Saddlebag Lake Homes with 55+ Only

Saddlebag Lake Homes with 55+ Only

Welcome to Saddlebag Lake, a vibrant 55+ community nestled in the heart of Polk County, Florida. This charming subdivision offers a delightful blend of serene living and active lifestyle, making it the perfect haven for retirees seeking a warm and welcoming environment.

Saddlebag Lake is renowned for its picturesque surroundings, featuring lush landscapes and breathtaking views of the tranquil lake that gives the community its name. Residents can enjoy leisurely strolls along the scenic walking paths, or simply relax in the beautiful parks and green spaces that dot the area. The community is designed with your comfort in mind, offering a variety of amenities that cater to an active adult lifestyle.

Homes in Saddlebag Lake are thoughtfully crafted to meet the needs of those aged 55 and better. With a range of single-family homes and manufactured options, each residence is designed for easy maintenance and comfort. Spacious layouts, modern finishes, and outdoor spaces perfect for entertaining make these homes truly special.

As a resident of Saddlebag Lake, you’ll have access to a vibrant social scene, with plenty of opportunities to engage with neighbors through clubs, activities, and events. Whether you're interested in arts and crafts, fitness classes, or simply enjoying the great Florida weather, there’s something for everyone here.

With its prime location in sunny Florida, Saddlebag Lake is just a short drive from local shopping, dining, and entertainment options. Experience the joy of community living in a place where every day feels like a vacation. Come discover the charm of Saddlebag Lake, where your best years are waiting to unfold!

Newest Saddlebag Lake Homes with 55+ Only

$92,000
1 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Your perfect Florida retirement starts right here at 117 Saddlebag Trail, where an exceptional active-adult lifestyle meets an unbeatable price of just $92,000! Located inside the highly desirable, gated Saddlebag Lake Resort, this beautifully updated property welcomes you with open arms.This home is completely move-in ready and furnished, allowing you to walk right in and start relaxing today—tasteful furniture and essentials are all included. You will love the fresh new flooring throughout the home, which makes the entire space feel incredibly bright, modern, and open. For your ultimate peace of mind, the plumbing has been fully updated, and a brand-new water heater and power cord were replaced just 2 years ago. The sellers have poured true pride of ownership into every corner and are ready to hand over the keys—fully furnished and complete with their personal golf cart with an owner's approval! Saddlebag Lake Resort is a wonderful pet-friendly resort offering a vibrant clubhouse where you can easily get to know your friendly neighbors. The community features a heated pool, a hot tub, a recreation room with pool tables, modern fitness equipment, and saunas. Stay active out on the tennis, pickleball, and shuffleboard courts, or enjoy a game of horseshoes and practice your swing at the driving range. There is even a beach house with a fully equipped kitchen that you can reserve for your private, lakefront parties! Of course, you can easily access the water at the community boat ramp to go boating and fishing.You will truly live like you're on vacation every day! All of these premium amenities are included, as well as your sewer, trash, and water services, right in the low quarterly HOA dues. Do not miss out on this exceptional opportunity!

117 Saddlebag Trail, Lake Wales
$179,900
2 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Located in the highly sought-after 55+ gated community of Saddlebag Lake Resort, this beautifully maintained Jacobsen 2-bedroom, 2-bath manufactured home is being offered fully furnished and is ready for you to enjoy from day one. Designed for both comfort and convenience, the home features attractive Pergo laminate flooring throughout the main living areas, offering style and easy maintenance. For added peace of mind, a whole-house generator powered by either gas or propane ensures reliable backup power during any weather. The well-appointed kitchen is equipped with a full suite of stainless-steel appliances, including a glass-top range, double-door refrigerator with ice maker and water dispenser, dishwasher, and microwave. Adjacent to the kitchen, the dining area features a table and chairs and a built-in cabinet, adding both character and convenient storage. One of the home's standout features is the spacious bonus room at the rear, providing the perfect space for a home office, craft room, hobby area, or additional living space. Outside, you'll find even more to love. A two-car carport offers ample covered parking, while a full-length covered walkway with durable composite decking leads to a relaxing, screened porch overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind in the evening. Outside, you'll find even more to love. A two-car carport offers ample covered parking, while a full-length covered walkway with durable composite decking leads to a relaxing screened porch overlooking the backyard—an ideal spot to enjoy your morning coffee or unwind in the evening. The low HOA fee includes water, sewer, garbage collection, and access to an impressive array of resort-style amenities. Residents enjoy a welcoming clubhouse with planned social activities, a sparkling community pool, screened hot tub, covered professional-grade shuffleboard courts, tennis and pickleball courts, horseshoe pits, and a recreation center featuring pool tables, fitness equipment, and a sauna. Outdoor enthusiasts will appreciate boating and fishing on beautiful Saddlebag Lake, relaxing on the community beach, or reserving the beach house for private gatherings. The pet-friendly community also features a dedicated dog park conveniently located near the driving range. Additional conveniences include an on-site post office and library. If you're looking for an active, carefree Florida lifestyle in a vibrant waterfront community, this exceptional home checks all the boxes. Schedule your private showing today—this exceptional home won't last long, and you won't want to miss the opportunity to make it yours!

