Clearwater Homes with HOA Yes/No

Clearwater Homes with HOA Yes/No

Clearwater, located in Pinellas County, Florida, is a vibrant city known for its stunning beaches, vibrant downtown area, and rich cultural scene. The city offers a mix of residential neighborhoods, waterfront properties, and urban developments, making it a desirable place to call home.

For those looking for a sense of community and added amenities, Clearwater has a variety of homes with Homeowners Association (HOA) options. Whether you prefer a single-family home in a gated community with HOA benefits like landscaping services and community pools, or a more independent property without HOA restrictions, Clearwater has options to suit every lifestyle.

Living in a home with an HOA can offer benefits such as shared maintenance costs, enhanced security, and access to community facilities. On the other hand, choosing a home without an HOA can provide more freedom and flexibility in how you use and maintain your property.

No matter your preference, Clearwater offers a range of housing options to cater to your needs, whether you're looking for a tight-knit community or a more independent living experience.

Newest Clearwater Homes with HOA Yes/No

$239,000
1 Beds ⋅ 2 Baths ⋅ Europa Of Countryside Condo SubDv. ⋅ 33759 Zip Code
Welcome home to Europa of Countryside, one of the nicest, highly maintained condo complexes in the Tampa Bay/Clearwater Countryside area featuring just 44 Homes on a high elevation no flood zone X site. This maintenance-free lifestyle condo features classic Transitional Mediterranean Architecture with beautiful barrel tile roofs, lush manicured landscaping, green space common areas, ample guest parking spaces, dedicated owner covered carport, and resurfaced/renovated community pool with spacious pool lounge decking and pool house bathrooms. This move-in ready, rare to market, ground floor/first floor, updated throughout, oversized 1 Bedroom en-suite and 1.5 Bathroom home features a Great Room open floor plan, full kitchen w/ casual dining Countertop seating/wet bar area, laundry room, spacious Living room and Dining Room areas complete with a half bathroom/powder bathroom- a must have for every day convenience. All new AC unit installed in 2023, newer water heater, and all new quality tile roofs in 2014, Lanai hurricane roll down panels. Upon entry to your new home, the indoor foyer leads to a freshly painted interior in a modern/neutral color throughout with complementing tile and luxury vinyl flooring surfaces. The Living Room and Dining area are spacious with lots of natural light and large glass sliders opening to a covered private screened lanai space. The brand new full designer Kitchen features gorgeous granite countertops, soft close/dove tail wood cabinetry, lots of storage, all stainless-steel appliances, and natural light double window over the kitchen sink and surrounding countertop area. The owner’s oversized Bedroom en-suite includes a huge bedroom area with space for king size bed, furnishings, TV/Media wall space, and new hurricane impact window. The owner's bathroom suite feature double sinks with spacious countertop, updated cabinetry, a large walk-in wardrobe closet, and brand new designer walk-in shower. The owner assigned carport is right outside the front door, and the sparkling community pool is just across from the condo/villa footsteps away for amenity convenience and enjoyment. This maintenance-free neighborhood and monthly HOA fee includes all exterior and landscaping maintenance, water, sewer, trash, basic TV/cable, HoA Property Insurance, roof reserves, resort style pool. Well managed budget and lower HOA expenses w/ 2 Story property construction exemptions having lower reserves requirements and lower HOA dues. Europa is close to everything, Dunedin/Safety Harbor, World renowned Clearwater Beach, Gulf Blvd with miles of Gulf access, Tampa/St. Pete, Countryside Mall, Biking/Walking Pinellas Trail, walk your dog to Enterprise Dog Park, endless Shopping, Dining, Tampa International Airport, St. Pete Airport, Theaters, Sports Venues, and more. Don’t miss out on this one!

