closet. Outside, the partially fenced backyard provides additional space to enjoy and make your own. The home also features a two-car garage and leased solar panels, with the existing lease to be assumed by the buyer. Community amenities include a swimming pool and playground. Conveniently located near shopping, dining, medical facilities, and everyday essentials, with an easy, direct route to the Florida Turnpike for access throughout Central Florida.

301 Pineywoods Street, St Cloud
4721 Preserve Boulevard, St Cloud
$375,000
4 Beds ⋅ 2 Baths ⋅ Southern Pines Unit 1 SubDv. ⋅ 34772 Zip Code
This beautifully renovated Southern Pines home feels warm, inviting, and easy to love. Bright natural light highlights a brand-new kitchen with modern appliances and beautiful cabinetry and level 3 quartz countertops with gold accents-Gorgeous! Huge Island with Sink and Working Space & Bar Stool Seating! Both bathrooms have been transformed with elegant vanities and gold plumbing and lighting fixtures. Spacious home offers 4 bedrooms, Inside Laundry, 2 living rooms & 2 dining spaces as well. You’ll fall in love with the large private backyard, perfect for summer barbecues, outdoor entertaining, play space, or even adding your own backyard oasis with a pool. All of this with low HOA. Location is close to schools, shops, and popular dining. You will find a playground, tennis courts, and a new skate park right outside the neighborhood within walking distance as well as great walking trails within the neighborhood. This move-in ready home offers lifestyle, comfort, and value you have to see in person, schedule your showing today before it’s gone!

4721 Preserve Boulevard, St Cloud
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