34771 Homes with Lake Privileges Frontage

34771 Homes with Lake Privileges Frontage

Welcome to the vibrant community of St. Cloud, Florida, nestled in the heart of Osceola County, where the charm of small-town living meets the allure of waterfront bliss. The zip code 34771 is renowned for its picturesque neighborhoods and exceptional homes, particularly those with lake privileges that offer a serene escape from the hustle and bustle of everyday life.

In the Magnolia Square area, residents enjoy the luxury of living near stunning lakes, perfect for fishing, kayaking, or simply basking in the sun on a warm Florida day. Imagine waking up to the gentle sounds of nature and the shimmering waters just a stone's throw from your doorstep. Homes in this area often feature beautiful lakefront views, spacious yards, and modern amenities, making them ideal for families, retirees, or anyone seeking a peaceful retreat.

St. Cloud is not just about beautiful homes; it’s also a community brimming with life. You’ll find a delightful mix of parks, shops, and dining options, all within close proximity. The local schools are highly rated, making it a fantastic place for families to settle down. Plus, with easy access to major highways, you’re just a short drive away from the attractions of Orlando and the stunning beaches of the Atlantic coast.

Whether you’re looking for a cozy cottage or a sprawling lakeside estate, the 34771 zip code offers a unique blend of tranquility and convenience. Come explore the possibilities and discover your dream home in this enchanting part of Florida!

Newest 34771 Homes with Lake Privileges Frontage

$415,000
East Lake Reserve At Narcoossee Unit 3 SubDv. ⋅ 34771 Zip Code
Increased value now that two lots listed $499K and $475K pending same lot as sellers lot !Don’t miss the chance to own one of the few remaining buildable lots on East Lake Toho!Bring your vision to life on this beautiful vacant waterfront lot in one of St. Cloud’s sought-after GATED communities. Just shy of an acre, this property offers the perfect opportunity to build your dream home ! Enjoy peaceful water views, your own private dock, and breathtaking sunsets right from your future backyard. Whether you’re looking to build a full-time residence, second home or a relaxing retreat, this rare lakefront lot offers the space, scenery, and lifestyle you’ve been searching for Discover the opportunity to build your dream waterfront estate on nearly .8 acres along the shores of East Lake Toho inside one of Osceola County’s most sought-after gated communities. Unlike newer subdivisions near Lake Nona, this rare homesite offers something increasingly difficult to find — meaningful acreage, direct waterfront access, mature natural surroundings, and lasting privacy. Positioned to capture breathtaking western-facing sunset views, the property overlooks East Lake Toho with evening reflections stretching across the water, creating the perfect backdrop for future outdoor living and architectural design. A mature oak hammock anchors the rear of the property, offering a natural privacy buffer and an established setting that cleared lots simply cannot replicate. The recent value repositioning creates an exceptional advantage for the next owner, allowing additional flexibility to immediately incorporate luxury features into the build such as a private dock, resort-style pool, summer kitchen, expansive outdoor entertaining space, or custom lakefront design elements from the very beginning. Despite the peaceful waterfront setting, the location remains highly connected — just minutes from Lake Nona Medical City, premier dining, shopping, major highways, and Orlando International Airport. As buildable waterfront inventory near Lake Nona continues to disappear, opportunities like this become increasingly rare. This is more than vacant land — it is the foundation for a lifestyle that cannot easily be replicated. More land. More water. More privacy. A smarter entry point into luxury waterfront living. Schedule your private tour today to experience the scale, setting, and sunset views in person.

4810 Calasans Avenue, St Cloud
$429,900
3 Beds ⋅ 2 Baths ⋅ Maple Terrace SubDv. ⋅ 34771 Zip Code
MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

