34773 Homes with HOA Yes/No

34773 Homes with HOA Yes/No

Welcome to the charming zip code 34773, nestled in the heart of Osceola County, Florida. This vibrant community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place to call home.

Homes in zip code 34773 come with the option of belonging to a homeowners association (HOA). For those seeking a sense of community and additional amenities, there are plenty of properties available with HOA membership. Whether you're looking for a beautifully landscaped neighborhood or access to exclusive facilities, living in a home with an HOA in 34773 can offer you a range of benefits.

Located in sunny Florida, Osceola County is known for its picturesque landscapes, family-friendly atmosphere, and proximity to world-renowned attractions. From top-rated schools and diverse dining options to outdoor recreational activities and cultural events, residents of 34773 enjoy a high quality of life with something for everyone.

If you're searching for a place that combines modern comforts with a laid-back lifestyle, zip code 34773 in Osceola County, FL, might just be the perfect fit for you. Explore the real estate options available in this dynamic area and discover your dream home today.

Newest 34773 Homes with HOA Yes/No

7133 Indiangrass Road, St Cloud
$511,000
5 Beds ⋅ 4 Baths ⋅ Harmony SubDv. ⋅ 34773 Zip Code
Looking for More Space, More Privacy, and the Perfect Setup for Multigenerational Living? This Harmony Home Has It All! Discover the Rare Combination of a Spacious 4-Bedroom Main Residence, a Completely Separate 1-Bedroom Guest Apartment, and an Expansive, Privately Fenced Backyard! Whether You’re Accommodating Extended Family, Welcoming Children Home, Hosting Overnight Guests, or Simply Looking for Room to Spread Out, This Property Offers the Flexibility, Comfort, and Lifestyle Today’s Buyers Are Searching for. The Main Residence Features 4 Bedrooms and 2.5 Bathrooms, Granite Countertops and Vanities, Solid Wood Cabinetry, and Plantation Blinds Throughout. Above the Oversized Garage, You’ll Find a Separate 1-Bedroom, 1-Bathroom Guest Apartment with Its Own Private Entrance, Kitchenette, Bedroom, and Full Bathroom. This Self-Contained Living Space Is Ideal for Adult Children, Extended Family, Visiting Guests, or Anyone Seeking Additional Privacy and Independence While Remaining Close to Loved Ones. Step Outside to Enjoy the Expansive, Privately Fenced Backyard and Screened Back Porch, Complete with an Outdoor Kitchen and Electric Awning for Comfortable Shade. The Generous Backyard Offers Plenty of Space for Outdoor Activities and Plenty of Room for a Custom Pool, Subject to Applicable Approvals. A Hot Tub That Conveys with the Property Adds Another Opportunity to Relax and Unwind. Located in the Sought-After Harmony Community, Residents Enjoy a Golf Cart-Friendly Lifestyle, with the Neighborhood’s Elementary, Middle, and High Schools All Accessible by Golf Cart. Community Amenities Include Golf, Swimming Pools, Pickleball, a Clubhouse, Dining Options, and Recreational Activities. Enjoy Meeting Friends for Dinner or Playing a Round of Golf Without Leaving the Neighborhood! Nearby Healthcare Services, Medical Facilities, and Places of Worship Add to the Convenience of Everyday Living. Harmony Also Offers Access to UCF, Orlando International Airport (MCO), Orlando’s World-Famous Theme Parks, Shopping, Dining, and Major Employment Centers. A Rare Combination of Private Outdoor Space and Flexible Living! With Four Bedrooms in the Main Residence, a Completely Separate Guest Apartment, an Oversized Garage, and an Expansive Fenced Backyard, This Property Offers Room to Accommodate Changing Needs While Enjoying the Amenities and Golf Cart Lifestyle That Make Harmony Such a Special Place to Call Home. Hurry Get This One on Your List, This Home Will Sell Fast! Call Today for Your Private Tour!!

7133 Indiangrass Road, St Cloud
6855 Yellow Warbler Bend, St Cloud
$554,990
5 Beds ⋅ 5 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code
Under Construction. Welcome to 6855 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This spacious 2-story home offers 3,102 square feet of thoughtfully designed living space, featuring 5 bedrooms, 4 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow throughout the main areas of the home. The quality of design is evident in every detail, from the well-appointed finishes to the functional layout that balances comfort and style. The owner's bedroom includes a private en-suite bathroom, providing a relaxing retreat. Additional bedrooms offer generous space for family, guests, or a home office. Enjoy outdoor living on the lanai — a perfect spot for relaxing or entertaining throughout the year.

