Joseph Tipa, licensed Realtor Search Results

Under Construction. 2-story new construction Bungalow with 1946 square feet, 3 bedrooms with loft, 2.5 baths, a 2-car garage, and a front porch. Downstairs, enjoy an open layout and a gourmet kitchen with Silestone countertops, shaker-style wood cabinets, Samsung stainless steel appliances, and a pantry. The entire lower level and upstairs baths are finished with luxury vinyl plank flooring, with stain-resistant carpet in the bedrooms. Upstairs, you'll find 3 spacious bedrooms including your owner's suite complete with a walk-in wardrobe, linen closet, and a private en-suite bath with dual vanities and a tiled shower. Additional features for your convenience include a half bath downstairs, upstairs hall bath for the secondary bedrooms, custom-fit window blinds throughout, energy-efficient insulation and windows, and a full builder warranty.

3 Beds ⋅ 3 Baths ⋅ The Crossings Ph 2 SubDv. ⋅ 34771 Zip Code

Under Construction. 2-story new construction Bungalow with 1946 square feet, 3 bedrooms with loft, 2.5 baths, a 2-car garage, and a front porch. Downstairs, enjoy an open layout and a gourmet kitchen with Silestone countertops, shaker-style wood cabinets, Samsung stainless steel appliances, and a pantry. The entire lower level and upstairs baths are finished with luxury vinyl plank flooring, with stain-resistant carpet in the bedrooms. Upstairs, you'll find 3 spacious bedrooms including your owner's suite complete with a walk-in wardrobe, linen closet, and a private en-suite bath with dual vanities and a tiled shower. Additional features for your convenience include a half bath downstairs, upstairs hall bath for the secondary bedrooms, custom-fit window blinds throughout, energy-efficient insulation and windows, and a full builder warranty.

566 Windy Willow Way, St Cloud

$370,000

Buena Lago presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Buena Lago, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4 Beds ⋅ 2 Baths ⋅ Buena Lago SubDv. ⋅ 34772 Zip Code

Buena Lago presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Buena Lago, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3495 Malawi Trail, St Cloud

$370,000

2024-Built Home Without the New-Construction Wait! This one has already been improved and ready. This charming 3-bedroom, 2.5-bath bungalow is located in one of Saint Cloud's fastest-growing communities just off Cross Prairie Parkway and offers all the benefits of a newer home without the wait. Relax with your morning coffee or unwind in the evening on the inviting covered FRONT PORCH, adding to the home's charming curb appeal. Inside, you'll find brand NEW LAMINATE FLOORING throughout the entire second floor, creating a fresh, modern look. The exterior has been enhanced with NEW SOD and NEW RAIN GUTTERS, making this home truly turnkey. The custom garage is a standout feature, complete with epoxy floors and overhead ceiling storage shelves, providing plenty of space for organization, hobbies, or extra storage. Conveniently located near shopping, dining, schools, and major roadways, this home offers the perfect combination of style, comfort, and convenience in an exciting, up-and-coming area of Saint Cloud. Skip the construction delays and move into a home that's already been upgraded and is ready for you to enjoy from day one. Schedule your private showing today!

3 Beds ⋅ 3 Baths ⋅ Edgewater Ed-4 Lt 1 Rep SubDv. ⋅ 34772 Zip Code

2024-Built Home Without the New-Construction Wait! This one has already been improved and ready. This charming 3-bedroom, 2.5-bath bungalow is located in one of Saint Cloud's fastest-growing communities just off Cross Prairie Parkway and offers all the benefits of a newer home without the wait. Relax with your morning coffee or unwind in the evening on the inviting covered FRONT PORCH, adding to the home's charming curb appeal. Inside, you'll find brand NEW LAMINATE FLOORING throughout the entire second floor, creating a fresh, modern look. The exterior has been enhanced with NEW SOD and NEW RAIN GUTTERS, making this home truly turnkey. The custom garage is a standout feature, complete with epoxy floors and overhead ceiling storage shelves, providing plenty of space for organization, hobbies, or extra storage. Conveniently located near shopping, dining, schools, and major roadways, this home offers the perfect combination of style, comfort, and convenience in an exciting, up-and-coming area of Saint Cloud. Skip the construction delays and move into a home that's already been upgraded and is ready for you to enjoy from day one. Schedule your private showing today!

4629 Cross Prairie Parkway, St Cloud

$370,000

Buena Lago presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Buena Lago, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4 Beds ⋅ 2 Baths ⋅ Buena Lago SubDv. ⋅ 34772 Zip Code

Buena Lago presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Buena Lago, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3479 Malawi Trail, St Cloud

$367,900

Virtually Staged. 7672 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $367,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

4 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7672 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $367,900. 4 bedrooms, 2 full baths, 1,820 sq ft. 2-car garage, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate.