12 Saddlebag Trail, Lake Wales
$215,000
2 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Welcome to 20 Beaverkill Drive, a beautifully maintained 2021 manufactured home located in the highly sought-after Saddlebag Lake Resort, one of Central Florida's premier gated 55+ communities where you own the land—no lot rent! Whether you're searching for a full-time residence, retirement home, winter retreat, or seasonal escape, this move-in-ready home offers the perfect combination of modern construction, low-maintenance living, and an exceptional resort lifestyle. Built in 2021, this home provides the peace of mind buyers are looking for, with virtually no major ticket items to worry about for years to come. Even better, the air conditioning system includes a transferable lifetime warranty, adding even more long-term value. Inside, you'll find a bright, open-concept floor plan designed for comfortable everyday living and effortless entertaining. The spacious living and dining areas flow seamlessly into the well-appointed kitchen, complete with a center island that provides additional seating, prep space, and storage. The home is being offered partially furnished, allowing you to settle in with ease. An inside laundry area with a stackable washer and dryer adds convenience, while the generously sized guest bedroom and oversized guest bathroom ensure family and friends have a comfortable place to stay. Step outside to the large screened enclosure, the perfect place to enjoy your morning coffee or unwind while taking in Florida's beautiful weather. Additional highlights include two separate driveways providing ample parking for multiple vehicles and guests, plus a storage shed that is already wired for electricity and ready for connection. Life at Saddlebag Lake Resort is about so much more than just owning a home—it's embracing an active, resort-style lifestyle. This resident-owned, gated community offers an impressive array of amenities, including a heated swimming pool and spa, clubhouse, fitness center, pickleball and tennis courts, shuffleboard, horseshoes, billiards, library, recreation hall, planned social events, clubs, dances, arts and crafts, and a full calendar of activities designed to keep you active and connected. Outdoor enthusiasts will appreciate access to Saddlebag Lake with boating, kayaking, bass fishing, a private boat ramp, and beautiful waterfront scenery right within the community. Conveniently located in Lake Wales, you'll enjoy easy access to shopping, restaurants, medical facilities, golf courses, and everyday conveniences while being just a short drive from some of Central Florida's most popular attractions. Spend the day at LEGOLAND® Florida Resort, explore the breathtaking beauty of Bok Tower Gardens, experience the excitement of Westgate River Ranch Resort & Rodeo, or venture to Walt Disney World®, Universal Orlando Resort™, SeaWorld®, Busch Gardens Tampa Bay®, and countless lakes, parks, and nature preserves. Whether you're looking for a permanent residence or the perfect Florida getaway, this exceptional property offers the ideal blend of comfort, convenience, recreation, and peace of mind. Don't miss your opportunity to own a beautiful newer home in one of Central Florida's most desirable active adult communities—schedule your private showing today!