6855 Yellow Warbler Bend, St Cloud
6783 Yellow Warbler Bend, St Cloud
$559,990
5 Beds ⋅ 4 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code
Under Construction. Welcome to 6783 Yellow Warbler Bend, Saint Cloud, Florida — a stunning new construction home built by M/I Homes. This 2-story home offers 3,120 square feet of thoughtfully designed living space, featuring 5 bedrooms, 3 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and a well-planned floorplan that maximizes both comfort and functionality.

6783 Yellow Warbler Bend, St Cloud
6765 Yellow Warbler Bend, St Cloud
$579,990
5 Beds ⋅ 4 Baths ⋅ Bay Lake Farms At St Cloud SubDv. ⋅ 34773 Zip Code
Under Construction. Welcome to 6765 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,556 square feet of thoughtfully designed living space with 5 bedrooms and 4 bathrooms, ideal for comfortable everyday living and effortless entertaining. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The quality of design is evident throughout, from the well-appointed finishes to the carefully planned floorplan that maximizes both style and function. The owner's bedroom features a private en-suite bathroom, providing a relaxing retreat at the end of each day. Outside, a covered lanai extends your living space and offers a perfect setting for relaxing or hosting guests in the fresh Florida air.

6765 Yellow Warbler Bend, St Cloud
7732 Bent Tree Loop, St Cloud
$392,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000 + $15,000 FLEX CASH! Picture the next chapter at 7732 Bent Tree Loop in Harmony Central. This completed Adams Homes 1820C provides 1,820 square feet of living space, four bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $392,900, this new-construction home brings together everyday comfort and meaningful purchase incentives. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park. CURRENT LIMITED-TIME PROMOTION: $20,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. Schedule your visit and picture the everyday moments that could begin here.

7732 Bent Tree Loop, St Cloud
7702 Bent Tree Loop, St Cloud
$387,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000 + $15,000 FLEX CASH! Picture the next chapter at 7702 Bent Tree Loop in Harmony Central. This completed Adams Homes 2200B provides 2,200 square feet of living space, four bedrooms, three bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Now available at $387,900, this new-construction home brings together everyday comfort and meaningful purchase incentives. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool, cabanas and a dog park. CURRENT LIMITED-TIME PROMOTION: $45,000 price reduction is already reflected in the advertised price, plus $15,000 Flex Cash and a free washer, dryer and refrigerator. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. When working with Acrisure, one of our preferred lenders, receive an additional Buyer Credit for contracts executed by October 31, 2026, subject to lender terms and eligibility. Flex Cash use is subject to applicable lender and loan-program requirements. Ask the onsite sales team for complete terms, eligibility and availability. Schedule your visit and picture the everyday moments that could begin here.

7702 Bent Tree Loop, St Cloud
3113 Songbird Cir, St Cloud
$379,500
3 Beds ⋅ 2 Baths ⋅ Harmony Nbrhd J SubDv. ⋅ 34773 Zip Code
Experience refined Florida living in The Lakes at Harmony, one of Central Florida’s most sought-after 55+ golf and nature communities. This beautifully appointed 3-bedroom, 2-bath residence welcomes you with lush landscaping and an inviting sense of elegance. Inside, the bright open-concept floor plan is enhanced by crown molding and abundant natural light. The stylish kitchen serves as the heart of the home, showcasing 42-inch cabinetry, gleaming quartz countertops, generous workspace and a seamless flow into the spacious living and dining areas. Step outside to the screened lanai, an ideal retreat for morning coffee, evening cocktails or entertaining friends while enjoying Florida’s year-round outdoor lifestyle. Residents enjoy exclusive access to a beautiful resort-style clubhouse featuring a zero-entry pool, fitness center, pickleball and tennis courts, social clubs and a wide variety of community activities. The Harmony lifestyle also includes access to the acclaimed Harmony Golf Preserve, scenic walking trails, pristine lakes and thousands of acres of protected conservation land—creating an exceptional setting for golf enthusiasts and nature lovers alike. Conveniently located approximately 30 minutes from Orlando International Airport and about 40 minutes from Orlando’s world-famous attractions and Florida’s Atlantic beaches, this home offers an exceptional combination of luxury, recreation and natural beauty. Experience the very best of Florida living in one of the area’s most desirable communities. An added value: the CDD bond/debt portion has been PAID IN FULL, with only the O&M portion remaining. Buyer to verify all room dimensions, square footage and HOA restrictions.

