34772 Homes with Lake Front Water Frontage

34772 Homes with Lake Front Water Frontage

Welcome to the vibrant zip code 34772 in St. Cloud, Florida, located in the beautiful Osceola County. Known for its picturesque surroundings and charming community, this area offers a perfect blend of suburban tranquility and urban convenience.

One of the standout features of this zip code is its abundance of homes with lakefront and waterfront access. Imagine waking up to stunning views of the water every morning and enjoying serene sunsets right from your own backyard. Whether you're a water sports enthusiast or simply love the calming presence of the water, homes with lakefront and waterfront frontage in 34772 offer a unique and desirable lifestyle.

Living in a home with lakefront or waterfront access not only provides a peaceful retreat from the hustle and bustle of everyday life but also presents a great opportunity for outdoor activities and relaxation. From fishing and boating to simply unwinding by the water's edge, the possibilities are endless.

If you're seeking a home that combines natural beauty with modern comforts, explore the real estate options in 34772. With its desirable location, friendly community, and homes offering lakefront and waterfront frontage, this zip code is sure to capture your heart and provide you with a truly special place to call home.

Newest 34772 Homes with Lake Front Water Frontage

2537 Longpine Lane, St Cloud
$164,900
2 Beds ⋅ 2 Baths ⋅ Teka Village Ph 1 SubDv. ⋅ 34772 Zip Code
Some homes are ready for your furniture. Others are ready for your imagination. Welcome to 2537 Longpine Ln, a 2-bedroom, 2-bath manufactured home in a gated 55+ community in St. Cloud. Each bedroom features its own private bathroom, while the covered carport and peaceful pond view add to the home’s everyday appeal. It’s an opportunity to create a space that reflects your own style from the very beginning. Beyond the front door, you’ll enjoy a community that fits the relaxed lifestyle of 55+ living. Downtown St. Cloud’s lakefront, shopping, and local restaurants are also just minutes away. A little vision can go a long way - and this one has plenty of it.

2537 Longpine Lane, St Cloud
3550 Bristol Cove Lane, St Cloud
$394,499
4 Beds ⋅ 2 Baths ⋅ Deer Creek West SubDv. ⋅ 34772 Zip Code
Welcome Home to This Move-In Ready Gem! * The entire interior has been freshly painted, giving the home a clean, bright, move-in-ready feel. Beautifully maintained 4-bedroom, 2-bathroom home featuring a spacious 3-car garage and oversized driveway. The open-concept layout offers 8-foot doors, abundant natural light, tile flooring throughout the main living areas, and laminate flooring in all bedrooms. The chef-inspired kitchen features a large center island, stainless steel appliances, and generous counter space, seamlessly connecting to the living and dining areas—perfect for entertaining. Step through the large sliding glass doors onto the open private porch overlooking a peaceful pond, creating the perfect spot to relax and enjoy the view. Additional features include a convenient in-home laundry room near the garage and a quiet, established community just minutes from the Florida Turnpike, restaurants, grocery stores, and everything Central Florida has to offer. Pristine, like-new condition—nothing to fix or update. Just move in and enjoy! Opportunities like this don't last. Make this home yours! * Information recorded in the MLS is intended to be accurate, but NOT GUARANTEED. HOA fees and regulations, home square footage, room sizes, and lot size should be independently verified.

3550 Bristol Cove Lane, St Cloud
5031 Dancy Lane, St Cloud
$399,000
2 Beds ⋅ 2 Baths ⋅ Twin Lakes Ph 2c SubDv. ⋅ 34772 Zip Code
Welcome to this stunning 2-bedroom, 2-bathroom Denton 11 floor plan home in the heart of Del Webb Twin Lakes, Central Florida's Active Adult Lifestyle Community. The open concept floor plan is flooded with natural light, creating a warm and inviting atmosphere throughout. Gourmet Kitchen for those chiefs of the family to enjoy the gas cook top and hood fan, custom herringbone backsplash, quartz counter tops, large kitchen island with custom Pendant lights, that is perfect for entertaining, meal prep, or casual dining. Primary Bedroom features en-suite primary bathroom with dual Sinks and vanity, Large walk-in shower with frameless glass doors, built-in bench, and Walk-in closet. With modern finishes and plenty of storage, this home is designed for both comfort and functionality. The home also comes with blinds for added privacy and convenience. In addition to this beautiful home, Twin Lakes offers an extraordinary lifestyle with world-class amenities. From the community clubhouse and lakefront resort-style pool to the state-of-the-art fitness center, there’s always something to enjoy. Whether you prefer swimming in one of the heated pools, playing tennis or pickleball, or enjoying a game of bocce ball, this community has it all. Outdoor enthusiasts can take advantage of the community’s putting green, boat dock, and opportunities for kayaking, canoeing, and fishing on Live Oak Lake. With a full-time activity's director, there’s always an exciting event or activity to participate in. Live the luxurious adult lifestyle you deserve—schedule a tour today and make this bright, beautiful home yours!

