Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, Florida, where sunshine meets serenity! Nestled in the heart of Charlotte County, Port Charlotte is a vibrant community known for its beautiful waterways, lush landscapes, and friendly atmosphere. With its prime location on the Gulf Coast, residents enjoy a laid-back lifestyle filled with outdoor activities, from boating and fishing to exploring the numerous parks and nature preserves.

One of the standout features of Port Charlotte is its affordability. Here, you can find a variety of charming homes priced under $400,000, making it an ideal destination for first-time buyers, families, and retirees alike. These homes range from cozy single-family residences to spacious townhouses, each offering unique character and amenities. Many properties boast open floor plans, updated kitchens, and outdoor spaces perfect for entertaining or simply soaking up the Florida sun.

Living in Port Charlotte means having access to top-notch schools, shopping centers, and healthcare facilities, all while being just a short drive away from the stunning beaches of the Gulf of Mexico. The community is also rich in cultural experiences, with local art galleries, theaters, and festivals that celebrate the vibrant spirit of this coastal town.

Whether you're looking for a peaceful retreat or an active lifestyle, Port Charlotte has something for everyone. Discover your dream home in this welcoming neighborhood and embrace the joys of Florida living today!

Newest Port Charlotte Homes under $400,000

105 Revere Street Nw, Port Charlotte
$249,999
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Welcome to your ultimate turnkey Florida retreat! Located at 105 Revere St NW, this pristine 2-bedroom, 2-bathroom single-family home blends an unbeatable waterfront lifestyle with modern comfort, and minutes away from the area's best boating, dining, and Gulf beaches.

105 Revere Street Nw, Port Charlotte
1046 Rhinelander Street, Port Charlotte
$345,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Built in 2024 and feels BRAND NEW! The entire home has HURRICANE IMPACT GLASS WINDOWS AND DOORS!!! This 4 bed, 2 bath home is very close to the North Port Coco Plum Shops and it shows like a model! As you enter the home, you will notice the open floor plan, an abundance of natural light, and luxurious finishes throughout— to include the bead-board in the main areas, great room built-ins, and GORGEOUS wood-look tile floors throughout the entire home! As you are standing in the foyer, three bedrooms and a bathroom are to the right, and entrance to the primary suite is to the left, near the dining room. The kitchen opens to the great room- perfect for entertaining! The kitchen has quartz countertops, white shaker cabinets, closet pantry, stainless appliances, and a huge island with seating. The primary suite has a sizable bedroom with plenty of room for a king-sized bed, nightstands, 2 dressers AND it even has dual walk-in closets. The primary bath has a beautiful shower with tile to the ceiling, huge vanity with quartz countertops and dual sinks, a private water closet and shelving for linens. On the opposite side of the home is the guest bathroom with shower/tub combo and quartz vanity. Entrance to the expansive covered patio is just through the sliders in the great room—a perfect setting to enjoy your morning coffee or evening cocktail. The laundry room is located near the kitchen and garage. The ceilings in the garage are 12 feet tall— ideal for installing storage. There are NO HOA or CDD fees for this neighborhood and no deed restrictions. The entire home has hurricane impact glass windows and doors-- so no need for any hurricane shutters! Because this house is built so high, the flood insurance is extremely reasonable at just $1519 per year! PLUS-- the homeowners insurance is only $840 per year! You can’t beat this location in Port Charlotte- right on the border of North Port! Quick access to both US-41 & I-75! Located near great schools (including Imagine School of North Port) award winning golf courses, parks/playgrounds and warm gulf beaches. CocoPlum Village is nearby with many shops and restaurants. North Port Aquatic Center is also in close-proximity, with heated pool and waterpark! Within the city of North Port, you will also find downtown Wellen Park— featuring Cool Today Park (Atlanta Braves Spring Training Stadium)! Downtown Wellen is situated around a huge lake with walking/jogging paths, kayak rentals, boutique shopping, restaurants, coffee shop, wine bar, ice cream shop, food trucks, splash pad, playground, weekly farmer’s market, and TONS of events!

