34769 Homes under $250,000

34769 Homes under $250,000

Welcome to the charming community of St. Cloud, Florida, nestled in the heart of Osceola County and conveniently located in zip code 34769. Known for its picturesque landscapes and friendly atmosphere, St. Cloud offers a unique blend of small-town charm and modern convenience. Residents enjoy the benefits of a close-knit community while being just a short drive from the bustling attractions of Orlando.

For those seeking affordable housing options, St. Cloud is an excellent choice. The real estate market here features a variety of homes priced under $250,000, making it an ideal location for first-time homebuyers, retirees, or anyone looking to invest in a vibrant community. Whether you’re searching for a cozy single-family home, a quaint townhouse, or a spacious condo, you’ll find plenty of options that cater to diverse lifestyles and budgets.

St. Cloud boasts an array of amenities, including beautiful parks, recreational facilities, and a charming downtown area filled with local shops and eateries. The nearby East Lake Tohopekaliga offers opportunities for fishing, boating, and enjoying the great outdoors, while the city’s well-maintained walking trails provide a perfect setting for leisurely strolls or morning jogs.

With its affordable housing options and welcoming community spirit, St. Cloud is a hidden gem in Central Florida. Discover your dream home in zip code 34769, where a vibrant lifestyle awaits you!

Newest 34769 Homes under $250,000

2577 Lakota Lane, St Cloud
$245,000
3 Beds ⋅ 2 Baths ⋅ Kanuga Village Mobile Home Park Ph 2 SubDv. ⋅ 34769 Zip Code
LOCATION! LOCATION! LOCATION! This 3 bedroom, 2 bath home has plenty of room. Huge 17 X 15 Living Room and large Family Room 18 X 13. The master suite offers a walk in closet, tub with separate shower. The floor plan features a dining/living room combo, separate family room, split bedroom, and laundry room. The carport is 12 x 51 and has an additional storage shed which measures 12 x 9. Fantastic Cul-De-Sac location ...so no through traffic. Roof replaced in 2017, Re-plumbed in 2026. Near bus lines, close to major shopping and restaurants, Minutes to the Florida Turnpike, less than an hour to East Coast Beaches and Area Attractions, easy access to the Medical City and Orlando International Airport. Schedule your tour today.

2577 Lakota Lane, St Cloud
315 Pennsylvania Avenue, St Cloud
$229,900
2 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Plat Town Of SubDv. ⋅ 34769 Zip Code
LOCATION, LOCATION, LOCATION! Welcome to 315 Pennsylvania Avenue, ideally situated in the heart of St. Cloud just blocks from the beautiful St. Cloud Lakefront and minutes from Downtown St. Cloud. This charming 2-bedroom, 1-bath home offers approximately 880 square feet of living space and an opportunity to enjoy one of the city's most convenient and desirable locations. One of the standout features of this property is the BIG, OVERSIZED YARD, providing plenty of outdoor space for entertaining, gardening, pets, recreation, or simply relaxing and enjoying the Florida lifestyle. The location is hard to beat! You're just blocks from the St. Cloud Lakefront beach area, where you can enjoy the waterfront, scenic trails, parks, playgrounds, fishing, boating, and beautiful views of East Lake Tohopekaliga. Downtown St. Cloud is also nearby, offering local restaurants, shopping, community events, and the charm of historic St. Cloud. Whether you're looking for a primary residence, investment opportunity, or a home close to everything St. Cloud has to offer, this property combines a convenient central location with a spacious yard and plenty of potential. Come see what makes this location so special!

315 Pennsylvania Avenue, St Cloud
2236 Betsy Ross Lane Unit 2236, St Cloud
$235,000
2 Beds ⋅ 2 Baths ⋅ Jefferson Green Ph 26 SubDv. ⋅ 34769 Zip Code
Short Sale. Check out this end unit condo. Open floor plan featuring 2 bedrooms, 2 baths. A spacious great room connects to the fully equipped kitchen. The kitchen offers a breakfast bar, large pantry, and plenty of counter space. The master bedroom features a huge walk-in closet, tray ceiling, and an en-suite bathroom with dual sinks. There is a second bedroom, ideal for guests or office space. You will have a comfortable laundry room and additional storage/linen closet in the hallway. A sliding door off the great room area opens to the comfortable balcony where you can relax and enjoy a drink or reading. Water filtration system and water softener included. Luxury vinyl and ceramic tile in wet areas for easy maintenance. One car garage with driveway for additional parking space. The community of Anthem Park offers plenty of amenities including: clubhouse, pool, tennis court, basketball court, parks, playground, and more. HOA covers exterior and grounds maintenance. The elementary school is just a short walk away. This excellent location will give you easy access to 192, FL Turnpike, shopping, and dining. See it today!

