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$420,000
4 Beds 4 Baths Harmony Nbhd H-1 SubDv. 34773 Zip Code
Don't miss this home for sale. Your wait is over! Welcome to your new home! This beautiful 4 bedroom, 3.5 bath home with two primary bedrooms (One on the first floor) delivers 2,490 sq. ft. of peaceful living space and is located in the gorgeous Golf community of Harmony. This homes first floor features elegant tile, crown molding, half bath and one of two Primary Bedrooms. Entertain effortlessly with a spacious kitchen featuring stainless steel appliances, large open kitchen with island for prepping all your meals and pendant lighting, granite countertops and 42” cherry cabinets. Also have an eletric fire place to set a calming mood in the living room. Head up the stairs to an open second floor loft area, 2nd primary bedroom and two more bedrooms with bathroom and Laundry area. Harmony is a premier Golf community with community pool, clubhouse with restaurant, pizzeria, coffee shop and hair solon and is close to St. Cloud area shopping, Lake Nona area and the Orlando International Airport just minutes away. Taxes shown include CDD payment.

6814 Habitat Drive, Harmony

$416,900
4 Beds 3 Baths Harmony Central Ph 2 SubDv. 34773 Zip Code
**TAKE ADVANTAGE OF EXCEPTIONAL BUYER INCENTIVES**, including a **$20,000 PRICE DROP, 4.99 FHA financing, and up to $15,000 in Flex Cash** when financing through the builder's preferred lender. Additional closing cost assistance may also be available for qualified buyers. **Estimated monthly PITIA: $2,711 | Estimated cash to close: $15,750.** Financing, payment, and cash-to-close estimates are subject to buyer qualification and lender terms. **NO CDD** and a low HOA make this home an even greater value. Imagine coming home to a place where comfort, connection, and lasting memories come together effortlessly. Thoughtfully designed for today's lifestyle, this beautiful single-story home brings the perfect balance of open gathering spaces, private retreats, and everyday functionality. Featuring **4 bedrooms, 3 full bathrooms**, and a spacious open layout, this home provides an inviting atmosphere for both entertaining and comfortable daily living. The expansive living and dining areas flow seamlessly into a beautifully appointed kitchen featuring a large center island, granite countertops, a walk-in pantry, and Whirlpool stainless steel appliances. The owner's suite offers a peaceful retreat with dual vanities, a separate shower, and a spacious walk-in closet. One secondary bedroom serves as a **private guest or mother-in-law suite**, complete with its own full bathroom and walk-in closet, making it ideal for multi-generational living or visiting guests. The additional bedrooms provide flexibility for a home office, fitness room, playroom, or other lifestyle needs. This home combines quality construction, functional design, and outstanding incentives in a desirable community, making it an exceptional opportunity for buyers seeking both comfort and value. **SCHEDULE YOUR PRIVATE TOUR TODAY!**

7520 Bent Tree Loop, St Cloud

$339,000
3 Beds 2 Baths Villages At Harmony Ph 1c-1 & 1d SubDv. 34773 Zip Code
Short Sale. Welcome to your new home in Harmony West, one of the most beautiful and complete communities in St. Cloud, Florida. This charming Jemison Floor Plan residence perfectly combines modern design, comfort, and elegance with an open layout offering over 1,600 sq ft, 3 bedrooms, and 2 bathrooms. The kitchen is a true dream for those who love to cook and entertain, featuring a spacious island, 36" Shaker-style cabinets, stainless steel Whirlpool appliances, and a large walk-in pantry. The versatile middle room can easily transform into an office, media room, or creative space, with double doors that allow for privacy or open integration with the rest of the home. Located in the Harmony West community, you’ll enjoy resort-style amenities including a stunning pool, a fully equipped fitness center, a modern clubhouse, scenic walking trails, and lush green areas perfect for outdoor living. This home is also within a district known for having some of the best schools in Central Florida, offering a peaceful, family-friendly environment with easy access to shops, restaurants, and major highways. More than just a house, this is a lifestyle designed for those who value comfort, connection, and quality in every detail. *Owner Finance* Seller Finance* Seller Carry Back // *Buy without credit* TERMS: Purchase Price $359,500 + Solar Panels assumed by buyer as part of the financing. Cash Down: $32,279 | Monthly Aprox: $2,899 (solar panel included)

