34771 Homes with Lake Front Frontage

34771 Homes with Lake Front Frontage

Welcome to the enchanting community of Magnolia Square in St. Cloud, Florida, nestled in the picturesque 34771 zip code of Osceola County. This charming area is a hidden gem, offering a unique blend of suburban tranquility and vibrant community life, making it an ideal place for families and individuals alike.

One of the standout features of Magnolia Square is its stunning lakefront properties. Imagine waking up each morning to breathtaking views of serene waters, where the gentle lapping of waves provides a soothing soundtrack to your day. Homes with lakefront frontage in this area not only offer unparalleled beauty but also a lifestyle filled with recreational opportunities. Whether you enjoy fishing, kayaking, or simply taking leisurely strolls along the water's edge, living lakeside enhances your everyday experience.

The community itself is designed with convenience and comfort in mind. Residents of Magnolia Square enjoy easy access to local amenities, including shopping, dining, and parks, ensuring that all your needs are just a stone's throw away. The nearby Lakefront Park is perfect for picnics, outdoor activities, and community events, fostering a strong sense of belonging among neighbors.

With its inviting atmosphere, beautiful homes, and stunning lake views, Magnolia Square in the 34771 zip code is more than just a place to live; it’s a lifestyle waiting to be embraced. Explore the possibilities of lakefront living and discover your dream home in this idyllic Florida community today!

Newest 34771 Homes with Lake Front Frontage

Carson Street, St Cloud
$1,195,000
Narcoossee New Map Of SubDv. ⋅ 34771 Zip Code
Rare 6-acre homesite located within the gated Lake Hendon community in St. Cloud, offering a unique opportunity to build your custom estate in one of Central Florida's fastest-growing corridors. Surrounded by natural beauty, conservation areas, and luxury custom homes, this property combines privacy and space with convenient access to the region's premier employment and lifestyle centers. Ideally positioned just minutes from the transformational growth of Sunbridge and the Lake Nona area, residents enjoy proximity to Medical City, USTA National Campus, Orlando International Airport, shopping, dining, and entertainment while maintaining the tranquility of country living. Lake Hendon is a private gated community known for its oversized homesites, peaceful setting, and access to Lake Hendon, a spring-fed lake popular for fishing, boating, and outdoor recreation. With six acres of land, there is ample room for a custom residence, guest house, detached garage, workshop, RV storage, or equestrian amenities, subject to community guidelines. Whether you are seeking a private family compound, an executive estate, or a long-term investment in the path of growth between Lake Nona and Sunbridge, this exceptional property offers unlimited potential.

Carson Street, St Cloud
1600 E 10th Street, St Cloud
$1,175,000
5 Beds ⋅ 3 Baths ⋅ Acreage & Unrec SubDv. ⋅ 34771 Zip Code
Virtually Staged. Seller may consider buyer concessions if made in an offer ~ Peaceful, private, and packed with possibilities, this beautifully updated POOL HOME sits on TWO PARCELS totaling 5 ACRES with a PRIVATE GATED ENTRANCE, a 3/4 ACRE POND WITH DOCK, and beautiful views of Lake Runnymede! Recent upgrades include a Rheem intelligent WATER HEATER (2026), Fleck AIO WATER FILTRATION/SOFTENING SYSTEM (2026), refreshed third bath (2026), updated laundry room (2026), painted pool deck and patio (2026), CEDAR TONGUE & GROOVE FRONT PORCH CEILING (2026), hurricane-impact DOUBLE PANE WINDOWS (2025), FRESH INTERIOR & EXTERIOR PAINT (2025), a beautifully remodeled primary bath (2025), and LUXURY VINYL PLANK FLOORING THROUGHOUT (2023/2026). The high-efficiency 5-ton, 18-SEER A/C was installed (2024), and the roof is approximately 7 years old. Designed for both everyday living and entertaining family and friends, the OPEN CONCEPT floor plan offers flexible spaces, including a BONUS ROOM/4TH BEDROOM with potential for an in-law suite and a FLEX/OFFICE that could easily become a 5th bedroom. The chef's GOURMET KITCHEN anchors the interior, paired with a light and bright living space that boasts a WOOD BURNING FIREPLACE built into a brick feature wall, while an OUTDOOR ELECTRIC FIREPLACE creates the perfect gathering space to relax and unwind. Be sure to explore the spacious PRIMARY SUITE, ideally situated on its own wing with a picture window that lets the light pour in, a huge UPGRADED EN-SUITE BATH that feels like stepping into a spa and the perfect complement of a large WALK-IN CLOSET complete with custom storage. The detached 32x42 GARAGE/WORKSHOP features 12-foot ceilings and AT&T Fiber, making it ideal for hobbies, storage, business use, or future expansion. Outside, enjoy total privacy with mature trees, sprawling green space, banana, guava, rose apple, elderberry, blackberry, avocado trees, and pineapple plants. With AT&T Fiber Internet, Starlink capability, NO HOA, seller financing available, and unlimited potential for large gatherings, recreation, or multi-generational living, this one-of-a-kind property feels worlds away while remaining just 20 minutes from Lake Nona and convenient to TOP-RATED SCHOOLS, shopping, dining, parks, major roadways, and Central Florida attractions. ** 5 ACRES ** PRIVATE POND ** LAKE VIEWS ** ENDLESS POSSIBILITIES ** Welcome to the lifestyle you have been searching for in St. Cloud ~ and WELCOME HOME!

