On Top Of The World Homes under $250,000

On Top Of The World Homes under $250,000

Welcome to On Top Of The World, a vibrant and welcoming subdivision nestled in the heart of sunny Florida! This exceptional community offers an enchanting lifestyle for those seeking a blend of comfort, convenience, and camaraderie. With a reputation for its friendly neighbors and engaging amenities, On Top Of The World is more than just a place to live; it’s a place to thrive.

One of the standout features of this delightful community is its array of homes priced under $250,000. This makes it an ideal choice for first-time homebuyers, retirees, and anyone looking to embrace the Florida lifestyle without breaking the bank. The homes in On Top Of The World boast charming designs, modern finishes, and well-maintained landscapes, ensuring that residents enjoy both style and functionality.

Living in On Top Of The World means you’ll have access to a wealth of amenities that cater to your every need. Take a leisurely stroll through the beautifully manicured parks, enjoy the refreshing swimming pools, or engage in various recreational activities at the community center. The subdivision also offers convenient access to shopping, dining, and entertainment options, making it easy to enjoy everything that Florida has to offer.

Whether you’re looking for a cozy retreat or a lively community filled with activities, On Top Of The World is the perfect place to call home. Experience the charm and warmth of this unique subdivision, where affordability meets quality living in the beautiful Sunshine State!

Newest On Top Of The World Homes under $250,000

9157 Sw 82nd Terrace Unit B, Ocala
$174,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Updated Villa in On Top of the World! This inviting home features fresh interior paint, updated flooring, replacement windows throughout, both bathrooms renovated. Wood flooring enhances the living and dining areas, while the kitchen offers ample cabinetry and counter space, a decorative backsplash, and an adjoining breakfast area. Enjoy year-round comfort in the enclosed, air-conditioned Florida room, plus a separate screened patio overlooking the backyard. Additional features include a covered front porch and an attached garage with extra storage. On Top of the World offers an active lifestyle with pools, fitness centers, classes, pickleball, tennis, softball, mini golf, walking and biking paths, clubs, and social activities. Championship golf is available for an additional fee. Golf cart paths provide access to community amenities and select shopping and dining. Convenient to hospitals, medical offices, restaurants, and shopping. Enjoy comfortable Florida living in this well-maintained villa!

9157 Sw 82nd Terrace Unit B, Ocala
2454 Australia Way E Unit 38, Clearwater
$110,000
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy the best of Florida living in this ideally located 2-bedroom condo! Just steps from the East Activity Center, you'll have convenient access to swimming pools, a remodeled fitness center, tennis and pickleball courts, and a variety of recreational activities. Inside, laminate flooring extends throughout the living room, dining room, and both bedrooms, creating a cohesive look. The Florida Room features realistic wood-look ceramic tile flooring and a separate doorway providing access to the building's second-floor lobby and laundry facility. The updated kitchen offers slow-close shaker-style cabinets, granite countertops, and ceramic tile flooring. This vibrant 55+ community offers an exceptional array of amenities, including two private golf courses (9- and 18-hole), two heated swimming pools, two activity centers, and a remodeled fitness center equipped with modern exercise equipment. Enjoy an active social calendar featuring fitness classes, dancing, clubs, cards, billiards, and much more. Pet owners will appreciate the fenced dog park with covered seating, while hobby studios and a woodshop offer space to explore creative interests. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Conveniently located near Gulf Coast beaches, shopping, transportation, entertainment, and fine dining, this fee-simple condo offers an appealing combination of comfort, recreation, and convenience. Don't miss this opportunity to enjoy an active Florida lifestyle in a community filled with amenities! All room sizes, floor plans and square footage are approximate. Association approval is required. If financing, a 35% down payment is required.