7672 Bent Tree Loop, St Cloud

$367,326

Under Construction. The stunning Ellenwood Villa blends luxury and convenience, featuring 2 bedrooms, an enclosed flex room, and 2 bathrooms in a thoughtfully designed layout that maximizes both comfort and style. The open-concept kitchen, café, and gathering room are filled with natural light, creating an inviting and spacious atmosphere. Tall ceilings, abundant windows, and a sliding glass door that opens to the covered lanai seamlessly extend the living space, making it perfect for effortless indoor-outdoor living. The kitchen features stainless steel Whirlpool appliances (including a refrigerator and natural gas range), soft-close cabinetry, quartz countertops, an upgraded faucet, and a stainless-steel single-bowl sink. Whether you're preparing a gourmet meal or entertaining guests, this kitchen has everything you need. Tucked at the rear of the home for maximum privacy, the owner’s suite offers a luxurious retreat. The spa-like en suite bathroom features a frameless glass-enclosed shower with built-in bench, an enclosed toilet, a quartz-topped dual vanity, and a linen closet—creating the perfect environment for relaxation. The secluded secondary bedroom and bathroom provide an additional layer of privacy, offering a tranquil space when you need it most. The front of the home features an enclosed flex room, offering endless possibilities as a home office, hobby room, or any other space that suits your needs. Designer-curated finishes elevate every corner of this home, including pendant pre-wire, 8’ interior doors, comfort-height toilets, 2” faux wood blinds, Whirlpool washer and dryer, matte black hardware and plumbing fixtures, and Shaw brand wood-look luxury vinyl plank throughout with tile flooring in the bathrooms and laundry room. This home comes equipped with a smart thermostat, video doorbell, and LED downlights, ensuring your home is as connected as it is beautiful. This home offers the perfect combination of luxury, convenience, and modern design—an ideal place to live and relax. Schedule a tour today!

2 Beds ⋅ 2 Baths ⋅ Del Webb Sunbridge SubDv. ⋅ 34771 Zip Code

Under Construction. The stunning Ellenwood Villa blends luxury and convenience, featuring 2 bedrooms, an enclosed flex room, and 2 bathrooms in a thoughtfully designed layout that maximizes both comfort and style. The open-concept kitchen, café, and gathering room are filled with natural light, creating an inviting and spacious atmosphere. Tall ceilings, abundant windows, and a sliding glass door that opens to the covered lanai seamlessly extend the living space, making it perfect for effortless indoor-outdoor living. The kitchen features stainless steel Whirlpool appliances (including a refrigerator and natural gas range), soft-close cabinetry, quartz countertops, an upgraded faucet, and a stainless-steel single-bowl sink. Whether you're preparing a gourmet meal or entertaining guests, this kitchen has everything you need. Tucked at the rear of the home for maximum privacy, the owner’s suite offers a luxurious retreat. The spa-like en suite bathroom features a frameless glass-enclosed shower with built-in bench, an enclosed toilet, a quartz-topped dual vanity, and a linen closet—creating the perfect environment for relaxation. The secluded secondary bedroom and bathroom provide an additional layer of privacy, offering a tranquil space when you need it most. The front of the home features an enclosed flex room, offering endless possibilities as a home office, hobby room, or any other space that suits your needs. Designer-curated finishes elevate every corner of this home, including pendant pre-wire, 8’ interior doors, comfort-height toilets, 2” faux wood blinds, Whirlpool washer and dryer, matte black hardware and plumbing fixtures, and Shaw brand wood-look luxury vinyl plank throughout with tile flooring in the bathrooms and laundry room. This home comes equipped with a smart thermostat, video doorbell, and LED downlights, ensuring your home is as connected as it is beautiful. This home offers the perfect combination of luxury, convenience, and modern design—an ideal place to live and relax. Schedule a tour today!

2621 Hammock Harbor Avenue, St Cloud

$366,900

Virtually Staged. 7624 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $366,900. 3 bedrooms, 2 full baths, 1,780 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,931.72/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $366,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

Virtually Staged. 7624 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $366,900. 3 bedrooms, 2 full baths, 1,780 sq ft. 2-car garage. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $45,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,931.72/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $366,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

7624 Bent Tree Loop, St Cloud

$366,900

Under Construction. New construction home with 1715 square feet on one-story including 4 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty ***Please note - Virtual Tour/Photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey!

4 Beds ⋅ 2 Baths ⋅ Estates At Hickory Cove SubDv. ⋅ 34772 Zip Code

Under Construction. New construction home with 1715 square feet on one-story including 4 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Quartz countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty ***Please note - Virtual Tour/Photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey!

5585 Cedar Crest Way, St Cloud

$365,775

Under Construction. 2-story new construction Bungalow with 1946 square feet, 3 bedrooms with loft, 2.5 baths, a 2-car garage, and a covered lanai. Downstairs, enjoy an open layout and a gourmet kitchen with Silestone countertops, shaker-style wood cabinets, Samsung stainless steel appliances, and a pantry. The entire lower level and upstairs baths are finished with luxury vinyl plank flooring, with stain-resistant carpet in the bedrooms. Upstairs, you'll find 3 spacious bedrooms including your owner's suite complete with a walk-in wardrobe, linen closet, and a private en-suite bath with dual vanities and a tiled shower. Additional features for your convenience include a half bath downstairs, upstairs hall bath for the secondary bedrooms, custom-fit window blinds throughout, energy-efficient insulation and windows, and a full builder warranty.

3 Beds ⋅ 3 Baths ⋅ Estates At Hickory Cove SubDv. ⋅ 34772 Zip Code

Under Construction. 2-story new construction Bungalow with 1946 square feet, 3 bedrooms with loft, 2.5 baths, a 2-car garage, and a covered lanai. Downstairs, enjoy an open layout and a gourmet kitchen with Silestone countertops, shaker-style wood cabinets, Samsung stainless steel appliances, and a pantry. The entire lower level and upstairs baths are finished with luxury vinyl plank flooring, with stain-resistant carpet in the bedrooms. Upstairs, you'll find 3 spacious bedrooms including your owner's suite complete with a walk-in wardrobe, linen closet, and a private en-suite bath with dual vanities and a tiled shower. Additional features for your convenience include a half bath downstairs, upstairs hall bath for the secondary bedrooms, custom-fit window blinds throughout, energy-efficient insulation and windows, and a full builder warranty.