5031 Dancy Lane, St Cloud
2632 Meadowedge Loop, St Cloud
$488,500
3 Beds ⋅ 3 Baths ⋅ Twin Lakes Ph 2a-2b SubDv. ⋅ 34772 Zip Code
Stunning!! Ready for you to move in and call it your New "HOME SWEET HOME" JUST UPDATED with New Exterior Paint & Decorative Stone! Situated on an oversized 70-foot homesite in the highly sought-after Del Webb Twin Lakes Active Adult Community, this rare Wilford floor plan offers 3 bedrooms, 3 baths, and exceptional privacy, including a guest suite with its own en-suite. Seller will contribute 1% toward buyer closing costs or a one-year rate buydown. Features include a spacious primary suite with tray ceilings and custom closet by design closet shelving, ensuite primary bathroom with frameless glass doors, Pebble flooring, Shower fixture with detachable shower head to reach as you sit on the built-in Shower bench. Gourmet kitchen with granite island, 42" cabinets, pull-outs, 5-burner gas cooktop, vented hood, Custom Backsplash, Pendant lights and stainless appliances. Sliding glass doors open to an outdoor kitchen and entertaining area perfect for enjoying Florida living year-round. Large Living Room features a Custom-built Wall with Stone and Gas Fireplace, Floating shelves with under counter Lights and tons of Storage. Office features Built-in Custom Desk open and spacious. Domestic suite features added cabinets for storage. Garage with epoxy flooring. Residents enjoy resort-style amenities including pools, pickleball, tennis, State of the Art fitness center, crafts, saunas, boat rentals, and an active social calendar, with additional amenities coming in 2027. Live the lifestyle you've earned at Twin Lakes!

2632 Meadowedge Loop, St Cloud
2457 Dream Home Court, St Cloud
$380,000
2 Beds ⋅ 2 Baths ⋅ Twin Lakes Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome home to this Absolutely Beautiful Amelia Elevation C with the Brick/Stone Trim floor plan located in the well sought after Del Webb Gated 55+ Active Twin Lakes community. Walking distance to the club house and resort pool. Walk into the breathtaking property featuring stunning custom staggered ceramic tile flooring throughout. Professionally painted. Great Décor. Upgraded kitchen 42" Cabinets with custom molding, subway tile backsplash, walk-in pantry, custom granite edged countertops, pendant lights, and chandelier. The living room features custom Hardie plank wood wall, custom blinds, transit window for extra natural lightning, sliding glass doors lead to Screened Lanai with custom light to enjoy your morning coffee. Master bedroom with custom feature wall, custom blinds, trey ceiling, and Hunters ceiling fan with light. The master bedroom bathroom features custom glass doors, diamond shaped flooring in the shower, and custom tiling. Double vanity granite countertops. Large, carpeted walk-in closet. Laundry room tailored with upgraded upper cabinets as well as lower cabinets for great storage, tile flooring, and beautiful granite countertops. Guest bedroom ceiling fan with light and custom blinds. Amenities include a Resort style pool, Lap Pool and 3rd pool on the carriage house side, 20,000 square foot Gorgeous Clubhouse, State of the art Fitness Center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities. View today!

