Harmony Central Homes with HOA Yes/No

Harmony Central Homes with HOA Yes/No

Welcome to Harmony Central, a charming subdivision nestled in the heart of St. Cloud, Florida. Located in Osceola County, Harmony Central offers a peaceful and family-friendly community for residents to call home.

With a Homeowners Association (HOA) in place, residents can enjoy the benefits of a well-maintained neighborhood and shared amenities. Whether you're looking for a cozy single-family home or a spacious townhouse, Harmony Central has a variety of housing options to suit your needs.

Living in Harmony Central means being surrounded by lush greenery, tranquil lakes, and scenic walking trails. Residents can take advantage of community events, recreational facilities, and nearby schools, making it an ideal place for families to settle down.

Conveniently located near shopping centers, restaurants, and major highways, Harmony Central offers the perfect blend of suburban tranquility and urban convenience. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Harmony Central has something for everyone.

Come experience the harmonious living that Harmony Central has to offer – where community, comfort, and convenience come together to create the perfect place to call home.

Newest Harmony Central Homes with HOA Yes/No

$412,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34771 Zip Code
If you are looking for the space but don't want the stairs, this is your perfect home, in this single story home you ill find spacious 4 Bedrooms and 2 full Bathrooms, huge master suite with your dream bathroom and oversized walk in closet, as you enter you will find your 4th Bedroom separated in the front area of the house ideal for office or work room, enjoy your covered lanai for those Grilling days, enjoy your community Resort style pool and a Dog Park for your favorite four legged friend , very large kitchen with a nook to show off your cooking skills, granite counter tops, featuring an open concept design for that modern and bright look....in addition we will pay your closing cost when you use one of our preferred lenders a must see, you will love it and there is No CDD. Low HOA, Don't mis out on this great opportunity...call for your viewing appointment Today.

7630 Bent Tree Loop, St Cloud
$372,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
NOW OFFERING 4.99% Fixed Rate + UP to $10,000 FLEX CASH + Closing Costs Paid that can bring an easily estimated monthly payment of $2,400's with everything included also including estimated real property taxes, NOT just Land Taxes Only. This means an easily $381 monthly savings over current market rate with our preferred lender!!! Not only stop here, but we are also a NO CDD community. This is Limited time opportunity to reserve your home with only $1,000 bringing great value and affordability. Now imagine what happens after you get the keys… You come home after a long day, step onto your covered lanai with your favorite drink, and unwind while looking out over a peaceful water view. Morning coffee feels a little quieter here. Florida sunsets feel a little more special. This is a home designed not just for how you live, but for how you want to feel when you get home. Inside, the thoughtful floor plan creates a comfortable flow between the living spaces, making it perfect for everyday life, family gatherings, and entertaining friends. The kitchen is the heart of the home, featuring beautiful granite countertops and stainless-steel Whirlpool appliances. Whether you're preparing a quick breakfast or hosting family for dinner, everything connects naturally. At the end of the day, your spacious primary suite becomes your private retreat, complete with a large walk-in closet and private bathroom featuring a relaxing garden tub. The second and third bedrooms are generously sized, giving family and guests plenty of room to feel at home. And when you're ready for a little quiet time, your covered lanai and tranquil water view are waiting. Peace of mind that comes with a 1-year builder warranty and 10-year structural warranty. This isn't just about buying a house. It's about finding the place where your next chapter begins—and taking advantage of an opportunity that can make getting there a little easier. The home is ready. The water view is waiting. Now it just needs you. Hurry—these incentives are limited. Schedule your private tour today!

7569 Bent Tree Loop, St Cloud
$377,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
No CDD, builder-paid closing costs, flexible financing options, and up to $20,000 in Flex Cash make this move-in ready waterfront home an exceptional opportunity for buyers looking to maximize value while saving thousands! Wake up to peaceful pond views and enjoy the beauty of Florida living from your covered lanai with no rear neighbors. Whether you're sipping your morning coffee, watching the sunset, or entertaining family and friends, this spacious backyard provides the perfect setting to relax and enjoy the outdoors. This beautifully designed single-story home features 3 bedrooms, 2 bathrooms, and an open-concept layout that offers both comfort and functionality. The spacious kitchen overlooks the family and dining areas and showcases granite countertops, a large center island, staggered 36-inch cabinets with crown molding, and abundant workspace, perfect for everyday living and entertaining. The private owner's suite offers a peaceful retreat with a generous walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Located in the highly desirable Harmony Central community, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, and top-rated Harmony schools—all with no CDD fees and a low HOA. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's beautiful east coast beaches, you'll enjoy the perfect balance of peaceful living and everyday convenience. Builder-paid closing costs (excluding prepaids), up to $20,000 in Flex Cash, and a $1,000 deposit to secure your home make this an incredible opportunity. Flex Cash may be used toward prepaid closing expenses or to help buy down your interest rate when financing through the preferred lender. Backed by a 1-year builder warranty and a 10-year structural warranty, this move-in ready home offers the lifestyle, location, and value today's buyers have been waiting for.

