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$299,000
3 Beds 3 Baths Ashley Park At Harmony Condo SubDv. 34773 Zip Code
Welcome to this beautifully renovated 3-bedroom, 2.5-bath condominium located in the peaceful and highly sought-after Harmony community. Updated in 2023 and meticulously maintained, this home offers modern finishes, comfortable living spaces, and a tranquil, nature-rich setting. The kitchen is thoughtfully designed with stainless steel appliances and granite countertops, providing both style and functionality for everyday living and entertaining. The open-concept layout flows seamlessly into the living and dining areas, creating a warm and inviting atmosphere. Upstairs, the generously sized bedrooms offer privacy and comfort, with the primary suite featuring an en-suite bath. The additional half bath adds convenience for guests. Surrounded by scenic lakes, conservation areas, and miles of walking and biking trails, Harmony delivers a lifestyle centered on outdoor living and community connection. Residents enjoy access to parks, pools, and a golf preserve, all while remaining within easy reach of Lake Nona, St. Cloud, and major roadways. This move-in-ready condominium is an excellent opportunity for those seeking a well-updated home in a serene Central Florida setting—where modern living meets natural beauty.

3565 Clay Brick Road, Harmony

$395,000
4 Beds 3 Baths Harmony Central SubDv. 34773 Zip Code
MOVE-IN READY!! 4.99 INTEREST RATE!!! PRICE DROP $31,900 with a payment as low as $2,079.00!!!! (P&I) IT WON LAST ON THE MARKET! TWO-STORY 4-BEDROOM, 2.5-BATH ENERGY EFFICIENT HOME WITH A SPACIOUS OPEN FLOOR PLAN.THE OPEN KITCHEN FEATURES GRANITE COUNTERTOPS, TALL UPPER CABINETS, STAINLESS STEEL WHIRLPOOL APPLIANCES AND A LARGE ISLAND WITH SEATING FOR SIX, OVERLOOKING A GENEROUS FAMILY ROOM, PERFECT FOR ENTERTAINING. ALL BEDROOMS ARE UPSTAIRS WITH GREAT NATURAL LIGHT. ARCHITECTURAL DETAILS INCLUDE 5 1/4 INCH BASEBOARDS & ARCHED TWO PANEL CLOSET DOORS. INCLUDES A 10 YEAR STRUCTURAL WARRANTY PLUS BUILDER & MANUFACTURER WARRANTIES. CONVENIENT ACCESS TO MAJOR ROADS,SHOPPING,DINING, MEDICAL FACILITIES & ABOUT 40 MINUTES TO THE CLOSEST BEACH!! WHILE MAINTAINING A PEACEFUL FLORIDA FEEL. IN ADDITION TO GREAT INCENTIVES

4080 Sagefield Drive, Harmony

$370,000
3 Beds 2 Baths Villages At Harmony Pb 2c & 2d SubDv. 34773 Zip Code
Up to $7,000 in buyer incentives available! Welcome to this immaculate, barely lived-in 2024 residence that truly feels and shows like brand new. Thoughtfully designed with elegance and functionality in mind, this stunning home features a highly desirable triple split floor plan, offering privacy and flexibility for today’s modern lifestyle. The home showcases ceramic tile flooring throughout the main living areas, complemented by like-new carpet in the bedrooms, creating a perfect balance of style, comfort, and practicality. The open-concept layout is filled with natural light and flows seamlessly into the kitchen and living spaces—ideal for both everyday living and entertaining. Step outside to enjoy a spacious, fully fenced backyard with a covered patio, perfect for relaxing, hosting gatherings, or enjoying Florida living year-round. Meticulously maintained and gently occupied, this property presents in pristine, move-in-ready condition. Located in a desirable community with low HOA fees and exceptional resort-style amenities, residents enjoy a resort-style pool, playground, kiddie splash pad, and a magnificent clubhouse featuring relaxing lounge areas throughout, a fully equipped kitchen, and a state-of-the-art fitness center. A rare opportunity to own a modern, nearly new home with refined finishes, a generous backyard, and an amenity-rich lifestyle in a thriving and sought-after area. ***Furnishings may convey***