2234 W Maple Terrace, St Cloud
$1,290,000
4 Beds ⋅ 4 Baths ⋅ Oakwood Shores SubDv. ⋅ 34771 Zip Code
Experience the best of Central Florida lakefront living on Trout Lake, part of the Alligator Chain of Lakes, with this exceptional custom-built home located at 6805 Bass Highway in St. Cloud. Offering a rare combination of luxury, privacy, and investment potential, this stunning waterfront property is perfectly suited as a primary residence, second home, or vacation rental — all with NO HOA restrictions. Ideally positioned within one hour of Walt Disney World Resort and Universal Orlando Resort, Orlando’s world-famous attractions, and Florida’s beautiful east coast beaches, and just 30 minutes from Lake Nona and the Orlando International Airport this property offers the perfect balance of peaceful lakefront living and convenient access to everything Central Florida has to offer. Built in 2014, this impressive 3,535-square-foot custom home features 4 bedrooms, 4 bathrooms, and thoughtfully designed living spaces filled with high-end upgrades and custom details throughout. From the moment you enter, you’ll appreciate the upgraded cabinetry, premium countertops, designer fixtures, upgraded flooring, and beautifully finished stained concrete surfaces that create a warm yet modern lakefront aesthetic. The spacious chef’s kitchen was designed with both functionality and entertaining in mind, featuring extensive custom cabinetry and an expansive hidden walk-in pantry that provides exceptional storage and organization. Throughout the home, you’ll find numerous built-in storage areas, window seats in most bedrooms, and carefully crafted details that add both charm and practicality. The primary suite offers a luxurious private retreat complete with a dedicated vanity/glam room and generous storage solutions. Upstairs, a versatile bonus room provides endless possibilities and can easily function as a home office, media room, playroom, or be converted into an additional bedroom. Additional flexible living spaces include a separate air-conditioned room ideal for a home gym, hobby room, or flex space, along with a dedicated air-conditioned laundry room conveniently located off the garage. The property also includes multiple outdoor storage sheds, offering even more room for tools, lake toys, and equipment. Set on 160 feet of fully cleared lakefront, the property showcases breathtaking water views, a private sand beach area, and direct access to the highly sought-after Alligator Lake Chain — a connected chain of five lakes known for boating, fishing, and watersports. The outdoor amenities are truly exceptional. A brand-new 110-foot dock features a covered metal roof, electric boat lift, lakeside sitting area, and propane fire pit, creating the ultimate waterfront gathering space. The expansive 600-square-foot fully enclosed screened outdoor kitchen overlooks the lake and offers year-round enjoyment for entertaining family and guests. An additional lakeside fire pit area further enhances the unmatched outdoor lifestyle this property provides. Major recent upgrades include a roof and exterior paint both completed just 2 years ago, adding long-term value and peace of mind. This is a rare opportunity to own a true Central Florida lakefront lifestyle property with freedom, luxury, space, and exceptional vacation rental potential!

6805 Bass Highway, St Cloud
$375,000
1 Beds ⋅ 2 Baths ⋅ Shelter Cove SubDv. ⋅ 34771 Zip Code
This is everything you have been dreaming of! Check out this 1bedroom 1 bathroom lakefront on the Alligator Chain of Lakes with extensive upgrades and superior construction. Tray ceilings, crown molding, full baseboards, vinyl plank flooring, quartz counters in kitchen and bath with custom backsplash, large stainless sink, solid wood cabinetry, walk-in glass shower, and ceiling fans. Stainless appliance package includes glass-top range, oven, microwave, dishwasher, and upgraded refrigerator with ice maker. Garbage disposal and Culligan RO filtration system. Built with 2x6 shear walls, Hardie board concrete siding to the base, metal roof, double-pane windows, double cross tie-down system anchored into concrete, and upgraded 200-amp service.Outdoor living is taken to the next level with a composite dock and decking leading to a custom-built tiki bar, constructed on pilings driven to the lake bottom and topped with a standing seam metal roof. The tiki area is fully equipped with 50-amp electric, water, refrigeration, and a bar setup—perfect for entertaining. Remote-controlled screens provide comfort and shade while you enjoy the view. The composite seawall is reinforced with stainless steel tie-backs and durable filter fabric, offering both beauty and long-term stability. Boat ramp is located just seconds away. Excellent waterfront location for boating, fishing, and skiing. Ideal for primary residence or weekend retreat. Don't miss this opportunity to own your own private oasis. Home is located close to beaches, resturants, hospitals loca shopping but still maintains a privacy with its own community.