2632 Enterprise Road E Unit A12, Clearwater
$245,000
2 Beds ⋅ 2 Baths ⋅ Grand Venezia At Baywatch Condo SubDv. ⋅ 33764 Zip Code
Experience elevated Florida living in this luxurious, fully furnished, turnkey condo located within the highly desirable gated waterfront community of Grand Venezia at Baywatch in Clearwater. Designed for comfort, convenience, and effortless living, this beautifully appointed residence offers central A/C and comes fully furnished, allowing you to simply arrive, settle in, and begin enjoying the Florida lifestyle. Grand Venezia offers an impressive collection of resort-style amenities, including a sparkling swimming pool, relaxing sauna, fully equipped fitness center, tennis courts, and a scenic waterfront bay walk ideal for morning walks, evening strolls, or simply enjoying the beautiful Florida weather and coastal surroundings. Residents also have access to a convenient on-site car wash area. Ideally situated in Clearwater, the property provides easy access to the area's renowned Gulf Coast beaches, along with exceptional shopping, dining, entertainment, and major roadways connecting you throughout the Tampa Bay area. Whether you're searching for an elegant primary residence, a sophisticated second home, or a turnkey investment opportunity, this condo delivers the perfect combination of luxury, location, convenience, and resort-style living. Move-in ready. Fully furnished. Resort-style amenities. Exceptional Clearwater location. Schedule your private showing today and experience everything Grand Venezia has to offer.

2723 Via Capri Unit 832, Clearwater
$239,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome home to one of the largest and most desirable floor plans in the highly sought-after On Top of the World 55+ community. Lovingly maintained and meticulously cared for, this spacious two-bedroom, two-bath, 1,675-square-foot residence offers the perfect combination of comfort, thoughtful updates, and functionality. Ideally located on the third floor, this home is just steps from the elevator and stairwell, with immediate access to its assigned parking space. Best of all, you'll enjoy the peace and quiet of having no neighbors living overhead. Inside, you'll discover an inviting open living and dining area enhanced by elegant crown molding and plantation shutters, creating a warm space for everyday living or entertaining. The beautifully updated kitchen features quality finishes, abundant cabinetry, and a functional layout. Both bathrooms have also been tastefully updated. One of the home's standout features is the bright and versatile Florida room, where large windows overlook tranquil green space, providing the perfect setting to enjoy your morning coffee, relax with a good book, or entertain family and friends. A thoughtfully designed built-in office area offers an attractive and functional workspace without sacrificing living space. This unit also has its own laundry room with updated appliances and excellent storage. With an abundance of closets, built-in cabinetry, and custom storage solutions throughout, you'll have room for everything—an uncommon benefit that sets this residence apart from many others. Situated within the highly sought-after On Top of the World 55+ community, this home offers more than beautiful living space—it provides an exceptional lifestyle. Located on one of the highest elevations in Pinellas County, the community is well above potential storm surge concerns. The building's solid concrete construction was designed for hurricane resilience, and the required Milestone Inspection has been successfully completed with no Phase II inspection required. Even more reassuring, the community has maintained a longstanding reputation for responsible financial management, with no special assessments in more than 40 years. Residents enjoy an unparalleled selection of amenities, including: • Two activity centers • Two heated swimming pools • State-of-the-art fitness center • Tennis and pickleball courts • A wide variety of clubs with activities of every kind • Fully equipped woodworking shop • Two private golf courses (9-hole and 18-hole), available exclusively to resident owners at no additional charge Pet owners will appreciate the community's pet-friendly atmosphere, complete with a fenced dog park. A vibrant social calendar featuring clubs, fitness classes, dancing, billiards, cards, educational programs, live entertainment, and countless community activities ensures there's always something to enjoy. Conveniently located just minutes from award-winning Gulf beaches, shopping, restaurants, healthcare, airports, and cultural attractions, this exceptional residence is equally suited as a full-time home or seasonal retreat. Homes offering this combination of size, updates, storage, location, and lifestyle rarely become available. Don't miss your opportunity to own one of the finest residences in On Top of the World. Schedule your private showing today!