7631 Bent Tree Loop, St Cloud
$372,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Under Construction Home, 3 bedrooms and 2 bathrooms with a water view. ** Receive Up to $20,000 FLEX Cash that can be used to buy down interest rate and or prepaids and closing costs assistance so this will save you thousands with prefered lenders. This home is perfect for entertaining with its open floor plan. The upgraded kitchen features granite thru out the large island and counter tops. This kitchen has beautiful Whirlpool stainless steel appliances. You'll also love the spacious laundry room. The bathrooms are spacious and elegant with beautiful granite. Rest easy knowing your new home comes with a 1-year builder warranty and a 10-year structural warranty. Located near Harmony Main where you can enjoy the great amenities such as 12.5 miles of Trails and pathways, go and play at the stunning golf course Harmony Golf Preserve and even become a member of the community garden program. Harmony Central provides an everyday escape from ordinary living, this location offers both convenience and leisure. This is the last Harmony Community with No CDD and a very low HOA that will feature a beautiful community pool with cabanas.

7625 Bent Tree Loop, St Cloud
$416,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
OWN MORE HOME FOR LESS with a 4.99 and a P&I $2,711! THIS BRAND-NEW 4-BEDROOM, 3 FULL-BATH HOME IS THE PERFECT BLEND OF STYLE AND PRACTICALITY, OFFERING MODERN FINISHES AND THOUGHTFUL UPGRADES THROUGHOUT. DESIGNED WITH COMFORT AND FUNCTIONALITY IN MIND, THE HOME FEATURES 10-FOOT CEILINGS THROUGHOUT, CREATING A BRIGHT AND OPEN ATMOSPHERE. THE THOUGHTFULLY PLANNED LAYOUT PROVIDES A SEAMLESS FLOW BETWEEN LIVING SPACES, IDEAL FOR BOTH EVERYDAY LIVING AND ENTERTAINING. THE SPACIOUS PRIMARY SUITE SERVES AS A PRIVATE RETREAT, HIGHLIGHTED BY VAULTED CEILINGS AND PEACEFUL CONSERVATION VIEWS THAT GIVE PRIVACY AND A TRANQUIL NATURAL BACKDROP. THE KITCHEN IS THE HEART OF THE HOME, FEATURING A CENTERED ISLAND PERFECT FOR PREPARING MEALS FOR BREAKFAST, LUNCH, DINNER, OR ANY SPECIAL OCCASION. A SEPARATE FORMAL DINING ROOM ADDS FLEXIBILITY AND CAN EASILY BE USED AS A HOME OFFICE OR FLEX SPACE. SECONDARY BEDROOMS ARE GENEROUSLY SIZED, PROVIDING COMFORT AND PRIVACY FOR FAMILY MEMBERS OR GUESTS. THE FOURTH BEDROOM INCLUDES A WALK-IN CLOSET AND A FULL BATHROOM, MAKING IT IDEAL FOR A MOTHER-IN-LAW SUITE, GUEST ROOM, OR PRIVATE OFFICE—ADDING VERSATILITY AND LONG-TERM VALUE. ADDITIONAL FEATURES INCLUDE A 1-YEAR BUILDER WARRANTY AND A 10-YEAR STRUCTURAL WARRANTY FOR ADDED PEACE OF MIND. LOCATED IN THE DESIRABLE HARMONY CENTRAL COMMUNITY, RESIDENTS ENJOY NO CDD FEES, A LOW HOA, AND A RELAXED FLORIDA LIFESTYLE. CLOSING COST INCENTIVES MAY BE AVAILABLE WITH THE PREFERRED LENDER, AND THE HOME CAN BE SECURED WITH AS LITTLE AS A $1,000 DEPOSIT. A UNIQUE COMBINATION OF NEW CONSTRUCTION, ATTRACTIVE FINANCING, AND SERENE SURROUNDINGS—OPPORTUNITIES LIKE THIS ARE LIMITED.

