34771 Homes with Waterfront

34771 Homes with Waterfront

Welcome to the beautiful zip code 34771 in St. Cloud, FL! This charming area, located in Osceola County, boasts a unique blend of natural beauty and modern convenience. Magnolia Square, a sought-after neighborhood within St. Cloud, offers a tranquil setting perfect for those seeking a peaceful retreat.

One of the standout features of homes in zip code 34771 is their waterfront locations. Imagine waking up to stunning views of the water every day, enjoying serene sunsets from your own backyard, and having direct access to water activities right at your doorstep. Whether you're a fan of fishing, boating, or simply love the calming effect of water, owning a waterfront home in this area provides a lifestyle like no other.

In addition to the natural surroundings, Magnolia Square is known for its friendly community atmosphere and convenient access to amenities. From top-rated schools and shopping centers to dining options and recreational facilities, everything you need is just a stone's throw away.

If you're looking to combine the tranquility of waterfront living with the comforts of modern life, zip code 34771 in St. Cloud, FL, is the perfect place to call home. Explore the available properties and discover the magic of waterfront living in this picturesque location.

Newest 34771 Homes with Waterfront

$849,900
4 Beds ⋅ 4 Baths ⋅ Lake Pointe SubDv. ⋅ 34771 Zip Code
Rare Lakefront Opportunity in the coveted, Gated Community of Lake Pointe at Toho. Enjoy direct waterfront living in this beautifully maintained 4-bedroom, 3.5-bath pool home with a spacious upstairs bonus room. Open conservation land leads to 85 feet of lakefront along Fells Cove with access to East Lake Tohopekaliga, providing an added layer of privacy and the perfect setting where your private dock and boat await. The private primary suite overlooks the pool and lake and features an oversized California walk-in closet plus two additional walk-in closets. The open-concept floor plan includes an upgraded kitchen with ample space for entertaining and stunning, unobstructed lake views. Notable upgrades include plantation shutters throughout, travertine flooring, an upgraded laundry room, built-in Scotsman ice maker, oversized three-car garage with ceiling mounted storage racks, ADT security system, In-Ceiling Sonos speakers, and Bose patio speakers. Step outside to your private backyard retreat featuring a resort-style pool, summer kitchen, extended paver patio, and breathtaking lake views. Enjoy frequent wildlife sightings and even unobstructed views of Cape Canaveral rocket launches from your own backyard. Recent updates include a new roof (2020), pool pump (2023) and upstairs A/C (2025). Lake Pointe residents enjoy a community pool, two playgrounds, pickleball, tennis, basketball courts, and year-round community events. Conveniently located just minutes from Lake Nona Medical City and a short drive from Orlando International Airport, Disney, Universal, SeaWorld, and Florida's Atlantic beaches. Don't miss this rare opportunity to own an exceptional waterfront home. Schedule your private showing today!

4911 Parkview Drive, St Cloud
$449,900
4 Beds ⋅ 2 Baths ⋅ East Lake Reserve At Narcoossee Unit 3 SubDv. ⋅ 34771 Zip Code
Welcome Home! This stunning 4 bedrooms, 2 bathrooms house is ready for new owners. This desirable neighborhood is nestled under beautiful oak trees and surrounded by water views from one of many community ponds. From the moment you enter this home, you will be impressed by the spacious patio area overlooking the serene water view and the beautifully renovated kitchen with updated cabinetry, a center island, modern lighting & luxury vinyl plank flooring. This open, modern concept is perfect for family gatherings and entertaining. Additional upgrades include an Ecobee smart thermostat, a Rain Bird irrigation system, and a Cuisinart Cleanburn smokeless outdoor fire pit. East Lake Preserve also offers access to a ramp to East Lake Toho and RV parking for an additional fee. This location provides easy access to Orlando International Airport, Orlando VA Hospital, Lake Nona area Disney parks and much more. All room dimensions are approximate. Buyers/Selling agents to confirm all HOA fees, rules and regulations directly with HOA