2170 Americus Boulevard N Unit 65, Clearwater
$109,900
1 Beds ⋅ 1 Baths ⋅ Mission Hills Condo SubDv. ⋅ 33759 Zip Code
Experience the ultimate in maintenance-free Florida living in the highly coveted 55+ community of Mission Hills! This charming 1-bedroom, 1-bathroom villa features a newer roof (2024) for exceptional peace of mind, alongside recent appliance upgrades including a brand-new 2026 properly vented washer and dryer, a newer refrigerator (2025), and a newer microwave (2024). The living room is equipped with surround sound for an elevated entertainment experience, while the bathroom boasts a relaxing jacuzzi tub paired with a filtered shower system. Complete with a dedicated covered carport and an oversized private utility shed for generous extra storage. Enjoy morning coffee or sunset dinners on your private back patio, perfectly set in a serene courtyard nestled under mature shade trees. Located in a high-and-dry Non-Evacuation, Non-Flood Zone X. Positioned in a prime location within the community, you are just steps from the sparkling heated pool, active clubhouse, and ample guest parking. Plus, enjoy unmatched walkability—just a short 5-minute stroll to Bayside Bridge Plaza (Publix, Planet Fitness, and local dining including Johnny's Italian). Conveniently situated 5 minutes from historic Safety Harbor and Ruth Eckerd Hall, 15 minutes to both TPA and PIE airports, and 20 minutes to world-class Gulf beaches. The active community features shuffleboard, billiards, a library, fitness equipment, and a robust social calendar.

2989 Flint Drive N, Clearwater
$230,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to 2295 Americus Blvd E #59, a spacious 2-bedroom, 2-bathroom condominium offering approximately 1,340 square feet of comfortable living space in the highly sought-after On Top of the World community in Clearwater. Designed for easy Florida living, this home offers an open and functional floor plan with generously sized living areas, an inviting kitchen with abundant cabinetry and an eat-in area, two comfortable bedrooms, two full bathrooms, and plenty of closet and storage space. Central heating and air conditioning, ceramic tile and vinyl flooring, and an elevated third-floor location provide both comfort and convenience, while the building offers elevator access. The true highlight, however, is the lifestyle that comes with living in On Top of the World, one of Clearwater’s premier active-adult communities. Residents enjoy an incredible selection of amenities and activities designed to keep life fun, social, and active, including two private golf courses available exclusively to residents, two swimming pools including a heated pool, tennis and pickleball courts, shuffleboard, lawn bowling, a fitness center, hobby studios, billiards, clubs, dancing, entertainment, fitness classes, a dog park, libraries, and multiple activity centers. There is even an on-site café, making it easy to enjoy everything the community has available to you without having to leave home. The gated community also provides sidewalks, maintained grounds, recreational facilities, security, and convenient access to transportation and everyday necessities. The monthly association fee includes a wide range of services and amenities, including water, sewer, trash, internet, cable TV, exterior and grounds maintenance, pest control, recreational facilities, and more, helping make ownership remarkably convenient. Located in Clearwater’s desirable 33763 area, the community places you within easy reach of shopping, restaurants, medical facilities, entertainment, major roadways, and the beautiful Gulf beaches that make the area so desirable. Whether you are looking for a full-time residence, a comfortable Florida retreat, or a low-maintenance home in an amenity-rich community, this property offers an outstanding opportunity to enjoy the best of the Clearwater lifestyle. Come see why On Top of the World continues to be one of the area’s most popular destinations

2295 Americus Boulevard E Unit 59, Clearwater
$90,000
1 Beds ⋅ 1 Baths ⋅ Kalmia Condo SubDv. ⋅ 33756 Zip Code
Welcome to Kalmia Condominiums, a well-maintained 55+ community conveniently located in the heart of Clearwater! This cozy FIRST-FLOOR 1-bedroom, 1-bathroom condo offers comfortable, low-maintenance Florida living with the added convenience of easy ground-floor access. Enjoy peace of mind knowing several of the home's major components have already been updated, including the A/C system, water heater, and electrical panel. The comfortable layout makes great use of the space and provides a welcoming living area, functional kitchen, spacious bedroom, and full bathroom—perfect for a full-time residence or seasonal Florida getaway. Kalmia offers wonderful community amenities, including a heated swimming pool, clubhouse, shuffleboard courts, community laundry facilities, and opportunities to enjoy an active social lifestyle. The location is another highlight! Everyday conveniences are close by, including shopping, restaurants, medical facilities, and grocery stores. La Belle Plaza, anchored by Publix, is just down Highland Avenue, while Downtown Clearwater, Coachman Park, and the beautiful Gulf beaches are also within easy reach. If you've been looking for an affordable, easy-to-maintain home in a centrally located 55+ Clearwater community, this charming first-floor condo deserves a look. Schedule your private showing today!

