7630 Bent Tree Loop, St Cloud, FL 34773

$362,900
4
BD
2
BA
1,820
SqFt

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List Price
$362,900
Status
Active
Days on Market
131
Price Change
▼ $5,000 1792211987
MLS#
O6414513
Property Style
Single Family
New Construction
Yes
Year Built
2026
Bedrooms
4
Bathrooms
2
Living Area
1,820
Lot Size
6,098
Acres
0.14
Total Acreage
0 to less than 1/4
Legal Subdivision Name
Harmony Central
MLS Area Major
St Cloud (Harmony)

Property Description

**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR!** New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Appliances will be received after closing. In addition, receive a 1% lender buyer credit with the builder’s preferred lender, Acrisure, for contracts executed by October 31, 2026. See onsite sales agent for complete terms, eligibility and availability. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home to four bedrooms and comfortable one-story living, with the flexibility your household needs and the savings of brand-new construction. Welcome to 7630 Bent Tree Loop. Now offered at $362,900, this move-in-ready Adams Home features 1,820 square feet, 4 bedrooms, 2 bathrooms and a two-car garage. The fourth bedroom provides valuable flexibility for guests, a home office, hobbies or a growing household. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry, a breakfast bar and pantry create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas and a dog park—all without the additional CDD assessment. NEW PRICE: $362,900 FOUR BEDROOMS AND COMFORTABLE ONE-STORY LIVING NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Additional Information

Taxes
$831
Minimum Lease
7 Months
HOA Fee
$908
HOA Payment Schedule
Annually
Community Features
Dog Park, Pool, Street Lights, No Deed Restriction
Property Description
One Story
Zoning
RES
Interior Layout
Open Floorplan, Pest Guard System
Interior Features
Open Floorplan, Pest Guard System
Floor
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Utilities
Cable Connected, Electricity Connected, Sprinkler Meter, Water Connected
Heating
Electric
Air Conditioning
Central Air
Exterior Construction
Block, Stucco
Exterior Features
Private Entrance, Private Yard, Sidewalk, Sprinkler Metered
Roof
Shingle
Foundation
Slab
Pool
Community
Garage Carport
2 Car Garage
Garage Spaces
2
Elementary School
Harmony Community School (K-5)
Middle School
Harmony Middle
High School
Harmony High
Pets
Allowed
Flood Zone Code
X500
Parcel ID
32-26-32-3666-000P-0050
Legal Description
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 5

Listing courtesy of ADAMS HOMES REALTY, INC.. 407-523-1030

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