6777 Huntleigh Hammock Road, Harmony

$454,000
5 Beds 3 Baths Villages At Harmony Ph 1c-2 SubDv. 34773 Zip Code
Beautiful 5BR Home | Premium Conservation Lot | Loaded with Upgrades! Welcome to this stunning 5-bedroom, 3 bath home located in the desirable Harmony West community! Situated on a large premium lot backing to a peaceful conservation area, this open-concept home offers both privacy and modern living. CDD TAXES ARE INCLUDED IN THE PROPETY TAXES. Main Features: • First-floor bedroom with nearby full bath – ideal for guests or in-laws • Gourmet kitchen with Quartz countertops, stainless steel appliances, breakfast bar, and a large walk-in pantry • Versatile flex room – perfect for a home office, gym, or playroom • Upstairs owner’s suite with dual walk-in closets and a spacious en-suite bath • Three additional bedrooms on second floor, full bath, and a large loft for extra living space Owner-Upgraded Highlights: • Plantation shutters throughout • Stylish lighting & ceiling fans • Epoxy-coated garage floor • Water softener system • Gutters • Oversized brick patio in the backyard – great for entertaining Community Amenities: Just a short walk to Harmony West’s 5,000 sq. ft. resort-style pool, sun shelf, splash pad, fitness center, and clubhouse. Don’t miss this move-in-ready gem—schedule your private showing today!

2540 Harmonia Hammock Road, Harmony

$400,000
4 Beds 3 Baths Harmony Central SubDv. 34773 Zip Code
Own this beautiful new construction home with an estimated payment of **$2,620/month** using the **4.99 fixed-rate financing** available through the preferred lender! Plus, enjoy **$49,000 in buyer savings already reflected in the price**, **up to $15,000 in Flex Cash**, builder-paid closing costs (excluding prepaids), and only a **$1,000 deposit** to secure your new home. This quick move-in opportunity offers exceptional value with **NO CDD**, flexible financing options, and incentives that can save buyers thousands. Flex Cash may be used to further reduce your interest rate, cover prepaid closing expenses, or even help offset your first few mortgage payments, depending on the financing program selected. Welcome to the popular 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath home thoughtfully designed for today's lifestyle. A dramatic two-story foyer welcomes you inside, where an open-concept layout creates the perfect space for both everyday living and entertaining. The chef-inspired kitchen features granite countertops, Whirlpool stainless steel appliances, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the spacious family room. Whether you're hosting friends or enjoying a quiet evening at home, this layout offers the flexibility buyers are looking for. Upstairs, you'll find an oversized loft that can easily serve as a media room, game room, home office, fitness area, or second living space. The owner's suite provides a relaxing retreat with dual vanities, a soaking tub, separate shower, and a generous walk-in closet. Three additional bedrooms and an upstairs laundry room add everyday convenience and flexibility for growing families or overnight guests. Bathrooms feature granite countertops, and the home is backed by a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in Harmony Central, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, top-rated Harmony schools, a low HOA, and **NO CDD**. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's east coast beaches, this community offers outstanding value in one of Central Florida's most desirable locations. If you're searching for maximum buying power, incredible financing opportunities, and a move-in ready home with room to grow, this is one you won't want to miss.

St Cloud

$405,000
4 Beds 3 Baths Harmony Central SubDv. 34773 Zip Code
HUGE $31,900 IN PRICE REDUCTION + 4.99% Fixed Rate + UP to $15,000 FLEX CASH + Closing Costs Paid that will bring an easily estimated monthly payment of $2,600's with everything included also including estimated real property taxes, NOT just Land Taxes Only. This means an easily $381 monthly savings over current market rate with our preferred lender!!! Not only stop here, but we are also a NO CDD community. This is Limited time opportunity to reserve this huge home with only $1,000 that bring great value at lower price. Welcome to the stunning 2-story 2202 floorplan by Adams Homes — featuring 4 spacious bedrooms, 2.5 baths, an open-concept layout, and a modern kitchen with a large island and ample storage. Upstairs you’ll find a private owner’s suite with en-suite bath and big walk-in closet, plus 3 versatile guest bedrooms. Enjoy outdoor living with our beautiful, covered lanai. Located in Harmony Central, the final phase of a beautiful master-planned community near golf courses, top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.