7104 Cattle Egret Drive, St Cloud

$416,900
4 Beds 3 Baths Harmony Central SubDv. 34773 Zip Code
Offering a 4.99 and a P&I of $2,711!!Take advantage of today's incentives and enjoy the benefits of new construction, lower maintenance costs, and the peace of mind that comes with a brand-new home by Adams Homes, located in the desirable Harmony Central community. This 4-bedroom, 3-bath residence offers an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of exceptional incentives, including all closing costs paid (guaranteed), a reduced price of $20k, and a $1,000 deposit to start building. St. Cloud mailing address with access to Harmony’s lifestyle amenities. A rare opportunity to secure quality new construction in one of Osceola County’s premier master-planned communities

7576 Bent Tree Loop, St Cloud

$407,900
3 Beds 2 Baths Harmony Central SubDv. 34773 Zip Code
Eligible for a 4.99% fixed interest rate through the builder's preferred lender. Estimated monthly payments starting from approximately $2,147.58/month for qualified FHA buyers, based on current pricing and financing assumptions. This beautiful new-construction home offers modern finishes, energy-efficient features, and builder incentives, which may include closing cost assistance. Discover exceptional value in this brand-new, move-in-ready, 3-bed, 2-bath home by Adams Homes, located in the highly desirable Harmony Central community. Recently, the price dropped by $20k. This thoughtfully designed residence features an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of unbeatable incentives, including paid closing costs. With a St. Cloud mailing address and access to Harmony’s peaceful surroundings and lifestyle amenities, this home offers the perfect blend of comfort, convenience, and affordability in one of Osceola County’s premier master-planned communities.

7560 Bent Tree Loop, St Cloud

$370,000
3 Beds 2 Baths Enclave At Lakes Of Harmony SubDv. 34773 Zip Code
Have you been searching for a home in a mature, nature-filled community where lifestyle and serenity go hand in hand? This charming 3-bedroom, 2-bathroom home offers just that. Enjoy miles of scenic paths perfect for walking, running, biking, or cruising by golf cart, along with opportunities to fish and connect with nature. The community hosts festive holiday events, book clubs, dog park meetups, and more—making it easy to stay active and engaged. While all these amenities are close by, the home itself is tucked away at the back of the community, offering exceptional privacy and peace. Backing up to conservation land, the backyard becomes a tranquil retreat where deer and turkeys are frequent visitors. Quiet, private, and surrounded by natural beauty, this home offers the perfect balance of community living and peaceful seclusion. This meticulously maintained 3-bedroom, 2-bath home was built in 2022 and feels like new. Located in the gated family part of Harmony, this home offers both comfort and peace of mind. The open-concept kitchen, dining, and living areas are filled with natural light and seamlessly flow to the back patio, which overlooks conservation land. The primary bedroom is thoughtfully tucked away at the rear of the home, providing privacy from the two guest bedrooms. Don’t miss the opportunity to experience everything this home and community provide. Residents enjoy an impressive array of amenities, including two community pools, basketball, volleyball, and soccer courts, along with numerous playgrounds and parks. All of this is complemented by top-rated A schools, making this an ideal place to call home.

3212 Oxbow Court, Harmony

$395,900
3 Beds 2 Baths Harmony Central Ph 2 SubDv. 34773 Zip Code
Own this beautiful new construction home for an estimated **$2,582/month** with a **4.99 fixed interest rate** (available with the preferred lender)! Plus, enjoy a **$20,000 price improvement**, **up to $15,000 in Flex Cash**, builder-paid closing costs (excluding prepaids), and only a **$1,000 deposit** to secure your new home. Backing to peaceful conservation with no rear neighbors, this move-in ready 3-bedroom, 2-bathroom home offers 1,780 square feet of thoughtfully designed living space that blends privacy, comfort, and affordability. The open-concept floor plan is perfect for everyday living and entertaining, featuring soaring 10-foot ceilings, abundant natural light, and a stunning bay window that creates the perfect space for dining while overlooking the natural surroundings. The spacious kitchen serves as the heart of the home with a large center island, generous cabinetry, and plenty of counter space, seamlessly connecting to the family room and dining area. A separate flex room offers endless possibilities as a formal dining room, home office, playroom, or hobby space. The private owner's suite is tucked away at the rear of the home, offering beautiful conservation views, vaulted ceilings, a spacious walk-in closet, and an en-suite bath designed for comfort and relaxation. Two additional bedrooms provide plenty of space for family, guests, or remote work. Located in the highly sought-after Harmony Central community, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, top-rated Harmony schools, **no CDD**, and a low HOA. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's east coast beaches, this location offers the perfect balance of peaceful living and everyday convenience. Up to **$15,000 in Flex Cash** may be used to further reduce your interest rate, cover prepaid closing expenses, or even help offset your first few mortgage payments, depending on the financing program selected. Combined with builder-paid closing costs, this home offers one of the best values in today's market. Backed by a 1-year builder warranty and a 10-year structural warranty, this move-in ready home is the perfect opportunity to own more home for less.