2236 Betsy Ross Lane Unit 2236, St Cloud
200 16th Street, St Cloud
$250,000
2 Beds ⋅ 1 Baths ⋅ St Cloud SubDv. ⋅ 34769 Zip Code
Welcome to this charming corner-lot haven in the heart of St. Cloud! Thoughtfully updated for total peace of mind, this light-filled 2-bedroom, 1-bath residence features a brand-new roof, new central A/C, and fully inspected electrical systems so you can unpack and immediately start living your best life. Step inside to an open, inviting living space that seamlessly connects to a sunny, functional kitchen—perfect for quiet morning coffees or hosting intimate weekend gatherings. The desirable split bedroom plan offers maximum privacy, while the dedicated interior laundry area adds effortless everyday convenience. Outside, your private, fully fenced backyard sanctuary awaits, complete with a generous concrete patio ideal for alfresco dining, gardening, or cozy evenings under the stars with family and pets. Located just minutes from the vibrant St. Cloud lakefront park, historic downtown dining, and Lake Nona, this darling home blends peaceful sanctuary with unbeatable convenience.

200 16th Street, St Cloud
3200 Villa Way Circle, St Cloud
$249,000
3 Beds ⋅ 2 Baths ⋅ Canoe Creek Villas SubDv. ⋅ 34769 Zip Code
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Rare 3-bedroom villa, new floors, two parking spots, and a low HOA that covers the big-ticket items? This one is the total package. Welcome to 3200 Villa Way Circle, a standout villa in a quiet, well-kept Saint Cloud community where 3-bedroom layouts are hard to come by. With 3 bedrooms and 2 full bathrooms, this home gives you the extra space buyers actually want, whether you need a guest room, home office, hobby space, or simply more room to spread out. Inside, the new flooring gives the home a fresh, updated feel from the moment you walk in. High ceilings and an easy single-story layout make the living areas feel open, comfortable, and functional for everyday life. The living and dining spaces flow naturally together, creating the perfect setup for relaxing, hosting, or keeping things simple. The covered and screened-in patio adds even more usable space, giving you a peaceful spot for morning coffee, evening wine, weekend lounging, or enjoying the Florida weather without the bugs. This villa also comes with two parking spots, a major everyday convenience for both owners and guests. Even better, the low HOA covers the roof, exterior maintenance, lawn care, exterior paint, and access to the community pool. The pool is located at walking distance right behind the unit, so you can enjoy a pool day whenever you want, without having to clean, maintain, or pay for the upkeep yourself. Tucked inside a very quiet community with easy access to shopping, dining, major roadways, Lake Nona, Orlando International Airport, and everything Saint Cloud has to offer, this villa delivers the space, updates, convenience, and low-maintenance Florida living buyers are looking for.

3200 Villa Way Circle, St Cloud
2919 Prince Oak Court, St Cloud
$240,000
3 Beds ⋅ 2 Baths ⋅ King Oak Villas Ph 1 SubDv. ⋅ 34769 Zip Code
Live the Florida lifestyle! Nestled in King Oak Villas, this rarely available 3/2 END unit with NO rear neighbors is close to the hospital, downtown St. Cloud, beaches, theme parks and the Turnpike. This community has TWO swimming pools and one is just steps from your front door! 2 assigned parking spaces are right outside your door and there is plenty of visitor parking. Surrounded by mature oak trees, you can relax in the shade on your screened in back patio and listen to the quiet as you sip your morning coffee.

2919 Prince Oak Court, St Cloud
2781 King Oak Circle, St Cloud
$231,999
2 Beds ⋅ 2 Baths ⋅ King Oak Villas Ph 1 1st Add SubDv. ⋅ 34769 Zip Code
Virtually Staged. Renovated 2-Bed, 2-Bath Villa in King Oak Villas! Looking for a move-in-ready Florida villa? This one is worth a look! This fully renovated 2-bedroom, 2-bath home has a brand-new kitchen, updated master bathroom shower, new flooring, and fresh paint throughout. The open living and dining area has vaulted ceilings, giving the home a bright and spacious feel. Both bedrooms have their own private bathrooms, and the screened-in lanai is the perfect spot to enjoy the beautiful Florida weather. Big-ticket updates are already done for you — roof replaced in 2023, A/C in 2021, and new appliances in 2023. You'll also have access to 2 community pools, with shops, restaurants, and schools nearby. Plus, you're just a short drive from Orlando International Airport, the major theme parks, and 4 MINUTES from Florida's Turnpike. Great location, great updates, and ready for its next owner. Come take a look before it's gone!