20 Beaverkill Drive, Lake Wales
$155,000
1 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Located in the premier 55+ community of Saddlebag Lake Resort, where you own the land, this fully furnished and turnkey home is move-in ready and just waiting for its new owner! The home has a modern feel to it, with beautiful furnishings, and is tastefully decorated with a Florida motif throughout. Laminate flooring makes the home easy to clean and pet friendly. The entire home is on one level, no going up and down steps after you enter. There are two full bathrooms, one with a tub and shower combo. An on-demand water heater was installed in 2024, for instant hot water at a fraction of the cost. The living room is large and welcoming, and has a sleeper sofa for your overnight guests. The spacious family room at the back of the home has a separate air conditioner for maximum comfort. Grilling and chilling on the patio is just a step away, the perfect place to enjoy the outdoors! When you're ready to explore the resort, you'll find plenty to do so you can stay as active as you want, and you can arrive in style in the golf cart, it's included in the list price. Take a dip in the crystal clear pool, or relax in the screen-enclosed hot tub. Play a game of tennis, pickle ball, horse shoes or shuffleboard. Check out the rec room, with its pool tables and saunas, or the fitness center with its equipment to help you stay in shape. Get to know your neighbors at the clubhouse, where you can participate in planned activities, or join a club. The resort is pet friendly, with a dog park at the back. There's a lakeside beach house with covered patio and full kitchen that you can use for private parties, just reserve it. All of these great amenities are included in the low HOA dues, as well as your water, sewer and trash pick-up. Come for the winter, or live here year round! You won't even have to leave to get your mail, there's a post office onsite. Don't let this opportunity slip away, call now for your private tour before it's gone!

108 Silversides Street, Lake Wales
$270,000
2 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
This 2/2 LAKE SIDE Jacobsen manufactured home is located in the 55+ pet friendly, gated community of Saddlebag Lake Resort and comes fully furnished and turnkey. You'll love the stunning view of the lake from the full-width screened porch, and even from the main inside living space. The home was custom built with lots of premium upgrades, including luxury laminate flooring throughout, dolomite stone counter tops in the kitchen as well as both bathrooms, 9 ft. high ceilings and stainless steel appliances. The gourmet kitchen has a large island with bar stools, and plenty of cabinets so there's a place for everything. The owner's suite has a HUGE ensuite bathroom that features a relaxing spa. When you're ready to venture out, you can enjoy as active a lifestyle as you want. There's a crystal clear community pool, a hot tub, tennis, pickle ball and shuffleboard courts, horse shoes, a fitness center, a rec room with pool tables and saunas, a driving range, and a beach house that you can reserve at no cost for private events. Get to know your neighbors at the clubhouse and participate in planned activities, or join the club of your choice. There's a post office onsite, you don't even have to leave the resort to get your mail. Isn't it time you came home to Saddlebag Lake Resort? Call now to schedule your private tour and start living the good life today!

29 Woodruff Way, Lake Wales
$168,000
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
TRUE WATERFRONT LIVING! This 1/1 furnished home is on the water at Saddlebag Lake Resort, a 55+ gated community where you own the land. You can launch a boat right from your back yard and go fishing! There's a relaxing screened porch at the front, a large open deck with composite decking at the back (only 2 yrs. old), and a couple's swing in the side yard, so you'll have lots of choices about how to enjoy the outdoors. The home is all on one level, with a ramp for easy access. Inside you'll find a spacious main living area, which includes a living room, family room, kitchen and adjacent dining room. The secluded bedroom is tucked away next to the bathroom, with it's NEW shower stall, and inside laundry (washer & dryer approx. 5 yrs old). Perhaps your favorite part of the home will be the expansive Florida room (added just two years ago), with it's breathtaking views of the water. Other recent upgrades include new flooring in the kitchen; a new water heater; the refrigerator and glass top stove (5 yrs old) and the HVAC was replaced about 10 yrs. ago. Come for the winter or stay for a lifetime, this home is ready to be enjoyed by it's new owner. You'll feel like you're on vacation every day with all the resort has to offer, including tennis and pickle ball courts, shuffleboard and horse shoes, a sparkling community pool, hot tub, saunas, fitness room, rec room with pool tables, a driving range, even a dog park for your furry family members. You won't even have to leave the resort to get your mail, there's a post office on-site. The low quarterly HOA covers all of this, plus your water, sewer and trash pick up. You owe it to yourself to check this out before it's gone, so call now for your private tour!