1315 Pine Island Dr N, St Cloud
$625,000
3 Beds ⋅ 4 Baths ⋅ N/A SubDv. ⋅ 34771 Zip Code
Fabulous Alligator Lake Property The property has a 2 bedroom 2 bath 1125 sq. ft. home with ceramic tile throughout, crown molding, a screened porch, and a carport with laundry facility and full bath. The home has a metal roof . The utilities are septic and well, water softener. Exterior features include a gazebo, carport, outdoor shower, and laundry hook up. The second single family home was built in 2023 on this .84 acre parcel. The second home has 1 bedroom and1.1 baths, Great room, full kitchen and dinette, a 365 sq ft garage and 12 x 13 screened porch. The bedroom has a 13 x 5 walk in closet, the full bath has a walk in shower with bench and shampoo niche. Other features include 9 foot ceiling, 8 foot doors, linen closet in the 1/2 bath, storage closet in the laundry room, and a walk in storage closet in the hall. Water is available at the rear of the home and also down by the lake in the gazebo. The Alligator Chain of Lakes is an 8,352-acre, 12-lake chain of lakes system. Out of the 12 lake system, 6 of the lakes are connected by navigable waterways, and 6 lakes in the chain require a re-launch. The Alligator Chain’s lake farthest north is Lake Center and Brick Lake is the southern most lake on the Alligator Chain.

5868 Alligator Lake Shore W, St Cloud
$822,900
3 Beds ⋅ 3 Baths ⋅ Alligator Lakeshore SubDv. ⋅ 34771 Zip Code
SELLER ASSISTING WITH BUYER FINANCING, 2/1 BUYDOWN ON THE INTEREST RATE! TWO LAKEFRONT LOTS, ONE HOME!... for now! FISHERMAN'S PARADISE! Welcome to your piece of paradise on the shores of the Alligator chain of lakes. All you will say is Wow! to the natural Florida landscape as you drive into this community with majestic oak trees lining the streets leading up to the home. This home is a boater's dream come true located right on Alligator Lake. You can enjoy these waters directly from your own private covered boat dock with lift and be in open water in minutes! This home is well appointed with many luxuries and multiple indoor/outdoor areas. The home has had the floor plan renovated to an open floor plan and all windows have also been upgraded. There are three spacious bedrooms with a split plan for your privacy and two full bathrooms. As you enter the home, you will find the spacious foyer, the formal dining room to the right, then the open concept kitchen and family room. The kitchen is spacious and new with beautiful extended cabinets, stone countertops, SS appliances, and breakfast island. The large family room features a wood fireplace and views through the Florida room to the lake. The master bedroom is very spacious with a walk-in closet. The master bathroom has a shower-tub combo. The guest rooms have lots of space and large closets as well. The home also features a deep 2-car garage. Property is 1.38 acres. The whole lot has been split (home lot .78 acre, vacant lot .6 acre) and surveyed to accommodate another home, with the vacant lot having its own seawall and access to the boat dock. The home also features a brand-new water filtration system and a full hurricane shutter package as well. This home is only minutes from downtown St Cloud, dining, schools and hospitals. Orlando International Airport, Disney, Universal, Sea World and Atlantic Ocean Beaches are all within an hour away! Schedule your appointment to see your future home today!! Alligator Lake is a 3400-acre lake with direct canal access to 5 more lakes (Lizzie, Brick, Center, Trout, Coon) for a total of 5500 acres of pristine bass fishing in the Alligator chain of lakes!

5870 Alligator Lake Shore W, St Cloud
$2,750,000
Lake Haven SubDv. ⋅ 34771 Zip Code
Check out this cozy hotel/cafe with approximately 176' of waterfront on Alligator Lake. There are plenty of possibilities on this property, you must see to appreciate. Located in the fast growing city of St. Cloud, this property features a total of 4 buildings: one building with lobby area, a second building with a kitchen/cafe area, a separate area with a total of 10 bedrooms with baths (one building features 5 units with 2 bedrooms each and a separate building features 5 units with 1 bedroom each), and a covered lounge/pavilion area where you can enjoy the relaxing water view during the day, and breathtaking sunsets in the evening. There is a boat dock/ramp area to access Alligator Lake. Alligator Lake is a key part of the Alligator Chain of Lakes - connected by canals. This lake is known for fresh water fishing (largemouth bass), boating, alligator spotting, and bird watching. Also, know as the "Headwaters of the Everglades". This property is approximately 7 minutes to the eco-friendly community of Harmony and 45 minutes to Disney or Melbourne and its beaches!

