34771 Homes under $400,000

34771 Homes under $400,000

Welcome to the enchanting zip code 34771, nestled in the heart of St. Cloud, Florida, within the picturesque Osceola County. This vibrant community, particularly the Magnolia Square area, offers a delightful blend of small-town charm and modern conveniences, making it an ideal destination for families, retirees, and everyone in between.

One of the standout features of 34771 is its appealing real estate market, where you can find beautiful homes priced under $400,000. This affordability opens the door for first-time homebuyers and those looking to invest in a piece of Florida paradise without breaking the bank. From charming single-family homes with spacious yards to contemporary townhouses with modern amenities, the variety of options ensures that everyone can find their perfect fit.

Living in St. Cloud means embracing a lifestyle filled with outdoor adventures and community spirit. The area is dotted with parks, trails, and recreational facilities, perfect for weekend picnics, family outings, or simply enjoying the natural beauty of Florida. With nearby lakes and rivers, water enthusiasts can indulge in fishing, kayaking, or simply soaking up the sun.

In addition to its scenic surroundings, 34771 boasts a thriving local economy, excellent schools, and convenient access to shopping and dining options. Whether you’re commuting to nearby Orlando for work or enjoying a day of exploration in the vibrant local community, you’ll find that St. Cloud offers the perfect balance of tranquility and accessibility.

Discover your dream home in 34771 today, where affordability meets the idyllic Florida lifestyle!

Newest 34771 Homes under $400,000

5015 Riverside Way, St Cloud
$385,000
3 Beds ⋅ 2 Baths ⋅ Rivercrest At Narcoossee SubDv. ⋅ 34771 Zip Code
Beautiful single-story home featuring a desirable split-bedroom floor plan and versatile den, perfect for a home office or flex space. The spacious great room offers volume ceilings and sliding glass doors leading to a covered patio and fully fenced backyard, ideal for outdoor entertaining and added privacy. The gourmet kitchen features 36-inch upper cabinets with custom hardware, Silestone countertops, a large island with sink, and stainless steel Whirlpool® appliances. Privately located at the rear of the home, the primary suite offers a sitting area, oversized walk-in closet, and en-suite bath with an extended dual-sink vanity, garden tub, separate walk-in shower, and tile surrounds. Additional features include vinyl plank flooring throughout the main living areas and plush Shaw® carpeting in the bedrooms.

5015 Riverside Way, St Cloud
1355 E 10th Street, St Cloud
$390,000
3 Beds ⋅ 2 Baths ⋅ Arrowhead Country Estates Unrec SubDv. ⋅ 34771 Zip Code
UPDATED POOL HOME WITH NO HOA, OVERSIZED LOT & RV/BOAT PARKING! This 3-bedroom, 2-bath St. Cloud home offers a great combination of updates and outdoor living. Situated on a spacious .37-ACRE LOT with NO HOA or ASSOCIATION FEES and NOT in FLOOD ZONE, there’s room for your boat, trailer or RV—and plenty of backyard space to enjoy the private pool and screened lanai. Step inside to a bright, open great room plan where the kitchen flows seamlessly into the dining and living areas beneath a vaulted ceiling. The updated kitchen features granite countertops, tile backsplash, stainless steel appliances and updated fixtures. NO CARPET—easy-care laminate and tile flooring run throughout. The split-bedroom floor plan offers a private primary suite with walk-in closet and updated en-suite bath featuring a new vanity and fixtures. Two additional bedrooms share a FULLY REMODELED GUEST BATH with new vanity, flooring, tiled shower, fixtures and skylight. French doors with built-in blinds open to a spacious screened lanai overlooking the fully fenced backyard and large in-ground swimming pool—perfect for enjoying Florida outdoor living. The pool deck has been freshly painted, and a NEW POOL PUMP WAS INSTALLED IN 2026. A storage shed provides additional space for outdoor equipment. BRING THE BOAT, TRAILER OR RV! Extended parking includes a dedicated RV pad with 30-AMP ELECTRICAL SERVICE AND RV SEPTIC CONNECTION. The attached garage currently has a removable divider wall, offering flexibility to return the space to its original configuration. Major improvements include ALL-NEW WINDOWS AND EXTERIOR DOORS, NEW WATER HEATER, ROOF LESS THAN SIX YEARS OLD, REPLUMBED PLUMBING, FRESH INTERIOR AND EXTERIOR PAINT, WATER SOFTENER AND GUTTERS. The property is served by CITY WATER AND SEPTIC. With an oversized lot, private pool, extensive updates, RV/boat accommodations and NO HOA, this one has so much to offer!