29 Beaverkill Drive, Lake Wales
$55,000
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Are you looking for a place to enjoy retirement living on a budget? This could be the perfect setting! You'll be living the dream here, with so much to do you'll feel like you're on vacation every day. Swim in the sparkling community pool, relax in the hot tub, play tennis, pickle ball, shuffleboard or horse shoes, work out on the fitness equipment, practice your swing at the driving range, play pool or unwind in the sauna, go fishing and boating on Saddlebag Lake - all these amenities are for your use at a low HOA fee, which also includes your water, sewer and trash pick-up. The one bedroom, one bathroom home is livable, but in need of a makeover. It comes furnished, and has wall unit air conditioning. You could have it removed and place a new home on the lot, at this list price it's the same as our least expensive RV lot. Here at Saddlebag Lake Resort, you own the land, there's no lot rent. It's a pet friendly community, complete with a dog park, so even your furry family members will feel right at home. You owe it to yourself to check this out before it's gone, so call now to schedule your private tour.

13 Saddlebag Trail S, Lake Wales
$59,000
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Do you like to go fishing? This budget-friendly 1/1 furnished home located in Saddlebag Lake Resort, a pet friendly 55+ gated community where you own the land, would make a great fishing retreat, with a view of the water and access to the lake. The main living area has a comfortable living room with a large 3.5x9.5 storage closet for all your gear, plus a cozy kitchen just right for whipping up quick meals. The owners suite has a built-in closet and drawers, and is right next to the bathroom, which has been updated. An expansive family room at the back is currently set up with a bed, so the home could easily sleep four. There's an inside washer and dryer hook-up, and a new water heater for peace of mind. There's also a two-car carport to keep your vehicles cool and dry, a large covered patio for enjoying the outdoors in the shade, and a shed out back for extra storage. The lake side deck has a planter that would make a great place to grow some herbs, or dress it up with some tropical plants. When you're ready to check out the resort, take the golf cart, it stays for the new owner, too. Choose from swimming in the sparkling community pool, or relaxing in the hot tub, just for starters. Get to know your neighbors at the clubhouse during some of the many planned activities, or work out in the fitness center. Play a rousing game of tennis or pickle ball, or get challenged in a shuffleboard or horse shoes game. You can practice your swing at the driving range, or get involved in a friendly game of pool in the rec room. The low HOA includes your water, sewer and trash pick-up, plus use of all the amenities. With so much to offer, you'll want to make this little piece of paradise your own, so call now to schedule your private tour!

7 Blue Quill Circle, Lake Wales
$129,990
2 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
PRICE DROP! Situated on a desirable corner lot in the highly sought-after 55+ gated community of Saddlebag Lake Resort! This beautifully maintained 2-bedroom, 2-bath home is being offered fully furnished and is truly move-in ready—perfect as a full-time residence, seasonal retreat, or investment opportunity. Step inside and immediately notice the high ceilings and luxury vinyl flooring throughout (2021), creating a bright, open, and low-maintenance living space. The home’s thoughtful layout offers a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The open, light-filled kitchen provides ample cabinet and counter space, perfect for gatherings or casual dining. The spacious primary suite features a private ensuite bathroom and a convenient linen closet. A stackable washer and dryer in the hallway adds functionality without taking up valuable living space. The second bedroom and full bath offer flexibility for guests, a home office, or additional living space. Comfort is ensured year-round with a HVAC system replaced (2019), and the front steps were replaced (2020) for added safety and curb appeal. Outside, the property offers two separate driveways, giving you the flexibility to bring your boat while still leaving space for a car or visitors. Being on a corner lot, this home enjoys additional privacy and enhanced curb appeal, a rare and valuable feature in the community. Saddlebag Lake Resort offers a vibrant, resort-style lifestyle with amenities including a clubhouse with planned activities, heated pool and spa, fitness center, pickleball and tennis courts, shuffleboard, and a marina with direct lake access. For added convenience, residents also enjoy an on-site post office. Don’t miss the opportunity to own a fully furnished, move-in ready home on a corner lot in this amenity-rich community where you can enjoy the best of Florida living year-round!