4025 Waving Hickory Boulevard, St Cloud

$365,490

Under Construction. ***GRAND OPENING OCTOBER 3RD!*** Discover the Cortez II A on Lot 191 at an AFFORDABLE PRICE at 1678 Meadowgrove Ave in Pine Grove Reserve. Designed for comfortable everyday living and effortless entertaining, this inviting home features an OPEN FLOOR PLAN with a spacious KITCHEN ISLAND at the heart of the home—perfect for meals, conversation and gathering. Step outside to the LANAI and enjoy relaxed Florida living. Pine Grove Reserve offers a convenient St. Cloud location near US-192, Lake Nona, Orlando International Airport, shopping, dining, recreation, Downtown St. Cloud and area beaches. Community amenities include a resort-style pool, clubhouse, fitness center and playground, offering more ways to unwind, stay active and connect. Similar-home photos shown; colors, options and finishes may vary. Grand opening opportunities are limited—schedule your tour today and ask about current incentives!

4 Beds ⋅ 3 Baths ⋅ Pine Grove Reserve SubDv. ⋅ 34771 Zip Code

Under Construction. ***GRAND OPENING OCTOBER 3RD!*** Discover the Cortez II A on Lot 191 at an AFFORDABLE PRICE at 1678 Meadowgrove Ave in Pine Grove Reserve. Designed for comfortable everyday living and effortless entertaining, this inviting home features an OPEN FLOOR PLAN with a spacious KITCHEN ISLAND at the heart of the home—perfect for meals, conversation and gathering. Step outside to the LANAI and enjoy relaxed Florida living. Pine Grove Reserve offers a convenient St. Cloud location near US-192, Lake Nona, Orlando International Airport, shopping, dining, recreation, Downtown St. Cloud and area beaches. Community amenities include a resort-style pool, clubhouse, fitness center and playground, offering more ways to unwind, stay active and connect. Similar-home photos shown; colors, options and finishes may vary. Grand opening opportunities are limited—schedule your tour today and ask about current incentives!

1678 Meadowgrove Avenue Ne, St Cloud

$365,000

Welcome to this charming two-story home located in the desirable Southern Pines community of St. Cloud! Step inside to discover a spacious and inviting floor plan featuring an open-concept living and dining area filled with natural light, creating the perfect setting for everyday living and entertaining. The kitchen offers ample cabinetry and generous counter space, and a convenient layout that flows seamlessly into the main living areas. Upstairs, the spacious primary suite provides a comfortable retreat with a walk-in closet and an en-suite bathroom featuring dual sinks, a soaking tub, and a separate walk-in shower. The additional bedrooms offer plenty of flexibility for guests, a home office, or additional living space. Step outside to enjoy the fully fenced backyard with plenty of room for outdoor activities, entertaining, or simply relaxing. Additional features include an interior laundry room, a two-car garage, and a welcoming covered front entry. Conveniently located near Narcoossee Road, Lake Nona Medical City, Orlando International Airport, US-192, downtown St. Cloud, and the beautiful St. Cloud Lakefront, offering easy access to shopping, dining, entertainment, and outdoor recreation. Don't miss the opportunity to make this home yours. Schedule your private showing today!

4 Beds ⋅ 3 Baths ⋅ Southern Pines Unit 3a SubDv. ⋅ 34772 Zip Code

Welcome to this charming two-story home located in the desirable Southern Pines community of St. Cloud! Step inside to discover a spacious and inviting floor plan featuring an open-concept living and dining area filled with natural light, creating the perfect setting for everyday living and entertaining. The kitchen offers ample cabinetry and generous counter space, and a convenient layout that flows seamlessly into the main living areas. Upstairs, the spacious primary suite provides a comfortable retreat with a walk-in closet and an en-suite bathroom featuring dual sinks, a soaking tub, and a separate walk-in shower. The additional bedrooms offer plenty of flexibility for guests, a home office, or additional living space. Step outside to enjoy the fully fenced backyard with plenty of room for outdoor activities, entertaining, or simply relaxing. Additional features include an interior laundry room, a two-car garage, and a welcoming covered front entry. Conveniently located near Narcoossee Road, Lake Nona Medical City, Orlando International Airport, US-192, downtown St. Cloud, and the beautiful St. Cloud Lakefront, offering easy access to shopping, dining, entertainment, and outdoor recreation. Don't miss the opportunity to make this home yours. Schedule your private showing today!

5170 Preserve Blvd, St Cloud

$365,000

This is a nearly-new 2024 Build, single-owner Allex model single-story home located in the Harmony West community. 3 bedrooms, 2 full bathrooms, open-concept kitchen, dining, features include large island with bar seating, all Stainless-Steel appliances, and Water Filtration/ Softener System. A Primary Suite with private bathroom, 2 guest bedrooms, a second full bathroom and a laundry room with washer and dryer. Equipped with "Home Is Connected" smart home technology. Generously sized backyard already fenced and landscaped. highly rated Osceola County schools. Harmony Community School (PK–5), Harmony Middle, and Harmony High are all located within a 2.3-mile radius. Community amenities include Resort-style community pool, fitness center, maintained common areas and so much more. Builder to build a private dock for kayaking in the near future that will also be included. Seller offering assistance with closing costs or an interest rate buy-down and move-in ready alternative to waiting for a new construction build.

3 Beds ⋅ 2 Baths ⋅ Villages At Harmony Ph 2a SubDv. ⋅ 34773 Zip Code

This is a nearly-new 2024 Build, single-owner Allex model single-story home located in the Harmony West community. 3 bedrooms, 2 full bathrooms, open-concept kitchen, dining, features include large island with bar seating, all Stainless-Steel appliances, and Water Filtration/ Softener System. A Primary Suite with private bathroom, 2 guest bedrooms, a second full bathroom and a laundry room with washer and dryer. Equipped with "Home Is Connected" smart home technology. Generously sized backyard already fenced and landscaped. highly rated Osceola County schools. Harmony Community School (PK–5), Harmony Middle, and Harmony High are all located within a 2.3-mile radius. Community amenities include Resort-style community pool, fitness center, maintained common areas and so much more. Builder to build a private dock for kayaking in the near future that will also be included. Seller offering assistance with closing costs or an interest rate buy-down and move-in ready alternative to waiting for a new construction build.

