St Cloud (City of St Cloud) Homes with Short Sale

St Cloud (City of St Cloud) Homes with Short Sale

Welcome to the charming city of St. Cloud, located in Osceola County, Florida! Known for its small-town feel and friendly community, St. Cloud offers a perfect blend of suburban living and easy access to urban amenities.

If you're in the market for a home with a short sale option, St. Cloud has a variety of properties to choose from. Short sales can be a great opportunity for both buyers and sellers, offering a chance to purchase a home at a potentially lower price or sell a property to avoid foreclosure.

Whether you're looking for a cozy single-family home, a spacious townhouse, or a modern condo, St. Cloud has options to suit every taste and budget. With its tree-lined streets, parks, and proximity to major highways, St. Cloud is a sought-after location for those looking to settle down in a peaceful yet convenient setting.

Explore the real estate market in St. Cloud to discover the perfect home for you. From historic properties with character to newly built residences with modern amenities, there's something for everyone in this vibrant city. Don't miss out on the opportunity to find your dream home in St. Cloud, where small-town charm meets Florida's sunny lifestyle.

Newest St Cloud (City of St Cloud) Homes with Short Sale

$280,000
3 Beds ⋅ 3 Baths ⋅ Anthem Park Tr G Rep SubDv. ⋅ 34769 Zip Code
Short Sale. Just TWO YEARS OLD and designed for easy living, this beautifully maintained END-UNIT TOWNHOME offers the space, natural light, and features that make it feel more like a single-family home. EXTRA WINDOWS along the side of the home fill the living spaces with natural light, creating a bright and welcoming atmosphere from the moment you walk through the door. The main level features an OPEN-CONCEPT LAYOUT with NO CARPET DOWNSTAIRS, making everyday living and entertaining simple. One of the home's most versatile features is the generous STORAGE AREA BENEATH THE STAIRS—ideal for additional storage, a cozy reading nook, a play space, or a dedicated spot for your pet. Upstairs, a LARGE LANDING provides valuable FLEXIBLE SPACE with enough room for a comfortable chair, small desk, or reading area. The thoughtful layout keeps the BEDROOMS AND LAUNDRY ROOM TOGETHER for added convenience. The PRIMARY SUITE offers a PRIVATE EN-SUITE BATHROOM, creating a comfortable retreat at the end of the day. Step outside and discover a COMMUNITY FILLED WITH AMENITIES, including a RESORT-STYLE POOL, PLAYGROUND, BASKETBALL COURT, TENNIS COURTS, GAZEBOS, PICNIC AREAS, WALKING PATH, and COMMUNITY DOCK. The location adds even more convenience, with the NEIGHBORHOOD ELEMENTARY SCHOOL VERY CLOSE and US 192 JUST MINUTES AWAY, putting shopping, dining, entertainment, and everyday essentials close to home. With its NEARLY NEW CONSTRUCTION, END-UNIT LOCATION, ABUNDANT NATURAL LIGHT, FLEXIBLE STORAGE, CONVENIENT UPSTAIRS LAUNDRY, and AMENITY-RICH COMMUNITY, this townhome offers a fantastic opportunity to enjoy a LOW-MAINTENANCE FLORIDA LIFESTYLE without giving up the feeling of space and comfort.

5170 Quakers Place, St Cloud
$265,000
3 Beds ⋅ 3 Baths ⋅ The Townhomes At Anthem Park SubDv. ⋅ 34769 Zip Code
Short Sale. Short Sale Opportunity! Beautifully upgraded and move-in ready, this stunning two-story townhome features 3 bedrooms, 2.5 bathrooms, and a one-car garage. The home showcases thoughtful designer upgrades throughout, including a custom wood-slat kitchen island, a striking feature wall with a floating entertainment center, elegant matte plumbing fixtures, quartz countertops, stainless steel appliances, and a custom mural that adds charm to the secondary bedroom. The open-concept floor plan is perfect for both everyday living and entertaining. Conveniently located near shopping, dining, major highways, and Central Florida attractions. Potential short sale. Sale is subject to lender approval.

