Osceola Homes with HOA Yes/No

Osceola Homes with HOA Yes/No

Welcome to Osceola County, located in the beautiful state of Florida! Osceola County is a vibrant and diverse community known for its stunning natural landscapes, rich cultural heritage, and excellent quality of life. Whether you're looking to settle down in a bustling city or a peaceful suburban neighborhood, Osceola County has something for everyone.

One of the key features of the real estate market in Osceola County is the availability of homes with Homeowners Association (HOA) options. Whether you prefer a community with HOA regulations to maintain a certain standard of living or a neighborhood without HOA fees and rules, Osceola County offers a variety of choices to suit your preferences.

For those seeking the convenience of amenities like landscaping services, community pools, and security patrols, homes with HOA in Osceola County provide a hassle-free living experience. On the other hand, if you value more flexibility and autonomy in managing your property, there are plenty of options for homes without HOA in the county as well.

No matter your preference, Osceola County offers a wide range of real estate opportunities to meet your needs. From charming single-family homes to luxurious estates, you're sure to find the perfect property to call home in this dynamic and welcoming community. Explore the diverse neighborhoods and vibrant housing market of Osceola County to find your dream home today!

Newest Osceola Homes with HOA Yes/No

$475,000
5 Beds ⋅ 3 Baths ⋅ Summerly SubDv. ⋅ 34771 Zip Code
Short Sale. Welcome to 416 Talisi Loop, a spacious 5-bedroom, 3-bathroom home offering 2,601 square feet of thoughtfully designed living space in St. Cloud’s Summerly community. Built in 2023, the home features a 2023 roof, HVAC system, and water heater, providing newer major systems and fewer immediate maintenance concerns compared with many older homes. The open-concept main level features a modern kitchen with solid-surface countertops, stainless steel appliances, a large island with seating, and an easy flow into the living and dining areas—ideal for everyday living and entertaining. A first-floor bedroom and full bathroom provide flexibility for guests, multigenerational living, or a private home office. Upstairs, the oversized primary suite includes a walk-in closet and private bathroom, while the additional bedrooms and versatile loft offer plenty of room for work, play, or relaxation. Additional highlights include an upstairs laundry room, attached two-car garage, irrigation system, and a spacious backyard ready for outdoor enjoyment. Summerly residents enjoy access to a community pool, playground, sidewalks, walking paths, and inviting outdoor gathering areas. Conveniently located near Lake Nona, shopping, dining, Orlando International Airport, and major roadways. This property is a short sale. The purchase price, terms, lender approval, and closing timeline are subject to the seller’s lender; buyers should allow additional time for the short-sale process. Schedule your private showing today!

416 Talisi Loop, St Cloud
$358,000
3 Beds ⋅ 3 Baths ⋅ Champions Pointe 25th SubDv. ⋅ 33896 Zip Code
Welcome to this beautifully maintained CORNER UNIT townhome in the highly desirable Champions Pointe community! Offering 3 bedrooms, 2.5 bathrooms, a 2-car garage, and approximately 1,988 square feet of living space, this spacious two-story home shows like new and has been exceptionally well cared for. The desirable corner-unit location provides additional privacy and a bright, open feel. Inside, you’ll find a functional open-concept layout with generous living and dining areas, a well-appointed kitchen, and plenty of space for everyday living and entertaining. All three bedrooms are thoughtfully positioned upstairs, including a spacious primary suite. Enjoy low-maintenance Florida living with an HOA that includes landscaping, exterior maintenance, internet service, and association-maintained exterior components, including roof responsibilities by HOA guidelines. Residents also enjoy access to the community’s resort-style amenities. Conveniently located near ChampionsGate, I-4, US-27, shopping, dining, golf, and Central Florida’s world-famous attractions, including Walt Disney World. Whether you’re looking for a primary residence, vacation home, or investment opportunity, this move-in-ready home offers an excellent combination of space, condition, location, and convenience. MOTIVATED SELLER—schedule your private showing today!!!!

210 Bogey Drive, Davenport
$590,000
7 Beds ⋅ 5 Baths ⋅ Emerald Island Resort SubDv. ⋅ 34747 Zip Code
Welcome to Emerald Island Resort, a gated and guarded vacation community located just minutes from Walt Disney World! This spacious 7-bedroom, 4.5-bathroom home offers the perfect combination of a turnkey short-term rental investment, second home, or full-time Florida residence. Situated on a private conservation lot, the home features a large south-facing heated private pool and spa, extended sundeck, spacious covered lanai, and peaceful conservation views. The open floor plan includes a large kitchen with island, granite countertops and stainless steel appliances, three king-size bedroom suites, themed bedrooms, and a garage converted into a fully air-conditioned game room. The home is being sold fully furnished and is ready for immediate use or continued vacation rental operation. For investors, the property offers the opportunity to assume the existing future bookings, representing upwards of $30,000 in rental revenue, providing an immediate head start for the new owner. Recent improvements include a roof replacement in 2022, a full interior and exterior paint refresh in 2023, resolution of a prior A/C issue in 2026, and a newly replaced pool pump and air blower. Additional features include laminate flooring, updated window treatments, pool/spa heater, and updated upstairs and downstairs A/C systems. Emerald Island Resort offers an exceptional location and resort lifestyle, surrounded by conservation areas and conveniently located near Disney, restaurants, shopping and Central Florida’s major attractions. Owners and guests enjoy access to an impressive array of amenities, including a clubhouse, sauna, fitness center, resort pools and spas, food court and bar, tennis, basketball, volleyball, miniature golf, children’s play areas, walking trails and more. The clubhouse is approximately a 7-minute walk from the home. Whether you’re looking for a proven vacation rental opportunity, a family retreat, or a permanent Florida residence, this beautifully maintained and fully furnished home offers flexibility, privacy, resort amenities and an unbeatable location near the area’s world-famous attractions. Schedule your private showing today!