2763 Swooping Sparrow Drive, St Cloud

$365,000

Virtually Staged. Motivated Seller! **Move-in ready 4 bedroom, 2 bathroom home in the desirable Esprit community with no rear neighbors!** This well-maintained home features **brand new luxury vinyl plank flooring (June 2026)** and a bright open floor plan with a split bedroom layout. **The standout feature is the custom-built outdoor kitchen,** complete with a **wood-fired brick pizza oven, built-in sink, and prep space,** making it the perfect space for entertaining. The **screened lanai, fully fenced backyard, and no rear neighbors** provide privacy and room to enjoy Florida living. Inside, the kitchen offers **granite countertops, a large island with seating, pantry, recessed lighting, and all appliances included.** The open layout flows seamlessly into the living and dining areas. The spacious primary suite features a walk-in closet, garden tub, and separate walk-in shower, while three additional bedrooms provide flexibility for family, guests, or a home office. Built by Ryland Homes with energy-efficient features, this home also includes a **2013 roof, 2013 HVAC, and 2020 water heater.** Residents of Esprit enjoy a **community pool, playground, walking trails, low HOA,** and convenient access to Florida's Turnpike, shopping, dining, and Orlando attractions. **Schedule your private showing today!**

4 Beds ⋅ 2 Baths ⋅ Esprit SubDv. ⋅ 34772 Zip Code

Virtually Staged. Motivated Seller! **Move-in ready 4 bedroom, 2 bathroom home in the desirable Esprit community with no rear neighbors!** This well-maintained home features **brand new luxury vinyl plank flooring (June 2026)** and a bright open floor plan with a split bedroom layout. **The standout feature is the custom-built outdoor kitchen,** complete with a **wood-fired brick pizza oven, built-in sink, and prep space,** making it the perfect space for entertaining. The **screened lanai, fully fenced backyard, and no rear neighbors** provide privacy and room to enjoy Florida living. Inside, the kitchen offers **granite countertops, a large island with seating, pantry, recessed lighting, and all appliances included.** The open layout flows seamlessly into the living and dining areas. The spacious primary suite features a walk-in closet, garden tub, and separate walk-in shower, while three additional bedrooms provide flexibility for family, guests, or a home office. Built by Ryland Homes with energy-efficient features, this home also includes a **2013 roof, 2013 HVAC, and 2020 water heater.** Residents of Esprit enjoy a **community pool, playground, walking trails, low HOA,** and convenient access to Florida's Turnpike, shopping, dining, and Orlando attractions. **Schedule your private showing today!**

3969 Eternity Circle, St Cloud

$362,990

Under Construction. The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code

Under Construction. The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3158 House Finch Road, St Cloud

$362,990

Under Construction. The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

4 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code

Under Construction. The Harper floorplan offers a 4-bedroom, 2-bathroom home with 1,665 sq ft of living space. Features include quartz and Revwood floors, an open layout, a spacious living room with natural light, a chef's kitchen with quartz countertops and stainless steel appliances, and a primary suite with a private ensuite bathroom. This all concrete block construction home also includes smart home technology for control via smart devices. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3116 House Finch Road, St Cloud

$362,490

MOVE-IN READY! The Monterey floor plan at Cyrene at Harmony in St. Cloud, Florida, offers approximately 1,679 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and a 2-car garage. The first floor features an open-concept design that seamlessly connects the kitchen, dining area, and family room, creating a welcoming atmosphere for everyday living and entertaining. The modern kitchen includes a center island, ample cabinet space, and a pantry, providing both functionality and convenience. The first floor also features a bedroom and a full bathroom, offering added flexibility for guests, multigenerational living, or a private home office. Upstairs, the home offers three additional bedrooms, including a spacious primary suite designed for relaxation, along with a shared full bathroom and a conveniently located laundry area. With its versatile layout, additional first-floor bedroom, and open living spaces, the Monterey is an excellent choice first-time homebuyers, or anyone seeking a modern, low-maintenance townhome with flexible living options in the desirable Harmony community.

4 Beds ⋅ 3 Baths ⋅ Cyrene At Harmony SubDv. ⋅ 34773 Zip Code

MOVE-IN READY! The Monterey floor plan at Cyrene at Harmony in St. Cloud, Florida, offers approximately 1,679 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and a 2-car garage. The first floor features an open-concept design that seamlessly connects the kitchen, dining area, and family room, creating a welcoming atmosphere for everyday living and entertaining. The modern kitchen includes a center island, ample cabinet space, and a pantry, providing both functionality and convenience. The first floor also features a bedroom and a full bathroom, offering added flexibility for guests, multigenerational living, or a private home office. Upstairs, the home offers three additional bedrooms, including a spacious primary suite designed for relaxation, along with a shared full bathroom and a conveniently located laundry area. With its versatile layout, additional first-floor bedroom, and open living spaces, the Monterey is an excellent choice first-time homebuyers, or anyone seeking a modern, low-maintenance townhome with flexible living options in the desirable Harmony community.