2454 Australia Way E Unit 38, Clearwater
9138 Sw 94th Court, Ocala
$236,000
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
NEW TO THE MARKET IN LOVELY PROVIDENCE! Welcome to this inviting 3-bedroom, 2-bath home in the desirable Providence area of On Top of the World! This lovely home offers a wonderful blend of comfort, style, and outdoor living. Enjoy luxury vinyl and tile flooring throughout?NO CARPET! The convenient galley kitchen features an island that provides extra workspace and a great spot for gathering. The primary suite offers a walk-in closet, while the two-car garage features a convenient sliding screen. Step outside to the charming porch or relax in the spacious, tiled lanai, complete with sun-blocking shades and direct access to your private, fenced courtyard with an attractive wrought-iron gate?perfect for enjoying your morning coffee, entertaining friends, or simply soaking up the Florida sunshine! Roof replaced in 2020 and windows updated in 2018. With inviting indoor spaces and a wonderful outdoor setting, this home is ready for you to make it your own. Come see all this special home has to offer!

9138 Sw 94th Court, Ocala
2221 Swedish Drive Unit 53, Clearwater
$179,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Beautiful 3rd-floor 2-bedroom, 2-bath partially furnished El Dorado model offering 1,370 sq ft of bright, open living on the highly sought-after West Side of On Top of the World’s golf community—just steps from Harbor Lake. Complete with a charming sitting area at the front entry perfect for enjoying your morning coffee or relaxing after a day of activities, you will see this sets the tone before you step inside. The spacious interior features ceramic tile flooring throughout the main living areas, granite kitchen countertops, newer appliances, and a new disposal. The home includes updated windows in front (2008); back windows are hurricane-impact (2025) providing added protection and efficiency. Major mechanicals are already updated with a (2025) water heater and Trane A/C (2018). The primary bedroom offers new soft carpeting, creating a comfortable retreat. The guest bedroom is carpeted and is a blank canvas. This desirable El Dorado layout delivers generous room sizes, abundant natural light, and a smooth, easy-living flow. Located on OTOW’s premier West Side, residents enjoy close proximity to golf, pools, fitness centers, clubs, and endless activities—all within a vibrant 55+ community and minutes from shopping, dining, and Clearwater’s beautiful beaches.