2457 Dream Home Court, St Cloud
3060 Tohopekaliga Drive, St Cloud
$1,200,000
4 Beds ⋅ 4 Baths ⋅ Kissimmee Park SubDv. ⋅ 34772 Zip Code
Lake Tohopekaliga waterfront living at its best. Set on OVER an ACRE, this Custom 4-bedroom, 3.5-bath estate offers over 3,200 square feet of living space, direct lake access, and an impressive combination of privacy, recreation, and outdoor living. For the serious angler or boating enthusiast, the property offers a Private Concrete BOAT DOCK and Covered Boathouse with Electric Boat Lift — putting Lake Toho literally in your backyard. You can launch from home and be on the water in minutes. INSIDE, Lake Views extend throughout the home, creating a seamless connection to the waterfront. The SPACIOUS Family Room features soaring ceilings, a floor-to-ceiling brick Fireplace, and custom-built maple entertainment center. The GOURMET kitchen is equally impressive, with dolomite countertops, custom Amish-built maple cabinetry with pull-out drawers and lazy susans, high-end Kitchen Aid appliances, a large island, and barn-door pantry. STORAGE GALORE! Two Primary Suites add exceptional flexibility, including an expansive upstairs suite with a private Balcony providing panoramic views of the lake, breathtaking sunsets, stunning views of area fireworks, and the peaceful sights and sounds of waterfront living. Outdoor living is a major part of the experience, with a large screened POOL, expansive covered patio with a SUMMER KITCHEN —an ideal setting for entertaining and enjoying spectacular sunsets after a day on the water. The property also delivers serious space for boating, hobbies, and projects with a 39' x 23' Air-Conditioned DETACHED SPACE featuring a Full Bath, tankless water heater, and electric screened garage door. A 2024 ROOF, whole-house GENERATOR, private GATED entrance, attached two-car garage, and detached storage shed add to the property's convenience, functionality, and peace of mind. Conveniently located near major highways, schools, restaurants, shopping, and other amenities, this property offers an ideal combination of privacy, recreation, and accessibility. Whether you're an avid angler, boating enthusiast, or simply someone who appreciates spectacular sunsets and peaceful waterfront living, this property offers a rare opportunity to enjoy Lake Tohopekaliga from your own private retreat. Come discover your own piece of Lake Toho and experience the possibilities of true waterfront living. Schedule your private showing today!

3060 Tohopekaliga Drive, St Cloud
4349 Packard Avenue, St Cloud
$729,000
3 Beds ⋅ 3 Baths ⋅ S L & I C SubDv. ⋅ 34772 Zip Code
HUGE 36x48 DETACHED GARAGE | 2.44 ACRES | NO HOA Welcome to 4349 Packard Ave in St. Cloud—an updated 3-bedroom, 2.5-bath home on 2.44± acres with no HOA and a spring-fed pond great for fishing. The west-facing home is designed for Florida living, with a covered front porch for sunsets, a spacious rear porch for sunrises and rocket launches, decorative columns, and double frosted-glass entry doors that bring in natural light. Inside, wood-look plank tile flooring runs throughout a comfortable split floor plan featuring tray ceilings, ceiling fans in the bedrooms, pocket doors, a formal dining room with French doors, a breakfast nook, breakfast bar, interior laundry, and a guest half bath. The kitchen offers granite counters, stainless appliances, custom cabinetry with decorative molding, plate and glass display racks, pull-out drawers, and a large pantry with a pocket door. The primary suite includes a walk-in closet and an ensuite bath with double granite vanities, a walk-in shower, a private water closet, and a linen closet. Major updates include a new roof (2022), HVAC (2022), water heater (2022), plus a water system. Outside you will find a side-entry attached garage, gutters and downspouts, well and septic, and a 2023 shed and 36' x 48' metal detached garage with 60-amp service, prewired. Flood Zone X. Conveniently located with easy access to Florida’s Turnpike and SR 417, putting Orlando International Airport, shopping, restaurants, beaches, and Central Florida attractions within reach. A rare mix of acreage, updates, and usable outbuildings—come see this St. Cloud property. MAKE SURE TO SEE THE FLOOR PLANS AND WALK THROUGH VIDEOS THEN SCHEDULE A TIME TO SEE IN PERSON.