118 Rachel Lin Lane, St Cloud
$839,900
3 Beds ⋅ 3 Baths ⋅ Shake Colony SubDv. ⋅ 34771 Zip Code
Welcome Home! Stunning Custom home situated on a quiet dead-end city-maintained road. Set on 2.44 acres of high dry manicured land, this fully fenced property offers unparalleled privacy. A concrete circular driveway warmly invites your home, while the cozy front porch sets the tone for relaxation. Step inside to a spacious, open concept floorplan which has been completely remodeled. The updated kitchen features shaker cabinets, granite countertops, stainless appliances, and a one of kind 70x76 cypress wood island. Cozy family room by the brick, wood-burning fireplace. The master suite includes a spa like bathroom and large 16x7 walk-in closet. Entertain in your 750 square feet enclosed Florida room which leads to a heated saltwater pool adorned with a rock waterfall. Watch beautiful sunsets over the large pond from 70x30 paver pool deck. Standing seam metal roof will last a lifetime and offers substantial insurance and energy savings. Ample storage abounds with two large attics, attached oversized two car garage, and a 2-bay 30'x30' metal building including power and lighting setup for a workshop or RV/Boat storage. A physical barrier prevents access from the adjacent neighborhood. Offering the best of both worlds, the tranquility of country living along with the convenient access to city amenities. Saint Cloud is ideally located in Central Florida, offering access to Orlando, theme parks, boating in local lakes, Orlando International Airport.

1868 Druliner Road, St Cloud
$359,900
3 Beds ⋅ 2 Baths ⋅ Esplanade At Center Lake Ranch SubDv. ⋅ 34771 Zip Code
Set on a landscaped cul-de-sac lot with water views, this nearly new 2025 villa in gated Esplanade at Center Lake Ranch brings easy, low-maintenance living together with resort-style amenities. The 1,515-square-foot, single-story layout opens to bright living and dining areas and a well-appointed kitchen with stone counters, a generous island, stainless steel appliances, and abundant cabinetry. Sliding glass doors connect the living area to a screened lanai overlooking the pond—an inviting spot for morning coffee or winding down at the end of the day. The primary suite features a spacious walk-in closet and private bath with dual sinks and a walk-in shower. A second bedroom also includes a walk-in closet, while the flexible third bedroom is defined by French-style double doors and does not have a closet, making it equally suited for guests, a home office, or a hobby room. A second full bath, inside laundry room, and attached two-car garage complete the practical floor plan. Esplanade residents enjoy a guard-gated setting and an impressive amenity collection, including a resort-style pool and spa, fitness center and movement studio, pickleball and tennis courts, clubhouse, dog park, playground, outdoor gathering spaces, walking trails, concierge services, and community events. HOA services include lawn care and roof maintenance/replacement; buyers should verify current association details and inclusions. Conveniently located near Lake Nona, major roadways, shopping, dining, and medical destinations.

5338 Spoonflower Court, St Cloud
$385,000
4 Beds ⋅ 3 Baths ⋅ Live Oak Lake Ph 1 SubDv. ⋅ 34771 Zip Code
PRICE IMPROVEMENT! Experience the perfect blend of style, comfort, and waterfront living in this beautifully maintained 4-bedroom, 3-bathroom home located in the highly sought-after Live Oak Lake community. Perfectly positioned on a premium pond-front homesite, this home offers peaceful water views, an open-concept design, and a thoughtfully designed layout ideal for everyday living and entertaining. Step inside to discover a bright and spacious living area featuring elegant tray ceilings, abundant natural light, and seamless flow into the heart of the home. The gourmet kitchen is designed to impress with granite countertops, stainless steel appliances, rich wood cabinetry, a stylish tile backsplash, a large center island with bar seating, and a generous dining area—making it the perfect space for gathering with family and friends. Designed with flexibility in mind, this home features two private primary suites, making it ideal for multigenerational living, extended guests, or anyone seeking additional privacy. The main primary suite serves as a relaxing retreat complete with tranquil pond views, a spacious walk-in closet, and a luxurious en-suite bathroom featuring dual vanities and a large walk-in shower. The second suite offers its own private full bath, creating a comfortable space for family or visitors. Step outside to your backyard oasis where you'll enjoy uninterrupted pond views and plenty of space to relax, grill, or entertain while taking in the peaceful waterfront setting. Whether you're enjoying your morning coffee on the patio or winding down after a long day, the serene backdrop makes every moment feel like a retreat. Located in the amenity-rich Live Oak Lake community, residents enjoy convenient access to parks, walking trails, playgrounds, and are just minutes from Lake Nona, Medical City, the Florida Turnpike, Orlando International Airport, shopping, dining, and top-rated schools. Offering a rare combination of dual primary suites, beautiful water views, and a prime location, this exceptional home is ready to welcome its next owners.