1235 S Highland Avenue Unit 5-102, Clearwater
$205,000
2 Beds ⋅ 2 Baths ⋅ Rustlewood At Countryside Condo SubDv. ⋅ 33761 Zip Code
Recently remodeled 2-bedroom, 2-bathroom, 1,110 sq. ft. first-floor condo in Clearwater, Florida. Located in Building B, this move-in-ready unit combines modern updates with comfortable living and a peaceful garden view. The kitchen features elegant granite countertops and like-new appliances, while the home offers laminate flooring throughout for a clean, contemporary look. Both bathrooms have been beautifully updated, and new impact windows provide added peace of mind and energy efficiency. Enjoy your own enclosed patio/porch, perfect for relaxing, enjoying the garden surroundings, or entertaining guests.

2650 Countryside Boulevard Unit B104, Clearwater
$435,000
3 Beds ⋅ 3 Baths ⋅ Bay Isle Landings SubDv. ⋅ 33760 Zip Code
Experience elevated living in this spacious end-unit townhouse located in the gated Bay Isle community. This 3BR/2.5BA home offers a bright, refined open layout enhanced by extra windows and natural light exclusive to end units. Enjoy a screened patio for effortless indoor-outdoor living and an attached two-car garage providing secure parking and generous storage. The first-floor primary suite adds convenience, while the upstairs loft creates a flexible space for a home office, media lounge, or quiet retreat. Two additional bedrooms and a full bath complete the second level, offering privacy and comfort for guests or family. The larger end-unit floor plan delivers a more expansive, private feel throughout. Residents enjoy an in-ground community pool and the peace of a gated neighborhood, all while being minutes from shopping, dining, airports, and major roadways. A rare blend of comfort, privacy, and thoughtful design in a well-kept Clearwater community

5166 Bay Isle Circle, Clearwater
$129,900
1 Beds ⋅ 1 Baths ⋅ Chateau Belleair Condo SubDv. ⋅ 33764 Zip Code
LOCATION LOCATION LOCATION! Welcome to the Chateau Belleair Located in the HEART of Clearwater in a HIGH AND DRY part of Clearwater in a NON-FLOOD Zone and NO EVAC Zone! So you don't have to worry about any Hurricanes or Flooding! This Very RARE FIRST FLOOR Unit has been Beautifully Updated from Top to Bottom!! Unit Features Brand New Hurricane Impact WINDOWS/SLIDERS(2025) a $20,000 Value, Brand New AC (2026) New Stainless Steel Appliances(2025), New Granite Countertops in kitchen & bath(2025), Solid Wood cabinets, New Floors(2025), TANKLESS Water Heater, in unit WASHER & DRYER, freshly painted, Building has a NEW ROOF! This unit Features a Screened-in Lanai and your own Private Patio in the back! This unit even comes with a COVERED CARPORT and a Private Storage! Way Too Many Updates to even list!! Chateau Belleair offers a Resort-Style Heated Pool and Hot tub with Cabana seating. HOA fee includes Cable and High-Speed Internet, garbage & trash, Building insurance, Reserves, Pool & Hot tub maintenance, water, outside pest control & Property maintenance. This association is FULLY FUNDED, with No known upcoming special assessments, and the property has recently benefited from a New Roof and exterior repainting—providing strong peace of mind for buyers. INVESTOR FRIENDLY (Immediate rental ability with as low as a 3-month minimum lease and no ownership restrictions!) AND NO AGE RESTRICTIONS!! Great central location close to Shopping centers, Restaurants and close to Tampa International Airport(Only 20mins away) The Beach is (Only 10-15mins away) Downtown ST PETE (Only20mins away) New PICKLEBALL Courts(Only 15mins away)