1355 E 10th Street, St Cloud
4800 Riverwalk Drive, St Cloud
$344,900
4 Beds ⋅ 3 Baths ⋅ Turtle Creek Ph 1a SubDv. ⋅ 34771 Zip Code
Virtually Staged. Welcome to Turtle Creek! Water Views, Stunning Sunsets & Move-In-Ready Living! Just minutes from Lake Nona, this beautifully maintained 4-bedrom, 3 full bathroom townhome offers the blend of comfort, privacy and convenience. Positioned on a desirable corner lot, the home features water views from all windows, abundant natural lighting and no neighbors directly in front or behind. Built with solid concrete block on both levels, this home features an open concept living area designed for everyday comfort. The kitchen offers upgrades and the 1st floor FULL bathroom and bedroom offers a flexible space for guests, a home office or multigenerational living. The front door is a hurricane-rated full glass door allowing you comforting water views. Relax in a fully screened lanai and extended fully fenced paver patio perfect for dining, entertaining or taking in a peaceful moment. One car garage with 4 additional car driveway capability. The garage offers plenty of storage and a garage freezer. Water softener throughout the home along with ceiling fans, emergency water sprinkler system and televisions in all rooms. Did I mention: WATER VIEWS from all windows? YES! MOTIVATED SELLER-Must See! Schedule your private showing today and enjoy the lifestyle of this exceptional townhome!

4800 Riverwalk Drive, St Cloud
1379 Mainsail Lane, St Cloud
$120,000
1 Beds ⋅ 1 Baths ⋅ Shelter Cove Condo SubDv. ⋅ 34771 Zip Code
UPDATED IN 2024 with ACCESS TO THE ALLIGATOR CHAIN OF LAKES- Use as 2nd home, rental property or live year-round. NO LOT RENT. GATED COMMUNITY conveniently located with a short drive to shopping and restaurants. A Boaters Paradise, Shelter Cove is a lakefront haven with access to CENTER LAKE and the Alligator Chain of Lakes. Nestled on Center Lake, Shelter Cove offers stunning lake views, excellent fishing, and a friendly community with plenty of activities. You'll feel right at home in this warm and welcoming community, where you can enjoy a boat ramp, boat trailer storage, a community pool, a fitness area, and shuffleboard. This 1982 Kent RV has been lovingly remodeled in 2024, featuring a new kitchen and bathroom, and is ready for you to move in. The spacious home includes 1 bedroom and 1 bath. Outside, you'll find a storage shed, a covered patio area, and two paved parking spots that can also accommodate a golf cart. Low Association fees $178 monthly - fees cover water, sewer, and trash services. NO LOT RENT. Call to schedule your private showing!!

1379 Mainsail Lane, St Cloud
5860 Beefmaster Road, St Cloud
$355,000
3 Beds ⋅ 2 Baths ⋅ Sunbrooke Ph 2 SubDv. ⋅ 34771 Zip Code
Welcome to Sunbrooke! This beautifully maintained 2022 built home offers 3 bedrooms, 2 bathrooms, and 1,755 square feet of inviting living space in the growing area of St. Cloud. Step inside to an open-concept layout filled with natural light, creating a bright, airy atmosphere that's ideal for everyday living and entertaining alike. The heart of the home is the kitchen, where granite countertops, stainless steel appliances, crisp white wood cabinetry, and a convenient step-in pantry come together beautifully. A generous island with breakfast-bar seating overlooks the dining and living areas along with upgraded luxury vinyl flooring throughout the main areas of the home. The private primary suite is a relaxing retreat, complete with a spacious walk-in closet. Everyday life is made easier with a large laundry room and a 2-car garage. Slide open the glass doors to your covered lanai and partially fenced backyard, the perfect backdrop for morning coffee, weekend gatherings, or unwinding at the end of a long day. The solar panels offer the potential for lower electric bills, and the whole-home water filtration system brings added comfort and peace of mind. Life in Sunbrooke comes with community amenities, including a pool, clubhouse, and playground. The location is hard to beat, nestled between Lake Nona and downtown St. Cloud, with easy access to major roads, schools, local dining, shopping, and waterfront recreation. The newly opened Target at Lake Nona West adds another exciting shopping destination to the area. Move-in ready and ideal as a primary residence or investment opportunity, this home deserves a spot at the top of your list. Schedule your private showing today and discover the possibilities!

