Harmony Central Homes for Sale

Harmony Central Homes for Sale

Welcome to Harmony Central, a premier subdivision located in St. Cloud, Osceola County, Florida. This vibrant community offers a perfect blend of modern amenities and natural beauty, making it an ideal place to call home.

Harmony Central is known for its well-planned layout, with spacious homes that cater to a variety of lifestyles. Whether you are looking for a cozy townhouse or a luxurious single-family residence, Harmony Central has something for everyone. The neighborhood boasts a strong sense of community, with residents enjoying access to top-notch schools, recreational facilities, and shopping centers.

If you are in the market for a new home, Harmony Central has a range of properties available for sale. From charming starter homes to elegant estates, there is a diverse selection to choose from. The real estate market in Harmony Central is bustling, with properties that cater to different budgets and preferences.

Living in Harmony Central offers residents a peaceful and serene environment, with lush green spaces and scenic views. The neighborhood is conveniently located near major highways, making it easy to commute to nearby cities and attractions.

Come and discover the beauty and charm of Harmony Central. Whether you are a first-time homebuyer or looking to upgrade to a larger property, Harmony Central has the perfect home for you. Don't miss out on the opportunity to be a part of this thriving community in St. Cloud, Florida.

Newest Harmony Central Homes for Sale

7630 Bent Tree Loop, St Cloud
$367,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7630 Bent Tree Loop. Now offered at $367,900, this move-in-ready Adams Home features single-story living; fourth bedroom separated for office or guests. This 4-bedroom, 2-bath 1820B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $367,900 SINGLE-STORY LIVING; FOURTH BEDROOM SEPARATED FOR OFFICE OR GUESTS NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

7630 Bent Tree Loop, St Cloud
7569 Bent Tree Loop, St Cloud
$349,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7569 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home. Now offered at $349,900, this move-in-ready Adams Home features water view from covered lanai. This 3-bedroom, 2-bath 1415A plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $349,900 WATER VIEW FROM COVERED LANAI NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

7569 Bent Tree Loop, St Cloud
7631 Bent Tree Loop, St Cloud
$341,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7631 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home. Now offered at $341,900, this move-in-ready Adams Home features pond view, covered lanai and no rear neighbors. This 3-bedroom, 2-bath 1515B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $341,900 POND VIEW, COVERED LANAI AND NO REAR NEIGHBORS NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

7631 Bent Tree Loop, St Cloud
7625 Bent Tree Loop, St Cloud
$352,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7625 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home. Now offered at $352,900, this move-in-ready Adams Home features a water view and open single-story layout. This 3-bedroom, 2-bath 1415B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $352,900 WATER VIEW AND OPEN SINGLE-STORY LAYOUT NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

7625 Bent Tree Loop, St Cloud
7544 Bent Tree Loop, St Cloud
$374,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine having a true private space for overnight guests, extended stays or a quiet home office. 7544 Bent Tree Loop delivers that flexibility with a fourth bedroom featuring its own walk-in closet and private full bathroom. Now offered at $374,900, this move-in-ready Adams Home features fourth bedroom with walk-in closet and private full bathroom. This 4-bedroom, 3-bath 2200B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. Three full bathrooms reduce morning traffic and give guests greater privacy. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $374,900 FOURTH BEDROOM WITH WALK-IN CLOSET AND PRIVATE FULL BATHROOM NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

7544 Bent Tree Loop, St Cloud
4014 Sagefield Drive, Harmony
$364,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 4014 Sagefield Drive. Now offered at $364,900, this move-in-ready Adams Home features four upstairs bedrooms and convenient downstairs powder room. This 4-bedroom, 2.5-bath 2202CR plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. A convenient half bath keeps the private bedroom bathrooms separate from visitors. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $364,900 FOUR UPSTAIRS BEDROOMS AND CONVENIENT DOWNSTAIRS POWDER ROOM NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

4014 Sagefield Drive, Harmony
Start Your Search