7544 Bent Tree Loop, St Cloud
$424,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
NOW OFFERING 4.99!!! With a P&I of 2,760!!! MOVE IN READY TWO-STORY 4 BEDROOM, 2.5 BATH ENERGY EFFICIENT HOME WITH A SPACIOUS OPEN FLOOR PLAN. THE OPEN KITCHEN FEATURES GRANIT COUNTERTOPS, TALL UPPER CABINETS, STAINLESS STEEL WHIRLPOOL APPLIANCES, AND A LARGE ISLAND WITH SEATING FOR SIX, OVERLOOKING A GENEROUS FAMILY ROOM, PERFECT FOR ENTERTAINING. ALL BEDROOMS ARE UPSTAIRS WITH GREAT NATURAL LIGHT. ARCHITECTURAL DETAILS INCLUDE 5 1/4 INCH BASEBOARDS AND ARCHED TWO PANEL CLOSET DOORS. INCLUDES A 10YR STRUCTURAL WARRANTY PLUS BUILDER & MANUFACTURER WARRANTIES. CONVENIENT ACCESS TO MAJOR ROADS,SHOPPING,DINING,MEDICAL FACILITIES, SCHOOLS & MORE. AS A BONUS JUST A 40MIN DRIVE TO THE BEACH. ALL WHILE MAINTAINING A PEACEFUL CENTRAL FLORIDA FEEL.

4014 Sagefield Drive, Harmony
$416,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Offering a 4.99 and a P&I of $2,711!!Take advantage of today's incentives and enjoy the benefits of new construction, lower maintenance costs, and the peace of mind that comes with a brand-new home by Adams Homes, located in the desirable Harmony Central community. This 4-bedroom, 3-bath residence offers an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of exceptional incentives, including all closing costs paid (guaranteed), a reduced price of $20k, and a $1,000 deposit to start building. St. Cloud mailing address with access to Harmony’s lifestyle amenities. A rare opportunity to secure quality new construction in one of Osceola County’s premier master-planned communities

7576 Bent Tree Loop, St Cloud
$410,000
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Own this beautiful new construction home with an estimated payment of **$2,600's** using the **4.99 fixed-rate financing** available through the preferred lender! Plus, enjoy **$39,900 in buyer savings already reflected in the price**, **up to $10,000 in Flex Cash**, builder-paid closing costs (excluding prepaids), and only a **$1,000 deposit** to secure your new home. This quick move-in opportunity offers exceptional value with **NO CDD**, flexible financing options, and incentives that can save buyers thousands. Flex Cash may be used to further reduce your interest rate, cover prepaid closing expenses, or even help offset your first few mortgage payments, depending on the financing program selected. Welcome to the popular 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath home thoughtfully designed for today's lifestyle. A dramatic two-story foyer welcomes you inside, where an open-concept layout creates the perfect space for both everyday living and entertaining. The chef-inspired kitchen features granite countertops, Whirlpool stainless steel appliances, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the spacious family room. Whether you're hosting friends or enjoying a quiet evening at home, this layout offers the flexibility buyers are looking for. Upstairs, you'll find an oversized loft that can easily serve as a media room, game room, home office, fitness area, or second living space. The owner's suite provides a relaxing retreat with dual vanities, a soaking tub, separate shower, and a generous walk-in closet. Three additional bedrooms and an upstairs laundry room add everyday convenience and flexibility for growing families or overnight guests. Bathrooms feature granite countertops, and the home is backed by a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in Harmony Central, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, top-rated Harmony schools, a low HOA, and **NO CDD**. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's east coast beaches, this community offers outstanding value in one of Central Florida's most desirable locations. If you're searching for maximum buying power, incredible financing opportunities, and a move-in ready home with room to grow, this is one you won't want to miss.

4002 Sagefield Dr., St Cloud
$385,000
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Priced to sell quickly !!! HUGE $51,900 IN PRICE REDUCTION + 4.99% Fixed Rate + UP to $10,000 FLEX CASH + Closing Costs Paid that will bring an easily estimated monthly payment of $2,500's with everything included also including estimated real property taxes, NOT just Land Taxes Only. This means an easily $381 monthly savings over current market rate with our preferred lender!!! Not only stop here, but we are also a NO CDD community. This is Limited time opportunity to reserve this huge home with only $1,000 that bring great value at lower price. Welcome to the stunning 2-story 2202 floorplan by Adams Homes — featuring 4 spacious bedrooms, 2.5 baths, an open-concept layout, and a modern kitchen with a large island and ample storage. Upstairs you’ll find a private owner’s suite with en-suite bath and big walk-in closet, plus 3 versatile guest bedrooms. Enjoy outdoor living with our beautiful, covered lanai. Located in Harmony Central, the final phase of a beautiful master-planned community near golf courses, top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.

4026 Sagefield Drive, St Cloud
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