6647 Jillian Drive, St Cloud

$361,900

7642 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $361,900. 3 bedrooms, 2 full baths, 1,780 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $50,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,905.39/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $361,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code

7642 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $361,900. 3 bedrooms, 2 full baths, 1,780 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $50,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,905.39/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $361,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

7642 Bent Tree Loop, St Cloud

$361,000

Under Construction. New townhome plan by RockWell Homes lot #52 in St. Cloud, Florida with 4 bedrooms, 2.5 bathrooms, and a 2-car garage, this thoughtfully designed townhome delivers flexible living space, modern finishes, and exceptional value. The heart of the home features an open concept kitchen, living, and dining area, perfect for entertaining and everyday comfort. The kitchen is beautifully appointed with 42-inch cabinets, solid surface countertops, and stainless-steel appliances including a dishwasher, range, refrigerator, and microwave. Enjoy added style and functionality with a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry. Upgraded flooring enhances the main living areas, while a convenient powder bathroom is located on the first floor for guests. Upstairs, the primary bedroom with en suite primary bathroom offers a relaxing retreat. The bathroom is complete with a ceramic tile shower with glass enclosure, ceramic tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added privacy. Additional bedrooms provide flexibility for guests, a home office, or growing households, each featuring ample closet space. A utility area with ceramic tile flooring and an additional storage closet add everyday convenience. Utility area complete with tile flooring, washing machine and clothes dryer. In addition, this new townhome comes with 2-inch window blinds. On the exterior, the Charlotte townhome showcases impressive curb appeal with a professionally designed landscaping package, large covered front porch, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you're searching for a new construction townhome in St. Cloud, Florida with 4 bedrooms, modern finishes, and open concept living, the Charlotte plan offers the perfect combination of space, style, and functionality for your lifestyle. Read less

4 Beds ⋅ 3 Baths ⋅ Whaley Grove SubDv. ⋅ 34772 Zip Code

Under Construction. New townhome plan by RockWell Homes lot #52 in St. Cloud, Florida with 4 bedrooms, 2.5 bathrooms, and a 2-car garage, this thoughtfully designed townhome delivers flexible living space, modern finishes, and exceptional value. The heart of the home features an open concept kitchen, living, and dining area, perfect for entertaining and everyday comfort. The kitchen is beautifully appointed with 42-inch cabinets, solid surface countertops, and stainless-steel appliances including a dishwasher, range, refrigerator, and microwave. Enjoy added style and functionality with a ceramic tile backsplash, undermount sink, Delta faucet, and a spacious walk-in pantry. Upgraded flooring enhances the main living areas, while a convenient powder bathroom is located on the first floor for guests. Upstairs, the primary bedroom with en suite primary bathroom offers a relaxing retreat. The bathroom is complete with a ceramic tile shower with glass enclosure, ceramic tile flooring, dual sinks with solid surface countertops, Delta faucets, and a private water closet for added privacy. Additional bedrooms provide flexibility for guests, a home office, or growing households, each featuring ample closet space. A utility area with ceramic tile flooring and an additional storage closet add everyday convenience. Utility area complete with tile flooring, washing machine and clothes dryer. In addition, this new townhome comes with 2-inch window blinds. On the exterior, the Charlotte townhome showcases impressive curb appeal with a professionally designed landscaping package, large covered front porch, Sherwin Williams paint, a garage door opener, and a full sprinkler system for easy maintenance. If you're searching for a new construction townhome in St. Cloud, Florida with 4 bedrooms, modern finishes, and open concept living, the Charlotte plan offers the perfect combination of space, style, and functionality for your lifestyle. Read less

4969 Loyalty Drive, St Cloud

$360,000

Welcome to 3000 Lakes Crest Avenue in the heart of Gramercy Farms, one of St. Cloud's most desirable communities! This charming 2020 KB Home offers 1,348 square feet of heated living space across three bedrooms and two full bathrooms, all on one level for easy single-story living. The open floor plan connects the kitchen, eat-in dining area, and living room, creating a bright and inviting space perfect for everyday life and entertaining. The kitchen features an electric range with smooth glass top, over-the-range microwave, side-by-side refrigerator, dishwasher, and a pantry. Relax in the primary suite with its walk-in closet and on suite bath with walk-in shower. Enjoy the Florida lifestyle with an above-ground pool, ceiling fans throughout, a smart thermostat, a screened lanai, and a vinyl fence. Community amenities include a playground, basketball court, dog park, and picnic pavilion with gazebos. Located near shopping, dining, and major highways, with a pond view, this is a wonderful opportunity to call St. Cloud home. Don't miss your chance!

3 Beds ⋅ 2 Baths ⋅ Gramercy Farms Ph 8 SubDv. ⋅ 34772 Zip Code

Welcome to 3000 Lakes Crest Avenue in the heart of Gramercy Farms, one of St. Cloud's most desirable communities! This charming 2020 KB Home offers 1,348 square feet of heated living space across three bedrooms and two full bathrooms, all on one level for easy single-story living. The open floor plan connects the kitchen, eat-in dining area, and living room, creating a bright and inviting space perfect for everyday life and entertaining. The kitchen features an electric range with smooth glass top, over-the-range microwave, side-by-side refrigerator, dishwasher, and a pantry. Relax in the primary suite with its walk-in closet and on suite bath with walk-in shower. Enjoy the Florida lifestyle with an above-ground pool, ceiling fans throughout, a smart thermostat, a screened lanai, and a vinyl fence. Community amenities include a playground, basketball court, dog park, and picnic pavilion with gazebos. Located near shopping, dining, and major highways, with a pond view, this is a wonderful opportunity to call St. Cloud home. Don't miss your chance!

3000 Lakes Crest Avenue, St Cloud

$356,000

Short Sale. Beautiful 2022 built home located in the growing area of St. Cloud! This well-maintained property features 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. The open-concept floor plan offers a bright and modern living space perfect for both everyday living and entertaining. The kitchen features modern cabinetry, stainless steel appliances, and ample counter space overlooking the living and dining areas. The primary suite offers privacy, comfort, and a spacious walk-in closet. Enjoy added value to solar panels, a whole-home water filtration system, and a fully fenced backyard ideal for pets, outdoor gatherings, or relaxing evenings. Conveniently located near major roads, shopping, dining, schools, and the Lake Nona area. Move-in ready and perfect as a primary residence or investment opportunity.