4870 Spangle Drive, St Cloud
$280,000
2 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Short Sale. Fully Remodeled and Move-In Ready! This beautifully updated 2-bedroom, 1-bath home offers 816 square feet of thoughtfully designed living space and is the perfect starter home, investment property, or low-maintenance Florida retreat. Situated on a desirable corner lot in the heart of St. Cloud, you'll enjoy convenient access to Downtown St. Cloud, East Lake Tohopekaliga, shopping, dining, schools, and major roadways. Step inside to discover a bright, modern interior featuring luxury vinyl plank flooring throughout, recessed lighting, and a stunning new kitchen complete with quartz countertops, sleek cabinetry, and stainless-steel appliances. The spacious primary bedroom, energy-efficient ductless mini-split HVAC system in rooms, fully renovated kitchen and bath showcases stylish finishes and all-new plumbing. No HOA! Major system upgrades provide added peace of mind, including a new roof, updated electrical, and a new tankless water heater for improved energy efficiency. The generous corner lot offers plenty of outdoor space with room to relax, entertain, or personalize to suit your lifestyle. The home includes a car port and has white vinyl fencing (with a little under 10' in the back that is not fenced in- large lot 150x50'). With quality updates throughout and a fantastic location, this turnkey home is ready for its next owner. Don't miss your opportunity to make it yours—schedule your private showing today!

624 Illinois Avenue, St Cloud
$355,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Short Sale. **SHORT SALE. PURCHASE PRICE IS APPROVED BY THE BANK.** THIRD PARTY PROCESSOR REQUIRED. SEE ATTACHED DISCLOSURES THAT MUST BE SIGNED AND PRESENTED WITH ALL OFFERS. This spacious and move-in-ready single-family home offers nearly 1,600 square feet of well-designed living space with 3 bedrooms, 2 bathrooms, and a 2-car garage. From the moment you arrive, you’re greeted by a charming front yard with a mature shade tree and a custom patio complete with a pergola and retractable shade—perfect for relaxing afternoons or friendly front-porch chats. Step inside to discover a home full of warmth and natural light. A coat closet just off the entry adds convenience, while your eyes are drawn to the spacious living room and newly renovated Florida room at the back of the home. To your right, the completely remodeled kitchen is ready to impress—featuring brand-new stone countertops, sleek cabinetry, a center island with breakfast bar seating, and stainless steel appliances including a new stove, range hood, dishwasher, and waste disposal. A large walk-in pantry with built-in shelving and direct access to the garage makes everyday living extra functional. Adjacent to the kitchen, the dining area flows effortlessly into the living room, creating an open-concept layout that’s ideal for entertaining. French doors lead into the Florida room, now completely renovated with brand-new vinyl flooring and a rebuilt foundation—offering the perfect bonus space for a home office, playroom, or lounge. From here, step outside to the backyard, where a parquetstyle patio is already underway and the rest of the yard offers a blank canvas for your outdoor vision. Lush vegetation provides privacy along the back and side of the home, and there's ample space to add fencing or create your dream garden. Down the hall near the entrance, you’ll find the home’s three bedrooms and two fully updated bathrooms. Both guest bedrooms feature vinyl plank flooring and built-in closets, while the bathrooms have been stylishly renovated with new vanities, toilets, mirrors, lighting, and tiled showers. The primary suite offers a peaceful retreat with its own ensuite bathroom, beautifully finished to match the home’s updated design. Additional highlights include: new windows throughout the entire home, an epoxy-coated garage floor, and countless modern upgrades that make this home feel brand new. At 429 Virginia Ave, you’re not just buying a house—you’re finding a place to create lasting memories, gather with loved ones, and truly feel at home. Don’t miss your chance to own this thoughtfully renovated gem in the heart of Saint Cloud.

429 Virginia Avenue, St Cloud
$400,000
3 Beds ⋅ 2 Baths ⋅ Lorraine Estates SubDv. ⋅ 34769 Zip Code
Short Sale. HUGE PRICE REDUCTION!! Welcome to a home that truly has it all—comfort, style, and an atmosphere designed to be enjoyed every single day. Located in Lorraine Estates, this beautiful residence in Saint Cloud welcomes you with an open floor plan that invites connection and memorable moments. Its three bedrooms, two bathrooms, and a cozy office space delivers the flexibility every modern family needs. The kitchen, featuring elegant granite countertops, becomes the heart of the home, seamlessly connecting to the formal dining room, breakfast nook, and family room, creating a space where every corner feels special. Outside, the charm continues: a saltwater pool surrounded by a screened patio awaits you for relaxing afternoons, playtime, or gatherings with friends. With an interior laundry room, a two-car garage, and an additional storage shed, the home is thoughtfully designed to make everyday living easier. The spacious lot provides plenty of room to play freely. If you're looking for a peaceful setting without sacrificing proximity to shops, restaurants, and essential services, this property is the perfect fit.