8452 Secret Key Cove, Kissimmee
$975,000
5 Beds ⋅ 5 Baths ⋅ Bellalago Ph 6h & 6i SubDv. ⋅ 34746 Zip Code
Vacation every day in this luxury lakefront home, extensively renovated in 2024 and designed for both comfort and style. Enjoy the most beautiful view in the community, creating a serene backdrop for everyday living. The home features new luxury vinyl flooring throughout (2024) and custom built-in cabinetry in the kitchen and hearth room, blending functionality with elegance. The spa-inspired primary bathroom has been completely renovated, offering a private retreat. Perfect for entertaining, the home seamlessly connects indoor and outdoor living with custom folding sliding doors that open to a spacious lanai—ideal for gatherings or relaxing evenings by the water. A dedicated media room provides the perfect setting for family movie nights. Dog lovers will appreciate the thoughtfully designed custom dog wash, adding convenience and luxury for every member of the household. Located in a resort-style community, this home offers the ultimate in lakefront living and lifestyle.

3713 Dockside Dr, Kissimmee
$409,900
4 Beds ⋅ 2 Baths ⋅ Eagle Bay Ph 2 SubDv. ⋅ 34743 Zip Code
Welcome to this beautifully maintained, one-owner home conveniently located just 17 minutes from the Lake Nona VA Medical Center and approximately 15 minutes from Orlando International Airport. This 4-bedroom, 2-bath home offers a comfortable and functional layout, a two-car garage, and no carpet throughout. The home has been meticulously cared for and features several recent improvements, including fresh interior and exterior paint completed in July 2026 and a brand-new interior A/C unit, also replaced in July 2026. Additional features include a water softener, high-efficiency water heater, solar panels, a fully fenced yard, and an extended screened-in back porch that provides a comfortable space to relax, entertain, or simply enjoy the Florida weather year-round. With thoughtful upgrades, a well-maintained interior, and a convenient Central Florida location, this home is truly move-in ready and ready for its next owner.

2587 Tanner Terrace, Kissimmee
$274,995
3 Beds ⋅ 3 Baths ⋅ Bellalago Pod G Twnhms SubDv. ⋅ 34746 Zip Code
Settle into a move in ready and well-maintained townhome in the desirable Bella Lago community, where resort-style living offers a private boat lift to Lake Tohopekaliga, sparkling pools, fitness centers, scenic walking and biking trails, restaurants, and 24-hour gated security. The neighborhood boasts lush landscaping and a peaceful, upscale vibe. Conveniently located near attractions, shopping, dining, and major highways, it perfectly blends luxury with convenience. Enjoy tennis and basketball courts, playgrounds, a clubhouse, boat ramp, and fishing pier. This maintenance-free property is even more stunning in person—pictures simply can’t capture its charm!

1414 Anchor Bend Way, Kissimmee
$425,900
4 Beds ⋅ 4 Baths ⋅ Pine Glen SubDv. ⋅ 34771 Zip Code
Spacious Corner-Lot Home with Dual Primary Suites – Minutes from Lake Nona & Orlando Welcome to this impeccably maintained two-story home with the perfect blend of space, comfort, and convenience. A standout feature of this home is its two spacious primary suites, each with a private en-suite bathroom and walk-in closet.  One on the first floor and another upstairs - ideal for multigenerational living, guests, or added privacy. The open-concept floor plan creates space for entertaining. The kitchen showcases enhanced lighting, quartz countertops, a closet pantry, a large center island with breakfast bar seating, and new appliances. Situated on a corner lot with a large yard that offers plenty of room to fence in for pets, play, or your own private outdoor retreat. The home also features a two-car garage. Pine Glen has great amenities including a large park with playground and soccer fields, dog park, tennis court, basketball court, and sidewalks throughout. Additional highlights: Solar panels Ring security system with cameras Low HOA fees Excellent location with convenient access to Lake Nona, Orlando, good schools, shopping, dining, and theme parks.