5860 Beefmaster Road, St Cloud
1845 Horsetail Drive, St Cloud
$362,990
3 Beds ⋅ 3 Baths ⋅ Brack Ranch SubDv. ⋅ 34771 Zip Code
Virtually Staged. Under Construction. ***DECEMBER DELIVERY!*** Discover the Newcomb C in Brack Ranch, Lot 326, located at 1845 Horsetail Drive. This charming COTTAGE HOME DESIGN blends inviting curb appeal with comfortable, modern living. Enjoy open-concept gathering spaces, a spacious KITCHEN ISLAND, and a LANAI made for morning coffee, outdoor dining, and relaxing Florida evenings. Brack Ranch offers a convenient St. Cloud location near Orlando, shopping, dining, recreation, major roadways, and the airport. Community amenities include a resort-style pool, clubhouse/cabana, playground, dog park, and scenic trails—perfect for connecting, staying active, and enjoying every day close to home. Photos shown are of a similar home and are for illustrative purposes only. Don’t miss this opportunity—schedule your tour today and ask about current incentives!

1845 Horsetail Drive, St Cloud
5792 Arboretum Street, St Cloud
$355,000
4 Beds ⋅ 2 Baths ⋅ Prairie Oaks SubDv. ⋅ 34771 Zip Code
Short Sale. SHORT SALE Welcome to Prairie Oaks community in St. Cloud! This beautiful one-story home offers 4 bedrooms, 2 bathrooms, 1,828 square feet of living space, and a 2-car garage. Its modern open-concept floor plan seamlessly connects the kitchen, dining area, and spacious living room, creating a comfortable and functional space for everyday living and entertaining. The kitchen features a large center island, stone countertops, stainless steel appliances, and a spacious pantry providing plenty of additional storage. The primary bedroom is privately located at the rear of the home and includes an en-suite bathroom with a double vanity, shower/tub combination, and a generous walk-in closet. Three additional bedrooms provide flexibility for family, guests, a home office, or study space. The home also features a covered lanai, perfect for enjoying Florida living, as well as Home is Connected® smart-home technology, allowing you to conveniently control compatible home features from your smart device. Prairie Oaks offers a convenient St. Cloud location with easy access to the Narcoossee Road corridor, US-192, Lake Nona, and major roadways connecting to Orlando. Nearby, you will find supermarkets, restaurants, shopping, and everyday services. Lake Nona is just a short drive away, offering an exciting variety of dining, shopping, entertainment, parks, trails, sports facilities, and healthcare services. Outdoor enthusiasts can enjoy nearby East Lake Tohopekaliga, waterfront parks, nature areas, trails, fishing, boating, and numerous recreational opportunities. Historic Downtown St. Cloud also offers local restaurants, shops, and community activities. Enjoy modern and spacious living in one of St. Cloud’s growing areas, combining a peaceful residential setting with convenient access to Lake Nona, Orlando, and all that Central Florida has to enjoy.

5792 Arboretum Street, St Cloud
6495 Cyrils Drive, St Cloud
$325,000
3 Beds ⋅ 3 Baths ⋅ Weslyn Park Ph 2 SubDv. ⋅ 34771 Zip Code
Short Sale. End-unit 3-bedroom, 2.5-bath townhouse located in Weslyn Park at Sunbridge. Built in 2023, this home features paid solar panels with a Tesla solar inverter, wood-look tile flooring throughout the downstairs living space, and a convenient mudroom connecting the 2-car garage to the kitchen. The primary suite offers an en-suite bathroom with a double-sink vanity and walk-in shower. Enjoy Weslyn Park amenities including a community pool, playground, community garden, open green spaces, and walking and biking trails. Discover what makes Weslyn Park at Sunbridge such a desirable place to call home. Set to open in 2027, The Watershed is planned to bring even more amenities to the community, including a resort-style pool, restaurant and bar, fitness center, event spaces, a dedicated kayak and paddleboard dock, and additional trails. Schedule your showing today!