1600 E 10th Street, St Cloud
6125 Lake Lizzie Drive, St Cloud
$459,900
3 Beds ⋅ 1 Baths ⋅ Roberts Grove 2 SubDv. ⋅ 34771 Zip Code
WATERFRONT LIVING ON THE LAKE LIZZIE CHAIN! Discover the Central Florida lake lifestyle from this updated 3-bedroom Saint Cloud home with direct access to miles of connected waterways. Boaters and anglers will appreciate the newer dock, boathouse, fishing pier, and 12,000-lb boat lift—making it easy to explore Lake Lizzie, Alligator Lake, Coon Lake, Trout Lake, Brick Lake, Center Lake, Live Oak Lake, and beyond. Inside, the home offers an updated, move-in-ready interior with an open floor plan, modern finishes, stainless-steel appliances, solid wood cabinetry, stone counters, and energy-efficient windows. A durable metal roof adds long-term value and low-maintenance appeal. Outside, enjoy water views, multiple porch and patio areas, a private yard, and the relaxed setting that makes lake living so desirable. With NO HOA, the property offers additional flexibility for ownership. Conveniently located near Lake Nona, shopping, dining, medical facilities, major roadways, and Orlando attractions. Come experience the Lake Lizzie lifestyle! Buyer to independently verify all measurements, water access, dock information, lease requirements, and property details.

6125 Lake Lizzie Drive, St Cloud
2234 W Maple Terrace, St Cloud
$429,900
3 Beds ⋅ 2 Baths ⋅ Maple Terrace SubDv. ⋅ 34771 Zip Code
MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

2234 W Maple Terrace, St Cloud
560 Eden Drive, St Cloud
$795,000
3 Beds ⋅ 2 Baths ⋅ Acreage & Unrec SubDv. ⋅ 34771 Zip Code
Multiple offers! Completely remodeled and secluded one story LAKEFRONT home with a boat dock + NO HOA. Everything inside is brand new and extremely clean, including all top appliances, bathrooms and kitchen. Huge lot with so much privacy. Beautiful lighting, dimmers around home, brand new ROOF and hybrid flooring. Covered screened porch includes an incredible rock flooring and exterior features poured concrete. Two sheds for storage, driveway with pickleball court ready to set up. Brand new High School across the street Nova Rd, and future project connecting area to everywhere in less than 15 minutes. Growth potential, peace, clean and water access, plus so much more! Inquiry about special seller concessions!