5133 Chickadee Street, St Cloud
$650,000
4 Beds ⋅ 3 Baths ⋅ Bridgewalk Ph 1a SubDv. ⋅ 34771 Zip Code
Welcome to one of the most exceptional homes in Bridgewalk, situated on the community's largest waterfront homesite, offering breathtaking sunset views from nearly every rear-facing room. Built in 2022, this beautifully designed residence features 4 bedrooms, 3 full bathrooms, over 2,600 square feet of thoughtfully planned living space, and an oversized 3-car garage. The open-concept floor plan is filled with natural light and showcases spacious living areas, generously sized bedrooms, and an office/great room, providing flexibility for today's lifestyle. Elegant tile flooring extends throughout the entire home, creating a seamless and low-maintenance living environment. The well-appointed kitchen opens to the dining and great room, making it ideal for both everyday living and entertaining. Step outside to enjoy the covered lanai overlooking the tranquil water, where you'll experience spectacular sunset views and peaceful outdoor living. The covered front porch adds to the home's inviting curb appeal, complemented by easily maintained landscaping and exceptional lot placement. Additional features include a whole-home water filtration system and a solar panel lease that will transfer to the buyer at closing, offering enhanced efficiency and long-term value. Bridgewalk residents enjoy an impressive collection of resort-style amenities, including a community pool, fitness center, playground, parks, racquetball courts, scenic walking and biking trails, and a community boat launch with water access. Ideally located in the highly desirable Sunbridge area just minutes from Lake Nona, this home offers convenient access to Medical City, Orlando International Airport, major highways, shopping, dining, and the area's continued growth and development. Combining an outstanding homesite, modern construction, exceptional amenities, and an unbeatable location, this is a rare opportunity to own one of Bridgewalk's premier waterfront properties.

3020 Ella Way, St Cloud
$599,000
4 Beds ⋅ 3 Baths ⋅ Bridgewalk Phase 1a SubDv. ⋅ 34771 Zip Code
Welcome to 3084 Ella Way, a stunning 2022-built home situated on a premier waterfront homesite in the highly sought after and amenity-rich Bridgewalk community within St. Cloud's growing Sunbridge corridor. Lawn care is included in your HOA. This beautifully designed single story and split floor plan home features 4 bedrooms, 3 bathrooms, a 3-car garage, a spacious front porch, and over 2,600 square feet of thoughtfully designed living space. Its open concept floor plan is highlighted by soaring tray ceilings, creating a light-filled, spacious interior that's perfectly suited for both everyday living and effortless entertaining. The heart of the home is the stunning chef's kitchen with water views, featuring a large quartz island, white shaker-style cabinetry, abundant counter space, and seamless flow into the dining and living areas. Ceramic tile throughout the main living spaces provides both style and durability, while plush carpeting in the bedrooms adds warmth and comfort. There is also a formal dining room or flex space. Step outside to the true highlight of this home, a premium waterfront backyard with breathtaking pond views and a view of the community boat ramp. Whether you're enjoying your morning coffee, hosting friends, or relaxing as the sun sets over the water, this private outdoor retreat offers the perfect backdrop for Florida living. Located less than 15 min from Lake Nona, you'll enjoy convenient access to premier shopping, dining in Boxi Park, entertainment, and major roadways while still coming home to a peaceful, nature filled setting. Bridgewalk residents enjoy an exceptional resort-style lifestyle with amenities including a sparkling community pool, lap pool, fitness center, clubhouse, pickleball courts, playgrounds, scenic walking trails, a dog park, and a private boat launch.If you've been searching for the perfect combination of modern construction, a premium waterfront homesite, and an unbeatable community, 3084 Ella Way delivers it all.