6495 Cyrils Drive, St Cloud
551 Amadoras Way, St Cloud
$375,000
3 Beds ⋅ 2 Baths ⋅ Silver Spgs SubDv. ⋅ 34771 Zip Code
Flexible financing options (FHA, Conventional, Seller Financing) for like new home. Vacant and move in ready. Welcome to this beautifully maintained one-owner home offering 3 bedrooms + den with French doors and 2 bathrooms. Enclosed den can serve as a home office, playroom, guest room, or potential 4th bedroom. Built just four years ago, this energy-efficient single-story home combines modern design, thoughtful upgrades, and pride of ownership throughout. Upgrades include a fenced in yard with 2 gates, smart thermostat, whole-house water softener system, and a complete central air dehumidification system for enhanced comfort year-round. The HVAC system has been professionally serviced every six months, and the home has benefited from ongoing professional pest control and lawn maintenance. Desirable community featuring a resort-style pool, playground, and walking trails, this home offers the perfect balance of comfort, convenience, and lifestyle. All measurements, dimensions, and features are approximate and should be independently verified by the buyer. Call Agent or use showing time to set up a viewing today.

551 Amadoras Way, St Cloud
2705 Plover Street, St Cloud
$381,155
4 Beds ⋅ 3 Baths ⋅ Shores SubDv. ⋅ 34771 Zip Code
This thoughtfully designed two-story home combines modern finishes with versatile spaces for comfortable everyday living. The open-concept main floor features 9-foot ceilings and tile flooring, creating a bright and inviting living area. A downstairs bedroom and full bath offer added flexibility for guests, a home office, or multigenerational living. The kitchen is both stylish and functional, featuring 36-inch upper cabinets, Silestone countertops, and a practical layout ideal for cooking and entertaining. Just off the kitchen, a spacious nook provides the perfect space for dining, relaxing, or gathering. Upstairs, 8-foot ceilings complement the private primary suite, which features a dual-sink vanity, large walk-in shower, and generous walk-in closet. A versatile loft provides additional space that can be customized to suit your needs, whether used as a second living area, media room, home office, or play space. An upstairs laundry room adds everyday convenience, making this home a seamless blend of comfort, functionality, and modern style.

2705 Plover Street, St Cloud
1678 Meadowgrove Avenue Ne, St Cloud
$387,490
4 Beds ⋅ 3 Baths ⋅ Pine Grove Reserve SubDv. ⋅ 34771 Zip Code
Under Construction. ***GRAND OPENING OCTOBER 3RD!*** Discover the Cortez II A on Lot 191 at an AFFORDABLE PRICE at 1678 Meadowgrove Ave in Pine Grove Reserve. Designed for comfortable everyday living and effortless entertaining, this inviting home features an OPEN FLOOR PLAN with a spacious KITCHEN ISLAND at the heart of the home—perfect for meals, conversation and gathering. Step outside to the LANAI and enjoy relaxed Florida living. Pine Grove Reserve offers a convenient St. Cloud location near US-192, Lake Nona, Orlando International Airport, shopping, dining, recreation, Downtown St. Cloud and area beaches. Community amenities include a resort-style pool, clubhouse, fitness center and playground, offering more ways to unwind, stay active and connect. Similar-home photos shown; colors, options and finishes may vary. Grand opening opportunities are limited—schedule your tour today and ask about current incentives!

1678 Meadowgrove Avenue Ne, St Cloud
1654 Meadowgrove Avenue, St Cloud
$359,340
3 Beds ⋅ 2 Baths ⋅ Pine Grove Reserve SubDv. ⋅ 34771 Zip Code
Virtually Staged. Under Construction. ***GRAND OPENING OCTOBER 3rd!*** Discover the Lewiston II on Lot 187 at 1654 Meadowgrove Ave in Pine Grove Reserve. Designed for effortless MAIN LEVEL LIVING, this inviting home features an OPEN FLOOR PLAN that connects the kitchen, dining and living areas. A spacious KITCHEN ISLAND creates the perfect hub for meals and conversation, while the LANAI extends your living space outdoors for relaxing and entertaining. Enjoy an active St. Cloud lifestyle close to US-192, Lake Nona, Orlando International Airport, shopping, dining, recreation, Downtown St. Cloud and area beaches. Community amenities include a resort-style pool, clubhouse, fitness center and playground. Similar-home photos shown; colors, options and finishes may vary. Opportunities like this won’t last—schedule your tour today and ask about current incentives!

1654 Meadowgrove Avenue, St Cloud
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