1046 Rhinelander Street, Port Charlotte
18147 Vincent Avenue, Port Charlotte
$304,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Virtually Staged. Under Construction. Estimated delivery December. SPECIAL INCENTIVES: get up to $16k in builder-paid closing costs, rate buydowns, and prepaids when using preferred lender and title. The Cayo Costa combines open-concept living with a smart split-bedroom layout, offering three bedrooms plus a den and two bathrooms. Perfectly designed for entertaining, the main living area showcases a soaring vaulted ceiling that seamlessly connects the kitchen, dining area, and expansive Great Room. A large freestanding island provides the ideal centerpiece for both casual meals and social gatherings, while sliding glass doors extend the living space to a covered lanai for effortless indoor-outdoor living. The private Primary Suite is a true retreat, featuring two spacious walk-in closets and a well-appointed en-suite bathroom. On the opposite side of the home, two comfortable guest bedrooms share a full bath, ensuring both privacy and convenience. A versatile den with French doors offers the perfect space for a home office, study, or creative flex room. Highlights of the Cayo Costa include: Quartz countertops in kitchen and baths, designer cabinetry with soft-close doors, stainless steel kitchen appliance package, upgraded plank tile flooring in main living areas, hurricane-impact windows and doors, attached 2-car garage with direct laundry access, and more! Pictures, renderings, & virtual tour are of similar home & are used for display purposes only.

18147 Vincent Avenue, Port Charlotte
5172 Montego Lane, Port Charlotte
$309,499
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Under Construction. Discover the allure of Lennar's standalone homes throughout Gulf Cove, FL, where you can enjoy the advantages of a Lennar home with zero HOA fees. This new single-story home is a modern take on a classic design. Down the foyer is a spacious and open-plan family room which has direct access to the cozy dining room, well-equipped kitchen and attached patio, perfect for everyday living. In a private corner is the owner’s suite with a convenient adjoining bathroom, while on the opposite side of the home are three secondary bedrooms to offer restful retreats. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is Feb/Mar 2027.

5172 Montego Lane, Port Charlotte
540 Kellstadt Street Nw, Port Charlotte
$290,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
A POOL HOME FOR UNDER $300K? YES! Your Florida dream just got more affordable! Welcome to this inviting Port Charlotte home featuring nearly 1,700 sq. ft. of living space, 2 bedrooms, 2 bathrooms, and a 2-car garage. The desirable split-bedroom floor plan offers added privacy, with walk-in closets in both bedrooms. The interior features a living and dining room combination, plus a separate family room and dinette area that opens to the kitchen, complete with newer stainless steel appliances. Enjoy Florida living in the heated pool, with convenient pool access through the guest bathroom. Major updates include a 2024 A/C, 2020 roof, 2020 electrical panel, and pool cage rescreening in 2023. Hurricane protection includes impact windows and accordion shutters on the remaining windows. No carpet throughout! The low-maintenance, shell-landscaped yard features minimal grass, leaving more time to enjoy the outdoors. The home may also be sold completely furnished! Conveniently located near shopping, restaurants, and everyday amenities, with an easy drive to Gulf beaches, historic downtown Punta Gorda, waterfront dining, boating, and entertainment.

540 Kellstadt Street Nw, Port Charlotte
2241 Aaron Street, Port Charlotte
$199,900
2 Beds ⋅ 1 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Welcome to your Florida waterfront retreat! Situated on an oversized, approximately 0.27-acre homesite with an impressive 80 feet of lake frontage, this charming Port Charlotte home offers water views and the opportunity to enjoy the best of Florida living. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this property offers plenty of potential and room to make it your own. Step inside to discover a bright and functional layout featuring tile flooring throughout the main living areas, a practical galley-style kitchen with abundant cabinetry and generous counter space, and comfortable living and dining areas. The home offers 2 bedrooms, 1 bathroom, and an enclosed lanai, creating a versatile space ideal for a home office, additional sitting area, or a peaceful spot to enjoy your morning coffee while taking in the beautiful waterfront scenery. Additional features include an indoor utility/laundry area, welcoming front entry, attached carport, oversized driveway, and separate workshop/storage space. Outside, the possibilities are endless! The backyard provides ample room to create your dream outdoor living space, entertain guests, or simply unwind while enjoying the peaceful lakefront setting. Conveniently located near shopping, dining, and everyday amenities, this property combines a desirable waterfront setting with convenient access to everything Port Charlotte has to offer. Don't miss this opportunity to own a piece of Florida waterfront living with incredible potential!