3084 Ella Way, St Cloud
$1,195,000
Narcoossee New Map Of SubDv. ⋅ 34771 Zip Code
Rare 6-acre homesite located within the gated Lake Hendon community in St. Cloud, offering a unique opportunity to build your custom estate in one of Central Florida's fastest-growing corridors. Surrounded by natural beauty, conservation areas, and luxury custom homes, this property combines privacy and space with convenient access to the region's premier employment and lifestyle centers. Ideally positioned just minutes from the transformational growth of Sunbridge and the Lake Nona area, residents enjoy proximity to Medical City, USTA National Campus, Orlando International Airport, shopping, dining, and entertainment while maintaining the tranquility of country living. Lake Hendon is a private gated community known for its oversized homesites, peaceful setting, and access to Lake Hendon, a spring-fed lake popular for fishing, boating, and outdoor recreation. With six acres of land, there is ample room for a custom residence, guest house, detached garage, workshop, RV storage, or equestrian amenities, subject to community guidelines. Whether you are seeking a private family compound, an executive estate, or a long-term investment in the path of growth between Lake Nona and Sunbridge, this exceptional property offers unlimited potential.

Carson Street, St Cloud
$580,000
5 Beds ⋅ 2 Baths ⋅ New Eden On The Lakes Unit 15 Replat SubDv. ⋅ 34771 Zip Code
Virtually Staged. WATERFRONT HOME WITH DIRECT ACCESS TO THE ALLIGATOR CHAIN OF LAKES! Beautifully remodeled 5-bedroom, 2-bathroom home situated on a canal with direct access to Coon Lake and the Alligator Chain of Lakes. This move-in-ready property combines modern updates, waterfront amenities, and practical features designed for Florida living. Recent improvements include a new roof (2023), all new windows (2023), HVAC system (2024), and a private boat dock (2024). The property is further enhanced by a durable composite seawall, helping protect the shoreline while providing easy access to the water. Inside, you'll find tile flooring throughout and a spacious floor plan designed for comfortable living. The primary suite features an upgraded custom closet system, while the remodeled interior offers a clean, modern aesthetic throughout the home. Outdoor living is a highlight of this property. The expansive covered rear porch spans nearly the entire width of the home and is equipped with remote-controlled retractable screens, allowing you to enjoy the space year-round. A dedicated concrete pad is already in place for a future outdoor kitchen. For those needing additional flexibility, the property also includes RV hookups. The canal location offers the added benefit of regular maintenance due to its role as an emergency access waterway, helping provide continued navigability and accessibility to the chain of lakes. Additional features include a private well with a water filtration system and a quiet location with no through traffic.

