Port Charlotte Homes under $400,000

Port Charlotte Homes under $400,000

Welcome to Port Charlotte, Florida, where sunshine meets serenity! Nestled in the heart of Charlotte County, Port Charlotte is a vibrant community known for its beautiful waterways, lush landscapes, and friendly atmosphere. With its prime location on the Gulf Coast, residents enjoy a laid-back lifestyle filled with outdoor activities, from boating and fishing to exploring the numerous parks and nature preserves.

One of the standout features of Port Charlotte is its affordability. Here, you can find a variety of charming homes priced under $400,000, making it an ideal destination for first-time buyers, families, and retirees alike. These homes range from cozy single-family residences to spacious townhouses, each offering unique character and amenities. Many properties boast open floor plans, updated kitchens, and outdoor spaces perfect for entertaining or simply soaking up the Florida sun.

Living in Port Charlotte means having access to top-notch schools, shopping centers, and healthcare facilities, all while being just a short drive away from the stunning beaches of the Gulf of Mexico. The community is also rich in cultural experiences, with local art galleries, theaters, and festivals that celebrate the vibrant spirit of this coastal town.

Whether you're looking for a peaceful retreat or an active lifestyle, Port Charlotte has something for everyone. Discover your dream home in this welcoming neighborhood and embrace the joys of Florida living today!

Newest Port Charlotte Homes under $400,000

574 Azalea Avenue Nw, Port Charlotte
$314,900
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
WELCOME TO YOUR PRIVATE FLORIDA OASIS! This beautifully updated 2-bedroom, 2-bathroom POOL HOME with a 2-car garage is situated on a desirable CORNER LOT in Port Charlotte and offers an inviting OPEN FLOOR PLAN with a SPLIT-BEDROOM DESIGN. Freshly painted inside and out, this move-in-ready home features a spacious living area with luxury plank flooring, crown molding throughout, and an updated galley kitchen complete with granite countertops, newer appliances, abundant cabinetry, and plenty of storage space. Both bathrooms have been tastefully remodeled with walk-in showers, while the primary suite offers a spacious walk-in closet and private bathroom. Step outside to your own PRIVATE BACKYARD RETREAT, perfect for enjoying the Florida lifestyle! The HEATED SALTWATER POOL, approximately 5.5 feet deep, is surrounded by an expanded paver pool deck, offering plenty of space for lounging, entertaining, and soaking up the Florida sunshine. The spacious 12' x 24' SCREENED LANAI features NO-SEE-UM SCREENING for added comfort, while the stylish black metal fenced backyard provides an inviting outdoor setting. Additional highlights include a CIRCULAR DRIVEWAY, storage shed, HVAC replaced in 2021, plumbing updates in 2021, a NEW WATER HEATER, hurricane shutters, and a spacious 2-car garage with additional storage cabinetry. With numerous updates, beautiful indoor and outdoor living spaces, and a convenient Port Charlotte location, this home is ideal for year-round living or a seasonal Florida getaway. Enjoy your own slice of paradise with a beautiful pool, inviting outdoor spaces, and all the comforts of home. Schedule your private showing today!

574 Azalea Avenue Nw, Port Charlotte
2437 Ivanhoe Street, Port Charlotte
$220,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Great opportunity in Port Charlotte! This 2-bedroom, 2-bath home offers 1,307 sqft of living space plus an additional flex room, an attached 1-car garage, and a spacious 10,000 sqft lot. Convenient location near shopping, dining, medical centers, and Charlotte Harbor beaches. A great option for homeowners or investors looking to add value in a growing area! Property will be conveyed by Quitclaimdeeed. Seller makes no representation or warranty that title is marketable or insurable and will not undertake or pay for title-curative proceedings.

2437 Ivanhoe Street, Port Charlotte
423 Waterside Street, Port Charlotte
$239,000
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
4 BEDROOMS! NEWER ROOF, NEW AC, UPDATED MAJOR SYSTEMS, CITY WATER & SEWER, AND NO FLOOD ZONE! Excellent opportunity to own a spacious 4-bedroom, 2-bathroom home in a desirable Port Charlotte neighborhood! Featuring approximately 2,100 square feet of living space, this property has several major improvements already completed, including a newer roof, brand-new AC system, updated electrical panel, updated plumbing, and newer hot water heater. Located outside the high-risk flood zones, with public city water and sewer. Inside, you'll find a spacious and functional floor plan with multiple living areas, a kitchen featuring granite countertops, stainless steel appliances, and light cabinetry, plus a separate indoor laundry room. The permitted garage conversion provides a fourth bedroom, adding valuable living space and flexibility. Additional highlights include a charming brick fireplace, updated flooring throughout much of the home, a large screened-in lanai, and a fully fenced backyard with privacy fencing, providing plenty of room for outdoor activities, pets, and entertaining. The property is situated in an established neighborhood with convenient access to shopping, restaurants, schools, parks, and major roadways. With many of the expensive improvements already completed, the home provides an excellent opportunity to add value through minor cosmetic updates and personal finishing touches. One bedroom currently needs flooring installed.