6352 Sprucepine Lane, St Cloud
$405,000
4 Beds ⋅ 2 Baths ⋅ Narcoossee Village Ph 1 SubDv. ⋅ 34771 Zip Code
Gorgeous single story home with exterior stone detail, open interior floor plan, and easy entertaining on a corner lot in desirable Narcoossee Village area. This 4 bedroom home boast plenty of space for the family with gorgeous kitchen and entertaining areas. Light, bright and airy, well maintained home with added features such as a dedicated coffee bar area just off the kitchen, laundry room inside the home with space for added cabinet storage and drop zone from the garage. The large primary suite offers huge walk-in closet for two, easy access to rear porch for evening cocktails, and primary bath with dual sinks, separate tub and shower, and water closet room. Additional bedrooms on other side of home (3) share a spacious secondary bath. This corner lot offers an oversized yard space for pets or children's play spaces and a large pool and lanai area if desired. Close proximity to International Airport, sports complexes, and the remodeled quaint, brick-lined, downtown St. Cloud featuring fantastic restaurants, bars, dessert shops, and bookstore speakeasy all within 15 minutes drive.

5106 Appenine Loop W, St Cloud
$329,997
3 Beds ⋅ 2 Baths ⋅ Championsgate Condo 4 Ph 34 SubDv. ⋅ 33896 Zip Code
Turnkey 3-bed, 2-bath condo in the heart of ChampionsGate — built in 2023 and sold fully furnished, move-in or rent-ready from day one. This single-story unit lives large at 1,788 sq ft with an attached garage, in-unit laundry, and a full stainless appliance package. Located inside a guard-gated community built for resort-style living: the Oasis Clubhouse brings a lazy river, waterslide pool, splash park, movie theater, arcade, and fitness center right to your doorstep, plus two Greg Norman championship golf courses. Under 5 minutes off I-4 Exit 58, twenty minutes to Disney, minutes to Universal, SeaWorld, and Margaritaville Resort Orlando, with Posner Park shopping and dining just down the road. Whether you're chasing a short-term rental income play or a low-maintenance second home near the parks, this one checks every box — with easy interstate access buyers will actually notice.

8853 Cabot Cliffs Drive Unit 104, Davenport
$429,000
4 Beds ⋅ 3 Baths ⋅ Waterview Ph 1b SubDv. ⋅ 34758 Zip Code
Welcome to this spacious 4-bedroom, 3-bathroom home in the desirable Waterview community of Kissimmee. Featuring over 2,800 square feet of living space, this beautifully designed home offers an open-concept floor plan with a spacious kitchen overlooking the living and dining areas—perfect for everyday living and entertaining. Upstairs, the generous primary suite includes a walk-in closet and private bath, while the additional bedrooms provide plenty of space for family or guests. Step outside to enjoy the fully fenced backyard, ideal for relaxing, entertaining, or pets. Conveniently located near shopping, dining, major highways, Orlando International Airport, and world-renowned attractions including Walt Disney World, Universal Orlando Resort, and SeaWorld. Don't miss this incredible opportunity—schedule your private showing today!

2259 Waukegan Drive, Kissimmee
$415,000
4 Beds ⋅ 2 Baths ⋅ Villages/Harmony Ph 1c-2 SubDv. ⋅ 34773 Zip Code
Welcome home to this immaculate, like-new Cali model. Why wait on the builder when this homeowner has the best upgrades already completed? Enjoy carpet-free living with pristine luxury vinyl plank (LVP) flooring throughout the entire residence, complimented by fresh interior paint.The open-concept living space flows seamlessly outside to a screened-in back porch and a fully enclosed backyard featuring a permitted white vinyl fence—perfect for entertaining or relaxing in complete privacy. Additional upgrades include brand-new gutters, a new garage door opener, and a wired ADT security system. Completely move-in ready and priced to sell—schedule your private tour today before it’s gone! Completely move-in ready and priced to sell—schedule your private tour today before it’s gone!

2561 Harmonia Hammock Rd, Harmony
$399,000
4 Beds ⋅ 2 Baths ⋅ Kindred Ph 2c & 2d SubDv. ⋅ 34744 Zip Code
Welcome Home to Kindred living at its finest! Built in 2022, this move-in-ready, single-story home offers 4 spacious bedrooms, 2 full bathrooms, and 1,846 sq. ft. of open-concept living space. Step inside to discover a bright, airy floor plan featuring seamless flow between the living, dining, and kitchen areas—perfect for everyday living and effortless entertaining. The kitchen comes equipped with ample cabinetry, counter space, and a center island, overlooking the expansive living room filled with natural light. The primary suite serves as your private retreat, complete with a generous walk-in closet and an en-suite bathroom featuring dual sinks and a walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a dedicated home office. Unbeatable Neighborhood Location: Situated on Park Side Ave, this home is conveniently located close to both the community Kindred K-8 school and Kindred’s main clubhouse complex, making daily routines and weekend relaxation effortless! Beyond the front door, experience the ultimate Florida lifestyle with Kindred’s resort-style amenities, including multiple community pools, splash pads, fully equipped fitness centers, sports courts (tennis and volleyball), miles of walking trails, tot lots, and a dedicated dog park. Prime Connectivity: Minutes from Neptune Road, US-192, and the Florida Turnpike for easy commuting. Conveniently located near NeoCity (Central Florida’s premier high-tech hub), Lake Tohopekaliga, Lake Nona, and Orlando International Airport (MCO). Schedule your private showing today and make this gorgeous Kindred home yours!

1735 Park Side Avenue, Kissimmee
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