1330 S Shore Drive, St Cloud
$1,300,000
5 Beds ⋅ 3 Baths ⋅ Acreage & Unrec SubDv. ⋅ 34771 Zip Code
Virtually Staged. Seller may consider buyer concessions if made in an offer ~ Peaceful, private, and packed with possibilities, this beautifully updated POOL HOME sits on TWO PARCELS totaling 5 ACRES with a PRIVATE GATED ENTRANCE, a 3/4 ACRE POND WITH DOCK, and beautiful views of Lake Runnymede! Recent upgrades include a Rheem intelligent WATER HEATER (2026), Fleck AIO WATER FILTRATION/SOFTENING SYSTEM (2026), refreshed third bath (2026), updated laundry room (2026), painted pool deck and patio (2026), CEDAR TONGUE & GROOVE FRONT PORCH CEILING (2026), hurricane-impact DOUBLE PANE WINDOWS (2025), FRESH INTERIOR & EXTERIOR PAINT (2025), a beautifully remodeled primary bath (2025), and LUXURY VINYL PLANK FLOORING THROUGHOUT (2023/2026). The high-efficiency 5-ton, 18-SEER A/C was installed (2024), and the roof is approximately 7 years old. Designed for both everyday living and entertaining family and friends, the OPEN CONCEPT floor plan offers flexible spaces, including a BONUS ROOM/4TH BEDROOM with potential for an in-law suite and a FLEX/OFFICE that could easily become a 5th bedroom. The chef's GOURMET KITCHEN anchors the interior, paired with a light and bright living space that boasts a WOOD BURNING FIREPLACE built into a brick feature wall, while an OUTDOOR ELECTRIC FIREPLACE creates the perfect gathering space to relax and unwind. Be sure to explore the spacious PRIMARY SUITE, ideally situated on its own wing with a picture window that lets the light pour in, a huge UPGRADED EN-SUITE BATH that feels like stepping into a spa and the perfect complement of a large WALK-IN CLOSET complete with custom storage. The detached 32x42 GARAGE/WORKSHOP features 12-foot ceilings and AT&T Fiber, making it ideal for hobbies, storage, business use, or future expansion. Outside, enjoy total privacy with mature trees, sprawling green space, banana, guava, rose apple, elderberry, blackberry, avocado trees, and pineapple plants. With AT&T Fiber Internet, Starlink capability, NO HOA, seller financing available, and unlimited potential for large gatherings, recreation, or multi-generational living, this one-of-a-kind property feels worlds away while remaining just 20 minutes from Lake Nona and convenient to TOP-RATED SCHOOLS, shopping, dining, parks, major roadways, and Central Florida attractions. ** 5 ACRES ** PRIVATE POND ** LAKE VIEWS ** ENDLESS POSSIBILITIES ** Welcome to the lifestyle you have been searching for in St. Cloud ~ and WELCOME HOME!

1600 E 10th Street, St Cloud
$455,000
4 Beds ⋅ 3 Baths ⋅ Narcoossee Del Sol SubDv. ⋅ 34771 Zip Code
Back on Market – Buyer Financing Fell Through. Welcome to this beautifully upgraded residence built in 2019 by M/I Homes, located in the highly desirable and intimate community of Narcoossee Del Sol, featuring only approximately 95 homes. This exceptional Madeira II model offers 4 bedrooms and 3 bathrooms and combines modern design, energy efficiency, and luxury upgrades throughout, delivering the perfect blend of comfort, style, and functionality. Step inside and experience a thoughtfully designed open floor plan with elegant porcelain tile flooring throughout, upgraded cabinetry, and high-end appliances. The kitchen and bathrooms have been tastefully enhanced, including quartz countertops, floor-to-ceiling tile in all bathrooms, and luxurious primary suite featuring a spa-style shower with body jets.This home is fully equipped with premium upgrades, including: Whole house water filtration and water softener system. Under-sink reverse osmosis drinking water system provides purified, great tasting water for drinking and cooking, adding convenience and enhanced water quality for everyday use. Central vacuum system. Smart thermostat and keyless entry. The A/C system enhanced with two UV sterilization lights to help improve indoor air quality and reduce microbial growth. Professionally maintained A/C system (serviced twice a year since installation) Hurricane shutters for all windows and patio doors. Overhead storage racks in the garage. Laundry room with utility sink and built-in cabinets The outdoor living space is equally impressive. The backyard has been thoughtfully designed with pavers, artificial turf, and a private putting green, creating a perfect area for relaxation and entertainment. A double-door fenced enclosure provides privacy and convenience, while the irrigation system maintains the lush landscaping. Additionally, raised garden beds and a productive vegetable garden add charm and functionality to the outdoor space.Another exceptional feature is that the owners have already pre-wired a dedicated 60-amp electrical service in the backyard for a future pool. This valuable upgrade can save the new owner both time and money by eliminating the need for costly electrical work and simplifying the installation process. It is a thoughtful improvement that adds convenience and enhances the property's long-term value. Also, equipped with gutters to help protect the home's foundation. Situated on a desirable corner lot with a tranquil water view, this home offers both privacy and scenic beauty. The community features low HOA fees and no CDD. Located just minutes from Lake Nona, Medical City, Veterans Affairs facilities, shopping centers, dining, and major highways, this home offers unmatched convenience in one of Central Florida’s fastest-growing and most desirable areas. Future development plans include a nearby K-8 public charter school, further enhancing long-term value and desirability of the neighborhood.This is a rare opportunity to own a highly upgraded, move-in-ready home in a rapidly appreciating location. Pride of ownership is evident throughout. This home has been meticulously maintained and thoughtfully upgraded beyond builder standards. Buyers will appreciate the quality, attention to detail, and extensive improvements that are rarely found, even in new construction. You will not be disappointed when touring this exceptional property. Schedule your private showing today!