3 Beds ⋅ 2 Baths ⋅ Sunbrooke Ph 2 SubDv. ⋅ 34771 Zip Code

Short Sale. Beautiful 2022 built home located in the growing area of St. Cloud! This well-maintained property features 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. The open-concept floor plan offers a bright and modern living space perfect for both everyday living and entertaining. The kitchen features modern cabinetry, stainless steel appliances, and ample counter space overlooking the living and dining areas. The primary suite offers privacy, comfort, and a spacious walk-in closet. Enjoy added value to solar panels, a whole-home water filtration system, and a fully fenced backyard ideal for pets, outdoor gatherings, or relaxing evenings. Conveniently located near major roads, shopping, dining, schools, and the Lake Nona area. Move-in ready and perfect as a primary residence or investment opportunity.

5882 Herder Road, St Cloud

$355,000

*** ASSUMABLE VA LOAN 4.75%*** Step into the effortless style of this beautifully appointed 2022-built home in the desirable Villages at Harmony. From the moment you enter, the bright, airy interior & open-concept design create an inviting atmosphere that truly feels like a model home with tile throughout. The split-bedroom floor plan offers both privacy and functionality, while the spacious kitchen takes center stage with a large island, stainless steel appliances and generous walk-in pantry—perfect for everyday living and entertaining. Outside will you enjoy your own private retreat featuring an expansive brick-paver patio with pergola, upgraded landscaping and irrigation, creating the perfect setting for morning coffee, outdoor dining or entertaining guests. A 2-car garage has a portion of the garage that is converted to an enclosed bonus room w/ ac that can be an office, man-cave, or can even be reverted back easily. Residents of the Villages at Harmony enjoy an impressive array of amenities, including a large clubhouse, community pool with splash pad, playground, pavilion and more. Furnishings are negotiable, offering the opportunity for a truly turnkey purchase. Adding even more value is the opportunity to assume the existing VA loan at an attractive 4.75% interest rate, subject to lender approval and buyer eligibility. The property also has SOLAR PANELS that have a balance but a low monthly payment with a super low utility bill is $22/month. Beautifully maintained, thoughtfully designed and move-in ready—this Harmony home is one you won't want to miss!

3 Beds ⋅ 2 Baths ⋅ Villages At Harmony Ph 1c-1 & 1d SubDv. ⋅ 34773 Zip Code

*** ASSUMABLE VA LOAN 4.75%*** Step into the effortless style of this beautifully appointed 2022-built home in the desirable Villages at Harmony. From the moment you enter, the bright, airy interior & open-concept design create an inviting atmosphere that truly feels like a model home with tile throughout. The split-bedroom floor plan offers both privacy and functionality, while the spacious kitchen takes center stage with a large island, stainless steel appliances and generous walk-in pantry—perfect for everyday living and entertaining. Outside will you enjoy your own private retreat featuring an expansive brick-paver patio with pergola, upgraded landscaping and irrigation, creating the perfect setting for morning coffee, outdoor dining or entertaining guests. A 2-car garage has a portion of the garage that is converted to an enclosed bonus room w/ ac that can be an office, man-cave, or can even be reverted back easily. Residents of the Villages at Harmony enjoy an impressive array of amenities, including a large clubhouse, community pool with splash pad, playground, pavilion and more. Furnishings are negotiable, offering the opportunity for a truly turnkey purchase. Adding even more value is the opportunity to assume the existing VA loan at an attractive 4.75% interest rate, subject to lender approval and buyer eligibility. The property also has SOLAR PANELS that have a balance but a low monthly payment with a super low utility bill is $22/month. Beautifully maintained, thoughtfully designed and move-in ready—this Harmony home is one you won't want to miss!

6776 Huntleigh Hammock Road, St Cloud

$354,990

** Virtually Staged ** Nearly New with Premium Pond-View Residence in Sought-After St. Cloud Community — No CDD Fees Experience the ideal balance of contemporary luxury and peaceful living in this exceptional four-year-old home. Virtually new yet offered at a significant advantage over current new-construction pricing, this residence is situated in one of St. Cloud’s most desirable neighborhoods and features striking premium pond views that foster a sense of calm and privacy. An inviting open-concept floor plan seamlessly connects the gathering room, dining area, and gourmet kitchen, creating an expansive atmosphere well suited to both entertaining and everyday living. The kitchen is appointed with a substantial center island, stainless-steel appliances, elegant granite countertops, and generous workspace for culinary pursuits. Recent updates ensure move-in readiness, including brand-new carpeting in all bedrooms and fresh interior paint throughout. Durable tile flooring extends through the foyer, great room, kitchen, and wet areas, combining practicality with timeless appeal. The thoughtfully designed layout provides four spacious bedrooms and two full bathrooms. The private primary suite, positioned at the rear of the home, overlooks the tranquil pond and includes an en-suite bath with dual-sink vanity, walk-in closet, and luxurious shower. Three additional bedrooms near the foyer offer flexibility for family, guests, or a home office. Outdoor living is enhanced by a covered lanai, ideal for enjoying morning coffee or evening gatherings while taking in the picturesque pond vistas. Structural upgrades, including the lanai, complement the refined finishes of the Canvas Signature Collection – Overture, characterized by its modern aesthetic of crisp whites and deep grays. This rare opportunity to acquire a nearly new home in a prime St. Cloud location places you near parks, lakes, and the many amenities of Central Florida—without the burden of CDD fees. Contact us today to schedule your private tour—your dream home with pond-view tranquility awaits!