4349 Packard Avenue, St Cloud
3975 Baja Drive, St Cloud
$450,000
4 Beds ⋅ 3 Baths ⋅ Whaleys Creek Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome to this beautifully upgraded 4-bedroom, 2.5-bath home in the desirable Whaley’s Creek community of St. Cloud! From the moment you step inside, you’ll appreciate the thoughtful upgrades and custom touches that make this home truly special. The stunning, newly renovated kitchen serves as the heart of the home, offering a fresh, modern design perfect for both everyday living and entertaining. The spacious living area is enhanced by a gorgeous custom-built entertainment center, while elegant plantation blinds add timeless style throughout. The FIRST-FLOOR PRIMARY SUITE offers convenience and privacy, complete with a beautifully designed custom closet that maximizes both storage and organization. A conveniently located downstairs laundry room adds to the home’s functional layout. Step outside and take in the peaceful pond views, creating a beautiful backdrop for morning coffee, weekend gatherings, or simply unwinding at the end of the day. AND HERE’S AN INCREDIBLE BONUS — THE SOLAR PANELS WILL BE PAID OFF IN FULL BY THE SELLER AT CLOSING! Enjoy the benefits of solar energy without assuming the existing solar loan. With its beautifully renovated kitchen, custom features, desirable floor plan, and picturesque pond setting, this home offers an exceptional opportunity in one of St. Cloud’s sought-after communities. Conveniently located near shopping, dining, schools, and major roadways, this is a home you won't want to miss. Schedule your private showing today!

3975 Baja Drive, St Cloud
4922 Catalpa Drive, St Cloud
$389,900
3 Beds ⋅ 2 Baths ⋅ Twin Lakes Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome home to this Great Palm Beach floor plan located in the well sought after Gated 55+ Active Del Webb Twin Lakes community. Property featuring ceramic tile flooring, Upgraded kitchen Cabinets with custom crown molding, Hood fan, and Island features custom Granite countertop, Gas cook top, pantry, pendant lights, and chandelier. The living room features custom blinds. Sliding glass doors lead to the added screened in Lanai with custom ceiling fan & light to enjoy your morning coffee with the view of a large back yard. Primary bedroom with blinds, trey ceiling, and ceiling fan. The primary bedroom bathroom features custom glass doors, and custom tiling. Double vanity granite countertops. Large, carpeted walk-in closet. Laundry room. Guest bedrooms ceiling fan with light and custom blinds. Amenities include a Resort style pool, Lap Pool and 3rd pool on the carriage house side, 20,000 square foot Gorgeous Clubhouse, State of the art Fitness Center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities. Only 30 minuets from Disney, Beaches and Florida international airport. View today!

4922 Catalpa Drive, St Cloud
4241 Kissimmee Park Road, St Cloud
$2,000,000
4 Beds ⋅ 7 Baths ⋅ Osceola Groves SubDv. ⋅ 34772 Zip Code
NEW TO MARKET! SEE VIRTUAL TOUR LINK #1 IN STELLARMLS FOR FULL VIDEO TOUR OF PROPERTY! Set on approximately 5.1 fully fenced and gated acres in St. Cloud, this extraordinary 4-bedroom, 5-bath residence offers more than 8,400 square feet of heated living space, exceptional privacy, and an extensive collection of custom residential and commercial-grade features rarely found together in one property. Extensive Honduran rosewood is featured throughout the residence, including 3/4-inch flooring, solid doors, cabinetry, crown molding, trim, chair rails, the front stoop and lanai ceiling/roof detailing. A dramatic two-story great room, multiple living areas, formal dining room, private office and study spaces, gym, loft, third-floor bonus room and dedicated theater create remarkable flexibility across three levels. The home also features upgraded whole-house audio with 20+ speakers, central vacuum, alarm system and five gas fireplaces. The main kitchen is built for serious cooking and entertaining, with propane-powered commercial appliances, oversized commercial refrigeration, commercial ice maker, eight-burner cooking equipment with integrated grill, dual commercial ovens, built-in microwaves, custom range hood and a large L-shaped walk-in pantry with floor-to-ceiling shelving. A separate commercial-style summer kitchen can function independently and includes gas cooking, refrigeration, its own exhaust system, expansive sliding doors opening directly to the veranda and a pass-through service window. The screened pool and veranda form an impressive indoor-outdoor entertaining complex with an oversized 12-person spa, outdoor kitchen, gas grill connections, approximately 12 feet of cabinetry and counter space, double sink, commercial ice maker and pot-and-pan sink. The approximately 22-foot veranda ceiling supports commercial sound, large oscillating fans and three suspended propane heaters. A climate-controlled pool bath and dedicated pool storage area add functionality. The grounds include mature perimeter landscaping with approximately 15-foot viburnum screening along the front portion of the property, a sweeping circular drive with access along both sides of the home and a 20' x 20' rear turnaround pad, deep-water well, oversized commercial septic system, buried propane tank, lawn irrigation and a stocked pond with an approximately 20' x 15' wood deck. A reinforced concrete-block safe/panic room with poured concrete and rebar provides additional storage, sitting/sleeping space and a half bath. The seller reports a complete roof replacement in 2026 at approximately $77,000, extensive stucco and chimney reconstruction, full exterior painting and new custom gutters, with approximately $200,000 invested in the overall exterior improvement program. Public records reflect approximately 8,407 heated square feet and 9,745 total square feet. With its acreage, privacy, extraordinary interior scale, commercial-grade kitchens, resort-style pool and veranda, theater, gym, pond, custom woodworking and major recent improvements, this is a distinctive St. Cloud estate offering exceptional space, infrastructure and versatility. PLEASE SEE THE FULL VIRTUAL TOUR / PROPERTY FLY-OVER AT THE FOLLOWING YOUTUBE LINK: https://youtu.be/NkuQHvjPFAI?si=6lAOK_CeO94LZJPy