2221 Swedish Drive Unit 53, Clearwater
2455 Finlandia Lane Unit 23, Clearwater
$149,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome home to this first floor 2 bedroom, 2 bath condo in the highly sought after community of On Top of the World in Sunny Florida. This unit has a newer A/C and newer washer and dryer. Enjoy a hot cup of coffee on the front patio or cocktails in the evening on the back porch underneath a beautiful overhang, complete with pull down shades to block out the sun. This first floor condo also includes a parking space that lies directly in front of your door. Enjoy all the great amenities On Top of the World has to offer including two golf courses (free to owners), two pools (one heated), tennis courts, shuffleboard, pickleball, billiards, dog park, state of the art fitness center, clubs, entertainment and much more. Located close to award winning beaches, great restaurants, shopping, medical and 25 minutes to Tampa International Airport. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2455 Finlandia Lane Unit 23, Clearwater
2221 Norwegian Drive Unit 27, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy the Florida lifestyle in this spacious 1,400 SQ. FT., 2-bed, 2-bath, second-floor condominium with elevator access, located in the desirable ON TOP OF THE WORLD 55+ COMMUNITY in Clearwater! Located in the desirable QUEEN VICTORIA Building, constructed in 1994, within one of the newer sections of On Top of the World. Nestled in a quiet, low-traffic area of the community, JUST STEPS FROM SCENIC HARBOR LAKE, this residence features BEAUTIFUL WATER VIEWS from the living area and lovely GARDEN VIEWS from the kitchen. Step inside to discover a bright and spacious floor plan featuring luxury vinyl plank flooring in the main living area, NEW HURRICANE-RATED WINDOWS, an A/C SYSTEM REPLACED IN 2015, and a WATER HEATER REPLACED IN 2024. Generously sized living spaces provide plenty of room for relaxing, entertaining, or simply enjoying the views and natural light. THE WASHER AND DRYER ARE INCLUDED, and a PRIVATE STORAGE UNIT CONVENIENTLY LOCATED DOWN THE HALL provides additional storage space. The PEACEFUL WATERSIDE SETTING is one of the highlights of this location. Imagine starting your morning with a cup of coffee overlooking Harbor Lake, taking a leisurely stroll along the water, or simply relaxing and enjoying the beautiful surroundings. The community also features a BOAT LOUNGE, kayaking opportunities, and scenic waterfront gathering areas, offering wonderful ways to enjoy the outdoors and Florida sunshine. ASSIGNED PARKING and convenient guest parking add to the ease of everyday living. Beyond your front door, On Top of the World offers an exceptional RESORT-STYLE, ACTIVE ADULT LIFESTYLE with an impressive selection of amenities, including TWO GOLF COURSES (9-HOLE AND 18-HOLE) WITH COMPLIMENTARY GOLF FOR ELIGIBLE RESIDENT OWNERS, two swimming pools, a fitness center, tennis and pickleball courts, a dog park, hobby studios, scenic walking areas, picnic pavilions, and EV CHARGING STATIONS. Residents can enjoy a variety of clubs, fitness classes, dancing, billiards, entertainment, and social activities. The on-site GOOD KARMA CAFÉ offers convenient take-and-bake meals and snacks, and the community even publishes ITS OWN NEWSPAPER, keeping residents informed about upcoming events, activities, and community news. The MONTHLY CONDOMINIUM FEE INCLUDES INTERNET, CABLE TV, WATER, SEWER, TRASH, EXTERIOR BUILDING MAINTENANCE, GROUNDS MAINTENANCE, PEST CONTROL, RECREATIONAL FACILITIES, and more! Conveniently located near CLEARWATER'S BEAUTIFUL BEACHES, CHARMING DOWNTOWN DUNEDIN, SHOPPING, RESTAURANTS, AND MEDICAL FACILITIES, this community offers easy access to everything that makes Florida living so enjoyable. Whether you're searching for a full-time residence or a seasonal Florida retreat, this condominium offers SPACE, COMFORT, BEAUTIFUL WATER VIEWS, AND AN ACTIVE COMMUNITY LIFESTYLE. Come discover all that On Top of the World has to offer!

2221 Norwegian Drive Unit 27, Clearwater
2000 World Parkway Boulevard Unit 2, Clearwater
$115,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
WELCOME TO THE FLORIDA LIFESTYLE YOU’VE BEEN DREAMING OF! Discover comfort, convenience, and resort-style living in the highly desirable 55+ community of On Top of the World in beautiful Clearwater, Florida! This charming GROUND-FLOOR residence offers 1 bedroom, 1 bathroom, and a versatile bonus room, providing additional space for a home office, hobby room, or comfortable retreat. Step inside to discover an inviting floor plan featuring an updated kitchen with granite countertops and stainless steel appliances, along with an updated bathroom and comfortable living spaces ready for your personal touch. Enjoy the convenience of first-floor living and a private patio, perfect for relaxing and enjoying Florida’s beautiful weather. Beyond your front door, experience the incredible lifestyle that makes On Top of the World one of Clearwater’s most sought-after active adult communities! Residents enjoy an impressive selection of amenities, including two golf courses, swimming pools, fitness facilities, tennis and pickleball courts, shuffleboard, recreational activities, and an abundance of social clubs and community events. Whether you’re enjoying a leisurely round of golf, relaxing poolside, or connecting with neighbors, every day offers something new to experience. LOCATION, LOCATION, LOCATION! Conveniently situated near shopping, restaurants, entertainment, medical facilities, and the charming downtown Dunedin area, with Clearwater’s world-famous beaches just a short drive away. Enjoy easy access to everything the Tampa Bay area has to offer while returning home to a welcoming, amenity-rich community. Whether you’re searching for a year-round residence, a seasonal Florida getaway, or an opportunity to create a space uniquely your own, this property offers an appealing combination of location, lifestyle, and value. Don’t miss your chance to enjoy the Florida lifestyle at On Top of the World!