56 Beaverkill Drive, Lake Wales
$99,000
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
This spacious home in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land, is just waiting for its new owner! Situated on a shaded corner lot, there is plenty of parking with a driveway at both the front and the rear of the home. Upon entering the front door, you'll find a large family room that's perfect for entertaining company, with a table for playing cards and comfortable seating for enjoying conversation. The huge living room is outfitted with an office nook and daybed, in addition to the new La-Z-Boy recliner. You'll love the kitchen, with it's double sinks, ample counter space and cabinets, and even a window seat. The bedroom comes complete with two electric-adjustable single beds. There's even a laundry closet with a washer and dryer stack. When you're ready to venture out, check out all this pet-friendly resort has to offer! There's a clubhouse where you can get to know your neighbors, a heated community pool, hot tub, rec room with pool tables, fitness equipment and saunas, tennis, pickle ball and shuffleboard courts, horse shoes, a driving range, and a beach house with a fully equipped kitchen that you can reserve for private lakefront parties. Of course, you can access the lake at the community boat ramp to go boating and fishing. You will live like you're on vacation every day! All of these amenities are included in the low quarterly HOA dues, as are your water, sewer and trash pickup - what a deal! There's even a post office on site, so you won't have to leave the resort to get your mail. You owe it to yourself to check this out before it's gone, so call now for your private tour!

27 Saddlebag Trail S, Lake Wales
$84,500
2 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Welcome to this charming 2-bedroom, 2-bath mobile home, completely furnished, in the premier 55+ Saddlebag Lake Resort community! This home has been thoughtfully upgraded throughout, featuring luxury vinyl flooring, a separate dining area, and a breakfast bar/office area with a beautiful butcher block countertop—perfect for work, crafts, or casual dining. Enjoy a roomy living room with a queen-size sofa bed offering comfortable space for family or guests. The primary bedroom includes a spacious en-suite bathroom with a newly updated shower, plus a connected laundry/utility workshop/storage room offering plenty of storage. Additional storage is available in two outdoor sheds—one for the included golf cart and the other for tools or extra equipment. The kitchen has been fully updated with modern finishes, making it both functional and stylish. Step outside and embrace the resort-style lifestyle with lake privileges, community boat ramp, fishing, dog park, and golf cart-friendly streets, plus amenities including a clubhouse, heated pool & spa, fitness center, tennis/pickleball courts, shuffleboard, and horseshoe pits. This home combines comfort, convenience, modern upgrades, and a vibrant community. Whether you’re looking for a relaxing retreat or an active lifestyle, everything you need is included—just move in and enjoy!

77 Silversides Street, Lake Wales
$99,900
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
One or more photo(s) has been virtually staged. Own your land and claim your own piece of Florida paradise in Saddlebag Lake Resort, a gated 55+ boating community in Lake Wales with no lot rent. This move-in-ready one-bedroom, one-bath home offers low-maintenance living in one of Central Florida’s most desirable active adult lakefront communities. Ideal as a winter retreat, snowbird getaway, full-time residence, or a potential income-producing property, the home features tile, laminate, and carpet flooring, central air conditioning, forced-air heating, and includes a washer, dryer, range, microwave, and refrigerator. The efficient layout is designed for comfortable living with minimal upkeep, giving you more time to enjoy the Florida sunshine and relaxed resort lifestyle. Situated on a 0.09-acre owned lot within this secure, gated community, the property provides both privacy and ease of maintenance. Saddlebag Lake Resort is known for its resort-style amenities and vibrant social atmosphere, including a heated swimming pool, hot tub, sauna, tennis and pickleball courts, shuffleboard, and a clubhouse with a fitness center, library, and active calendar of community events. Boating and fishing enthusiasts will appreciate the private boat ramp, marina access, and docks on Saddlebag Lake. Conveniently located near Highway 27 with easy access to Orlando, Tampa, shopping, dining, golf, medical facilities, airports and Central Florida attractions, this home offers both peaceful lake living and practical accessibility. The community allows rental opportunities (buyer to verify current association guidelines), making this not only a perfect seasonal escape for snowbirds but also a smart long-term investment in a sought-after Florida 55+ community. ***Bonus*** Golf cart included! Schedule your private showing today.

6 Red Quill Circle, Lake Wales
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