2241 Aaron Street, Port Charlotte
1281 Yorkshire Street, Port Charlotte
$298,500
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Set on an oversized 0.28-acre CORNER LOT with a FULLY FENCED, private backyard, a heated SALTWATER pool, and an ASSUMABLE RATE mortgage for qualified buyers, this beautifully updated 3-bedroom, 2-bathroom home with a bonus room offers the space, privacy, savings, and peace of mind that today’s buyers are searching for. Graced by a majestic oak tree, the home offers an oversized driveway with ample parking space. It has also been thoughtfully upgraded from top to bottom, featuring a 2023 roof, HURRICANE IMPACT windows and doors throughout, a 2024 A/C system, a 2024 tankless water heater, a 2025 pool heater, and a brand new electrical panel. Step inside to discover elegant white plank ceilings, crisp crown molding, recessed lighting, and durable tile flooring throughout the main living areas. The inviting great room offers an abundance of space to relax and entertain and flows seamlessly into the sun-filled kitchen, showcasing white shaker cabinetry with soft close doors and drawers, gleaming quartz countertops, 2024 stainless steel appliances, and stylish matte black fixtures. The primary suite is a peaceful retreat with an en suite bathroom featuring a quartz vanity and a tiled walk-in shower. Two additional bedrooms provide generous space, each with a built-in closet. The back bedroom and the versatile bonus room both feature durable tongue and groove laminate flooring, and the bonus room’s sliding glass doors open right to the pool, making it an ideal home office, gym, or creative space. The guest bathroom has been tastefully refreshed with a quartz vanity, new toilet, and tiled tub and shower. Outside, embrace the quintessential Florida lifestyle in your heated saltwater pool, set within a spacious 35x24 screened enclosure and overlooking an expansive yard with endless room to play, garden, or entertain. The septic system was also recently pumped and cleaned. Ideally located in Port Charlotte along the shores of beautiful Charlotte Harbor, an area renowned for its fishing, boating, and breathtaking sunsets, this home is just 5.4 miles from the stunning Sunseeker Resort and minutes from Port Charlotte Town Center, grocery stores, restaurants, medical facilities, and easy I-75 access, with Punta Gorda Airport, historic downtown Punta Gorda, and Gulf Coast beaches all within a short drive. This exceptional home truly checks every box. Schedule your private showing today!

1281 Yorkshire Street, Port Charlotte
23231 Macdougall Avenue, Port Charlotte
$329,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Virtually Staged. Under Construction. Estimated delivery January. SPECIAL INCENTIVES: Get up to $18k toward closing costs, rate buydowns, and prepaids at closing when using preferred lender and title. The St. Augustine blends elegant design with everyday functionality, offering the perfect balance of indoor comfort and outdoor living. A welcoming covered front porch leads into the heart of the home, where an open-concept layout with a vaulted ceiling creates a sense of spaciousness and flow. The dining area with double windows, gourmet kitchen with a freestanding island and pantry of, and expansive Great Room with sliding glass doors all work together to maximize natural light and create an inviting atmosphere. Step outside to the large covered lanai—ideal for relaxing or entertaining. The private Primary Suite is a true retreat, featuring two generous walk-in closets and an en-suite bathroom with a dual sink vanity, a tiled walk-in shower, and a large linen closet for added convenience. On the opposite side of the home, three additional bedrooms provide flexibility for family, guests, or the perfect home office. Additional features include: Quartz countertops in kitchen and baths, Shaker-style cabinetry with soft-close doors, stainless steel kitchen appliance package, upgraded plank tile flooring in main living areas, hurricane-impact windows and doors, covered entry, and an attached 2-car garage with direct access to the laundry room. Pictures, renderings, & virtual tour are of similar home & are used for display purposes only.