4026 Sagefield Drive, St Cloud

$1,097,500
34773 Zip Code
State-of-the-Art Professional Office Building – Fully Furnished Completely reconstructed in 2020, this 3,514 sq. ft. professional office building blends modern design with advanced technology. Originally taken down to its concrete walls, the property was rebuilt with hurricane impact glass, Icynene insulation, and a state-of-the-art smart building system featuring touch-screen controls, fiberoptic connectivity, Cat 6 wiring, and a $20,000 surveillance system. This turnkey property comes fully furnished, including all furniture, 7 flat-screen TVs, built-in speakers, cameras, and integrated technology systems—ready for immediate use. Inside, the building offers a welcoming reception area with a custom built-in fish tank, five private offices, a spacious conference room, an open work area, three restrooms, and a break room with full kitchen. The kitchen doubles as a tornado-safe room with poured concrete walls, ceiling, and a FEMA-rated steel door. High-end finishes include crown molding, custom plantation shutters, marble flooring, and plush carpeting. The advanced HVAC damper system with linear diffusers allows each office and common area to be individually climate controlled for maximum comfort. The property also provides flexibility for multi-tenant use, with a simple layout adjustment creating two distinct office suites—each with private offices, restrooms, and shared amenities. Perfect for an owner-occupier or investor, this secure, energy-efficient, and technologically advanced office building offers immediate functionality and the option for dual tenancy.

4850 Holopaw Road, St Cloud

$15,000
Suburban Estates Unit D Unrec SubDv. 34773 Zip Code
This property is for recreational use only. Owning a lot in Suburban Estates entitles you to a key for the main gate and entry to Suburban Estates. Suburban Estates covers over 11,000+ acres of land which is known for camping, fourwheeling, fishing, hunting, etc. This is not a buildable lot. Owner does not have key to gate. Please call agent if you are not familiar with Suburban Estates. Due to the nature of this type of property, showings are not given by listing agent. You may use the coordinates provided to view the aerials that are available on Google earth or visit the Osceola County Property Appraisers website to get an overview of the area. For those interested, the neighboring lot 5224 003N is also for sale by the same owners at the same price. MLS S5130436

Suburban Ests Sec 31...5224 002n, St Cloud

$35,000
34773 Zip Code
The 0.65-acre undeveloped land on Luna Drive in Saint Cloud, FL, is situated in the Canaveral Acres community, conveniently located off Highway 192 between St. Cloud and Melbourne. This property offers flexible options for your investment goals, with no HOA restrictions. Nearby amenities include the Holopaw Community Center, featuring a park, pavilions, play area, basketball and tennis courts, and scenic walking paths. Or you could buy the other lot next to it as well and you'll have 1.3 acres. The nearest Publix supermarket is located at 1951 S Narcoossee Rd, Saint Cloud, FL 34771, approximately 20 miles northwest of Luna Drive. This Publix offers a wide range of groceries, fresh produce, and other services to meet your shopping needs.

Luna Dr, St Cloud

$29,000
Suburban Estates Unit D Unrec SubDv. 34773 Zip Code
1.26-acre vacant lot located on Holopaw Groves Road in St. Cloud, Florida 34773. "Zoning: OAC" Rural acreage not build able. this property provides the perfect canvas for outdoor areas, gardens, or additional structures. Surrounded by natural Florida scenery, the land offers privacy and tranquility while still being within reasonable reach of St. Cloud’s amenities and major roadways. Whether you're planning a secluded a solid land investment, this versatile parcel presents outstanding potential. Pin Location: Latitude 28.11571945, Longitude -81.10376988. Note: buyers I emphasize the importance of conducting thorough due diligence to ensure that the property meets your expectations and requirements.

Holopaw Groves Road, St Cloud