560 Eden Drive, St Cloud
6770 Bay Shore Drive, St Cloud
$675,000
4 Beds ⋅ 3 Baths ⋅ Bay Lake Estates SubDv. ⋅ 34771 Zip Code
Fantastic FOUR-bedroom THREE- bath pool home situated on a 0.732 acre lot with 112 feet of lake front on Bay Lake. This rare find single story home has over 3000 square feet. This is the absolute perfect home to raise a family and is also functional as a multigenerational home. You will enter through the gated front porch into the foyer, on the right is the formal dining room and straight ahead is the formal living room boasting a stone fireplace, and skylight. To the left of the living room is a private bedroom #2 with a walk in closet and bath access into a bathroom which connects to bedroom # 3. Once out in the hallway you can access bathroom #3 which also has a private door into bedroom #3. The 16 x 26 Family room comes equipped with built In bookshelves, a pool table with ping pong conversion top, ceiling fans, a decorative pool table light, built in bar, built in wine rack, and insulated windows to enjoy the spectacular view of the beautiful yard overlooking the lake and wooded area on the other side of Bay Lake. The large kitchen is to the right of the family room and boasts granite counters, solid wood cabinets, lazy Susan, a built-in convection oven, built in microwave, cooktop, skylight, LED lighting, new refrigerator, breakfast nook, double door food pantry and access to the formal dining room. Through the kitchen into the hallway is the laundry room featuring a laundry tub, cabinets and a great big closet for extra storage. The master suite which was recently remodeled has a barn door, vinyl plank floors and huge walk-in closet, 7 x 5 walk in shower that is wheelchair accessible, dual sinks, and new cabinets. The garage is a woodworker’s dream with shelving that has a 1000 lb. load capacity and a private air-conditioned shop room and a 10-inch insulated attic. The screen enclosed pool deck offers a great space for the family to gather and enjoy the view of Bay Lake. There is a shower and a remote-controlled retractable awning for your convenience, the pool is approximately 7.5 feet deep and holds 15,000 gallons of water. Wander out to the dock and relax while fishing or enjoying the view, the dock is equipped with a solar light and there is also a sea wall partially concrete and partially wood. Let’s not overlook the long wide driveway which along with the pool and lake make this home perfect for entertaining family and friends. The seller replaced the roof in 2024, drain field with alarm system installed 2025. Save money on your water bill with the sprinkler system drawing from the lake. This lovely neighborhood offers a private boat ramp for residence only, dead end street, walking distance to the entrance of Lake Lizzie Preserve of over 1000 acres with the following features, bird watching, equestrian trail, hiking trails, picnic table, restrooms, primitive camping and wildlife viewing. This is the best possible scenario to raise a family in this great home! Schedule your tour today!

6770 Bay Shore Drive, St Cloud
6900 Ranchero Court, St Cloud
$1,790,000
6 Beds ⋅ 8 Baths ⋅ Bay Lake Ranch Unit 3 SubDv. ⋅ 34771 Zip Code
Virtually Staged. The Pinnacle of Lakefront Living......Designed to Entertain, Built to Endure, & Positioned to Inspire. Situated along the shore of spring-fed Bay Lake, this exceptional Estate is the only one with true, North lake frontage and access in Bay Lake Ranch. Being on the cul-de-sac of Ranchero, having private lake frontage, & abutting the 1076-acre Lake Lizzie Preserve, I'd say location & seclusion of this caliber can be very rare. The home reveals itself as a RETREAT.....indoor elegance that flows seamlessly into expansive outdoor living spaces. Posed for entertaining: a theater room, game room, wet bar, sprawling lanai & summer kitchen, a lagoon-style pool & spa, a fully outfitted PAVILION boasting its OWN SUMMER KITCHEN, & a private boathouse that features 2 lifts, a composite dock/deck, lighting, water, & breathtaking sunsets. Refined interior: PLANTATION SHUTTERS, CROWN MOLDING, EPOXY FLOORS, ELECTRIC FIREPLACE(S), STONE WALL. A Chef's Kitchen without compromise: quartz counters, 2 sinks, wine racks, breakfast bar, walk-in pantry, Bosch induction cooktop, Bosch convection microwave, Subzero refrigerator, 2 Fisher & Paykel drawer dishwashers, Miele steam drawer, 48-bottle wine fridge, Bosch double oven, built-in coffee maker, a potfiller, touchless faucets, 2 disposals, pull-out spice racks, pop-up power station, & much more! Downstairs showcases your Owner's Suite & a 2nd En-suite, both with direct access to the pool lanai. Fit for a King (or Queen), this Owner's Suite has a lit tray ceiling, its own electric fireplace, 2 walk-in closets, & a spa-inspired bath. Stone accents, lavish pass-through shower, multiple rainheads, stunning bay window with bench seating & waterfall glass, dual vanities, built-in storage, & private water closets/bidet. Every additional bedroom offers its own ensuite bath, walk-in showers, & thoughtful design......2 of the upstairs en-suites offer balcony access, & vaulted ceilings. Another level of infrastructure: GENERAC DIESEL GENERATOR equipped to keep the entire property functioning during an outage, updated security & surveillance, cable wired throughout, ADA water closets, new smoke detectors, CENTRAL VACUUM, irrigation system, & a 3-car garage with new epoxy flooring, a half bath, new LED lights, Smart openers, & a keypad. This meticulously maintained LAKEFRONT estate blends luxury, technology, & refinement.....destination-living that is entirely unforgettable. Please inquire on the complete Feature Sheet for this property.