7528 Bent Tree Loop, St Cloud

$420,000
4 Beds 4 Baths Harmony Nbhd H-1 SubDv. 34773 Zip Code
Don't miss this home for sale. Your wait is over! Welcome to your new home! This beautiful 4 bedroom, 3.5 bath home with two primary bedrooms (One on the first floor) delivers 2,490 sq. ft. of peaceful living space and is located in the gorgeous Golf community of Harmony. This homes first floor features elegant tile, crown molding, half bath and one of two Primary Bedrooms. Entertain effortlessly with a spacious kitchen featuring stainless steel appliances, large open kitchen with island for prepping all your meals and pendant lighting, granite countertops and 42” cherry cabinets. Also have an eletric fire place to set a calming mood in the living room. Head up the stairs to an open second floor loft area, 2nd primary bedroom and two more bedrooms with bathroom and Laundry area. Harmony is a premier Golf community with community pool, clubhouse with restaurant, pizzeria, coffee shop and hair solon and is close to St. Cloud area shopping, Lake Nona area and the Orlando International Airport just minutes away. Taxes shown include CDD payment.

6814 Habitat Drive, Harmony

$416,900
4 Beds 3 Baths Harmony Central Ph 2 SubDv. 34773 Zip Code
**TAKE ADVANTAGE OF EXCEPTIONAL BUYER INCENTIVES**, including a **$20,000 PRICE DROP, 4.99 FHA financing, and up to $15,000 in Flex Cash** when financing through the builder's preferred lender. Additional closing cost assistance may also be available for qualified buyers. **Estimated monthly PITIA: $2,711 | Estimated cash to close: $15,750.** Financing, payment, and cash-to-close estimates are subject to buyer qualification and lender terms. **NO CDD** and a low HOA make this home an even greater value. Imagine coming home to a place where comfort, connection, and lasting memories come together effortlessly. Thoughtfully designed for today's lifestyle, this beautiful single-story home brings the perfect balance of open gathering spaces, private retreats, and everyday functionality. Featuring **4 bedrooms, 3 full bathrooms**, and a spacious open layout, this home provides an inviting atmosphere for both entertaining and comfortable daily living. The expansive living and dining areas flow seamlessly into a beautifully appointed kitchen featuring a large center island, granite countertops, a walk-in pantry, and Whirlpool stainless steel appliances. The owner's suite offers a peaceful retreat with dual vanities, a separate shower, and a spacious walk-in closet. One secondary bedroom serves as a **private guest or mother-in-law suite**, complete with its own full bathroom and walk-in closet, making it ideal for multi-generational living or visiting guests. The additional bedrooms provide flexibility for a home office, fitness room, playroom, or other lifestyle needs. This home combines quality construction, functional design, and outstanding incentives in a desirable community, making it an exceptional opportunity for buyers seeking both comfort and value. **SCHEDULE YOUR PRIVATE TOUR TODAY!**