2781 King Oak Circle, St Cloud
734 Michigan Court Unit 2, St Cloud
$135,000
2 Beds ⋅ 1 Baths ⋅ Palm Gardens Condo SubDv. ⋅ 34769 Zip Code
Great location just minutes from 192 and the Turnpike. The property features brand new floors, fresh paint, a new kitchen with granite countertops, brand new hurricane-resistant windows and brand new appliances, brand new HVAC and water heater. Move in ready, It's a great place to live and a solid investment opportunity.

734 Michigan Court Unit 2, St Cloud
2280 Betsy Ross Lane, St Cloud
$228,000
3 Beds ⋅ 3 Baths ⋅ Jefferson Green At Anthem Park Condo Ph 23 SubDv. ⋅ 34769 Zip Code
Great opportunity to own this beautiful 3-bedroom, 2.5-bath townhome located in the sought-after community of Jefferson Green at Anthem Park. This home has been recently renovated and features stylish laminate flooring throughout, no carpet, and a beautifully updated kitchen with elegant quartz countertops that add a clean, modern touch. One of the strongest highlights of this property is the price — currently offered as one of the best-priced opportunities in the community. Whether you are looking for a comfortable primary residence or a strong rental investment property, this home delivers excellent value in a convenient St. Cloud location. Enjoy easy access to Florida’s Turnpike, making it simple to commute, explore Central Florida, visit nearby shopping and dining, and stay connected to Orlando, Lake Nona, and surrounding areas. When you are home, enjoy the community amenities, including a pool, five parks, three lakes, clubhouse, fitness room, tennis courts, sand volleyball, and more.

2280 Betsy Ross Lane, St Cloud
2510 King Oak Circle, St Cloud
$186,500
1 Beds ⋅ 1 Baths ⋅ King Oak Villas Ph 2 2nd Add SubDv. ⋅ 34769 Zip Code
Virtually Staged. MOVE-IN READY ST. CLOUD VILLA WITH LOW HOA! Discover easy Florida living in this beautifully updated 1-bedroom, 1-bath Villa with a green-belt space directly behind your unit. This Villa was completely renovated in 2021, with modern updates including new LVP flooring and ceramic tile plus the convenience of low-maintenance living. Major improvements include a new roof in 2021 and an A/C system approximately 5 years old, giving the next owner the benefit of important updates already completed. The kitchen comes equipped with a refrigerator, range, microwave and dishwasher, while an in-unit washer and dryer add everyday convenience, along with a fully updated bathroom also. Step outside to your screened lanai, an inviting spot for morning coffee, reading or relaxing in the Florida weather. A separate private storage room with keyed access provides valuable additional space for bicycles, beach gear, seasonal items and more. This villa style community is conveniently situated just one unit in from the end. Community amenities include two swimming pools and a clubhouse, with an HOA fee of approximately $132 per month. This location puts so much of St. Cloud within easy reach. Enjoy convenient access to shopping, restaurants, medical offices, Downtown St. Cloud and the lakefront, including nearby dining and recreation. Access to the Florida Turnpike makes traveling throughout Central Florida convenient, while Orlando-area attractions such as Disney parks and Melbourne Beach are within driving distance. Whether you’re looking for a primary residence, Florida getaway or low-maintenance property, this updated St. Cloud villa offers an appealing combination of location & amenities. Schedule your showing and come see everything this charming villa has to offer!

2510 King Oak Circle, St Cloud
1814 Kentucky Avenue, St Cloud
$164,900
3 Beds ⋅ 2 Baths ⋅ Williams Add To St Cloud SubDv. ⋅ 34769 Zip Code
Centrally located in the heart of St. Cloud, this mobile home offers 3 bedrooms and 1 bathroom with an open-concept kitchen featuring an island and walk-in pantry. The home could benefit from some TLC and updates, offering a great opportunity for buyers to add their own personal touches and bring out its full potential. All appliances are included, along with a washer and dryer. The property also features a storage shed and sits on a spacious quarter-acre lot with plenty of outdoor space. Conveniently located.

1814 Kentucky Avenue, St Cloud
2010 Oak Street, St Cloud
$220,000
3 Beds ⋅ 2 Baths ⋅ Montagues Village Unit 1 SubDv. ⋅ 34769 Zip Code
2010 Oak St, St. Cloud, FL 34769 is a single-wide mobile home built in 1968, situated on approximately 0.20 acres (8,930 sq. ft.) in the Montagues Village Unit 1 area. Publicly available property records report approximately 672 sq. ft. of living area, with 3 bedrooms and 2 full bathroom. The home is a one-story structure with a metal-frame construction, metal roof, paved road access, public water, and septic service. The property includes a spacious front porch, which provides an outdoor sitting area, and the listing noted no HOA. The relatively large lot and central St. Cloud location may make the property attractive for an owner or investor. The listing specifically described the property as being offered primarily for its land value, with the existing mobile home included.

2010 Oak Street, St Cloud
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