2085 Raymond Drive, St Cloud
$210,000
2 Beds ⋅ 2 Baths ⋅ Vera Cruz Unit 2 SubDv. ⋅ 34769 Zip Code
Short Sale. Quaint two-bedroom, two-bathroom single-story townhome located in the heart of Saint Cloud, just minutes from Downtown and approximately 9 blocks from the St. Cloud Lakefront. This thoughtfully designed home features dual primary suites, a covered front patio, and a spacious Florida room with insulated windows, perfect for additional living or entertaining space. The kitchen features a convenient pass-through window, a large pantry closet, included appliances, and an in-kitchen laundry area for added functionality. Interior finishes include carpet throughout the main living areas and bedrooms, with tile in all wet areas, including the kitchen. Additional features include assigned parking and a prime location near shopping, dining, parks, and waterfront amenities. Property is currently in pre-foreclosure, presenting a unique opportunity for buyers and investors alike.

913 Michigan Avenue, St Cloud
$439,990
3 Beds ⋅ 2 Baths ⋅ Heritage Place Of St Cloud SubDv. ⋅ 34769 Zip Code
Virtually Staged. Short Sale. Short sale. Sale subject to third-party approval. This home in St Cloud will have you living on cloud 9... sitting on a wide 0.29-acre cul-de-sac lot in Heritage Place and giving you more usable space than the numbers show. This home even has a BONUS flex room that opens the door for whatever you need office, playroom, media spot, home gym... it adds real lifestyle value right away. Inside, the layout flows easy with a true split plan, and a bright, open feel that pulls you straight toward the oversized covered back porch... perfect for those slow Florida evenings. You've got solid block construction, shingle roof 2014, A/C from 2014, city water and sewer, natural gas for efficiency, and a fully fenced backyard with a 6-ft vinyl privacy fence added in 2016. The 484 sq ft finished garage and spacious driveway give you plenty of room for cars, storage, or a small workshop setup. The lot is the real win here... rare size for this part of St Cloud and plenty of room to spread out. No HOA, no rules, no fees. Just your home, your yard, your way. You're also tucked close to highly FL DOE rated schools Michigan Ave Elementary, St Cloud Middle, and St Cloud High all within a mile. Showings by appointment... come see what Cody Allen Court is all about.

510 Cody Allen Court, St Cloud
$179,450
2 Beds ⋅ 1 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud—a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors: bring your vision, your crew, and your offers. Properties like this in prime locations are rare.

433 Pennsylvania Avenue, St Cloud
$475,000
5 Beds ⋅ 3 Baths ⋅ Sky Lakes Ph 2 & 3 SubDv. ⋅ 34769 Zip Code
Short Sale. Welcome to a truly fabulous home located at Sky Lakes. This spacious residence boasts 5 bedrooms, 3 baths, and a 2-car garage, offering ample space for comfortable living. The first floor features a formal living and dining room, which seamlessly opens to a gorgeous kitchen. The kitchen is designed with 42" cabinets, elegant crown molding, quartz countertops, and an extra-large island, making it perfect for both cooking and entertaining. Adjacent to the kitchen is a welcoming family room, and the entire first floor is adorned with quality ceramic tile, providing a modern and durable finish. For your outdoor enjoyment, there's a covered lanai and a beautiful backyard, ideal for gatherings with family and friends. Additionally, a convenient bedroom and full bathroom are located on the first floor. As you ascend to the second floor, you'll discover a versatile game room or media room, along with a second family room, providing even more living space. The spacious master bedroom features a generous walk-in closet, and the master bath is equipped with a double sink and quartz countertops. The remaining three bedrooms on this floor are complemented by an additional full bath, also featuring quartz tops. For added convenience, the laundry room is thoughtfully located on the second floor. This home offers excellent accessibility, is close to Florida's Turnpike, and is only 18 miles from Downtown Orlando, 20 miles from Disney, and 25 miles from Orlando International Airport.

1588 Sky Lakes Drive, St Cloud
$479,900
3 Beds ⋅ 3 Baths ⋅ St Cloud 2nd Plat Town Of SubDv. ⋅ 34769 Zip Code
Short Sale. Great property with a little TLC can become your dream home. Property offers a 3-car garage on the side of the house and a 2-car garage in the front perfect for the car enthusiastic. Tile flooring throughout, Kitchen and bathrooms remodeled in the past 5 years. Don't miss the opportunity to own a beautiful home with ample room for the growing family.

436 Michigan Avenue, St Cloud
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