2000 World Parkway Boulevard Unit 2, Clearwater
8885 Sw 98th Street Road Unit A, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to your new life in On Top of the World, Ocala's premier active adult golf course community. This exceptional Birmingham model has been tastefully updated with a beautiful two color kitchen with striking under cabinet lighting. The kitchen has a small office space with storage behind it. The bathrooms have been updated and there is even a smart bidet in the guest bathroom. This gorgeous villa features a full width of the house Florida/Sunroom with picture windows that can be a craft room, office or den or have multiple uses at it is big enough. You can enter from the primary bedroom and the dining room. A screened patio is beyond the Florida room. The entire home has high quality tile floors throughout. The roof was completed in 2018 and a new HVAC in 2024. New garage door in 2024 that also has a roll up automatic screen, energy efficient thermal windows, new interior doors and inside paint as well as newer ceiling fans and lighting. The primary bedroom closet has custom shelving to organize in style. This model has a 1.5 car garage going the entire length of the house and the laundry area and golf cart space is in the back. There is a workbench and shelves in the garage as well as a 2nd refrigerator. Extra insulation has also been installed. To protect your investment there are automatic hurricane shutters, hidden until you need them with flick of a switch simplicity to bring them down. The golfcart is available and all of the very tasteful furniture is also available, including smart TVs and an electric fireplace. This home has very nice landscaping and no homes behind it. At 1755 square feet it is one of the largest villas available. You must see it to appreciate it! Community features include tennis, swimming pools, pickleball, library, gyms, game rooms, education, farmer's market, entertainment, clubs plus more! This villa is located near the front of the community where you have golf cart access to two shopping centers, a Publix, and many restaurants. It is walking distance to the Rec Center pool and gym. Call for your private showing, this unique home won't last long!

8885 Sw 98th Street Road Unit A, Ocala
8637 Sw 97th Lane Road Unit E, Ocala
$149,990
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Carefree Florida living in this inviting Villa nestled in the highly sought-after 55+ community of On Top of the World! Offering over 1,400 square feet of comfortable living space, this 2-bedroom, 2-bath home blends everyday convenience with the relaxed lifestyle you've been dreaming of. The open floorplan brings the living and dining areas together, creating a welcoming space to relax, entertain, and enjoy time with family and friends. The spacious kitchen is ready to impress with granite countertops, stainless steel appliances, and a breakfast counter perfect for casual meals and morning coffee. The private primary suite offers a peaceful place to unwind, complete with a generous walk-in closet. Enjoy the best of indoor-outdoor living with a covered front porch, an enclosed sunroom, and an adjoining screened patio—ideal for enjoying Florida's beautiful weather, firing up the grill, or simply relaxing with your favorite drink. The HVAC was replaced in 2021, and the washer and dryer are conveniently located in the garage. Even better, On Top of the World maintains the home's yard and exterior, giving you more time to enjoy the things you love and less time worrying about upkeep. And the lifestyle? That's where the real magic begins! Residents enjoy 24/7 gated security, multiple resort-style pools, fitness centers, an active social scene, and golf-cart-friendly access to nearby shopping and everyday conveniences. With healthcare facilities, restaurants, and shopping just a short drive away, this move-in-ready home offers the perfect opportunity to embrace an active, connected, and low-maintenance retirement lifestyle. Come discover why life is better On Top of the World!