1168 Narcoossee Del Sol, St Cloud
$357,888
2 Beds ⋅ 2 Baths ⋅ Del Webb Sunbridge Ph 1c SubDv. ⋅ 34771 Zip Code
UPGRADES !!! Welcome to 2920 Cherry Blossom Loop, (Ellenwood Floor Plan), a veteran-friendly community minutes away from the State-of-the-Art TOP RATED VETERANS medical center! A SINGLE-STORY VILLA/ low-maintenance lifestyle, 2-bedroom, 2-bath, +OFFICE/Flex Space home with a 2-car garage and stunning WATER VIEWS, located in Del Webb Sunbridge, a GUARD-GATED 55+ active adult retirement community where exceptional space, modern comfort, and resort-style living come together in one of Central Florida’s most sought-after master-planned communities. Perfectly positioned on a PREMIUM oversized LOT, this stunning home offers the rare combination of privacy, outdoor living potential, and ample space to enjoy Florida’s year-round sunshine. HOA fees include internet, roof replacement, lawn care, and exterior painting. Inside, you’ll find a thoughtfully designed OPEN FLOOR PLAN filled with natural light, Upgraded Tile floors, spacious open-concept living areas, and stylish finishes that create an inviting atmosphere for both everyday living and entertaining. The SCREENED-IN LANAI overlooks the water, offering the perfect setting for relaxation. The kitchen is equipped with luxury APPLIANCES, QUARTZ COUNTERTOPS, a Wolf oven, and a PANTRY, combining elegance with functionality. Additional features include a whole-house WATER TREATMENT SYSTEM and ELECTRIC VEHICLE CHARGER in the garage, a spacious primary suite with tranquil water views, a luxurious primary bathroom with DUAL SINKS and a walk-in shower with a seat, and a generously sized primary closet. Beyond your doorstep, Sunbridge delivers an unmatched lifestyle experience. Residents enjoy miles of scenic walking and biking trails, as well as access to the Del Webb luxurious HAMMOCK CLUB, a spectacular 27,000-square-foot amenity center featuring resort-style pools, “Sabal Tavern” RESTAURANT, state-of-the-art fitness facilities, pickleball and tennis courts, vibrant social events, and beautifully designed gathering spaces that foster connection and community. The impressive amenity center serves as the heart of the neighborhood, offering activities and conveniences that make every day feel like a vacation, including: • Resort-style zero-entry pool with lap lanes • Resistance pool • Heated spa • Sabal Tavern restaurant with outdoor seating • Ballroom with performance stage and breakout rooms • Club rooms and arts & crafts rooms • Fitness center • Group fitness room • Outdoor amphitheater • Pickleball courts • Tennis courts • Dog park • Covered outdoor grill pavilion • Event catering and demonstration kitchen • Outdoor fire pits • Lawn games Sunbridge is also ideally located 10mins from Lake Nona, Medical City, Orlando International Airport, and major highways, providing convenient access to work, dining, shopping, and entertainment. Residents enjoy miles of scenic trails, playgrounds, a resort-style community pool, community gardens, expansive green spaces, and access to the growing Sunbridge trail network. Future plans include The Watershed, a vibrant waterfront mixed-use district featuring restaurants, shops, gathering spaces, and direct access to the water. This is more than just a home—it’s an opportunity to embrace a lifestyle centered around nature, wellness, and community on one of the area’s most desirable oversized homesites. Come discover why Sunbridge is redefining the way Central Florida lives.

2920 Cherry Blossom Loop, St Cloud
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