6900 Ranchero Court, St Cloud
6670 Bay Shore Drive, St Cloud
$575,000
3 Beds ⋅ 3 Baths ⋅ Bay Lake Estates SubDv. ⋅ 34771 Zip Code
Welcome to 6670 Bayshore Drive in beautiful Saint Cloud, Florida a rare waterfront retreat on the shores of stunning Bay Lake, nestled within the sought-after Bay Lake Ranch community. Situated on just over half an acre, this unique two-story home is thoughtfully designed to maximize breathtaking water views, with the main living and entertaining spaces located on the second floor. The expansive Florida room showcases panoramic views overlooking Bay Lake creating the perfect setting for morning coffee, sunset gatherings, and effortless indoor-outdoor entertaining. The layout offers exceptional functionality and privacy, with the primary suite and additional bedrooms conveniently located on the first floor. This design provides a quiet retreat away from the main living areas ideal for restful evenings, guest privacy, or multi-generational flexibility. Step outside to experience true waterfront living. The backyard features your own private boat ramp, a covered dock to park your boat, kayaks, paddleboards or wave-runners Settle back on the charming sandy beach area perfect for relaxing lakeside. Just steps from the shoreline, a swim spa is perfectly positioned near the beach and dock offering an inviting space to unwind or exercise while enjoying the peaceful lake views. Outdoor living continues with a covered outdoor kitchen and fire pit, making this property an entertainer’s dream. A durable metal roof adds both style and long-term value. The spacious first-floor bonus room provides additional flexibility for a home office, recreation space, gym, or guest suite adapting easily to your lifestyle needs. If you’ve been searching for privacy, space, and authentic lakefront living with character and versatility, this Bay Lake property offers more than a home it offers a lifestyle. Don’t delay call today to schedule your showing.

6670 Bay Shore Drive, St Cloud
6264 Alligator Lake Shore E, St Cloud
$2,850,000
Lake Haven SubDv. ⋅ 34771 Zip Code
Check out this cozy hotel/cafe with approximately 176' of waterfront on Alligator Lake. There are plenty of possibilities on this property, you must see to appreciate. Located in the fast growing city of St. Cloud, this property features a total of 4 buildings: one building with lobby area, a second building with a kitchen/cafe area, a separate area with a total of 10 bedrooms with baths (one building features 5 units with 2 bedrooms each and a separate building features 5 units with 1 bedroom each), and a covered lounge/pavilion area where you can enjoy the relaxing water view during the day, and breathtaking sunsets in the evening. There is a boat dock/ramp area to access Alligator Lake. Alligator Lake is a key part of the Alligator Chain of Lakes - connected by canals. This lake is known for fresh water fishing (largemouth bass), boating, alligator spotting, and bird watching. Also, know as the "Headwaters of the Everglades". This property is approximately 7 minutes to the eco-friendly community of Harmony and 45 minutes to Disney or Melbourne and its beaches!

6264 Alligator Lake Shore E, St Cloud
Lillian Black Road, St Cloud
$399,000
Runnymede North Half Town Of SubDv. ⋅ 34771 Zip Code
Don't miss out on the opportunity to own this great waterfront property on East Lake Toho! There is NO HOA or Deed restrictions. Build your dream home and still have space for an RV and/or boat. Add a dock to enjoy boating and fishing, right in your back yard. Conveniently located close to Medical City, Lake Nona, Orlando International Airport, VA Medical Center, restaurants and shops.

Lillian Black Road, St Cloud
4808 Calasans Avenue, St Cloud
$475,000
East Lake Reserve At Narcoossee Unit 3 SubDv. ⋅ 34771 Zip Code
Welcome to your slice of waterfront paradise. Tucked inside the upscale, gated community of East Lake Reserve, this oversized lot spans over 1 acre, features a potential long private, discreet entry that broadens into an expansive lakeside sanctuary—providing ample room to design a luxurious custom home perfectly tailored to your lifestyle. Enjoy direct access to East Lake Tohopekaliga, one of Central Florida’s most scenic and expansive lakes—perfect for boating, kayaking, fishing, or simply relaxing along the shoreline. Imagine waking to breathtaking sunrises over glassy waters and ending your day with golden sunsets from your future dock or backyard retreat. Beyond its natural beauty, this location offers unmatched convenience—just minutes to vibrant Lake Nona dining, shopping, and top-tier medical facilities, as well as Orlando International Airport. Major highways, including 417, 528, and Florida’s Turnpike, are all within easy reach. Under the shade of towering oaks, envision your private lakeside haven—complete with a pool, expansive patio, and custom dock. This is more than just a lot; it’s the starting point for your forever home on the water.

4808 Calasans Avenue, St Cloud
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