423 Waterside Street, Port Charlotte
4404 Shappell Street, Port Charlotte
$350,000
3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Enjoy Florida living in this spacious 3-bedroom, 2.5-bathroom POOL HOME with a CONVERTED GARAGE, situated on an OVERSIZED CORNER LOT in Port Charlotte! Featuring HIGH VAULTED CEILINGS, a SPLIT-BEDROOM FLOOR PLAN, and inviting indoor-outdoor living spaces, this home offers comfort, flexibility, and plenty of room to entertain. INTERIOR FEATURES The bright, open living and dining areas flow seamlessly into the kitchen, while a separate family room provides additional living and entertaining space. • High vaulted ceilings • Tile and luxury vinyl flooring throughout • Open living and dining room • Separate family room • Split-bedroom floor plan KITCHEN The spacious EAT-IN KITCHEN offers a functional layout with plenty of storage and room for casual dining. • NEWER stainless steel appliances • Granite countertops • Breakfast bar • Closet pantry PRIMARY SUITE • Dual walk-in closets • Private en-suite bathroom • Dual-sink vanity • Walk-in shower • Linen closet GUEST BEDROOMS & BATHROOMS • Two guest bedrooms on a split-bedroom floor plan for privacy • Shared full guest bathroom with lanai access • Additional half bathroom for convenience CONVERTED GARAGE / BONUS ROOM The original TWO-CAR GARAGE has been converted into a versatile FOURTH BEDROOM/BONUS ROOM with a MINI-SPLIT A/C SYSTEM for added comfort. Ideal for a home office, fitness room, hobby space, or additional living area, this flexible space also offers the potential to be converted back into a two-car garage. OUTDOOR LIVING Enjoy your own PRIVATE BACKYARD RETREAT! The spacious SCREENED LANAI offers plenty of room for outdoor dining and entertaining, while the PRIVATE POOL provides the perfect place to relax and unwind. The expansive backyard features a FIRE PIT and plenty of room to expand your outdoor entertaining space. • Large screened lanai • Private swimming pool • OVERSIZED CORNER LOT • Spacious backyard with fire pit • Plenty of potential for additional outdoor living UPDATES & ADDITIONAL FEATURES • NEWER ROOF • NEWER A/C SYSTEM • NEWER APPLIANCES • HOME HAS BEEN REPIPED • Mini-split A/C in converted garage • HURRICANE IMPACT WINDOWS across the front of the home • HURRICANE IMPACT DOOR AREA HIGHLIGHTS Conveniently located in PORT CHARLOTTE, this home offers easy access to shopping, dining, medical facilities, golf courses, and outdoor recreation. Enjoy nearby PORT CHARLOTTE BEACH PARK with Charlotte Harbor views, a fishing pier, and boat ramp. Explore historic downtown PUNTA GORDA and FISHERMEN'S VILLAGE for waterfront dining, shopping, and entertainment. Boating, fishing, nature trails, and the beautiful Gulf beaches of ENGLEWOOD and BOCA GRANDE are all within driving distance. With its GENEROUS LIVING SPACE, PRIVATE POOL, OVERSIZED LOT, and NUMEROUS UPDATES, this home offers a wonderful opportunity to enjoy the SOUTHWEST FLORIDA LIFESTYLE!