8637 Sw 97th Lane Road Unit E, Ocala
8630 Sw 94th Lane Unit A, Ocala
$181,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
A rare find END UNIT villa. All of the IMPORTANT HIGH TICKET ITEMS have been taken care of for you. ROOF REPLACED IN 2019, AC REPLACED IN 2019. BRAND NEW WASHER AND DRYER. BRAND NEW DISHWASHER, BRAND NEW RANGE, BRAND NEW GARBAGE DISPOSAL, ALL OF THE ELECTRICAL OUTLETS AND ELECTRICAL SWITCHES WERE REPLACED IN 2019. IN 2019 TWO ADDITIONAL 20 AMP BREAKERS WERE INSTALLED. ALL OF THE WINDOWS WERE REPLACED IN 2020 BY WINDOW WORLD WITH A TRANSFERABLE WARRANTY. WATER HEATER REPLACED IN 2021. THE FRONT DOOR AND THE BACK DOOR WERE REPLACED IN 2022. A LOVELY FRONT STORM DOOR WAS INSTALLED IN 2023. TOP TEIR HIGH END LVP FLOORING WITH RUBBER BACK FOAM WAS INSTALLED IN 2019. NO POPCORN CEILINGS. ALL NEW INTERIOR PAINT 2025. COMFORT HEIGHT COMMODES, 13x37 1.5 TANDEM CAR GARAGE EASILY FITS A CAR AND A GOLF CART. Golf cart pad in the backyard with electric for charging your golf cart. This home is IMMACULATE AND STUNNING. As you walk up to this home, you’ll first notice the covered front porch with a tiled floor. The covered front porch is a fabulous spot to sit outside and enjoy the beautiful weather and chat with the friendly neighbors. Enter into your new home and you’ll notice the beautiful luxury vinyl plank floors which carries throughout all of the main areas of the home. This villa is a semi open floor plan with 1531 living square feet. The back of the home has a bonus room which can easily be used as an office/den or TV room. The master bedroom easily fits a king sized bedroom suite; the guest bedroom is very roomy which will make your overnight guests feel amazingly comfortable. The master bedroom easily fits a king sized bedroom suite; the guest bedroom is very roomy which will make your overnight guests feel amazingly comfortable. Both bathrooms have lovely updates. The guest bathroom has a very roomy walk-in shower. This magnificent one of a kind home awaits your arrival.

8630 Sw 94th Lane Unit A, Ocala
2311 Brisbane Street Unit 23, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This well maintained first floor unit has too many updates to list. Park in the reserved parking spot right outside your front door and step inside to the expansive living room and dining room with recessed lighting and luxury vinyl plank flooring throughout. Discover a beautifully updated kitchen featuring stainless steel appliances, quartz countertops, a stainless steel sink with pull down faucet, and completed with a classic subway tile backsplash. This kitchen is a true delight for any home chef. Key upgrades include a water heater replaced in 2022, replacement windows, a full size washer and dryer, and multiple ceiling fans, ensuring efficiency, convenience and comfort for years to come. Both bathrooms have updated vanities and lighting. Relax with your morning coffee or favorite evening beverage on your private outdoor patio, also ideal for barbequing and entertaining. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses with 9 and 18 holes, two heated swimming pools, and two activity centers. Stay fit with the remodeled fitness gym equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, billiards, pickleball and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. If financing, 35% down payment is required and association approval is required. This home harmoniously blends convenience, style and functionality, offering a wonderful opportunity for relaxed, modern living. Schedule your showing today.

2311 Brisbane Street Unit 23, Clearwater
2363 Israeli Drive Unit 33, Clearwater
$107,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step into this cheerful well cared for 2-bedroom, 2-bath condo in Clearwater’s beloved On Top of the World 55+ community, where the lifestyle is easy and the possibilities are wide open. This clean second-floor unit is partially furnished and ready for someone who wants a move-in-ready start while planning their updates. You’ll appreciate the updated windows in the back, a dependable 2013 A/C, and a layout that includes a bright Florida room—furniture included! The primary bedroom also comes furnished, and the living room’s crisp neutral couch stays, giving you a great base for your décor. The kitchen is truly turn-key, stocked with pots, pans, glasses, and dishes, plus a new 1-year-old SS refrigerator that makes settling in even easier. Just bring groceries and you’re good to go. Located steps to the elevator and the laundry room. Yes, it needs updating—but that’s your chance to make it shine. Meanwhile, you get to enjoy all the amenities OTOW is famous for: golf, pools, fitness centers, clubs, and endless activities. A clean slate, partial furnishings, and instant livability in one of Clearwater’s most social, active communities. Come make this condo your next fun project.

2363 Israeli Drive Unit 33, Clearwater
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