2209 Belleair Road Unit C3, Clearwater
$263,000
2 Beds ⋅ 1 Baths ⋅ Lakes Unit I The SubDv. ⋅ 33762 Zip Code
Virtually Staged. This tastefully updated single family home, situated on a large lot with no rear neighbors, is located in “The Lakes” - a popular 55+ Resort Style living community. This home has an open floor plan with an abundance of natural light and feels larger than the square footage and includes a 15’ X 9’ screened-in lanai with new epoxy flooring! Many features & upgrades include brand new "wood look" porcelain tile and fresh paint throughout, new ceiling fans and light fixtures, hot water heater (2025), newer windows, new hurricane impact sliding door (2026), roof (2020) and air conditioner (2020). The owner has also added Cellulose blown-in insulation (Rating R-38) and driveway extension. The kitchen boasts quartz countertops, wood cabinetry, stainless steel appliances, and lovely hardware, backsplash & faucet! The bath is also beautifully renovated from top to bottom! The primary bedroom is a good size and boasts a large walk-in closet. The second bedroom is also a good space and both bedrooms feature new plantation style closet doors! The garage is oversized and includes a designated area for your new washer and dryer which convey with the sale! The Lakes community features a heated pool and picnic area, shuffleboard and a clubhouse that can be reserved for social community or personal events. The amenities also include a game room to enjoy a game of pool and a library! A low $305 monthly HOA fee includes everything except the electric! Truly a maintenance free community! Location is perfect close to the Beaches, Tampa Airport, great restaurants and shopping. This home is equipped with hurricane shutters and is NOT in a flood zone. Note: Some pictures are virtually staged with endless possibilities and also included are the original pictures.

4318 Great Lakes Drive N, Clearwater
$339,000
2 Beds ⋅ 2 Baths ⋅ Seville Condo 12 SubDv. ⋅ 33764 Zip Code
Experience a stunning million dollar Waterfront view from this unique eighth floor condo the spacious two bedroom two bathroom unit offers the potential to convert into a three bedroom layout. Enjoy the breathtaking views without the hassle or cost of flood insurance as this property is located outside any evacuation zone among the 386 units in this desirable community only two units share this generous 1540 square-foot heated layout and spectacular view The condo features top-notch laminate flooring, a brand, new kitchen and beautifully updated bathrooms plus there are no age restrictions flexible pet policies up to 28 pounds and no lease restrictions conveniently located near everything you need. This is truly a rare find, stylish brand-new granite kitchen with beautiful brand-new cabinet kitchen and two lovely bathrooms tile floor, with brand-new washer & Drayer Machine. all the floor brand new laminate, with fresh paint, It could be easy to restore the unit to 3 bedrooms by adding the partition back, It is located in a hot area. It’s ideally situated behind Clearwater Mall, with easy access to shops like Costco, Target, and various restaurants. It’s also conveniently close to Tampa International Airport, St. Pete-Clearwater Airport, downtown St. Petersburg, and Clearwater Beach, one of the best beaches in the USA, with quick access to US-19. This prime condo won’t last long! It is a beautiful swimming pool with a nice health spa

2699 Seville Boulevard Unit 802, Clearwater
$270,000
2 Beds ⋅ 3 Baths ⋅ Raintree Village Condo SubDv. ⋅ 33765 Zip Code
RAINTREE VILLAGE IS A 55+ COMMUNITY. THIS GORGEOUS CONDO IS LOCATED CLOSE TO THE SHOPPING CENTERS, MEDICAL CARE, RESTAURANTS, AND AWARD WIINNING BEACHES! THE CONDO IS WELL UPDATED FEAURING A BEUTUFUL KITCHEN WITH STONE COUNTERTOPS AND GORGEOUS CABINTRY, 2 VERY LARGE BEDROOMS WITH WALK-IN CLOSETS AND ATTACHED UPDATED BATHROOMS. ONE BEDROOM IS ON THE FIRST FLOOR AND ONE BEDROOM IS ON THE SECOND FLOOR, LUXURY VINYL PLANK FLOORING THROUGHOUT THE DOWNSTAIRS, FORMAL DINING ROOM, FIREPLACE, CATHEDRAL CEILINGS, AND A BONUS ROOM. CONDO IS AN END UNIT WITH GREAT VIEWS OF THE POOL AND GROUNDS. RAINTREE VILLAGE IS LOCATED IN A NON-EVACUATION ZONE AND NOT IN A FLOOD ZONE. THE MONTHLY FEE COVERS CABLE, INTERNET, WATER, SEWER, TRASH, ROOF, LAWN CARE, BUILDING MAINTANANCE, POOL, CLUBHOUSE AND EXTERIOR INSURANCE. A MUST SEE!

2101 Sunset Point Road Unit 2105, Clearwater
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