4241 Kissimmee Park Road, St Cloud
2506 Datura Loop, St Cloud
$262,500
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Grvs Ph 2 SubDv. ⋅ 34772 Zip Code
Easy, low-maintenance Florida living in gated Twin Lakes—the 55+ active adult community featuring the amenities you expect from Del Webb. This 2022-built Destin is all one level with 2 bedrooms, 2 full baths, high ceilings, 42" maple cabinets, and a 2-car garage. Beautifully landscaped curb appeal and a backyard you can actually use. Split-bedroom layout keeps guests private; open living is simple to furnish and easy to keep. Residents enjoy a heated resort-style pool, tennis and pickleball, a well-equipped gym, walking trails, and a lively clubhouse calendar—plus lake access for fishing and community boats on Live Oak Lake. Close to Lake Nona, Medical City, and 417. Peace of mind and lock-and-leave convenience. Priced to sell—schedule your showing today.

2506 Datura Loop, St Cloud
2491 Yellow Brick Road, St Cloud
$269,900
2 Beds ⋅ 2 Baths ⋅ Northwest Lakeside Groves Ph 1 SubDv. ⋅ 34772 Zip Code
Welcome home to this GORGEOUS Newly painted exterior Daytona floor plan located in the well sought after Gated 55+ Active Del Webb Twin Lakes community. Walk into the breathtaking property featuring stunning wood plank flooring with crown molding throughout. Stunning 42" Cabinets with custom molding, stainless steel refrigerator, Pantry, custom granite countertops throughout, pendant lights, and chandelier. Living room features Sliding glass doors lead to the Lanai with custom ceiling fan to enjoy your morning coffee. Master bedroom with blinds, trey ceiling, crown molding and ceiling fan. Master bedroom bathroom features crown molding, custom frameless glass doors, diamond shaped tile flooring in the shower, large shower head, and custom tiling. Double vanity granite countertops, brush Nickel hardware and lots of cabinets and a linen closet, carpeted walk- in closet. Laundry room tailored with lower cabinets for great storage, tile flooring, and beautiful granite countertops. Quiet Study/Den features crown molding, blinds, and ceiling fan, very spacious could be a 3rd bedroom. Guest bedroom features ceiling fan with light and faux wood blinds. Amenities include a Resort style pool, Lap Pool and 3rd pool on the carriage house side, 20,000 square foot Gorgeous Clubhouse, State of the art Fitness Center, Flex room, Tennis Courts, Putting Green, Walking Trails, Pickle Ball Court, Fishing, and Pontoon Boats and Jon boat to use on Live Oak Lake! The community has many active and socializing activities. View today!!

2491 Yellow Brick Road, St Cloud
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