4404 Shappell Street, Port Charlotte
539 Woodland Avenue Nw, Port Charlotte
$325,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
A MUST SEE...Located at 539 Woodland Ave. Port Charlotte, FL 33952 offers 2 bedrooms, 2 bathrooms, attached OVERSIZED 1 car garage, year round AIR CONDITIONED LANAI, an OVERSIZED LOT, a private HEATED pool, and the added advantage of a DETACHED BLOCK-CONSTRUCTION GARAGE. The outdoor living area features an in-ground gunite/concrete POOL built in 2019 with heater, screened pool cage, and covered lanai, providing a comfortable setting for enjoying the Southwest Florida lifestyle. One of the property's standout features is the DETACHED 14' x 28' block garage, built in 2020, with ELECTRICITY, a 9' x 8' OVERHEAD DOOR, a separate 3' x 8' side entry door, and its OWN CONCRETE DRIVEWAY. Ideal for additional vehicle, boat, jet ski storage, a workshop, hobbies, or equipment. A 12' x 16' BACKYARD storage SHED offers even more storage space. Major improvements include a 2022 roof, 2020 air conditioning system, 2020 hot water heater, and 2017 electrical panel. HURRICANE SHUTTERS provide an additional storm-protection feature. The oversized lot, year round air conditioned lanai, heated swimming pool, covered lanai, detached garage, and additional storage make this a property worth exploring for buyers searching for a Port Charlotte home with outdoor amenities and functional garage space. Conveniently located in Port Charlotte with access to area shopping, dining, medical facilities, parks, golf, and Southwest Florida's coastal attractions.

539 Woodland Avenue Nw, Port Charlotte
557 Adalia Terrace, Port Charlotte
$304,990
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Virtually Staged. Under Construction. NEW CONSTRUCTION - estimated delivery November! SPECIAL INCENTIVES: Get up to $18k toward closing costs, rate buydowns, and prepaids at closing when using preferred lender and title. The Cayo Costa combines open-concept living with a smart split-bedroom layout, offering three bedrooms plus a den and two bathrooms. Perfectly designed for entertaining, the main living area showcases a soaring vaulted ceiling that seamlessly connects the kitchen, dining area, and expansive Great Room. A large freestanding island provides the ideal centerpiece for both casual meals and social gatherings, while sliding glass doors extend the living space to a covered lanai for effortless indoor-outdoor living. The private Primary Suite is a true retreat, featuring two spacious walk-in closets and a well-appointed en-suite bathroom. On the opposite side of the home, two comfortable guest bedrooms share a full bath, ensuring both privacy and convenience. A versatile den with French doors offers the perfect space for a home office, study, or creative flex room. Highlights of the Cayo Costa include: Quartz countertops in kitchen and baths, designer cabinetry with soft-close doors, stainless steel kitchen appliance package, upgraded plank tile flooring in main living areas, hurricane-impact windows and doors, attached 2-car garage with direct laundry access, and more! Pictures, renderings, & virtual tour are of similar home & are used for display purposes only.

557 Adalia Terrace, Port Charlotte
17507 Wellsley Avenue, Port Charlotte
$342,990
4 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Under Construction. New construction - estimated delivery December! SPECIAL INCENTIVES: Get up to $18k toward closing costs, rate buydowns, and prepaids at closing when using preferred lender and title. The St. Augustine blends elegant design with everyday functionality, offering the perfect balance of indoor comfort and outdoor living. A welcoming covered front porch leads into the heart of the home, where an open-concept layout with a vaulted ceiling creates a sense of spaciousness and flow. The dining area with double windows, gourmet kitchen with a freestanding island and pantry, and expansive Great Room with sliding glass doors all work together to maximize natural light and create an inviting atmosphere. Step outside to the large covered lanai—ideal for relaxing or entertaining. The private Primary Suite is a true retreat, featuring two generous walk-in closets and an en-suite bathroom with a dual sink vanity, a tiled walk-in shower, and a large linen closet for added convenience. On the opposite side of the home, three additional bedrooms provide flexibility for family, guests, or the perfect home office. Additional features include: Quartz countertops in kitchen and baths, Shaker-style cabinetry with soft-close doors, stainless steel kitchen appliance package, upgraded plank tile flooring in main living areas, hurricane-impact windows and doors, covered entry, and an attached 3-car garage with direct access to the laundry room. Pictures, renderings, & virtual tour are of similar home & are used for display purposes only.