6264 Alligator Lake Shore E, St Cloud
$649,999
3 Beds ⋅ 2 Baths ⋅ New Eden On The Lakes Units 11 & 14 Rep SubDv. ⋅ 34771 Zip Code
Virtually Staged. Beautifully Updated Lakefront Home – 3 Bed, 2 Bath, 2-Car Garage, Approx. 2,600 Sq Ft + Bonus Room. ALL NEW WINDOWS,ENERGY EFFICIENT 2021, NEW AC UNIT 2021, NEW METAL ROOF 2020, NEW CHAIN LINK FENCE, NEW SEPTIC SYSTEM AND DRAIN FIELD 2022. Discover the perfect blend of modern luxury and peaceful lakefront living in this stunning single-family home, tucked away at the end of a quiet road. Offering approximately 2,600 sq ft of beautifully updated living space—plus an additional bonus room at the rear of the home, ideal for a home office, studio, or flex space—this property combines thoughtful upgrades with breathtaking lake views. Step inside to an inviting open layout featuring new luxury vinyl hardwood flooring, fresh interior paint, and abundant natural light from brand-new energy-efficient windows. The updated kitchen is a true centerpiece, showcasing a white quartz waterfall island, crisp white subway tile backsplash, sleek matte black fixtures, and a beautifully tucked-away wine bar and coffee station—perfect for entertaining or starting your mornings in style. A spacious laundry room adds everyday convenience. All bedrooms include walk-in closets, each finished with tongue-and-groove cedar plank walls for a warm, luxurious touch. New carpet provides comfort underfoot, and two of the three bedrooms offer serene lake views. The master suite is a private retreat, complete with his-and-hers walk-in closets lined with cedar planking and sweeping lake vistas ideal for peaceful mornings and unforgettable sunsets. The renovated master bathroom features Carrera-style porcelain tile, a walk-in shower, and a relaxing soaker tub. This home has been meticulously upgraded for long-term peace of mind with a new metal roof, new air conditioning unit, new septic system, and fresh exterior paint. The property is framed by beautiful mature landscaping, including timeless old oak trees that add shade and character. Enjoy true lakefront living with your own boat dock, private boat ramp, and fully fenced property—perfect for boating, fishing, and outdoor relaxation. !! ADDITIONAL OPPORTUNITY !!: An extra buildable lot is available for purchase with OR without the home. Whether you want to build a second home, add a large garage, create a guest house, or invest in future development, this extra lot offers endless possibilities. This exceptional lakefront property provides modern comfort, privacy, natural beauty, and room to grow. Don’t miss this rare opportunity.

6346 Bennett Court, St Cloud
$735,000
3 Beds ⋅ 3 Baths ⋅ Acreage & Unrec SubDv. ⋅ 34771 Zip Code
WELCOME HOME TO WATERFRONT LIVING! On the Alligator Chain of Lakes! WITH NO HOA This custom-built 3-bedroom, 2.5-bath home is nestled on the shores of Alligator Lake in St. Cloud, Florida, offering direct access to one of Central Florida’s most sought-after chains of lakes. Step inside to discover a spacious kitchen with custom cabinetry, designed for both function and style, where you can prepare meals while enjoying panoramic water views and unforgettable sunsets. The home’s thoughtful layout includes a flexible bonus space, presenting the perfect opportunity to create a fourth bedroom, home office, or game room. Outdoor the lakefront setting on the back patio invites endless possibilities—from boating, paddleboarding, kayaking or fishing from your dock, to simply relaxing by the water’s edge or enjoying a family cook out. With its unbeatable location and potential, this home is a rare opportunity to own a piece of paradise on the Alligator Chain of Lakes. Don't delay call today and schedule a showing now.

6210 Alligator Lake Shore E, St Cloud
$495,000
East Lake Reserve At Narcoossee Unit 3 SubDv. ⋅ 34771 Zip Code
Welcome to your slice of waterfront paradise. Tucked inside the upscale, gated community of East Lake Reserve, this oversized lot spans over 1 acre, features a potential long private, discreet entry that broadens into an expansive lakeside sanctuary—providing ample room to design a luxurious custom home perfectly tailored to your lifestyle. Enjoy direct access to East Lake Tohopekaliga, one of Central Florida’s most scenic and expansive lakes—perfect for boating, kayaking, fishing, or simply relaxing along the shoreline. Imagine waking to breathtaking sunrises over glassy waters and ending your day with golden sunsets from your future dock or backyard retreat. Beyond its natural beauty, this location offers unmatched convenience—just minutes to vibrant Lake Nona dining, shopping, and top-tier medical facilities, as well as Orlando International Airport. Major highways, including 417, 528, and Florida’s Turnpike, are all within easy reach. Under the shade of towering oaks, envision your private lakeside haven—complete with a pool, expansive patio, and custom dock. This is more than just a lot; it’s the starting point for your forever home on the water.

4808 Calasans Avenue, St Cloud
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