3113 Songbird Cir, St Cloud
7696 Bent Tree Loop, Harmony
$378,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Picture the next chapter at 7696 Bent Tree Loop in Harmony Central. This completed Adams Homes 1970A provides 1,970 square feet of living space, three bedrooms, two bathrooms and a two-car garage in a welcoming single-story design. Imagine relaxed mornings, sharing dinner and making room for guests, hobbies or a home office. The primary suite provides a comfortable retreat when it is time to unwind. Harmony Central has NO CDD. Compared with published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that represents approximately $194 to $212 monthly in equivalent CDD costs, or approximately $46,610 to $50,799 over 20 years if those annual amounts remain unchanged. This illustration is not guaranteed future savings. CDD assessments vary by property and assessment area, may change annually, and exclude HOA fees and other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7696 Bent Tree Loop, Harmony
7708 Bent Tree Loop, St Cloud
$391,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000; reduction already reflected in the advertised price. Imagine starting your next chapter in a brand-new home where everyday moments have room to unfold: an easy morning breakfast, a relaxed evening together and a welcoming space for memorable gatherings. At 7708 Bent Tree Loop in Harmony Central, the Adams Homes 1780B plan brings that vision to life with 1,780 square feet, 3 bedrooms, 2 bathrooms and a 2-car attached garage. The single-story layout keeps daily living connected, while the private primary suite provides a comfortable place to recharge. Two additional bedrooms create options for guests, a home office or the hobbies you finally have room to enjoy. The open living and kitchen spaces make it easy to stay part of the conversation, whether you are preparing dinner or hosting a weekend gathering. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7708 Bent Tree Loop, St Cloud
7678 Bent Tree Loop, Harmony
$378,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Picture an easy morning, a lively dinner gathering and a comfortable place to unwind at the end of the day. At 7678 Bent Tree Loop in Harmony Central, the Adams Homes 1970D plan provides 1,970 square feet of living space, 3 bedrooms, 2 full bathrooms and a 2-car attached garage. The single-story design brings together inviting living and kitchen spaces for everyday connection, while three bedrooms provide flexibility for guests, work or hobbies. The primary suite creates a comfortable retreat, and the additional living space gives you room to arrange your home around the moments that matter to you. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7678 Bent Tree Loop, Harmony
7672 Bent Tree Loop, St Cloud
$367,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Imagine an easy morning at home, a relaxed evening gathering and space that adapts to your day. At 7672 Bent Tree Loop in Harmony Central, the Adams Homes 1820D plan brings together 1,820 square feet of living space, 4 bedrooms, 2 full bathrooms and a 2-car attached garage. The single-story layout connects comfortable living spaces with a kitchen designed for everyday conversation, meals and memorable gatherings. Four bedrooms provide room for guests, a home office or hobbies, while the primary suite creates a comfortable place to recharge. A covered lanai extends your living experience outdoors, creating a welcoming setting for a quiet morning or a relaxed evening. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7672 Bent Tree Loop, St Cloud
7660 Bent Tree Loop, St Cloud
$387,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $45,000; reduction already reflected in the advertised price. Picture a fresh start with room to spread out, gather and recharge. At 7660 Bent Tree Loop in Harmony Central, the Adams Homes 2200A plan provides 2,200 square feet of living space, 4 bedrooms, 3 full bathrooms and a 2-car attached garage. From a relaxed breakfast to an evening gathering, the connected kitchen and living spaces create a welcoming setting for everyday moments. Four bedrooms provide flexibility for guests, a home office or hobbies, while three full bathrooms add convenience. The single-story layout brings your living spaces together, with a primary suite that provides a comfortable retreat at the end of the day. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments only; amounts vary by assessment area and property, may change annually, and do not include HOA fees or other property taxes. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

7660 Bent Tree Loop, St Cloud
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