17507 Wellsley Avenue, Port Charlotte
21314 Austin Avenue, Port Charlotte
$194,900
2 Beds ⋅ 1 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
OLD FLORIDA CHARM MEETS MODERN-DAY CONVENIENCE! NO HOA, PUBLIC WATER & SEWER, AND FLOOD ZONE X500!** Welcome to this charming, METICULOUSLY MAINTAINED 2-bedroom, 1-bathroom home offering 897 square feet of living space, where vintage character meets modern conveniences! Exceptionally clean and beautifully cared for, this home is a delightful time capsule featuring gorgeous terrazzo flooring throughout and a timeless Florida feel. From the moment you arrive, you'll appreciate the beautiful curb appeal and covered carport awning providing shade for your vehicle. But the charm doesn't stop inside! Enjoy TWO screened-in patios and a beautifully landscaped backyard surrounded by privacy fencing, creating your own PRIVATE OUTDOOR RETREAT! Perfect for entertaining or simply unwinding, the backyard features a dedicated fire circle area and multiple inviting seating spaces for gathering with friends and family. The property also features TWO STORAGE SHEDS, including a larger shed equipped with ELECTRICITY, offering excellent space for storage, hobbies, or crafts! Major improvements include a METAL ROOF (2022), WATER HEATER (2023), and A/C (2009). Additional highlights include NO HOA, PUBLIC WATER AND SEWER, and FLOOD ZONE X500! Located in the HEART OF PORT CHARLOTTE, you're approximately 2 minutes from US-41, 5–10 minutes from shopping and dining, and less than 5 minutes from TWO hospitals! Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this home offers the perfect combination of character, privacy, and convenience. **SCHEDULE YOUR PRIVATE SHOWING TODAY!**

21314 Austin Avenue, Port Charlotte
3065 Clifford Street, Punta Gorda
$379,900
3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33980 Zip Code
Virtually Staged. WATERFRONT LIVING + A PRIVATE IN-LAW SUITE + NO HOA! Set on a canal in Port Charlotte Sec 13, this 3-bedroom, 3-bath concrete block ranch delivers 2,090 sq ft of heated living space and the flexibility today's buyers are looking for. Step inside to a bright foyer that opens into a sun-filled great room with soaring vaulted ceilings, an open floor plan and a wet bar made for entertaining. The kitchen is a showstopper, with crisp white cabinetry, solid surface counters, a statement range hood and room for everyone to gather. The split floor plan gives the primary suite its own private retreat, complete with a walk-in closet and an en suite bath with garden tub. Need space for guests, extended stays or a home office? The attached in-law suite (approx. 368 sq ft) has its own bedroom, full bath, kitchenette and PRIVATE ENTRANCE. Outside, the screened, covered lanai flows to a fenced backyard with a paver patio, fruit trees and mature landscaping, all overlooking the canal, with canal-fed irrigation to keep everything lush and green. Bonus features include an attached garage, storage shed, workshop, rain gutters and storm protection. Minutes to shopping, dining, golf, boating and Gulf beaches, with easy access to US-41 and I-75. Homes with this much space, versatility and water views don't come along often. Schedule your private showing today! Buyer to verify all information, including room dimensions, water access and flood zone.

3065 Clifford Street, Punta Gorda
20477 Midway Boulevard, Port Charlotte
$235,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Solar panels paid off by the seller at closing, a welcoming fireplace, and a game room with the pool table included! This three-bedroom, two-bath home on Midway Boulevard near US 41 in Port Charlotte offers comfortable gathering spaces with room to relax and entertain. The kitchen features white cabinetry, contrasting dark countertops, stainless steel appliances, and a breakfast bar adjoining the dining area. Tile flooring runs through the main living spaces while the living room’s fireplace provides an inviting focal point. A former garage bay was converted into a billiards room and makes game night easy! A separate one-car garage provides parking or storage, with additional parking in the broad driveway. Mature trees and established landscaping frame the home. The seller will pay off the solar panels at closing, so the buyer will have no remaining solar loan balance to assume. Upgrades include: Tankless water heater 4/2026, solar system in 1/2025. AC and shingle reroof both in 2018.

20477 Midway Boulevard, Port Charlotte
1092 Archer Street, Port Charlotte
$338,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Welcome to your dream home! This stunning, brand-new three-bedroom, two-bath residence features a bright, open layout designed for modern living. Soaring ceilings, elegant oversized baseboards, and tile flooring throughout the main living areas create a polished, inviting feel, while the bedrooms are comfortably carpeted. The spacious kitchen features granite countertops and upgraded cabinetry, flowing seamlessly into the great room—perfect for entertaining or relaxing at home. The private primary suite offers a tray ceiling, dual granite sinks, and a luxurious five-foot tiled shower. Enjoy the outdoors from the covered lanai, with Bahia sod and an irrigation system adding convenience to the landscaping. A garage door opener is included, and the centrally located neighborhood offers public water. Come see for yourself why this Adams home is an excellent choice. The builder pays the majority of closing costs when you use a preferred lender. Prices are subject to change.~ Information is subject to errors and omissions~.

1092 Archer Street, Port Charlotte
1066 Fletcher Street, Port Charlotte
$240,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
More details coming soon for this spacious 2 bedroom home in preferred flood zone X!

1066 Fletcher Street, Port Charlotte
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