4 Beds ⋅ 2 Baths ⋅ Southern Pines Ph 4 SubDv. ⋅ 34772 Zip Code

** Virtually Staged ** Nearly New with Premium Pond-View Residence in Sought-After St. Cloud Community — No CDD Fees Experience the ideal balance of contemporary luxury and peaceful living in this exceptional four-year-old home. Virtually new yet offered at a significant advantage over current new-construction pricing, this residence is situated in one of St. Cloud’s most desirable neighborhoods and features striking premium pond views that foster a sense of calm and privacy. An inviting open-concept floor plan seamlessly connects the gathering room, dining area, and gourmet kitchen, creating an expansive atmosphere well suited to both entertaining and everyday living. The kitchen is appointed with a substantial center island, stainless-steel appliances, elegant granite countertops, and generous workspace for culinary pursuits. Recent updates ensure move-in readiness, including brand-new carpeting in all bedrooms and fresh interior paint throughout. Durable tile flooring extends through the foyer, great room, kitchen, and wet areas, combining practicality with timeless appeal. The thoughtfully designed layout provides four spacious bedrooms and two full bathrooms. The private primary suite, positioned at the rear of the home, overlooks the tranquil pond and includes an en-suite bath with dual-sink vanity, walk-in closet, and luxurious shower. Three additional bedrooms near the foyer offer flexibility for family, guests, or a home office. Outdoor living is enhanced by a covered lanai, ideal for enjoying morning coffee or evening gatherings while taking in the picturesque pond vistas. Structural upgrades, including the lanai, complement the refined finishes of the Canvas Signature Collection – Overture, characterized by its modern aesthetic of crisp whites and deep grays. This rare opportunity to acquire a nearly new home in a prime St. Cloud location places you near parks, lakes, and the many amenities of Central Florida—without the burden of CDD fees. Contact us today to schedule your private tour—your dream home with pond-view tranquility awaits!

486 Pine Tree Bridge Trail, St Cloud

$351,990

Under Construction. Harmony West presents the Allex. This all concrete block construction, one-story home optimizes living space with an open concept layout. As you enter the foyer you are greeted with a spacious dining room. The spacious kitchen features stainless steel appliances with ample counter space and a walk-in pantry. The living room is complete with a view of the covered lanai outside. Bedroom one, located at the back of the home for privacy, has an ensuite bathroom that features a double vanity with a walk-in closet. Two additional guest bedrooms and one bath are tucked away down the hall from the dining room. The laundry room is located at the front of home near the two-car garage. Like all homes in Harmony West, the Allex includes a Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3 Beds ⋅ 2 Baths ⋅ Harmony West SubDv. ⋅ 34773 Zip Code

Under Construction. Harmony West presents the Allex. This all concrete block construction, one-story home optimizes living space with an open concept layout. As you enter the foyer you are greeted with a spacious dining room. The spacious kitchen features stainless steel appliances with ample counter space and a walk-in pantry. The living room is complete with a view of the covered lanai outside. Bedroom one, located at the back of the home for privacy, has an ensuite bathroom that features a double vanity with a walk-in closet. Two additional guest bedrooms and one bath are tucked away down the hall from the dining room. The laundry room is located at the front of home near the two-car garage. Like all homes in Harmony West, the Allex includes a Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

3152 House Finch Drive, St Cloud

$350,000

Welcome to your move-in ready 3-bedroom, 2-bathroom home with serene pond views and sunsets in St. Cloud! This home offers 1,552 square feet of comfortable living space. Step inside through a welcoming entryway, where upgraded luxury vinyl plank (LVP) flooring flows throughout the home, offering a fresh, modern look with easy maintenance and lasting durability. The entry leads into the heart of the home: an inviting open layout where the kitchen flows into the main living area, ideal for entertaining and everyday living. Step outside to discover the spacious, fully fenced backyard, perfect for pets, play, or relaxing under the Florida sun. Host gatherings on the paved open patio while taking in the picturesque, serene views of the peaceful pond directly behind the property. Located in the Old Hickory community, residents enjoy a community pool, park, and playground with a low monthly HOA. You’ll also have easy access to US-192, Narcoossee Rd, shopping, dining, and downtown St. Cloud’s Lakefront Park. Don’t miss the opportunity to make this peaceful St. Cloud gem your own! Schedule your private showing today.

3 Beds ⋅ 2 Baths ⋅ Old Hickory Ph 3 SubDv. ⋅ 34772 Zip Code

Welcome to your move-in ready 3-bedroom, 2-bathroom home with serene pond views and sunsets in St. Cloud! This home offers 1,552 square feet of comfortable living space. Step inside through a welcoming entryway, where upgraded luxury vinyl plank (LVP) flooring flows throughout the home, offering a fresh, modern look with easy maintenance and lasting durability. The entry leads into the heart of the home: an inviting open layout where the kitchen flows into the main living area, ideal for entertaining and everyday living. Step outside to discover the spacious, fully fenced backyard, perfect for pets, play, or relaxing under the Florida sun. Host gatherings on the paved open patio while taking in the picturesque, serene views of the peaceful pond directly behind the property. Located in the Old Hickory community, residents enjoy a community pool, park, and playground with a low monthly HOA. You’ll also have easy access to US-192, Narcoossee Rd, shopping, dining, and downtown St. Cloud’s Lakefront Park. Don’t miss the opportunity to make this peaceful St. Cloud gem your own! Schedule your private showing today.