23231 Macdougall Avenue, Port Charlotte
18505 Cochran Boulevard, Port Charlotte
$219,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Short Sale. Short sale - All offers are subject to lender's approval. There's a lot to love about this house including (but not limited to) ceramic tile throughout the whole house including the bedrooms, a new metal roof (2023), an open floor plan, a n updated kitchen with an abundance of wood cabinets and counter space, and a large primary bedroom with a huge walk-in closet already equipped with close organizers. A large lanai on the back of the house can be enjoyed any time of the day since the lanai faces south and there's never any direct sunlight that can be bothersome. Needing only some minor TLC including exterior paint, this is a great home for the price. Situated on a large corner lot, the location has the convenience of being within a mile of the shopping areas and Port Charlotte High School, and within 10 minutes of the beach complex.

18505 Cochran Boulevard, Port Charlotte
18651 Ashcroft Circle, Port Charlotte
$237,500
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Welcome to this remodeled home in a desirable area with NO HOA, at an affordable price. This three bedroom, two full bath home with a bonus room is ready for your enjoyment and lifestyle. This neighborhood is conveniently located, yet still removed just enough for peace and quiet. You will find all you daily necessities like grocers, shopping and medical services within a 15 minute drive. Two boat ramps within a 10 minute drive. Parks, dining and entertainment within a 15 minute drive. On the exterior, the home offers character with modern touches. The newly installed roof and impact windows will protect for years to come. You can pull into the driveway for two cars plus a one car garage with automatic door opener. The garage can be used as storage or to keep your toys. The yard if completely fenced with lots of mature trees for shade. You have lots more storage with-in the two sheds in the yard. The sheds are also wired with electrical outlets and one has a panel and AC. The best part is the huge screened in lanai. The lanai offers shade all day to enjoy your coffee in the morning and a drink in the evening. The lanai also has a hook up for a hot tub. In the interior, a semi open split floor plan features porcelain tile throughout. As you walk into the house, you have plenty of natural light welcoming you to the living room and dining room combo. The large kitchen has been updated and offers lots of cabinet space, recessed lighting, granite countertops and stainless steel appliances. The large granite counter top has space for six high-top chairs that can be used as a breakfast bar. The hallway bath has been completed gutted and remodeled. The master offers a larger built-in closet and on-suite. The on-suite is spacious with a walk-in shower. The bonus room off the dining area can be used as an office, separate dining area, reading area or whatever you desire. For added peace of mind, this home comes with a one year home warranty! Come see your potential next home today. Seller financing available.

18651 Ashcroft Circle, Port Charlotte
175 Troutdale Street, Port Charlotte
$295,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Under Construction. SOLD AS IS - INVESTOR ALERT! Opportunity in Port Charlotte! This 3-bedroom, 2-bath home with a den and 2-car garage offers a functional open-concept layout and is ready for its next owner to complete. Cabinets, granite countertops, and tile flooring are already installed. The spacious kitchen features an island and opens to the main living area. The primary suite includes a walk-in closet and private bath. Conveniently located near shopping, dining, and Southwest Florida's Gulf Coast beaches. Great opportunity for an investor, builder, or buyer looking to finish the home and add their own final touches.

175 Troutdale Street, Port Charlotte
16842 Toledo Blade Boulevard, Port Charlotte
$285,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Beautifully updated 3-bedroom, 2-bath home with a 2-car garage, ideally located in Port Charlotte near the North Port city line! This move-in-ready home features tile flooring throughout, a newer roof and HVAC system, a gorgeous kitchen with quartz countertops, and beautifully tiled bathrooms. Additional upgrades include all-new lighting, fixtures, electrical receptacles, and fresh interior paint throughout. Conveniently located near shopping, dining, and area beaches. A must-see!

16842 Toledo Blade Boulevard, Port Charlotte
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