7520 Bent Tree Loop, St Cloud

$339,000
3 Beds 2 Baths Villages At Harmony Ph 1c-1 & 1d SubDv. 34773 Zip Code
Short Sale. Welcome to your new home in Harmony West, one of the most beautiful and complete communities in St. Cloud, Florida. This charming Jemison Floor Plan residence perfectly combines modern design, comfort, and elegance with an open layout offering over 1,600 sq ft, 3 bedrooms, and 2 bathrooms. The kitchen is a true dream for those who love to cook and entertain, featuring a spacious island, 36" Shaker-style cabinets, stainless steel Whirlpool appliances, and a large walk-in pantry. The versatile middle room can easily transform into an office, media room, or creative space, with double doors that allow for privacy or open integration with the rest of the home. Located in the Harmony West community, you’ll enjoy resort-style amenities including a stunning pool, a fully equipped fitness center, a modern clubhouse, scenic walking trails, and lush green areas perfect for outdoor living. This home is also within a district known for having some of the best schools in Central Florida, offering a peaceful, family-friendly environment with easy access to shops, restaurants, and major highways. More than just a house, this is a lifestyle designed for those who value comfort, connection, and quality in every detail. *Owner Finance* Seller Finance* Seller Carry Back // *Buy without credit* TERMS: Purchase Price $359,500 + Solar Panels assumed by buyer as part of the financing. Cash Down: $32,279 | Monthly Aprox: $2,899 (solar panel included)

6777 Huntleigh Hammock Road, Harmony

$454,000
5 Beds 3 Baths Villages At Harmony Ph 1c-2 SubDv. 34773 Zip Code
Beautiful 5BR Home | Premium Conservation Lot | Loaded with Upgrades! Welcome to this stunning 5-bedroom, 3 bath home located in the desirable Harmony West community! Situated on a large premium lot backing to a peaceful conservation area, this open-concept home offers both privacy and modern living. CDD TAXES ARE INCLUDED IN THE PROPETY TAXES. Main Features: • First-floor bedroom with nearby full bath – ideal for guests or in-laws • Gourmet kitchen with Quartz countertops, stainless steel appliances, breakfast bar, and a large walk-in pantry • Versatile flex room – perfect for a home office, gym, or playroom • Upstairs owner’s suite with dual walk-in closets and a spacious en-suite bath • Three additional bedrooms on second floor, full bath, and a large loft for extra living space Owner-Upgraded Highlights: • Plantation shutters throughout • Stylish lighting & ceiling fans • Epoxy-coated garage floor • Water softener system • Gutters • Oversized brick patio in the backyard – great for entertaining Community Amenities: Just a short walk to Harmony West’s 5,000 sq. ft. resort-style pool, sun shelf, splash pad, fitness center, and clubhouse. Don’t miss this move-in-ready gem—schedule your private showing today!

2540 Harmonia Hammock Road, Harmony

$405,000
4 Beds 3 Baths Harmony Central SubDv. 34773 Zip Code
HUGE $31,900 IN PRICE REDUCTION + 4.99% Fixed Rate + UP to $15,000 FLEX CASH + Closing Costs Paid that will bring an easily estimated monthly payment of $2,600's with everything included also including estimated real property taxes, NOT just Land Taxes Only. This means an easily $381 monthly savings over current market rate with our preferred lender!!! Not only stop here, but we are also a NO CDD community. This is Limited time opportunity to reserve this huge home with only $1,000 that bring great value at lower price. Welcome to the stunning 2-story 2202 floorplan by Adams Homes — featuring 4 spacious bedrooms, 2.5 baths, an open-concept layout, and a modern kitchen with a large island and ample storage. Upstairs you’ll find a private owner’s suite with en-suite bath and big walk-in closet, plus 3 versatile guest bedrooms. Enjoy outdoor living with our beautiful, covered lanai. Located in Harmony Central, the final phase of a beautiful master-planned community near golf courses, top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.