381 Pineywoods Street, St Cloud

$350,000

Virtually Staged. CORNER OF FLORIDA AVE AND 14TH!! NEIGHBORHOOD COMMERCIAL FUTURE LAND USE!!! ONE BLOCK FROM 13TH!! Near the downtown festivities, shops, and fun. A local coffee & donut shop is only 1+ block away, Italian restaurant within 2+ blocks away, & a peaceful Veterans Park is within view. A 100-year old LEGEND!! An Aladdin home, possibly the Plymouth model.....On a quarter-acre lot......75x140 AND ALLEY ACCESS. SO MUCH original charm & character from 1925. Great commercial potential.....where are my businesses looking for a historic piece of St. Cloud.....I envision a possible café, quaint salon, boutique, and more! Of course as it sits now, it's an adorable residence with a POOL!! Over $2,000 was recently spent revitalizing its equipment. NEW ROOF IN 2020, remodeled baths yet the original cast iron tub exists, chair-rail and wainscoting, classy wallpaper with a timeless captivation.........full kitchen with freshly painted cabinets & newer backsplash. Stove is supplied by propane and there are 2 addtl. closets for storage. The original wood-burning FIREPLACE with the original candle sconces adorn the living room. There are FOUR ENTRANCES TO THE HOME......front, 2 sides, & the rear. The yard is fenced-in and has beautiful shade trees. The pool is HUGE and offers many summer days of fun.....being a corner lot, pulling into the backyard would be convenient. Home was re-piped and some of the electrical over the years has been upgraded. A lot of love has been poured into this beauty during its lifetime, and you will absolutely see that when walking through. From the original staircase & railing, to the original trim & layout.......this home was built to last and brings such history to our town today. It's a gem for sure & its next owner will be LUCKY!! Termite Bond may be transferred and was with Orkin.

4 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code

Virtually Staged. CORNER OF FLORIDA AVE AND 14TH!! NEIGHBORHOOD COMMERCIAL FUTURE LAND USE!!! ONE BLOCK FROM 13TH!! Near the downtown festivities, shops, and fun. A local coffee & donut shop is only 1+ block away, Italian restaurant within 2+ blocks away, & a peaceful Veterans Park is within view. A 100-year old LEGEND!! An Aladdin home, possibly the Plymouth model.....On a quarter-acre lot......75x140 AND ALLEY ACCESS. SO MUCH original charm & character from 1925. Great commercial potential.....where are my businesses looking for a historic piece of St. Cloud.....I envision a possible café, quaint salon, boutique, and more! Of course as it sits now, it's an adorable residence with a POOL!! Over $2,000 was recently spent revitalizing its equipment. NEW ROOF IN 2020, remodeled baths yet the original cast iron tub exists, chair-rail and wainscoting, classy wallpaper with a timeless captivation.........full kitchen with freshly painted cabinets & newer backsplash. Stove is supplied by propane and there are 2 addtl. closets for storage. The original wood-burning FIREPLACE with the original candle sconces adorn the living room. There are FOUR ENTRANCES TO THE HOME......front, 2 sides, & the rear. The yard is fenced-in and has beautiful shade trees. The pool is HUGE and offers many summer days of fun.....being a corner lot, pulling into the backyard would be convenient. Home was re-piped and some of the electrical over the years has been upgraded. A lot of love has been poured into this beauty during its lifetime, and you will absolutely see that when walking through. From the original staircase & railing, to the original trim & layout.......this home was built to last and brings such history to our town today. It's a gem for sure & its next owner will be LUCKY!! Termite Bond may be transferred and was with Orkin.

1400 Florida Avenue, St Cloud

$350,000

Don't Miss This Opportunity! Welcome to 4929 Cross Prairie Parkway in Havenfield at Crossprairie, a newer St. Cloud community offering modern living, desirable amenities, and everyday convenience. Buy a new construction home at a lower price. Seller is willing to contribute towards buyer closing costs, which may be used toward an interest rate buy-down, subject to lender approval and loan guidelines. PLUS, buyers who choose to finance with the preferred lender may qualify for an additional lender credit towards closing costs, subject to lender terms, loan program, and buyer qualification. This inviting home features a bright open-concept layout, modern kitchen, spacious living areas, and a versatile floor plan designed for comfortable everyday living and entertaining. Residents enjoy access to a resort-style pool, cabana, playground, green spaces, and walking areas throughout the community. Conveniently located near shopping, dining, Lakefront Park, downtown St. Cloud, outdoor recreation, and continued development bringing even more conveniences to the area. Whether you're purchasing your first home, relocating to Central Florida, or looking for newer construction without the wait, 4929 Cross Prairie Parkway is ready to welcome you home. Ask about the available seller closing cost contribution and preferred-lender incentive and how they may help reduce your upfront costs or potentially lower your interest rate.

4 Beds ⋅ 3 Baths ⋅ Havenfield At Cross Prairie SubDv. ⋅ 34772 Zip Code

Don't Miss This Opportunity! Welcome to 4929 Cross Prairie Parkway in Havenfield at Crossprairie, a newer St. Cloud community offering modern living, desirable amenities, and everyday convenience. Buy a new construction home at a lower price. Seller is willing to contribute towards buyer closing costs, which may be used toward an interest rate buy-down, subject to lender approval and loan guidelines. PLUS, buyers who choose to finance with the preferred lender may qualify for an additional lender credit towards closing costs, subject to lender terms, loan program, and buyer qualification. This inviting home features a bright open-concept layout, modern kitchen, spacious living areas, and a versatile floor plan designed for comfortable everyday living and entertaining. Residents enjoy access to a resort-style pool, cabana, playground, green spaces, and walking areas throughout the community. Conveniently located near shopping, dining, Lakefront Park, downtown St. Cloud, outdoor recreation, and continued development bringing even more conveniences to the area. Whether you're purchasing your first home, relocating to Central Florida, or looking for newer construction without the wait, 4929 Cross Prairie Parkway is ready to welcome you home. Ask about the available seller closing cost contribution and preferred-lender incentive and how they may help reduce your upfront costs or potentially lower your interest rate.

4929 Cross Prairie Parkway, St Cloud

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