4026 Sagefield Drive, St Cloud

$409,000
4 Beds 3 Baths Birchwood Nbhds B & C SubDv. 34773 Zip Code
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! The saying, "MY HOME IS MY CASTLE" certainly applies to this beautiful, professionally renovated home. Why settle for a cookie-cutter house when you can be the proud owner of this unique victorian style home which distinctly features the striking, large, multi-windowed bay tower, providing ample natural light to the interior, giving the home a classic, elegant castle-like look which also makes for great curb appeal! This newly renovated house features an open floor plan with a spacious living/dining room combo accented with crown molding and that beautiful bay window as well as a pass-through from the kitchen which includes new quartz counter tops (2024) and all new stainless steel GE appliances (2024). Other enticing upgrades adding to the quality and convenience of the living experience include new Pergo waterproof laminate flooring professionally installed in all the living areas (2024), professionally painted inside & out (2024), primary bathroom shower with soothing ceramic tile from the base to the ceiling with frameless glass doors (2024), newer A/C units (2023), newer roof (2021), Samsung washer & dryer (2022), new window blinds (2025), whole-house water softener system (2021), brand new garage door & opener (2025) as well as custom-built shelving for exceptional storage in the garage,....And the icing on the cake, or should I say castle...THE CDD BOND IS PAID OFF! Harmony hosts great community schools along with all the community amenities - pools, parks, playgrounds, and so much more.

7012 Cupseed Lane, Harmony

$395,000
4 Beds 4 Baths Harmony Nbhd H-1 SubDv. 34773 Zip Code
NEW PRICE + FRESH UPDATES + FLOORING CREDIT! Welcome to this beautifully maintained 4-bedroom, 3.5-bath home offering 2,490 square feet of thoughtfully designed living space in the highly sought-after Harmony Main community. Situated on a premium corner lot with rear alley access to a 2-car garage, this home offers exceptional curb appeal, flexibility, and value. Recent updates make this home move-in ready! All the bedroom walls upstairs have been freshly painted, and all carpet has been removed, creating a clean, fresh canvas. Even better, the seller is offering a flooring credit, allowing the new owner to personalize the entire upstairs with the flooring of their choice. The open-concept kitchen is the heart of the home, featuring stainless steel appliances, granite countertops, 42-inch wood cabinetry, recessed lighting, a large center island overlooking the spacious family room, and a walk-in pantry—perfect for entertaining and everyday living. One of this home's most desirable features is its dual primary suites, with one conveniently located on the first floor and another upstairs. The main-level primary suite includes dual granite vanities, a relaxing soaking tub, a separate walk-in shower, and a spacious walk-in closet, making it ideal for multigenerational living, guests, or added privacy. Upstairs, you'll also find a generous loft that offers endless possibilities like a media room, home office, playroom, or additional living space. Living in Harmony means enjoying award-winning amenities, including Buck Lake with community boats and a fishing pier, scenic walking trails, two resort-style pools, a fitness center, playgrounds, dog parks, sports courts, and top-rated schools—all within one of Central Florida's most desirable master-planned communities. With fresh updates, a new price, and the opportunity to customize the upstairs flooring to your personal style, this home offers exceptional value. Schedule your private showing today!

6834 Habitat Drive, Harmony

$415,000
4 Beds 3 Baths Villages At Harmony Ph 2a SubDv. 34773 Zip Code
Priced below appraised value! Enjoy the Central Florida lifestyle in this beautiful home located in the desirable community of Harmony West. Highlighted by excellent curb appeal and situated on a premium waterfront lot. Built by DR Horton, the Robinson floor plan features an open floor plan with 4 bedrooms, 3 full bathrooms, family room, dining room and 3-car garage. A stunning entrance will welcome you to a large foyer, ceramic tile floors, neutral paint tones and plenty of natural light throughout. The gourmet kitchen is ideal for the aspiring chef in your family - featuring 42" grey cabinets, granite counters and stainless steel appliances. The family room is the focal point of this home - ideal for entertaining family and friends! The master retreat is spacious, featuring a spa-like master bath, dual sinks, walk-in shower, garden tub and large walk-in closet. Extend your living area outdoors with a covered and screened lanai, overlooking a pond – offering a private and serene setting. Upgrades include: WHOLE HOUSE SOLAR SYSTEM (paid off), gutters, hybrid water heater, water softener and filtration system, ceiling fans, custom light fixtures, metal pull out shelves in kitchen cabinets, custom hardware on all cabinets, fiber internet cable in living room, custom glass insert in front door. AVERAGE MONTHLY ELECTRIC BILL $21. Conveniently located to shopping, restaurants, medical and major roads. You will not want to miss seeing this turn-key home!

6960 Audobon Osprey Cove, Harmony